Comments on: We the People | A Story of an American Citizen Facing Fraudclosure on Home that was Already Sold

By: incognito123

incognito123 — Fri, 02 Mar 2012 06:55:37 +0000

In reply to Sherri. You can't modify something with an entity that does not have the authority to negotiate with you, They'll say they do, SO MAKE THEM PROVE IT FIRST, they can't

By: Sherri

Sherri — Thu, 01 Mar 2012 22:24:54 +0000

OMG!! I’m just starting into this mess-trying to obtain loan modification from Wells Fargo (who has assured me verbally that a modification is already approved, pending a 3 month trial period where I make the new agreed upon payments in a timely manner) What Wells Fargo sent me was a Forbearance Agreement Letter stating that I pay the same new agreed upon payments for three months and that at the conclusion of that time “This is not a waiver of the accrued or future payments that become due, but a trial period showing you can make regular monthly payments.”(I guess the 23 previous years that I have been making those regular monthly payments did not count!) They continue “Please note that investor approval is still pending. Upon successful completion of the Agreement, your loan will not be contractually current. Since the installments may be less than the total amount due, you may still have outstanding payments and fees. Any outstanding payments and fees will be reviewed for an option to bring the loan current.” My tail will be out in the wind and they are left free to pursue whatever course of action they desire including to continue to forclose!! The financial mortgage community and courts have us all over a barrel and it seems that the only ones held responsible for acting in an honest and ethical manner is “we, the people”. May God help us all to find a just resolution!!

By: Fed up

Fed up — Thu, 01 Mar 2012 20:14:36 +0000

Our country is a disaster area

By: ruth ann traci

ruth ann traci — Thu, 01 Mar 2012 17:54:30 +0000

Boy am I glad I didn’t sell something to purchase legal representation! So far either the AIG, or Governors Office has come through questioning BAC LP Servicers, once they have satisfied whatever it was needed to send back to their offices, they immediately went back too square one. I was told to go back to origianl residence would assist in modification/locked out/! Contacted the Governors Office after receiving what you received notice to pay/abandoned property??LIARS! after contacting the Govenors Office, a letter of apolygy and too ignore prior/HA! now a 1099 and once again, Abandoned Property!!! I have never abandoned anything! Finally a property forced to short sell going on 2 yrs/forced back in/ sold! with Hafta! I did get $3000 to move, day of moving?given heavy stuff away! Stated papers says forgiveness, now the title company sends something completely different!! and yes! a modification on one of those horrific loans where it was growing at the back!! 3 yrs perfect payments!! while in hospital, after 7 months of tryibng to get it back to original terms, since it had gone up $400+ a month!they put home in default!! Guess I am known as the big bucks Grannie? put all inheritance in properties, oops! the good news is I will be on the 3rd foreclosure and no one is helping and the only ones winning are the investors/new home owners/banks! yes banks! a few homeowners able to take the situation in their own hands and move to something cheaper! I am doing this alone, always asumed if I had a partner it wouldn ;t be so bad, obviously not! Very sorry for your delima! Just by observing and having wasted $2,000 on one occasions I knew maybe not too hire legal counsel, actually all of the ones I have gone too just want me too file chapter 7???? at this point it doesn;t matter, you are right your credit is ruined!!!

By: Katheryn

Katheryn — Thu, 01 Mar 2012 16:38:05 +0000

This is going on everywhere and needs to be stopped. With each of our stories comes to light more and more outrageousness by those that have been given the green light to do as they please, follow no laws or ethical ways of doing business and the justice system goes hand in hand. Horrible Horrible Horrible.