Comments on: REPORT: YOU CAN’T TRUST THE MORTGAGE PAPER TRAIL by Nye Lavalle

By: Randy Styer

Randy Styer — Thu, 14 Jul 2016 22:13:01 +0000

In reply to deborahbreuner. Deborah- I have read on Christopher Story's International Currency Review that the securitization process used in the banking industry is illegal according to Federal Laws but that specific law was never stated. You referenced the same thing and the fact that the government is sanctioning these federal crimes. I have just sued the banks and everyone involved on my foreclosure and I would appreciate your help if you know of the specific laws making the securitization process illegal. I am researching this area thoroughly and find I am having to educate these attorneys I come across. Haven't come across one worth their salt so far. Hope you have gotten back on your feet by now. Thanks for your input. Randy

By: greywolf62

greywolf62 — Fri, 26 Apr 2013 15:26:27 +0000

Some valid points, but misses the mark. It’s not about whether or not anyone deserves a free house. This mess is about accountability. Homeowners are being held accountable and even penalized, but banks, lawyers, and judges are not. Homeowners have been harmed — lost homes, lost families, lost income, lost credit, lost community. The folks who deliberately and willfully caused the harm — the folks in positions of public trust — have been rewarded. Logic dictates that the homeowners need to be made whole (and $800 doesn’t cut it), while the perpetrators should be punished.

So here is a better solution — They owe me six years of back salary, etc for their lies. They owe me all the missed birthdays, holidays, weddings, funerals. They owe me missed nights of sleep, and the loss of my professions.[I was paying my mortgage when they declared default. They sent me back the money after they declared default. 65-months later and we are still fighting because they refuse to admit they were wrong and insist on me admitting to a default that never occurred.]

I want the people who helped create my nightmare in jail.
Nikole Shelton (robo signer, probably in jail already),
Judy Faber (robo signer)
Adrian Barajas — Notary
Mini Ali – false Broker Price Opinion claiming my 4,215 sqft home was only 2,096 sqft
Yaron Shaham — Lawyer who committed perjury
Adam Barasch — Lawyer who committed perjury and filed false documents
Scott Hyman — Lawyer
Greg Eisner – lawyer
joseph Delmotte – lawyer
Judge Catherine Baeur (Judge who is presiding over cases helping to perfect the fleecing of America)
Judge Scott Steiner (Judge accused of quid pro quo sexual favors, presently hearing cases as though he deserves to sit in judgement of anyone)
Joseph Lyons — GMAC Mortgage employee who submitted false declaration
(more names as I draft the complaint)

See how easy it is to name names? Now to file criminal complaints with:
(1) Local Police Department
(2) Local County Sheriff
(3) District Attorney Real Estate Fraud Division
(4) Attorney General Real Estate Fraud Division
(5) Federal Bureau of Investigation Criminal Fraud Department
(6) State Department of Real Estate
(7) The State Bar
(8) Judicial Commission

One complaint with copies to everyone. No forgiveness. Just like they aren’t really forgiving anything from us, we must refuse to forgive any one of them. Put them all in jail.

They are stealing everything you worked for. Take your stuff back and take away their freedom to prevent them from doing it to others. They only want forgiveness because we are poised to win.

Our victory may result in total chaos, but it’s either total chaos or the enslavement of just 8 millions of us. I say if you are one of the eight million facing foreclosure, it really shouldn’t matter to you, now does it? Why are you fighting to protect the rights of people who don’t give a crap about your plight? They want you to give up because the truth is starting to make them uncomfortable.

By: PJ

PJ — Mon, 15 Apr 2013 21:21:55 +0000

Though each case may be slightly different, most are pretty black and white. A contract is entered into and the terms are either upheld or they’re not. The lender either abides by contract, real estate, consumer protection, and securities laws, or it does not; and the loan is either paid timely or its not.

Instead of burdening the court system with millions of foreclosure cases, why not create ATMs for justice? They could be called AJMs. Feed all real estate, UCC and consumer protection laws into a computer program (not court decisions–I’m not fond of judges writing laws), making sure that all laws comport themselves with the US Constitution.

Require that anyone who wants to challenge a foreclosure get a forensic audit of their loan and its path, mindful that this would not be necessary if transparency were available, as it was when proper records were recorded in the county where the property is located.

Feed the particulars into the computer program. Let the program decide whether the title is clouded, whether securitization and/or bifurcation have taken place, whether proper and timely assignments have been attested to and recorded, whether the consumer protection and contract laws have been followed, whether the loan has been paid (sometimes many times over), the bank or servicer instituting the foreclosure action has standing to do so. Let the program decide on damages relative to the extent of the bankers’ malfeasance. Currently, the law allows for a “free” home, plus treble damages, plus attorney fees and costs.

Such an impartial computer program would take pressure off those overworked, and dare I say compromised, judges.

It would be technology put to its highest use.This sort of computer application would also work well with discovering fraud in foreclosure actions that have already taken place.

Further, another like application could be written for Title 26, subsection A, income tax, considering that the liability for income tax is rather limited to say the least.

Of course, these computer programs would be moot if money, or actually, federal reserve notes (notes are debt instruments) were simply eradicated, which is probably the best idea of all. Eliminating federal reserve notes entirely would certainly pull the rug out from under those who have been in control.

For more on that, see http://www.gaiamtv.com/video/michael-tellinger-utopia

By: Sue Em

Sue Em — Sun, 14 Apr 2013 21:50:13 +0000

Too big to fail is also to big to clean up their mess. Even if they wanted to, they could not handle the amount of loans they knowingly messed up and pushed through their system. It would cost too much. My servicer has my mortgage, note (endorsed in blank) and security interest but didn’t know about it. We sued in court and they didn’t know about it. We won and they didn’t know about it. We had to give them the names and contact information of their attorneys cause they didn’t know them.
To big to know…

By: Rob Harrington

Rob Harrington — Sun, 14 Apr 2013 12:08:32 +0000

Defrauded homeowners in the underwriting and appraisal (where the bank employees committed MORTGAGE FRAUD) deserve a FREE HO– USE far more than THE BAG-MAN SUCCESSOR BANK/SERVICER deserves a free house…

By: Bill Finnegan

Bill Finnegan — Sun, 14 Apr 2013 03:18:23 +0000

This is without a doubt a great article with great understanding of the obvious problems of fraudulent foreclosure in cause and effect. However, I must agree with Deborahbreuner that the revelation of truth within the relationship between the people and the government is the issue that must be addressed. Do they serve themselves or the people? I am greatly saddened by Deborah’s plight which is no different with all of us who have suffered the emotional and financial rape by the “legal?” system but her numbers are certainly far greater. I applaud her survival and outlook in this matter as well. As she stated truth is far more simple either we have the laws and abide by them or not. Has the arrogant appearance of the governmental system boldly shown it’s true colors and we have suddenly awakened and found out that it is all “Chicago Politics”, “Business as usual” , “Made Man” and “connected or not connected”. To silence the naysayers, this statement has nothing to do with the Obama Administration which is nothing more than the harvest of actions taken from 1913 on with THE FED, IRS, SOCIAL SECURITY ACT, GOLD CONFISCATION ETC. The simple solution and I believe the most effective is all homeowners start a moratorium and withhold their payments until the system is forced to correct itself. You don’t feed the cancer you cut off the supply line which is the money. There is nothing hidden that will not be revealed. The TRUTH will always come forth as long as there are people that are not willing to compromise it for peace – we all know that kind of peace is always short lived. The culling process is not a new issue in mankind but we must remember it requires mankind to become economic slaves first, then let the culling begin! FYI, I am just another insignificant poor Irish kid from Chicago trying to survive.

By: BOBBI SWANN

BOBBI SWANN — Sun, 14 Apr 2013 00:13:09 +0000

For once, I am going to disagree with Lavelle’s writings. Me personally I think he has missed the boat somewhere between 2207 & 2013. It’s about abiding by the terms of a contract. Let’s say, for example, that you put an offer to purchase a home and within that offer you place an earnest money deposit. This is done as part of the ‘contract’ and a gesture to the seller that you have ‘intent’ to purchase that home. You have complied with all the terms and contingencies of that contract but at some point you realize that you would rather have the house down the street. When or if you cancel that contract or fail to close the transaction as ‘promised’ in the purchase contract you will lose those monies placed on behalf of the seller and more than likely you could be sued for non-performance in a legally binding contract. The same applies here. When the lenders ‘broke’ the contract they are not entitled to any renumeration. Period. That part is covered under the UCC laws and other state & federal specific laws. A FREE HO– USE, you say? Well, if the lender doesn’t play by the rules and just like everyone else who is bound under terms of contracts, you lose. That loss is another person’s gain. So if the borrower wins his case in court and receives a debt-free home, so be it! It’s called the price for doing business. To heck with all this mumbo jumbo about borrowers only wanting free homes. Quite contrare, Lavelle, they only want justice. If the justice prevails and cancels the mortgage contract because lender was negligent or broke the contract, then Praise The Lord for the law has won! Just WHERE is that 7.6 billion in wealth that has been stolen? Tell us where it went Lavelle!

By: Thomas

Thomas — Sat, 13 Apr 2013 22:47:51 +0000

In reply to deborahbreuner. You are right Deborahbreuner. I am sorry for your loss. For four years I have been fighting and reading these blogs. These crimes have drawn the attention of scholars, economists, experts, historians, attorneys, etc. Their conclusions, analysis, recommendations, etc. are at times very insightful and interesting (reading). But, your simple truth is basically not seen or heard over these intillectuals. PEOPLE are hurting, homeless and in despair. They all think we want a free home. I hear you!

By: lwalker1230

lwalker1230 — Sat, 13 Apr 2013 19:27:04 +0000

i have just read, and reread this article, and I am in court trying to find out who is the true note owner, only thing is they will not tell us. so i am waiting to see if the case can get to the trial stage and see if the federal judge will make them provide all of the information in this report. wed have spent over $80,000 and 6+ years and still do not know who is the true note owner, and or any financial statement from anyone other than a computer print out for a firm located in a country other than the USA.

By: Sharon Duncan

Sharon Duncan — Sat, 13 Apr 2013 18:06:24 +0000

This is excellent! A must read!