my thoughts exactly. we are the onec paying the price for these forged documants, fraudulent appraisals, predatory lending yet we are left out in the cold getting nothing. the foreclsoures should stop. al the banks are involved . make right which is wrong. but to continue to payoff the wistleblowers to keep quiet and not tell judges so cases can be adjucated correctly is beyond my thoughts. as i sit in my tampa bay florida home waiting for my case to be adjuctated it just makes me wonder. a mere almost 3 years ago i found the fraud in my mortgage paper work. all i got from naysayers were you cant prove anything. the judges will laugh at you , you have no proof of a fraudulent appraisal or that the broker didnt do income verification and basically lieing on my application. where is our payment for ruined credit and the stress this is causing. i have aged 10 years in 3. as i sit in my home pondering the fact that wells fargo lost every peice of paper work i sent wether faxed or fed exed but manage to ay my property taxes and insurance different dept did you say. and then told actually not to pay my mortgage ot apply for hamp which of course i was denied. yes the wistle blowers know their employers are liars. where are the home owners in this equation????