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	Comments on: Foreclosure Fraud: The Inside Story Behind The Appeals Court Reversal of PennyMac v. Sanbria	</title>
	<atom:link href="https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: Tony		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-717627</link>

		<dc:creator><![CDATA[Tony]]></dc:creator>
		<pubDate>Thu, 06 Apr 2017 12:40:09 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-717627</guid>

					<description><![CDATA[PennyMac are the biggest bunch of crooks in the country]]></description>
			<content:encoded><![CDATA[<p>PennyMac are the biggest bunch of crooks in the country</p>
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		<title>
		By: lanikk		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-663778</link>

		<dc:creator><![CDATA[lanikk]]></dc:creator>
		<pubDate>Tue, 16 Aug 2016 14:02:03 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-663778</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662359&quot;&gt;mike Drouin&lt;/a&gt;.

wWhy couldn&#039;t both arguments be presented? Fraud  x 2?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662359">mike Drouin</a>.</p>
<p>wWhy couldn&#8217;t both arguments be presented? Fraud  x 2?</p>
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		<title>
		By: mike Drouin		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662359</link>

		<dc:creator><![CDATA[mike Drouin]]></dc:creator>
		<pubDate>Tue, 26 Jul 2016 11:22:48 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-662359</guid>

					<description><![CDATA[If this is a conventional Mortgage loan , I can understand the argument about the Note , But if this is a securitized loan , then your arguing it all wrong !!! Your arguing the fraud , after the fraud and conceding that there was at some point , a valid Mortgage . In the Judges mind , at some point there was a valid Note in existence and that you owe someone money , so they are willing to give the Judgement to the Banks who claim to have lent that money out even though the documents are fraudulent . The Judges are acting with disdain because they think your trying to get something for free . You need to approach this in a different manner . If this is a securitized loan then you can return to court with this past litigation void ab initio .
You need to rewind the argument back to the origination of the Mortgage contract . If you were involved in the securitization scheme , then the alleged Lender wasn&#039;t who you created the Mortgage documents with , they never lent out any money and kept that hidden from you and that is a CONTRAVENTION of the terms of the Mortgage contract and VOIDS the contract . This gives you the right to RESCIND the written Mortgage documents cancelling out the Promissory Note by operation of Law !! In a securitized loan the one you created the Mortgage documents with is just a servicer of the ILLEGAL contract executed behind your back and without your permission between an Investment Bank and Investors . That contract was TABLE FUNDED by the Investors . The servicer or &quot; straw man lender &quot; services the income stream created by the secret contract between the Investment Bank and Investors This is what happened to millions of Americans and the Avaricious adventurers get you to argue the wrong argument in court  and the Judges slams you ! Argue that consummation of the Mortgage contract never took place which is vital to the construct of any contract and that Mutual assent could never be achieved in a contract   brokered behind your back and without your permission . But before you go to court , Rescind the Mortgage documents . You have the legal right to !!!!]]></description>
			<content:encoded><![CDATA[<p>If this is a conventional Mortgage loan , I can understand the argument about the Note , But if this is a securitized loan , then your arguing it all wrong !!! Your arguing the fraud , after the fraud and conceding that there was at some point , a valid Mortgage . In the Judges mind , at some point there was a valid Note in existence and that you owe someone money , so they are willing to give the Judgement to the Banks who claim to have lent that money out even though the documents are fraudulent . The Judges are acting with disdain because they think your trying to get something for free . You need to approach this in a different manner . If this is a securitized loan then you can return to court with this past litigation void ab initio .<br />
You need to rewind the argument back to the origination of the Mortgage contract . If you were involved in the securitization scheme , then the alleged Lender wasn&#8217;t who you created the Mortgage documents with , they never lent out any money and kept that hidden from you and that is a CONTRAVENTION of the terms of the Mortgage contract and VOIDS the contract . This gives you the right to RESCIND the written Mortgage documents cancelling out the Promissory Note by operation of Law !! In a securitized loan the one you created the Mortgage documents with is just a servicer of the ILLEGAL contract executed behind your back and without your permission between an Investment Bank and Investors . That contract was TABLE FUNDED by the Investors . The servicer or &#8221; straw man lender &#8221; services the income stream created by the secret contract between the Investment Bank and Investors This is what happened to millions of Americans and the Avaricious adventurers get you to argue the wrong argument in court  and the Judges slams you ! Argue that consummation of the Mortgage contract never took place which is vital to the construct of any contract and that Mutual assent could never be achieved in a contract   brokered behind your back and without your permission . But before you go to court , Rescind the Mortgage documents . You have the legal right to !!!!</p>
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		<title>
		By: Gregory Bryl		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662334</link>

		<dc:creator><![CDATA[Gregory Bryl]]></dc:creator>
		<pubDate>Tue, 26 Jul 2016 00:56:38 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-662334</guid>

					<description><![CDATA[If you have an FHA mortgage taken out prior to February 2015 and you wish to rescind it (or have tried to rescind it unsuccessfully), contact Attorney Gregory Bryl.]]></description>
			<content:encoded><![CDATA[<p>If you have an FHA mortgage taken out prior to February 2015 and you wish to rescind it (or have tried to rescind it unsuccessfully), contact Attorney Gregory Bryl.</p>
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		<title>
		By: Gregory Bryl		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662333</link>

		<dc:creator><![CDATA[Gregory Bryl]]></dc:creator>
		<pubDate>Tue, 26 Jul 2016 00:53:41 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-662333</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662307&quot;&gt;Robert Roemer&lt;/a&gt;.

If it was an accurate reproduction of the original note, the hand-writing would be the same.  The only difference is that the note is not original, but is an accurate reproduction.  A hand-writing expert therefore would not help.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662307">Robert Roemer</a>.</p>
<p>If it was an accurate reproduction of the original note, the hand-writing would be the same.  The only difference is that the note is not original, but is an accurate reproduction.  A hand-writing expert therefore would not help.</p>
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		<title>
		By: usedkarguy		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662318</link>

		<dc:creator><![CDATA[usedkarguy]]></dc:creator>
		<pubDate>Mon, 25 Jul 2016 18:38:56 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-662318</guid>

					<description><![CDATA[the judges have been paid off with extinguishment of THEIR mortgages through the MERS system.  No way to track that. No suspicious activity reports, no cash changing hands, just chop the mortgage in the registry and nobody knows (except the bank and the judge sitting on the bench throwing homeowners out of their houses).]]></description>
			<content:encoded><![CDATA[<p>the judges have been paid off with extinguishment of THEIR mortgages through the MERS system.  No way to track that. No suspicious activity reports, no cash changing hands, just chop the mortgage in the registry and nobody knows (except the bank and the judge sitting on the bench throwing homeowners out of their houses).</p>
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		<title>
		By: Robert Roemer		</title>
		<link>https://4closurefraud.org/2016/07/25/foreclosure-fraud-the-inside-story-behind-the-appeals-court-reversal-of-pennymac-v-sanbria/#comment-662307</link>

		<dc:creator><![CDATA[Robert Roemer]]></dc:creator>
		<pubDate>Mon, 25 Jul 2016 15:31:08 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=64757#comment-662307</guid>

					<description><![CDATA[In this case, it might have been wiser to hire a handwriting expert who could testify as it  to whether or not it was the clients handwriting. It might sound a little expensive but when you look at the cost of  an appellate brief it certainly worth considering. I actually try to case using handwriting expert and it worked out fine because even though the other side had an expert too the judge had the benefit of hearing expert testimony regarding a signature. Keep up the good work.
Sincerely,
Robert Roemer.]]></description>
			<content:encoded><![CDATA[<p>In this case, it might have been wiser to hire a handwriting expert who could testify as it  to whether or not it was the clients handwriting. It might sound a little expensive but when you look at the cost of  an appellate brief it certainly worth considering. I actually try to case using handwriting expert and it worked out fine because even though the other side had an expert too the judge had the benefit of hearing expert testimony regarding a signature. Keep up the good work.<br />
Sincerely,<br />
Robert Roemer.</p>
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