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	<title>
	Comments on: Bill Beckmann MERS CEO &#124; &#8220;Beau Biden is wrong on MERS lawsuit&#8221;	</title>
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	<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Tue, 22 Nov 2011 02:33:06 +0000</lastBuildDate>
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		<title>
		By: Dave		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-223035</link>

		<dc:creator><![CDATA[Dave]]></dc:creator>
		<pubDate>Tue, 22 Nov 2011 02:33:06 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-223035</guid>

					<description><![CDATA[My case is in the First Circuit Court of Appeals in Boston. Kiah v. Aurora Loan Services, LLC and MERS. Appeal case no. 11-1010. Aurora&#039;s attorney presented what she purported was an original note endorsed to Aurora, while at the same time admitting it had been securitized and owned by Fannie Mae [TOTAL FRAUD and the judge let her get away with it because I believe he did not understand how securitization works]. My case was dismissed by judge F. Dennis Saylor IV on the defendants&#039; motion to dismiss for failure to state a claim upon which relief could be granted (FRCP Rule 12(b)(6)). It has been cited by industry attorneys and in court opinions all over the country in defense of the validity of the MERS system. I originally filed in state court and the defendants, Aurora and MERS, removed it to Federal court on the basis of constutitional diversity of citizenship jurisdiction (a move the industry likes to make because they fare better in Fed. Court). Among several issues, I have asked the First Circuit to find that the lower court should have certified the quesiton of the validity of the MERS system to the Mass. SJC on the local action doctrine (state court has the right to develop and weigh in on legal issues of primarily local concern). I believe the First Circuit is holding off on my case because the Mass. SJC is currently deciding the case of Eaton v. Fannie Mae. This case has an overlapping issue with my case (whether or not it is a valid foreclosure when a servicer holds the mortgage but not the note).  However, the delicious thing about this is even if I loose my appeal I will still ultimately win because they screwed up on other foreclosure documentation that I did not know about until after the case was over. I can tell people that it is possible to win against the bastard sleazballs like this industry shill even if you get your rear end kicked along the way. Don&#039;t give up. PLEASE PEOPLE KEEP ALL YOUR DOCUMENTATION ... ALL OF IT. These guys have been making mistakes all over the place because it was all designed for mass document production and the quality assurance was sacraficed for the sake of volume - THIS IS WHERE THEY ARE REALLY WEAK WHICH YOU CAN ATTACK. They are counting on people not being educated enough to be able to read and pick up their errors. In many foreclosure cases, you pick up one DOCUMENT error and the whole foreclosure fails.  The robo-signers have no idea what they are signing, obviously. In MANY cases neither do the bottom feeding law firms, the scum who are just feeding off the trough on the caboose of this MBS gravy train. No mercy on them either. I honestly believe that if everyone just stop paying their credit cards and challenge them on FDCP and FCRA issues and do seroius scrutiny of mortgage documentation, we could collectively defeat them and take them out behind the shed and give them an ass whooping GOOD &#039;N&#039; PROPER.]]></description>
			<content:encoded><![CDATA[<p>My case is in the First Circuit Court of Appeals in Boston. Kiah v. Aurora Loan Services, LLC and MERS. Appeal case no. 11-1010. Aurora&#8217;s attorney presented what she purported was an original note endorsed to Aurora, while at the same time admitting it had been securitized and owned by Fannie Mae [TOTAL FRAUD and the judge let her get away with it because I believe he did not understand how securitization works]. My case was dismissed by judge F. Dennis Saylor IV on the defendants&#8217; motion to dismiss for failure to state a claim upon which relief could be granted (FRCP Rule 12(b)(6)). It has been cited by industry attorneys and in court opinions all over the country in defense of the validity of the MERS system. I originally filed in state court and the defendants, Aurora and MERS, removed it to Federal court on the basis of constutitional diversity of citizenship jurisdiction (a move the industry likes to make because they fare better in Fed. Court). Among several issues, I have asked the First Circuit to find that the lower court should have certified the quesiton of the validity of the MERS system to the Mass. SJC on the local action doctrine (state court has the right to develop and weigh in on legal issues of primarily local concern). I believe the First Circuit is holding off on my case because the Mass. SJC is currently deciding the case of Eaton v. Fannie Mae. This case has an overlapping issue with my case (whether or not it is a valid foreclosure when a servicer holds the mortgage but not the note).  However, the delicious thing about this is even if I loose my appeal I will still ultimately win because they screwed up on other foreclosure documentation that I did not know about until after the case was over. I can tell people that it is possible to win against the bastard sleazballs like this industry shill even if you get your rear end kicked along the way. Don&#8217;t give up. PLEASE PEOPLE KEEP ALL YOUR DOCUMENTATION &#8230; ALL OF IT. These guys have been making mistakes all over the place because it was all designed for mass document production and the quality assurance was sacraficed for the sake of volume &#8211; THIS IS WHERE THEY ARE REALLY WEAK WHICH YOU CAN ATTACK. They are counting on people not being educated enough to be able to read and pick up their errors. In many foreclosure cases, you pick up one DOCUMENT error and the whole foreclosure fails.  The robo-signers have no idea what they are signing, obviously. In MANY cases neither do the bottom feeding law firms, the scum who are just feeding off the trough on the caboose of this MBS gravy train. No mercy on them either. I honestly believe that if everyone just stop paying their credit cards and challenge them on FDCP and FCRA issues and do seroius scrutiny of mortgage documentation, we could collectively defeat them and take them out behind the shed and give them an ass whooping GOOD &#8216;N&#8217; PROPER.</p>
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		<title>
		By: Judith McDonald		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-221462</link>

		<dc:creator><![CDATA[Judith McDonald]]></dc:creator>
		<pubDate>Mon, 21 Nov 2011 00:16:24 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-221462</guid>

					<description><![CDATA[I truly am not a blogger and admire the train of thought it takes as I read most of the day. I have the experience of assigning as MERS partner my home to Alaska Fed.Credit Union located in VA.Health is poor so you must go to judemcdonald.8697@twitpic.com. You can see various documents that support a chain of fraud that includes Citi,Chase,HSBC,Bank of America,Wells Fargo,Countrywide,unbelievable but it took it&#039;s toll on my health .AG Biden was Right.]]></description>
			<content:encoded><![CDATA[<p>I truly am not a blogger and admire the train of thought it takes as I read most of the day. I have the experience of assigning as MERS partner my home to Alaska Fed.Credit Union located in VA.Health is poor so you must go to <a href="mailto:judemcdonald.8697@twitpic.com">judemcdonald.8697@twitpic.com</a>. You can see various documents that support a chain of fraud that includes Citi,Chase,HSBC,Bank of America,Wells Fargo,Countrywide,unbelievable but it took it&#8217;s toll on my health .AG Biden was Right.</p>
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		<title>
		By: classmom2		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-220335</link>

		<dc:creator><![CDATA[classmom2]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 14:02:39 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-220335</guid>

					<description><![CDATA[My Assignment of Mortgage was Drafted by Morris-Hardwick-Schneider LLC Attorney for Indymac Bank.

HOW Stupid can Attorneys be to PERJURE themselves as in 2 places on the Document was Robo-Signed....
TIME to HANG them by their BALLZ!]]></description>
			<content:encoded><![CDATA[<p>My Assignment of Mortgage was Drafted by Morris-Hardwick-Schneider LLC Attorney for Indymac Bank.</p>
<p>HOW Stupid can Attorneys be to PERJURE themselves as in 2 places on the Document was Robo-Signed&#8230;.<br />
TIME to HANG them by their BALLZ!</p>
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		<title>
		By: classmom2		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-220334</link>

		<dc:creator><![CDATA[classmom2]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 14:02:39 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-220334</guid>

					<description><![CDATA[My Assignment of Mortgage was Drafted by Morris-Hardwick-Schneider LLC Attorney for Indymac Bank.

HOW Stupid can Attorneys be to PERJURE themselves as in 2 places on the Document was Robo-Signed....
TIME to HANG them by their BALLZ!]]></description>
			<content:encoded><![CDATA[<p>My Assignment of Mortgage was Drafted by Morris-Hardwick-Schneider LLC Attorney for Indymac Bank.</p>
<p>HOW Stupid can Attorneys be to PERJURE themselves as in 2 places on the Document was Robo-Signed&#8230;.<br />
TIME to HANG them by their BALLZ!</p>
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		<title>
		By: Steve Lucore		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-219903</link>

		<dc:creator><![CDATA[Steve Lucore]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 10:16:40 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-219903</guid>

					<description><![CDATA[Most people want to save their homes and will do anything length to prevent the foreclosure as my nephew did.
The modification agreement he signed was than executed by an ASSISTANT SECRETARY OF MERS, it the shows the LENDER CHANGING TO BAC HOME LOANS SERVICING, LP. This Original I have was sent to him believed by Mistake. I beleive that each and every Modification B of A did was signed in this manner. So what the CEO of MERS talks about is TOTALLY all BULLSHIT.

Steve Lucore]]></description>
			<content:encoded><![CDATA[<p>Most people want to save their homes and will do anything length to prevent the foreclosure as my nephew did.<br />
The modification agreement he signed was than executed by an ASSISTANT SECRETARY OF MERS, it the shows the LENDER CHANGING TO BAC HOME LOANS SERVICING, LP. This Original I have was sent to him believed by Mistake. I beleive that each and every Modification B of A did was signed in this manner. So what the CEO of MERS talks about is TOTALLY all BULLSHIT.</p>
<p>Steve Lucore</p>
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		<title>
		By: lvent		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218935</link>

		<dc:creator><![CDATA[lvent]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 01:37:27 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-218935</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218107&quot;&gt;John McCormick&lt;/a&gt;.

Even to say that MERS is an unsecured creditor and a non-record claimant is fraud...They are a computer data base.  They are acting as a nominee for the pretender lender.... andneither are on record as having a legally enforceable lien because neither one lent us any money... An attorney told me that in Illinois MERS can&#039;t foreclose....That is why Fannie Mae is hiding behind their attorney network and the Servicer to try and have joined us the defendants to foreclose on MERS....PHH MORTGAGE says that MERS holds the mortgage...and PHH MORTGAGE holds the note....They are sneaky liars..]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218107">John McCormick</a>.</p>
<p>Even to say that MERS is an unsecured creditor and a non-record claimant is fraud&#8230;They are a computer data base.  They are acting as a nominee for the pretender lender&#8230;. andneither are on record as having a legally enforceable lien because neither one lent us any money&#8230; An attorney told me that in Illinois MERS can&#8217;t foreclose&#8230;.That is why Fannie Mae is hiding behind their attorney network and the Servicer to try and have joined us the defendants to foreclose on MERS&#8230;.PHH MORTGAGE says that MERS holds the mortgage&#8230;and PHH MORTGAGE holds the note&#8230;.They are sneaky liars..</p>
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		<title>
		By: lvent		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218871</link>

		<dc:creator><![CDATA[lvent]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 01:03:16 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-218871</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218584&quot;&gt;lvent&lt;/a&gt;.

Right on John...the GSE&#039;s are a big fraud. They are fraudclosing on the American people and hiding behind the servicers,...they are dirty crooked bastards.  I blame the U.S. GOVERNMENT...The GSE&#039;s are in receivership.,..yeah right!...they are in receivership of our wealth and assets to cover up for their crimes...the U.S GOVERNMENT is allowing them to STEAL what they do not own and have no legal right to take to pay for their trillions is fraud....!!!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218584">lvent</a>.</p>
<p>Right on John&#8230;the GSE&#8217;s are a big fraud. They are fraudclosing on the American people and hiding behind the servicers,&#8230;they are dirty crooked bastards.  I blame the U.S. GOVERNMENT&#8230;The GSE&#8217;s are in receivership.,..yeah right!&#8230;they are in receivership of our wealth and assets to cover up for their crimes&#8230;the U.S GOVERNMENT is allowing them to STEAL what they do not own and have no legal right to take to pay for their trillions is fraud&#8230;.!!!</p>
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		<title>
		By: John McCormick		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218870</link>

		<dc:creator><![CDATA[John McCormick]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 01:02:45 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-218870</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218107&quot;&gt;John McCormick&lt;/a&gt;.

Ivent, Here is what a local 9th US District judge had to say about the relationship between your mortgage, MERS and the bankruptcy court. He goes to great length to describe that relationship, You&#039;l have to form your own opinion on the relative correctness of his.

http://loanaudit.wordpress.com/2009/12/09/mers-v-lisa-marie-chong]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218107">John McCormick</a>.</p>
<p>Ivent, Here is what a local 9th US District judge had to say about the relationship between your mortgage, MERS and the bankruptcy court. He goes to great length to describe that relationship, You&#8217;l have to form your own opinion on the relative correctness of his.</p>
<p><a href="http://loanaudit.wordpress.com/2009/12/09/mers-v-lisa-marie-chong" rel="nofollow ugc">http://loanaudit.wordpress.com/2009/12/09/mers-v-lisa-marie-chong</a></p>
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		<title>
		By: John McCormick		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218806</link>

		<dc:creator><![CDATA[John McCormick]]></dc:creator>
		<pubDate>Sun, 20 Nov 2011 00:34:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-218806</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218584&quot;&gt;lvent&lt;/a&gt;.

Ivent, I agree with your position. I have a comment about the GSE. A good read is Mr. DeMarco&#039;s testimony before congress. In it, he states that Fannie and Freddie are &quot;private&quot; companies and should not be subject to FOIA. In our state Fannie and Freddie pay no transfer taxes because they are GSEs.  They can&#039;t have it both ways. Either they are GSEs and subnject to FOIA and therefore are required to tell me who is the &quot;holder &quot; of my note,,,,,,,, OR,,,,,, they are private and should be made to pay the transfer tax. 

See page 8! http://www.fhfa.gov/webfiles/21318/Demarcotestimony52511.pdf]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218584">lvent</a>.</p>
<p>Ivent, I agree with your position. I have a comment about the GSE. A good read is Mr. DeMarco&#8217;s testimony before congress. In it, he states that Fannie and Freddie are &#8220;private&#8221; companies and should not be subject to FOIA. In our state Fannie and Freddie pay no transfer taxes because they are GSEs.  They can&#8217;t have it both ways. Either they are GSEs and subnject to FOIA and therefore are required to tell me who is the &#8220;holder &#8221; of my note,,,,,,,, OR,,,,,, they are private and should be made to pay the transfer tax. </p>
<p>See page 8! <a href="http://www.fhfa.gov/webfiles/21318/Demarcotestimony52511.pdf" rel="nofollow ugc">http://www.fhfa.gov/webfiles/21318/Demarcotestimony52511.pdf</a></p>
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		<title>
		By: lvent		</title>
		<link>https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218584</link>

		<dc:creator><![CDATA[lvent]]></dc:creator>
		<pubDate>Sat, 19 Nov 2011 22:58:13 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=35897#comment-218584</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218549&quot;&gt;John McCormick&lt;/a&gt;.

John McCormick...they will never tell you that......WHY? because THAT LOAN WAS NEVER MADE TO YOU...THAT LOAN WAS NOT A LOAN TO US, THAT SO-CALLED MORTGAGE CONTRACT IS A SHAM AND A FRAUD...The note was a check rhat  WE GAVE TO THEM and they cashed that check at the Origination and they got paid when they sold that loan off to WALL STREET..AND IN THE CASE OF THE GSE&#039;S BOUGHT BACK THOSE LOANS FOR PENNIES ON THE DOLLAR ON THE PRIVATE SIDE....WHICH IS MORE FRAUD...THAT CREATED AN ILLEGAL AND UNCONSTITUTIONAL CONFLICT OF INTEREST BEWEEN THE U.S. TAXPAYER AND THE GSE&#039;s....As to WHO THE INVESTORS ARE....THAT IS SOMETHING THEY WILL NEVER LET YOU KNOW....THEY NEVER DELIVERED THE LOANS TO THE TRUSTS...THE TRUSTS WERE A SHAM AND A FRAUD...THEY DUMPED THE LOANS IN A GLOBAL POOL WHEN THEY SOLD THE LOANS OFF TO PUBLIC....THAT WAS WHAT THEY THOUGHT THE FIX FOR ALL OF THE FRAUD WOULD BE.....THAT WAS A HALF ASSED ATTEMPT AT .INSTANT SECURITIZATION...IT DOES NOT WORK LIKE THAT UNDER TRUST LAW...THE PSA AGREEEMENT IS WHAT DICTATES WHAT THEY MUST DO....AND THEY DID NOT DO IT...BOTTOM LINE...THOSE MORTGAGE CONTRACTS AND NOTES ARE NULL AND VOID.....BECA-- USE THEY BROKE THE LAW.....]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/11/18/bill-beckmann-mers-ceo-beau-biden-is-wrong-on-mers-lawsuit/#comment-218549">John McCormick</a>.</p>
<p>John McCormick&#8230;they will never tell you that&#8230;&#8230;WHY? because THAT LOAN WAS NEVER MADE TO YOU&#8230;THAT LOAN WAS NOT A LOAN TO US, THAT SO-CALLED MORTGAGE CONTRACT IS A SHAM AND A FRAUD&#8230;The note was a check rhat  WE GAVE TO THEM and they cashed that check at the Origination and they got paid when they sold that loan off to WALL STREET..AND IN THE CASE OF THE GSE&#8217;S BOUGHT BACK THOSE LOANS FOR PENNIES ON THE DOLLAR ON THE PRIVATE SIDE&#8230;.WHICH IS MORE FRAUD&#8230;THAT CREATED AN ILLEGAL AND UNCONSTITUTIONAL CONFLICT OF INTEREST BEWEEN THE U.S. TAXPAYER AND THE GSE&#8217;s&#8230;.As to WHO THE INVESTORS ARE&#8230;.THAT IS SOMETHING THEY WILL NEVER LET YOU KNOW&#8230;.THEY NEVER DELIVERED THE LOANS TO THE TRUSTS&#8230;THE TRUSTS WERE A SHAM AND A FRAUD&#8230;THEY DUMPED THE LOANS IN A GLOBAL POOL WHEN THEY SOLD THE LOANS OFF TO PUBLIC&#8230;.THAT WAS WHAT THEY THOUGHT THE FIX FOR ALL OF THE FRAUD WOULD BE&#8230;..THAT WAS A HALF ASSED ATTEMPT AT .INSTANT SECURITIZATION&#8230;IT DOES NOT WORK LIKE THAT UNDER TRUST LAW&#8230;THE PSA AGREEEMENT IS WHAT DICTATES WHAT THEY MUST DO&#8230;.AND THEY DID NOT DO IT&#8230;BOTTOM LINE&#8230;THOSE MORTGAGE CONTRACTS AND NOTES ARE NULL AND VOID&#8230;..BECA&#8211; USE THEY BROKE THE LAW&#8230;..</p>
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