Jerry Quick
205-681-9831

I read of so many needing representation and wish I could somehow get his name to them.
How can I do this?

I don’t know if your banks are among the 14 that the federal government is requiring do audits on all foreclosures–I think the audit years are 2009-10 –it’s the robosigning period—but I’d check. and then, if they’re on the list, I’d collect the documents for the audits.. Banks have often lost theirs!

You can also call Legal Aid, if you haven’t already.

Of course, the banks audiing themselves is like the old tale about the fox put in charge of the hen house, still, maybe you could get in touch with them and request audits..

If your state has a Mortgage Fraud Task Force, you can also send a fraud complaint to the present Attorney General, even if your foreclosure predates his/her term, and mention that you wrote and requested audits from the banks. If you’re senior citizens, include that in the letter to the AG. Also mention that this has nearly destroyed your marriage.

Task Force attorneys get in touch with bank officers higher up the chain of command than homeowners can usually reach. Hearing from the AG’s office puts banks on notice that this is now a contested foreclosure, which could end up costing them money in court..

In other words, you can try to negociate. They’re paying taxes every year on a lot of vacant houses, it’s in their interest to get them “off the books.”

Banks often claim they tried to find the owners of vacant houses and failed. If you contact them, a registered, signature- required card attached to the envelope will serve as proof you contacted them and they know how to find you for the audit/ negociation.

Good luck!

@nancy hi i am right with you. my husbabd an i are married 22 years have had PERFECT credit our whole lives. 789 credit scores. worked our buns off to raise our 3 children. we didnt go on expensive vacations but always had what we needed to have a good life for our children. we put our 20% down. we didnt take out equity loans as so many people. the downpayment was to keep our money “safe” for our retirement. so in not so many words we lost our retirement home also. this is our retirement home i live in north tampabay area. the area is semi rural. bedroom community of tampa florida. hot summers, cold winters but perfect weather in spring and fall that you just except all the craziness for the great weather fro 6 months . our marriage is also hanging by a few threads. never thought we would be inthi spositions. a few things irritates me.

if we would have taken out a home equity loan when we bought this house and tokk our kids on expensive fancy vacations we could bone a banrupctcy and our 2nd lein oculd have been wiped out.

if i had not put down that 20% i still would be losing my house but i would still have our money.

i am over whelemed with saddness. we had some high credit cards because of our good credit scores and i used it to save our home.

my husband brings up everything when he gets stressed over this. i do not know how we are going to survive this. what they have done to break up our families is just terrible.

I lost a retirement home that my husband and I built in 1989. As a result of these freakin banks we have lost everything and my marriage is hanging on by a thread because my husband believes I caused this to happen, therefore, he lost his dream home on the water, in a town where all his friends are. We have been vacationing there for 44 years….and now nothing. Our home is still vacant and if I knew then, when they foreclosed on our home, I never ever would have left. FRAUD, FRAUD….IS EVERYWHERE!…..Starting with the refinance, and the foreclosure and even after the foreclosure…..the cover-up…..

All this started with IndyMac Bank FSB who fransfered our loan to MERS on the day of closing and then Deutsche Bank National Trust Company was Trustee of the “Home Equity Mortgage Loan” Asset-Backed Certeificates, Series INABS 2006-C, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABSS 2006-C under the Pooling and Servicing agreement dated June 1, 2006. We closed our loan on June 22, 2006. Supposedly Deutsche Bank has my note….But impossible as none of the FRAUD that took place would have been necessary….Robo-Signers on OneWest Bank FSB. Two illegal Assignments of Mortgage. These two banks bounced my home back and forth a couple of times and all illegal. I was told by a representative of IndyMac Servicing that IndyMac did not have the note and neither does Deutsche. They went to great lengths to make it look as if the property has a clean title, but it does not. They have no clue who ones the loan.

I have been told that I would win my case hands down, but I cannot afford the retainer. Plus, I have not been able to find an attorney in Maine who could go after these banks. I do know that Attorney Mitchell Stein is fantastic but I cannot afford him.

Should anyone out there can help me make those two banks pay for what they have do to us, please, please let me know…..nancy_coxall@yahoo.com. We are desperate!

Thank you….Nancy