Ok Folks, I stated I would update the status of our mediation on Friday, March 03, 2012. This was our second mediation and has been scheduled for a 3rd. CitiMortgage was not ready for us again. They did not provide NO requested docementation. But to make us feel better, they were going to run the numbers in the system to see if we qualify for the HAMP Modification. Mediation was to start at 12 Noon. It did not start until 12:50pm. The mediator left our notes on his dresser at his house so he was not prepared nor updated with the status of our claim. After 2 hours of nothing (even Citi attorney did not know anything about our case and left mediation to get a McDonalds hamburger). So Citi is plugging in numbers????????? What Numbers???????? Could these be the same numbers we have been requesting (like for payoff and all other charges)? Well Folks, Citi stated they had a problem and could not get us qualified and that our payment would be much higher. Well, I ASK……….WHAT NUMBERS ARE YOU PLUGGING IN? Response from Citi (now Citi had all the information since the 17th of Feb) $62,049.00 for original balance (we have been paying for 18 years), $29,000.00 for arrearages and additional funds for attorney and penalties. What a joke! It cost us over a $1,000.00 for this day. Scheduling the 3rd mediation, the mediator wanted to know if we were willing to pay his $350.00 for the day. We said NO but of course Citi was proud to pay. And during the scheduling of the 3rd mediation, the mediator ask if he could schedule our appointment on a day that he would have another mediation. Well he ended up with 3 cases on the same day. I am glad someone got some good out of it. It was totally stupid and a waste of time. Again, my husband lost his overtime for the week. These folks need to get it together. I will post out come of 3rd mediation. I just dont see any justice for us at all.

vince faulkner…why waste our time negotiating with these evil criminal terrorists and extortionists..?.SCREW THEM..AND SCREW THAT…!!..WE THE PEOPLE MUST START FORMING COMMUNITY MILITIAS NOW…!!! AS THE FOUNDING FATHERS AND J.F. K. WARNED US TO BE ALWAYS AT THE READY AND ARMED TO DEFEND OUR FREEDOM, OUR LIBERTY . OUR INDEPENDENCE AND OUR COUNTRY…!! SEE THE LINK THAT EXPLAINS THE TRUTH ABOUT WHAT PROTECTING OUR FREEDOM AND OUR COUNTRY REALLY MEANS…
http://www.awrm.org/mission.htm

J. ALONZO…WTF..ARE YOU TALKING ABOUT..??? MEDIATE WHAT EXACTLY..??? YOU PREACH ABOUT THE NEOCONS AND YOU ARE SPREADING THEIR EVIL RHETORIC AND IN TURN YOU ARE DOING WHAT ALL OF THESE CRIMINAL POLITIIANS ARE THEMSELVES DOING…WHICH IS, TRYING TO HOODWINK THE AMERICAN PEOPLE….TAKE MY ADVICE, AND LAY OFF THE RON PAUL HOODWINKING FREEMASONRY FOR A WHILE…FREEMASON RHETORIC IS A POISON PILL.THEY TELL YOU WHAT YOU WANT TO HEAR AND THEN THEY TURN AROUND AND SCREW US..JUST LIKE WHAT OBAMA DID AND IS DOING……OBAMA IS A PRINCE HALL FREEMASON…FREEMASONS BELIEVING LYING IS HONORABLE IF IT ACCOMPLISHES THEIR EVIL GOALS OF GLOBAL TOTALITARIANISM….THE FREEMASONS ARE THE BANKERS AND THE LAWYERS AND THE COPS AND THE MILITARY AND THE MEDIA AND ARE HIDDEN ALL THROUGH THE GOVERMENT…AND THEY ARE THE WORLDS FIRST BANKERS….WHO WERE THE KNIGHTS TEMPLARS..AND FREEMASONRY AND ALL OTHER SECRET SOCIETIES AND CULTS ARE JUST A CONTINUATION OF THE KNIGHTS TEMPLARS…..DO YOUR HOMEWORK BEFORE YOU SPEAK..PLEASE..!!!.WE THE PEOPLE MUST FORM MILITIAS NOW AS THE FOUNDING FATHERS AND JFK TOLD US…THERE SHOULD ALWAYS BE MILITIAS AT THE READY AT ANY TIME TO PROTECT OUR FREEDOM FROM THE GOVERNMENT THAT HAS BECOME A COMPLETELY CORRUPT AND — USELESS TYRANNY AND IS OPPRESSING WE THE PEOPLE….!! OCCUPY…GUTS, GUNS…GOD..! DOES RON PAUL EVER TALK ABOUT MILITIAS..???…HELL NO…! ..WAKE UP AMERICA…THESE LOW LIFE GLOBALIST NWO SCUM ARE TRYING TO STEAL OUR COUNTRY…!!

Mr. Faulkner

We’re all aware of the foreclosure crisis facing our state, and I have co-sponsored 2 pieces of legislation that hope to address this important issue by expediting the foreclosure process. HB 213 by Rep. Passidomo will accomplish the following:

· Reduces the statute of limitations for deficiency judgments on a foreclosure action from five years to one year
· Amends the expedited foreclosure process to allow all lienholders to use the procedures, instead of just the mortgagee; reduces the number of hearings from 2 to 1; and prohibits service by publication when using the expedited process unless the property is abandoned.
· Requires the plaintiff in a foreclosure action to provide information to the court upon filing of the case regarding lost, destroyed or stolen promissory notes.

I support HB 213 by Rep. Passidomo because I do believe that banks are largely responsible for the foreclosure process, but they are not the only ones at fault. For that reason, I have also co-sponsored HB 319 by Rep. Moraitis. Florida is one of only a few states that requires banks to pay a portion of past due HOA assessments, known as “Safe Harbor”. HB 319 simply clarifies the current statute, providing that banks must pay 1% of the original mortgage value or 12 months in fee assessments. This clarification is necessary because some law firms are attempting to tack on additional fees to the lenders, beyond what is required by law, resulting in a delay of the resale of property.

Some constituents have perceived HB 319 as another “bank bailout” and have sent correspondence to that effect. The provisions of HB 319 are not intended to protect the banks, nor does it propose to increase or decrease the current assessment fee rates, but rather clarify what is already law.

At the request of CAN (Community Action Network), HB 319 also clarifies that third party purchasers at aunction must pay all assessment fees, interest, late fees, and legal fees.

I hope you find this information helpful.

Godspeed,

Fred Costello

Mr. Costello
I am a resident of Ormond Beach and I am very concerned with the passing of HB 213 and your yes vote on that bill. For the past few years I have been researching documents filed in Volusia County Courts pertaining to foreclosures and in the course of that research I have discovered a large amount of what I will call improprieties which questions the validity of the documents. During this time I have met with several County officials including a meeting with Liz Whitaker the RMLO for the clerks office along with their general council. While reviewing and discussing the documents Ms. Whitaker and council told me that they were aware of some of the defects in the documents but they could not do anything about it due to a lack of authority. Since then I attended a County Council meeting at which I asked to speak in an attempt to find out who has the authority to address these issues and was told someone would get back with me. After waiting a month and a half with no response even after several e-mails I attended another County Council meeting at which I was told were sorry but there is nothing we can do. Now we are passing a bill which will expedite the foreclosure process without even knowing fully the damage that has already been done to our land records let alone what speeding the process up will do. It is my belief that you owe it to the people of your district to at least look into the problem that already exists and the potential problems that this bill will create. To expedite foreclosure is merely kicking the can down the road which eventually will lead us to a much bigger issue.
Sincerely
Vince Faulkner

Worth reading
http://www.nakedcapitalism.com/2012/02/yet-another-mortgage-scam-homeowners-not-getting-cancelled-notes-after-foreclosures-hit-by-later-claims.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+NakedCapitalism+%28naked+capitalism%29

Javagold, I see the signs and I believe that their day of reckoning is coming very soon..!!! They screwed way to many people and no one is going to protect any of them in the end..no matter what they think…and I wouldnt want to be any of them when that day comes..!