Comments on: Fraudclosure | OCC Releases Public Service Ads About the “Independent” Foreclosure Review

By: charleen

charleen — Sat, 02 Mar 2013 06:18:20 +0000

Got the results of the independent foreclosure review yesterday Feb.28,2013, not eligible..Auroraloans says your not in the foreclosure process between 2009-2011 when you are on the HAMP trial and they fail to make it permanent, then put you on it again and deny you on you second payment for “too much forbearance”, then do a standard mod.and never send you a denial..
Also want to thank the OCC for changing the rules in January 2013, only legalities…did you also change the remediation framework for 3a? This whole experience has been like having a loved one diagnosed with cancer, go into remission a few times, and then pass away. Giving the public so much false hope over and over is so cruel…

By: Heather

Heather — Sat, 04 Feb 2012 05:21:27 +0000

Although I have been subscribed to this newsletter for a while, I did not see this until now, and wish I had! My attorney advised me to respond, and I sent off a packet (they paid for the postage, so why not? and it gives them more information than what’s being gathered by the form).
It disturbs me to read that the independent reviewers can’t contact the borrowers, because the form is not very thorough. It only gives a starting point needed for a more in-depth review. The other item that concerned me – and on which there is no further information given – the survey states that I can have a independent reviewer other than my mortgage company review my case. So, is the review really done by a truly independent reviewer, or one hired by my mortgage company?

By: To Tell The Truth

To Tell The Truth — Thu, 05 Jan 2012 22:26:16 +0000

If they cannot contact the buyer why are they mailing out paperwork to the buyers? Also, as i said before, all they want is for us to help them hang us more…they want to know what we have so they can plan their strategy and so they can correct their mess and do whatever else they can do using our information to reinforce their fraud…go figure…what happens if one does not respond to their mail?

By: acmodspecialists

acmodspecialists — Thu, 05 Jan 2012 01:04:11 +0000

I think this is just way to give you rights to fight them later on for Fraud

By: kravitz

kravitz — Wed, 04 Jan 2012 21:01:34 +0000

why give up your legal rights by submitting to this OCC sham review? the questionaire doesn’t even make good bird cage liner.

By: lvent

lvent — Wed, 04 Jan 2012 20:23:50 +0000

There is no “fix’ for fraud…that is why they can see no fraud… Well, the State AG’s office told me that there is fraud in EVERYONES MORTGAGE…So in that case…time to rescind…The law is the law and any act of fraud in a legal contract nullifies the legal contract…

By: Andrea Guice

Andrea Guice — Wed, 04 Jan 2012 19:48:54 +0000

Hmmm…Looks like a weak attempt by the pawns of the bank, OCC, to pretend they want to help consumers harmed by the very banks they cater to, …kinda like, CYA after the fact sherlocks!
I wrote these scumbags with concerns of banks wrongdoings re my mortgage in 2007 & recieved a letter back by the OCC in which,after a supposed investigation of my complaints, made decisions in favor of the banks. Kinda reminds me of the old cartoon Rocky & Bullwinkle, ….”say rocky, watch me pull a rabbit outta my hat’…, but never did! Sure the OCC wants to help the consumer…but, I hardly believe the continued lies of the OCC! OCC’s track record, supposed bank regulators, speaks for itself. It’s still just a bunch of ‘bull_winkle!’
It’s time to stand up against bank fraud. Sue them bank ‘ba*tards’ royally!

By: Pamela Edwards

Pamela Edwards — Wed, 04 Jan 2012 19:35:40 +0000

Exactly what has happened and now the same people that put your very lives at stake now want to review your foreclosure so they can tell you how badly they ripped you off and what thier not going to pat you.You in turn give up your rights to pursue this any farther.Sounds like a plan to me.