Comments on: Attorney General Kamala D. Harris Announces Homeowner Bill of Rights (VIDEO)

By: Collene

Collene — Fri, 02 Mar 2012 19:16:03 +0000

CA A/G Kamala D. Harris from could you please make a phone call to MA A/G Martha Coakley to explain to her what it means to be an ETHICAL person and work for the people that put you in office. She is intimidated by the corrupt banks and rewards their actions instead of penalizing them. It is a sad day when you present proof of over $200,000 in payments that were paid to a Pretender Lender and zero was applied to the principal. I could go on and on. I am so disguisted with MA officials and the Judges in the Housing Court. Lawyers have to start taking these case on a contingency in order to allow others like me to make sure Justice is done. We already paid almost $40,000 to an attorney who allowed the Judge to make a judgment not based on the facts of law. The Judges illegal actions did not stop there, he refused all motion filed after the judgment all of which were filed in a timely manner. He was chummy with the defendant (bank) attorney who was nervous during the trial because they could not provide proof of ownership, crediting payments, filing proper guidelines according to the law and that is just a few of over 100 acts of fraud and deceit. We are a loving family of 2 sons one is a Veteran and he returned home from his 2nd tour in Iraq with PTSD and the only home he ever knew for 22 years was illegally sold. Our family has received a life sentence and everything we worked so hard for is gone. We paid our bills we had no charge cars or loans and paid our mortgage on time. It is too involved but I think you get the picture. We were NOT a family that bought a home that was now not worth as much as the loan amount. We were not in arrears. Our bank would refuse a timely payment and then send a reinstatement letter with all kinds of illegal late and legal fees. This happened a couple of times one causing us to lose my husbands Annuity. We were working with a HUD approved Credit Counselor who was an expert witness in court and the Judge ignored the facts of law and his testimony. The bank knew we finally received our note which we were never in possession of and now we could prove that according to UCC 3-305 this was an illegal contract that never came to fruition at infancy and therefore they were committing FRAUD collecting on a loan they were not entitled to. You can’t believe all the proof we have in our possession and it kills me that I don’t have the ability to do this on my own. I am determined to get this story told by a news reporter and expose all the guilty parties involved and hopefully prevent anyone else that finds themselves doing the right thing by paying their bills only to have it all taken from them without any knowledge or notice. Thank you for letting me vent!

By: ruth ann traci

ruth ann traci — Thu, 01 Mar 2012 17:11:25 +0000

Seems to me this was already reqyured among former AIG and others, including President Obamal; maybe the treat of fines this time might work! Finally someone gets it! Too late for me, however I am hoping the very best for all of my homeowner friends/homeowners that own more than one home to finally get some assistance

By: Bob Sublime

Bob Sublime — Thu, 01 Mar 2012 16:00:14 +0000

Friends,

I think that we are witnessing another sick joke against defrauded homeowners.

Where is the provision to require banks to prove their ownership (original “wet ink” documents) when filing for foreclosure??? That’s all that is needed. This other stuff is only smoke and mirrirs for the banks’ sake.

Actually, these laws are already on the books, but are not being required by the foreclosure judges.
All it would take is ONE JUDGE in ONE CASE to follow the law. End of problem.

The worst of all is that we thought some of these AGs were on our side. Oops, our bad!.
With regard to political help, we are absolutely alone in this battle.

Do these bloviating fools really believe the crap that they are spewing??
Yes, Senator, there is lots more work to do!

Please check out the http://www.the99declaration.org

By: Fed up

Fed up — Thu, 01 Mar 2012 15:20:14 +0000

God forbid if Florda AG Pam Bondi would do the same.

By: MARIO KENNY

MARIO KENNY — Thu, 01 Mar 2012 14:00:02 +0000

xcellent start.