Comments on: The OCC Independent Review | Fraudclosure Review Application Tips & Traps

By: Luis Soberanes

Luis Soberanes — Wed, 21 Nov 2012 21:03:32 +0000

I was doing a loan mod with WAMU then had to start again when it change to Chace , all the time I was dealing with Chace/Wamu a bank called Long Beach Mortgage kelp asking me if I wanted to Refi, thinking it was just junk mail I did not pay attention. then out of no were LBM sent me a letter of foreclosure . my question was and is still why are 2 bank after my house

By: JUDY BROWN

JUDY BROWN — Wed, 29 Feb 2012 13:41:43 +0000

I HAVE RECENTLY LEARNED HOW THIS REVIEW PROCESS WORKS. I SENT MY DOCS TO RUST CONSULTING AND THEN THEY SEND THEM TO THE LENDER, IN MY CASE BOA. THEN THE BANK PULLS THE DOCS THEY WANT TO REVIEW ON THEIR SITE. THEY HIRED TEMPS FROM A TEMP AGENCY (ADDECCO OUT OF NJ) TO REVIEW THE FILES WITH ONLY 1 YEAR EXPERIENCE. THEY PAY THEM AND TRAIN THEM. THEIR IS NO CONSULTING FIRM ON SITE TO OVERSEE THE REVIEW. LOOKS LIKE THE BANKS ARE STILL SCREWING THE HOMEOWNER. DO YOU REALLY THINK THEY ARE GOING TO ASSIST IN MY MISTAKES THAT THEY DID AND PAY THE HOMEOWNER FOR DAMAGES

By: EM

EM — Mon, 13 Feb 2012 19:57:48 +0000

In reply to lvent. I filed a suit agains MERS, Everhome and Fannie Mae myself in GA Courts (Per Se). I went through the process and the judge still threw me out of court and they took my house. I just feel that this whole property ownership piece is a scam period. I am completing the review form in hopes of some help.

By: see

see — Wed, 11 Jan 2012 05:18:32 +0000

In reply to Shelley A. Erickson. Shelly, as you may well know, MERS was registered as a corp in WA for a few months, from 6-09 to 9-09. So does that mean any assignments made out by VP of MERS and made outside of those dates may not be legal?

By: lvent

lvent — Tue, 10 Jan 2012 05:26:07 +0000

In reply to lvent. They use our birth certificates as collateral for their counterfeiting operation....

By: lvent

lvent — Tue, 10 Jan 2012 05:24:00 +0000

In reply to notmyhomeyournot. Notmyhome....I read that the Fed admitted it hasn't held gold since the 1930s..

By: Shelley A. Erickson

Shelley A. Erickson — Tue, 10 Jan 2012 04:19:32 +0000

Soooooo Many people do not realize they are all a victim of #21. MERS is not even registered in the state it was based out of not alone any other states, so like my sons if the debt collector claims they are foreclosing for MERS, they are unlawfully foreclosing due to MERS, Deutche Bank Nat’. Trust, RECONTRUST ans American Home Mortgage, BOA and BAC and most of them are not registered to do business in your state and have unlawfully foreclosed on most if not all mortgages. When they claim they are not subject to State Law because they are a National Bank, they are violating National Bank Law, There is a letter from the OCC dated January 14, 2005, that states the OCC beleives that neither 12 c.f.r.34.4 nor the National Bank Act preempts State Law. See Washington State V RECONTRUST and State of Delaware V. MERS, (Mers corp was based and incorporated in Delaware) and the same similar laws apply in every state that as a matter of law the foreclosure has unlawfully foreclosed on most if not all foreclosed homes. Read them and The REMIC’S HAVE FAILED THE REMICKS HAVE FAILED and the Oppenheim Report and “Wall street and the Financial Crisis; anatomy of a Financial Collaspe.” Check the state Corporations registered in your state. And the licensed financial , and or lending , and banks registered in your state. I will bet you dont find your foreclosing company listed. They have to pay up all taxes they did not pay and be current inorder to initiate foreclosing and they have to be registered to do business in your state at the initiation of the foreclosing. If not they are illegally foreclosing. I am not an attorney, I have just read for hours since Deutsch Bank and Chase pulled modification fraud on me. I am a Pro Se actually a Propria Persona. Look up Pro Se case law on the web. It is helpful.

By: notmyhomeyournot

notmyhomeyournot — Tue, 10 Jan 2012 03:49:37 +0000

The feds have been throwing around phony money since 1963 and they still are, while we pay heavy prices for the corporations overcharged products. The corporations are running everything from the President down to the child protection agencies that take children from good homes on hearsay in petitions to give them the right to control the families and every aspect of family business. So why would this surprise you that they take homes whit nothing more then the assumption that the homeowners are deadbeats, and when that does not work they take away your job so you fall behind, but one way or other they will just steal everything whenever they want. Meanwhile they rob all the pensions and retirement funds so we have nothing to fight back with, while they take every penny from investors who have no idea they are holding an empty bag of monopoly money not worth anymore then the Federal Reserve Notes that they are printing. The President as being a Lawyer does have the evidence of fraud by the Fed and the Wall street gangsters, but refuses to go against the grain. He doesn’t want to get killed like JFK for closing the Fed down by printing our own money. President Kennedy had signed the bill to start printing our own currency again, and was killed just before it would have started, but Johnson took office and let the bill die, and to this day was not appealed, so I would think that the Federal Reserve could be closed down and made to give back all the value to the new American Dollar as the fraud has been going on for too many years.

By: lvent

lvent — Tue, 10 Jan 2012 01:28:10 +0000

In reply to lvent.

People in many cases did not stand up for their property rights in court….I have seen it first hand in court….people are not showing up or trusting attorneys who are preying on fraudclosure victims and using what they do not know against them…too many homeowners are believing the lie that if you don’t pay the mortgsge you automatically lose….they signed the contract so they are screwed..that is not true..make them prove they own your loan….they cant…..

By: lvent

lvent — Tue, 10 Jan 2012 01:17:45 +0000

This is a ruse….these crooks could have never been granted these foreclosures without committing fraud…if the FED via the OCC admits their banks that they own committed fraud and took away peoples homes illegally they are opening up a can of worms their cohorts and minions….monetary compensation for having your home stolen is unacceptable….give the stolen homes back and stop the fraudclosures…..!!!!