Exactly Marilyn!…it is like they are screaming to be stopped but no one does because of too much corruption….That is why I blame the POLITICIANS…AND THE U.S. GOVERNMENT for the ongoing robbery of the American people…it is all being done sneaky, strategically and under the guise of too much debt…and it is not even our debt it is WALL STREETS DEBT and the GSE’s debt…….We need to throw these politicians and these judges out Marilyn….they are sneaking in COMMUNISM…!

I vent…Can they do all that after they filed the foreclosure? Course…they know the courts shut a blind eye to whatever……disgusting……

I meant to say they filed 4 assignments….after the fraudclosure lis pens…they are criminals…and they are not trying to hide it.

Marilyn, there is no trustee named in the fraudclosure complaint on the house…the attorney for the Plaintiff who is PHH mortgage is being repped by Fannie Maes attorney network..Fisher and Shapiro….Fannie Mae is obviously hiding behind the servicers to steal homes they do not own….With the commercial property there was not trustee named until after the fraudclosure was filed and they bank “sold” the loan off to another servicer, Bayview Loan Servicing…who have since then filed $ assignments after the fraudclosure was filed and reconveyed the loan back to First Midwest Bank…their obvious attempt at trying to create a new chain of title is a failure…Could their crimes be any more bold..?

If they admit fraud and errors in my own loan – the investors will have them admitting securities fraud right on the record. In our case, the trust our mortgage has been placed in has been sued now at least 3 times of this date.

They’ve already slandered our title once – when the servicer caused to have filed a foreclosure (thereafter canceled) when they knew they were not the rightful owner. Thereafter, the trustee sued, then canceled – and they didn’t properly cancel the foreclosure according to state law….but more importantly, they can no longer rely on a non-judicial foreclosure – they will have to file it in court now in accordance with state law. If they wish to proceed – we will fight them – so they are looking at protracted litigation in which we can prove securities fraud in addition to common fraud (e.g. not my income, not my assets and not my signature on documents).

to me, this is not the solution.
the solution is full restitution to the swindled homeowners.
restitution is not taxable.

it should include money lost that was put into the home. the home should be returned if that is the wish of the
conned homeowner.

“We do cram downs every day with Chapter 13 Bankruptcy and short sales and the only place it can’t be used is where it is needed most. ?????? Why ”

You’re correct. This has been proposed two or three times in legislation and each time it unleashed an unbelievable bank lobbying effort.

It will never pass as long as the banksters own our legislature.

Why could Obama not get cram downs passed to solve this problem? Simple, just look at the Republicans, Tea Party and Democrates that the wealthy, libertarian Koch brothers donate money to and you will see who is really controling all three parties and explains why we can’t move forward. We voted them in, we must accept the blame and me must vote them out, as it is our fault. The president can only work with the people we give him to work with.

I vent…My daughter’s foreclosure does not say ‘ trustee for ‘ next to the plaintiff….does yours? It seems everything that is brought up does not pertain to her papers/documents………and as far as the principal write down goes……just what are they trying to prove…no one is promised their job will be there tomorrow….so with a job they get a principal write down…a complete new mortgage…and like I vent said…months down the road you are out of work….things are expected to be worse in 2012…..so consider that before jumping into anything…I would not agree to sign anything…fight the foreclosure….work on proving the fraud….that you must prove in court…..if others feel they want to go for principal write down…go for it. Just remember…the bank did not lend any money to begin with…they have nothing to lose.