26. COLLATERAL RECORD – List of everything on earth held against U.S.Treasury account.
27. THE U.C.C.-1 FINANCING STATEMENT- The Assignment of Mortgage to the original owner and title holder [me the Secured Party Creditor] of the trade name on the Birth Certificate.
28. When a human is born into this world, the Birth Certificate gets registered into the United States Dept. of Commerce, in exchange for citizen-SHIP.
29. The name on the Birth Certificate, gets turned into ALL CAPITAL LETTERS [STRAWMAN] by the FEDERAL RESERVE, making it a “legal fiction” bonded with a value of $1,000,000 by the Federal Reserve, sold as a commodity, and used as collateral to print money by the FED.
30. This separate entity, STRAWMAN/name in ALL CAPS is the “accommodation party/surety” of the Uniform Commercial Code §3-415. Therefore the right has been separated from the title.
31. The bond is sold at some securities exchange by the Federal Reserve Bank, which then uses it as collateral in order to issue Federal Reserve Notes or other “debt obligation” (see 18 USC §411).
32. The bond is then held in trust for the Federal Reserve at the Depository Trust Corp. at 55 Water Street, [the Tower of Power] in New York. Standard and Poor’s rating agency is on the 41st floor. They account for the births and deaths of the collateral to adjust CUSIP valuations.
33. The Governor of the state you were born in, “pledges” your life, labor and energy via registration of your birth certificate, to the United States Dept. of Commerce, to pay the never ending debt which is “interest” to the FEDERAL RESERVE. This is “money of account”.
34. The ALL CAPS NAME on the Social Security Card is the trade name, the Social Security number, is the tracking number of all commercial affairs, the RED NUMBER on the back of the S.S. Card is the Exemption Bond and CUSIP Number.
35. The acronym CUSIP historically refers to the Committee on Uniform Security Identification Procedures, which was founded in 1964, during the

11. A straw man may also be thought of as a “legal fiction.” We’ve mentioned “legal fiction” and “fiction of law”, let’s see how defined.
12. “Fiction of law. An assumption of law that something which is or may be false is true, or that a state of facts exists which has never taken place.
13. An assumption, for purposes of justice, of a fact that does not or may not exist. A rule of law which assumes as true, and will not allow to be disproved, something which is false, but not impossible.” [Black’s Law Dictionary 5th]
14. “Legal fiction. Assumption of fact made by court as basis for deciding a legal question. A situation contrived by the law to permit a court to dispose of a matter …” [Black’s Law 5th Edition]
15. “Man” has a legal definition. “A human being. A male of the human species above the age of puberty. In feudal law, a tenant or feudatory.”Blacks Law, 5th
16. “Man” is a term of nature, “person” is a term of the civil law. “Civil law … a rule of civil conduct prescribed by the supreme power of a state, the civil or municipal law of the Roman empire.” [Ballentine’s Law Dict, 3rd Edition].
17. VALIDATION OF BOND AND CERTIFICATE OF INDEBTEDNESS
18. PATRICK FARRELLS SECURED PARTY CREDITOR STATUS AND STANDING
19. BIRTH CERTIFICATE- Functions as a Promissory Note, is also called the Manufacturer’s Certificate of Origin, attached to the “vessel,” the body in admiralty/maritime jurisdiction.
20. SOCIAL SECURITY CARD- Gov’t. record of bond and tracking number of all commerce.
21. AFFIDAVIT OF TRUTH- nullifies all previous adhesion contracts and power of attorney.
22. SECURITY AGREEMENT- The “mortgage” which secures all property as collateral, associated with the “NAME” on the Birth Certificate, under the U.C.C.
23. HOLD HARMLESS AGREEMENT- Indemnifies the flesh entity from commercial liability.
24. COMMON LAW COPYRIGHT AGREEMENT- punishes unauthorized use of my NAME.
25. POWER OF ATTORNEY- I am in charge of all commercial/corporate affairs, not you.
26. COLL

NOTICE TO THE COURT-SUMMARY OF THE STRAWMAN-A LEGAL FICTION AND THE FACTS CONCERNING “MONEY”, CREDIT, WHO OWES WHO WHAT AMOUNTS

1. FLOATING IN THE SEA OF ADMIRALTY COMMERCE
2. A human being in America is like a boat or “vessel” hence the term citizen-SHIP.
3. The world of Commerce is like the sea. A person is like a ship. The cargo one holds on deck are debts and/or collateral. The name on the boat is your name, but your name is NOT you.
4. I, Sovereign Patrick Farrell/Secured Party Creditor, have taken my boat out of the sea, and placed it upon dry, Sovereign ground. The cargo I have been carrying, is held as collateral against the bond owed to me by The United States of America, which is the $1,000,000 bond value placed on my Birth Certificate, soon after my birth, for the use of my boat/vessel/body/energy to work.
5. THEREFORE, any and all debts, associated with the trade name, PATRICK FARRELL are hereby discharged, as they are less then the amount of the U.S. Treasury bond of $1,000,000.
6. THE STRAWMAN A LEGAL FICTION-DEFINED
7. STRAWMAN-“A ‘front’; a third party who is put up in name only to take part in a transaction. Nominal party to a transaction” [Black’s Law , 6th]
8. We may also say that the straw man is a “person” according to the legal dictionary.
9. “Person. 1. a human being. 2. An entity (corporation) that is recognized by law as having the rights and duties of a human being…” [Blacks Law , 7th Edition]
10. “An entity, such as a corporation, created by law and given certain legal rights and duties of a human being; a being, real or imaginary, who for the purpose of legal reasoning is treated more or less as an human being.Also termed fictitious person; juristic person; legal person; [Blacks Law 7].
11. A straw man may also be thought of as a “legal fict

And as we continued to make monthly payments the Bank collected more money on their fraud.

You try writing a check when you don’t have funds sitting in your account to cover it.
You can be sure that check is coming back marked”insufficient funds” You are not allowed to do it and either is a Bank.

This scam of Ultra Vire contracts caused injury to us, the true homeowners.

In addition the banks are laundering “bad checks”.

The Banks violate Truth in Lending Laws.

The Banks are collecting Interest on money that doesn’t exist. (Lending you 5% and collecting Interest on 95% of thin air)

And once the Bank gets their Ultra Vire contract going, they start flipping them to MERS, Securitizations , Wall Street, Title Companies etc. there is no shortage of people all wanting to get their piece of the illegal profits.

Everyone is so ignorant and solutions exists like proposed by the article writer, but everyone is also so selfish that everyone ignores what can be done to do good and improve change for the better. AlsoAuthority by law exists for banks to lend money, but not credit, in Title 5 of United States Code, but right now I do not have that definition and law at hand to post – so write me if you care to abate the public nuisance as proposed at my website.

By what Authority are the Banks doing this? There is no authority for doing this. This is in complete prohibition to Art 1 Para 10 Cl1 of our US Constitution.

All of our cases with slightly different facts all stem from the same Fraud.
The Bank did not lend you ‘LAWFUL MONEY” but the Bank intentionally wrote
a “bad check” and gave it to you –to circulate as “money”

I certainly did not know this kind of fraud was going on when I signed my mortgage and note. Did you?

The Mortgagor puts up a down payment, the Mortgagor pays a lot of fees and probably paid an attorney to represent them, all in order to get this “bad check”

Would a Mortgagor have put in all that money, if one knew the truth of how the Banks ran their illegal business. I bet not.

Did anyone notify you after that big day – the Bank’s check bounced – of course not. When the check that the Bank wrote came back to the Bank that wrote it, the bank didn’t say “we only have 5% , if that much and it was not stamped “insufficient funds” the bank stamped it “paid”

So since the Bank did not have the money sitting in the bank’s account when they wrote the check, what the bank gave you is their credit.

That is exactly what is prohibited by Art. 1 Para 10 Cl 1 of the US Constitution.

What authority gives the Bank the right to make contracts with “bad checks”

Nothing- Nada.

“Lawful money” is needed to make a contract valid.

Over and Over Mortgagors gave a Bank a mortgage on their castle , in return for a Bank giving you a credit entry on their books and charging you Interest on this credit. Also illegal.

Did the Bank give you lawful money or is that what you got, credit?

Banks are not allowed to lend their credit- Banks are in the business to lend
“lawful money” There is no