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	Comments on: USDOJ: Bank Fraud &#8211; Homeowner Locked Up for Using False Documents to Get Loan Modification from GMAC	</title>
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	<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Sat, 22 Feb 2014 19:11:02 +0000</lastBuildDate>
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		<title>
		By: alex		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-434967</link>

		<dc:creator><![CDATA[alex]]></dc:creator>
		<pubDate>Sat, 22 Feb 2014 19:11:02 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-434967</guid>

					<description><![CDATA[How and where do I report a mortgage broker or loan officer that works for National Securities Mortgage Company for falsifying loan modification documents?
He is the landlord of the house we&#039;re in and has falsified the documentation he submitted to Bank Of America.]]></description>
			<content:encoded><![CDATA[<p>How and where do I report a mortgage broker or loan officer that works for National Securities Mortgage Company for falsifying loan modification documents?<br />
He is the landlord of the house we&#8217;re in and has falsified the documentation he submitted to Bank Of America.</p>
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		<title>
		By: Dee Dee		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410448</link>

		<dc:creator><![CDATA[Dee Dee]]></dc:creator>
		<pubDate>Sat, 20 Apr 2013 16:33:10 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410448</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410436&quot;&gt;Val&lt;/a&gt;.

Two things to strike from your vocabulary; HUD, and Wells Fargo :)]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410436">Val</a>.</p>
<p>Two things to strike from your vocabulary; HUD, and Wells Fargo 🙂</p>
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		<title>
		By: J. Alonzo		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410441</link>

		<dc:creator><![CDATA[J. Alonzo]]></dc:creator>
		<pubDate>Sat, 20 Apr 2013 14:26:55 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410441</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410392&quot;&gt;judemcdonald&lt;/a&gt;.

Indeed!! In Florida we have the former foreclosure king David J Stern who admitted to forging hundreds of documents to take people homes. He is scott free as of today. At most he will get a slap on the wrist. No one wants to bite the hand that feeds them.
Our whole system is corrupt! We are all owned by the banks and billion dollar corps.
We are the sheeple!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410392">judemcdonald</a>.</p>
<p>Indeed!! In Florida we have the former foreclosure king David J Stern who admitted to forging hundreds of documents to take people homes. He is scott free as of today. At most he will get a slap on the wrist. No one wants to bite the hand that feeds them.<br />
Our whole system is corrupt! We are all owned by the banks and billion dollar corps.<br />
We are the sheeple!</p>
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		<title>
		By: Val		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410436</link>

		<dc:creator><![CDATA[Val]]></dc:creator>
		<pubDate>Sat, 20 Apr 2013 13:44:03 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410436</guid>

					<description><![CDATA[We should all report bank people for insurance fraud and demand HUD invetigste false claims for mortgage default insurance by stating the loan was not involved in fraud aka securities fraud on securities market. This is exactly like this person&#039;s crime. See what happens to bank people. Mortgage Default Insurance set up with the Housing Act of 1933 and amended w/Housing Act of 1949 and then again during Reagan years 1980.]]></description>
			<content:encoded><![CDATA[<p>We should all report bank people for insurance fraud and demand HUD invetigste false claims for mortgage default insurance by stating the loan was not involved in fraud aka securities fraud on securities market. This is exactly like this person&#8217;s crime. See what happens to bank people. Mortgage Default Insurance set up with the Housing Act of 1933 and amended w/Housing Act of 1949 and then again during Reagan years 1980.</p>
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		<title>
		By: Val		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410435</link>

		<dc:creator><![CDATA[Val]]></dc:creator>
		<pubDate>Sat, 20 Apr 2013 13:39:54 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410435</guid>

					<description><![CDATA[Read the history book The Creature From Jekyll Island and educate for first time as to why your home was paid for many times over through fractionalize banking. They never lend money but profit enormously due to being born into the right family. Then read Federal Reserve Publication Modern Money Mechanics and I think Page 6 discuss the actual double book entry made by depositing your NOTE into an account created for you with your name on it - just like a checking account - debit asset and then liability showing owed to you.  Derecognition. Look up also FR2046. In case you are foreclosed on, the bank people file a 1099c Abondonement which states you adandoned the account and will the IRS allow the bank people to keep the credit on the liabilty side since you abandoned the account. This is on top of the illegal securitzation which breached your contracts - learn more -www.ourlemon.com and from Mortgage Compliance Investigators of Henderson Nevada. I believe MCI has videos now on youtube to further educate - find by searching MCI. They cover GSE&#039;s ABS and MBS and MERS. Also, Rick Haughton from forclosurefraudexposed.com - this guy is brilliant. He is gifted in teaching over all view of UCC and bible PSA...just brilliant. I wish I had him in 2010 took take away all the confusion and overlaod of information. I like best his USA map and he has been tracking successes for each state - why reinvent the wheel. Also he has a data base of docs to show when caried companies go out of Business. For $97 for two months---worth every penny. I was just overwhelmed with confidence. Rick just needs to top off with understanding federal laws and local jurisdiction real property laws as taught by MCI and ourlemon - which make the unsecured just that unsecured and why the contract is breached. Do we really owe these people after they took in money based on a breached contract? What did they earn also from the Credit Default Swaps on top of the US Government False Claim to get US Government Mortgage Default INsurance by claiming loan was not involved with any type of fraud.]]></description>
			<content:encoded><![CDATA[<p>Read the history book The Creature From Jekyll Island and educate for first time as to why your home was paid for many times over through fractionalize banking. They never lend money but profit enormously due to being born into the right family. Then read Federal Reserve Publication Modern Money Mechanics and I think Page 6 discuss the actual double book entry made by depositing your NOTE into an account created for you with your name on it &#8211; just like a checking account &#8211; debit asset and then liability showing owed to you.  Derecognition. Look up also FR2046. In case you are foreclosed on, the bank people file a 1099c Abondonement which states you adandoned the account and will the IRS allow the bank people to keep the credit on the liabilty side since you abandoned the account. This is on top of the illegal securitzation which breached your contracts &#8211; learn more -www.ourlemon.com and from Mortgage Compliance Investigators of Henderson Nevada. I believe MCI has videos now on youtube to further educate &#8211; find by searching MCI. They cover GSE&#8217;s ABS and MBS and MERS. Also, Rick Haughton from forclosurefraudexposed.com &#8211; this guy is brilliant. He is gifted in teaching over all view of UCC and bible PSA&#8230;just brilliant. I wish I had him in 2010 took take away all the confusion and overlaod of information. I like best his USA map and he has been tracking successes for each state &#8211; why reinvent the wheel. Also he has a data base of docs to show when caried companies go out of Business. For $97 for two months&#8212;worth every penny. I was just overwhelmed with confidence. Rick just needs to top off with understanding federal laws and local jurisdiction real property laws as taught by MCI and ourlemon &#8211; which make the unsecured just that unsecured and why the contract is breached. Do we really owe these people after they took in money based on a breached contract? What did they earn also from the Credit Default Swaps on top of the US Government False Claim to get US Government Mortgage Default INsurance by claiming loan was not involved with any type of fraud.</p>
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		<title>
		By: katheryn		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410396</link>

		<dc:creator><![CDATA[katheryn]]></dc:creator>
		<pubDate>Fri, 19 Apr 2013 20:39:39 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410396</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410392&quot;&gt;judemcdonald&lt;/a&gt;.

Blank Rome were also one of the many firms involved in my case also.  Maybe we should go after them too.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410392">judemcdonald</a>.</p>
<p>Blank Rome were also one of the many firms involved in my case also.  Maybe we should go after them too.</p>
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		<title>
		By: katheryn		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410395</link>

		<dc:creator><![CDATA[katheryn]]></dc:creator>
		<pubDate>Fri, 19 Apr 2013 20:37:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410395</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410380&quot;&gt;suttershome&lt;/a&gt;.

suttershome

There are many avenues with which to travel in most cases.  I could have gone for endless counts and charges so you get a large group who have a few of the same legal theories that fit the allegations and go with those.  Fraud is a very difficult allegation to prove and prevail in court on.  At least that is what I have found in my own personal research.  It would seem that many of us that were dual tracked into foreclosure while being told we could modify seem to have many characteristics of a RICO claim.  I don&#039;t think this has been used much and I&#039;m not sure why.  Rescission and Breach of Contract probably fit many of those who have been screwed.  The problem is, as I&#039;m sure you know after 7 years, is the work involved when you are not a lawyer and learning as you go.  It&#039;s very hard....but not impossible with many contributing to the research.  The preparation of the pleadings and rules of procedure are fairly self-explanatory.  People just need to make up their minds that they can do it and get to work.  Venting helps release the tension, but action and doing, no matter how difficult...get things going.  Forget the press...they&#039;re mostly useless and help the banks promote the &quot;deadbeats are responsible&quot; to divert attention from themselves and their crimes.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410380">suttershome</a>.</p>
<p>suttershome</p>
<p>There are many avenues with which to travel in most cases.  I could have gone for endless counts and charges so you get a large group who have a few of the same legal theories that fit the allegations and go with those.  Fraud is a very difficult allegation to prove and prevail in court on.  At least that is what I have found in my own personal research.  It would seem that many of us that were dual tracked into foreclosure while being told we could modify seem to have many characteristics of a RICO claim.  I don&#8217;t think this has been used much and I&#8217;m not sure why.  Rescission and Breach of Contract probably fit many of those who have been screwed.  The problem is, as I&#8217;m sure you know after 7 years, is the work involved when you are not a lawyer and learning as you go.  It&#8217;s very hard&#8230;.but not impossible with many contributing to the research.  The preparation of the pleadings and rules of procedure are fairly self-explanatory.  People just need to make up their minds that they can do it and get to work.  Venting helps release the tension, but action and doing, no matter how difficult&#8230;get things going.  Forget the press&#8230;they&#8217;re mostly useless and help the banks promote the &#8220;deadbeats are responsible&#8221; to divert attention from themselves and their crimes.</p>
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		<title>
		By: Shelley Erickson		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410393</link>

		<dc:creator><![CDATA[Shelley Erickson]]></dc:creator>
		<pubDate>Fri, 19 Apr 2013 20:31:56 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410393</guid>

					<description><![CDATA[In most cases I have heard from friends, the mortgage brokers put false figures on the paperwork and not the homeowners.  The banks pushed false claims on paperwork. One of my spa clients was shocked at the bank she did her loan  through for doing this. What a bunch of crock!  The banks are demons. Bank secrets are frauds and forgeries and wrong doing. Nothing else.  The banks told thousands to get behind on their mortgages to qualify for the mods also just to steal houses not in foreclosure but to manipulate a fraud defalt to steal their houses.]]></description>
			<content:encoded><![CDATA[<p>In most cases I have heard from friends, the mortgage brokers put false figures on the paperwork and not the homeowners.  The banks pushed false claims on paperwork. One of my spa clients was shocked at the bank she did her loan  through for doing this. What a bunch of crock!  The banks are demons. Bank secrets are frauds and forgeries and wrong doing. Nothing else.  The banks told thousands to get behind on their mortgages to qualify for the mods also just to steal houses not in foreclosure but to manipulate a fraud defalt to steal their houses.</p>
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		<title>
		By: judemcdonald		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410392</link>

		<dc:creator><![CDATA[judemcdonald]]></dc:creator>
		<pubDate>Fri, 19 Apr 2013 20:31:10 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410392</guid>

					<description><![CDATA[Total BULLSHIT! This shows how BAD this country is BROKEN, Bankers and Lawyers Forge documents to take your home and they get a pass NO GUILT we have $$$$ so fine US and let us take these &quot;deadbeats&quot; homes!  I am not falling so fast Bank of America, I caught you and your Law Firm Blank/Rome and I am not letting this pass. I am #179390507.]]></description>
			<content:encoded><![CDATA[<p>Total BULLSHIT! This shows how BAD this country is BROKEN, Bankers and Lawyers Forge documents to take your home and they get a pass NO GUILT we have $$$$ so fine US and let us take these &#8220;deadbeats&#8221; homes!  I am not falling so fast Bank of America, I caught you and your Law Firm Blank/Rome and I am not letting this pass. I am #179390507.</p>
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		<title>
		By: suttershome		</title>
		<link>https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410380</link>

		<dc:creator><![CDATA[suttershome]]></dc:creator>
		<pubDate>Fri, 19 Apr 2013 17:58:04 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=59044#comment-410380</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410378&quot;&gt;katheryn&lt;/a&gt;.

That was the problem with our case...everybody was yelling &quot;Robo-signing&quot;...I was trying to yell &quot;FORGED MORTGAGES&quot; and every media avenue I tried to get the news out there was blocked.  They don&#039;t want people to know that their actual names could be forged to documents.  So when you stand alone there is no one to form a group with:/]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2013/04/19/usdoj-bank-fraud-homeowner-locked-up-for-using-false-documents-to-get-loan-modification-from-gmac/#comment-410378">katheryn</a>.</p>
<p>That was the problem with our case&#8230;everybody was yelling &#8220;Robo-signing&#8221;&#8230;I was trying to yell &#8220;FORGED MORTGAGES&#8221; and every media avenue I tried to get the news out there was blocked.  They don&#8217;t want people to know that their actual names could be forged to documents.  So when you stand alone there is no one to form a group with:/</p>
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