There has never been a Clear Title on my property, having at least 1 mechanic’s lien
from “1996” on the guy I bought the property from in “2004”. Of course I’ve been
charged thousands, within the 2 yr. period of time Wachovia “Flipped” my loans, at
least 2 of the 4 loans. I bought the property and paid out-of-pocket, (NO
ADDITIONAL LOANS WHAT-SO-EVER ON THIS PROPERTY) spending $700K to
build a 4,000 sq. ft. 2-story Custom Home, taking the property value from $235K in
“2004”, to the $817K. I have never received or had paid on my behalf, a single penny
from Wachovia, they stole everything, so besides not receiving ANY MONEY from my
out-of-pocket money, as I furnished materials and labor, building with my Partner and
my Step-Dad, they stole the equity and it’s upside down $400K.
THEY CONTINUED TO EMBEZZLE MONEY “UNDERWRITING AND ORIGINATING
MY CANCELLED LOAN, WEEKS AFTER, there are over 14 Different Dates in the
Closing Docs., NO HUD at the Closing, they made one up 8 days AFTER THE
CLOSING, having different amounts, such as, “Line 1303. Estimated taxes
$3,500.00” ADDED, OF COURSE NEVER PAID, I have the proof in black and white,
“mysteriously receiving 84 pages of the inter-office emails and processing
documents, approx. 3 years after Closing, from the “Servicer”, who Wachovia
replaced with Wells Fargo …
I HAD DRAWN-UP MY OWN 3-DAY CANCELLATION NOTICES, MISSING FROM
1ST CLOSING PACKAGE, I RECEIVED A 2ND SET OF DIFFERENT CLOSING
DOCUMENTS approx. 3 MONTHS LATER, I HAVE ALL THOSE UNSIGNED
ORIGINALS ALSO; WHICH THEY FORGED … I WANT TO GET MY ORIGINAL
DOCS.”PAPER” DATE TESTED FOR ADDITIONAL EVIDENCE AGAINST
FORGERS; I FAXED, CONFIRMED RECEIPT BY MY LOAN OFFICER, Catherine
Freeland AND HER BOSS, Hugh Beatie & MAILED AN Executed ORIGINAL THE
DAY AFTER CLOSING. THEN, 8 DAYS AFTER CLOSING DATE, THEY REDUCED
THE APPRAISAL FROM $817k TO $765K, STEALING AN ADDITIONAL
$52,000.00 OF MY EQUITY, COINCIDENTALLY THE TOTAL AMOUNT THAT I WAS
CHARGED FOR, THIS “FLIPPED”, “UNJUST ENRICHMENT LOAN”, IS $52,500.00!!! NEVER PAYING A PENNY TO ME, OR FOR ME, CHARGING A
HIGHER MONTHLY MORTGAGE PAYMENT, A PRE-PAYMENT PENALTY AND
ADDED 10 YEARS TO MY LOAN. INTENSIONALLY, DECEPTIVELY RUINING MY
CREDIT, WHICH CA– USED THE LOSS OF MY BUSINESS, started in “1986”,
STEALING MY REAL ESTATE PROPERTIES & FINANCIAL INVESTMENTS, MY SON’S EDUCATION, OUR Livelihood AND MY RETIREMENT.
PLEASE, DO THIS, Send your lender a “Qualified Written Request”, TELL them you
are requesting your “Activity Notes”, tell them to include the beginning date of your
loan, your “Closing Date” to Present. All lenders have them, (this is what they pass
around when the “sell us” to each other), this contains the “daily” activity they do on
your loan. Also, request their “Phone Logs” mine are called “Consolidated Phone
Logs”, they have to write down every time you call them, and they call you, what was
said etc. You may be surprised to see what you find out, like me; Wachovia did not
get their “Robo-Signer”, famous, “Topeka Love” to sign their “Assignment” until 2 years AFTER Closing,They documented “can not clear the Title” & “Foreclosure will provide us a Clear Title…”, “Profit in property $433,000.00”. I could go on & on …
I am representing myself, “Pro-Se” in the United States Appellate Court, Fourth
District. I have sent my “INFORMAL BRIEF”, and am awaiting their decision. IF
ANYONE CAN HELP, PLEASE CALL ME 24/7 @ 757-427-0075.
IF YOU NEED “A FRIEND”, as I am only a fighting homeowner, not an attorney, Call
me, Rita Cheche, 757-427-0075, 24/7, please leave a message, I might be at the
Court House, LOL

The Appellate Division, too, deserves an attaboy for it’s minimalist approach to confirming the findings of the District Court. Job well done in New Jersey.

It pains me to admit that my opinion of the State of New Jersey has never been that great (has to do with once owning a long haul trucking business and absolutely despising having to travel acros that state) but I must admit that some of the best and most constitutionally conforming Court decisions of late are coming from East Coast Cities and States.

Looking forward to more decisions like this one, it gives one hope for the future of America’s Landowners….

TheGrey

NOW THE ONLY CHALLENGE IS TO GET THE OTHER 49 STATES AG’S TO FOLLOW SUIT???!!

PARTICULARLY FOR MY FAMILY LOCATED JUST SOUTH OF NJ IN THE STATE OF MARYLAND

CONGRATULATIONS TO ALL !!!