This is just my opinion and I am not giving legal advice. I would not want to be a lawyer. Believe me, I understand your frustration. However, you must realize that as soon as you hire a lawyer you have given up your rights and are deemed incompetent. Then you have a member of the same club (Bar) as those trying to steal your home “representing” you. Now, I am not saying that all lawyers are totally bad, but they have to operate within certain “boundaries” that are less stringent upon one of the people. For instance, a lawyer may not wish to push a particular issue for fear that he or she may upset the judge that he or she will have to be before many times in the future or even need a recommendation from for a government position (say, Assistant State or District Atty.) A lawyer will almost never challenge the jurisdiction of a court or even question if a lawful contract exists between the alleged counsel for and the bank allegedly coming after your house. You see, your promissory note was “paid” within 72 hours of your “closing”. I have never seen a bank admit (by producing a certified copy of a contract whereby they authorize a “law firm” to represent their alleged interest in real property to bring suit) to initiating a foreclosure action. Since the bank never gave you anything (remember the “note” was “paid” within 72 hours of your signing it and if you don’t believe me, just look at a copy of it in the foreclosure complaint (if they could even produce the “note”) and you will see the words “Pay to the Order of” stamped on it just like a check which HAS BEEN PAID!) If the bank admits to being a party to the action, THEY JUST ADMITTED TO FRAUD. (Of course, no lawyer will ever admit to this, much less fight for your house using this fact). It is all contract law, and everything from the mouth of a judge or the alleged lawyer for the bank is an offer. If you say nothing in response to these “offers”, you accept them (and most of the time they are fraudulent claims being made, but it doesn’t matter if you don’t object!) It is also important that you state in documents you file challenging something the alleged lawyers claim (and you should challenge almost everything, ESPECIALLY that they are “representing the bank”), that if the court does not uphold these challenges (as long as these challenges are valid) that the court assumes all liability for giving the opposing alleged counsel a “pass”. In short, assume nothing the judges or lawyers say is true. Demand written, signed and certified copies of someone’s acceptance of the responsibility AND MORE IMPORTANTLY, THE LIABILITY for everything! Again, THIS IS NOT LEGAL ADVICE, JUST COMMON SENSE from someone who is learning just like everyone else.

“Right now, overlapping regulations keep responsible young families from buying their first home. What’s holding us back? Let’s streamline the process, and help our economy grow.”

That’s right, the only way the Banksters can return to profitability is to blow another bubble, and they need the Gov’mint once again to take care of them in another wave of foreclosures after they hand out loans that can’t and won’t be repaid. Come on Liz, really upset some people (in your own party) and see what happens!

And the government made money through torts committed in private contracts, which they were not a party to. That is unjust enrichment. I would also argue that it gives a wronged homeowner a right to “contribution” from the states.

If you also read the mortgage loan contracts, the “lenders” were estopped from entering into a court settlement without first giving notice to the borrowers.

YOU have it and I have forgeries & fraudulent documents by Bank of America, Blank/Rome law firm I am #179390507 and I WAIT for Attorney General Biden Office to HELP!