per contract law requires 2 signatures and full disclosure… what part of the closing docs did the alleged lender put their legal representatives signature to? Like I mentioned before the debt instrument, (Note) was converted to a negotiable instrument was put into a demand deposit account … Misinformation does not help those seeking the truth… Knowing how the “money” system works in this country will help greatly in unraveling the web of deceit on the people… Turn off your tel e visions or remain a slave to the system… “We keep being brought to a point of choice until we choose correctly for ourselves,” Marriane Williamson….
peace love and joy to all
megan

I think Rothschild said, “I care not who makes the laws, if I control the money” or something like that.
I believe the solution to retuning our country to a Republic form of government rather than a corporation which we have been since 1871 and prohibit any attorney from holding office we could heal the financial blight on this land…Not saying all attorneys are jaded by the British Accredited Association (BAR) foreign agents, but very darn close to
I challenge everyone to step outside their comfort zone and research their mortgages and what really happen at closing…

the fact is the Originator was satisfied the moment they deposited the note for cash… that is why the loan numbers change, when a debt is satisfied there is no contract with anyone following because the deed of trust was not executed. (signed by them) I would venture to say that 99% of all mortgages are done in misrepresentation of fraud…It is my mission to change that paradigm, those with ears will hear and eyes will see.
Fraud from the get go, or if you prefer ab initio…

Megan,
I hear you and have heard others express similar opinions. I don’t dispute accuracy but fail to comprehend a reality that would prevent foreclosure. Tennessee has a non-judicial system where foreclosure is not a court procedure. Most notes are signed at closing giving MERS, as trustee, or a similar trustee, the right to foreclose. and sell the property on default. The trustee sells the collateral (property) on the courthouse steps without going to court to seize it first. It is sold then legally seized. The lender instigates the process and MERS is the conduit. MERS is the problem! Even if MERS operates contrary to property laws the courts in some or most states have legitimized MERS, allowing them to continue regardless of defrauding property law to preserve chain of title, a separate issue. Law gives MERS or a trustee the right to do this without going to court because we signed contracts or notes, if you will, agreeing to forfeit our rights at closing. Regardless of the legality of what Banks are doing in relation to property law, the process is allowed to continue and thousands or millions of properties are sold by trustees, then confiscated as a resuilt. Titles are wiped clear of liens with even second position liens allowed to follow the individual, not the property. It is ludicrous but real! Our laws have been set up to protect lenders.
The majority of people are ignorant to what they sign at closing or don’t care because they don’t plan to default.
What occurred was banks sold predatory products that changed over the life of the loans and people were shocked at what they signed. As you correctly surmise, they trusted the closers but contracts/notes are legal documents. I confess to knowing little of property law even in the real estate business as there is a disconnect between selling, appraising and knowing the law. Laws on property rights and title do not negate legal contract to pay.
MERS is a bogus entity the law allows, at present

being one who is in foreclosure, I started 2 years ago investigating mortgage fraud and finally though I knew enough to stop funding the fraud late last year… like so many times before in life the purchase of a home we tend to :”trust” the closers. I have learned and been teaching many that what people think is a traditional mortgage where the note (debt) instrument never separates from the deed of trust which is not what happens when you sit down at a closing table. The note becomes a negotiable instrument and allegedly put into a REMIC (ReaL Estate Investment Conduit)
. Property law requires filing sales in the public record. Notes must be affixed (permanently) to the security instrument — a mortgage without the note has been ruled a “nullity” by the Supreme Court. A complete chain of title is required to foreclose on property — every sale of a mortgage must be endorsed over to the purchaser, and properly recorded. Without this, it is illegal to foreclose on property — no matter how many payments the homeowner has missed.. Many people do not educate themselves on what a purchase truly entails, I didn’t until someone told me and I have spent up to ten hours a day research this phenomenon.
It is never to late and the ego will take a washing to surrender to the truth…
Everyone who owns a home need to step outside their comfort zone and not be a slave to financial tyranny brought to the people….
my prayers to any family who is emotionally brought down by this “FRAUD”