The author of the article had one motive: To make money moving Real Estate….so he’s hoping to convince his future customers that it couldn’t possibly happen to them:

But there are many homeowners who are stunned that it happened to them….once believing that it would have been impossible to believe the litany of fraud that has gone un-prosecuted:

I am attaching an outrageous case of a homeowner that had to fight all the way to the appeals court….never missed a payment….yet the servicer foreclosed…finally, the appellant court ruled that he had cause to continue this lawsuit!

The notary on the assignment of deed of trust in his file is a convicted felon….yet…this ridiculous article states ‘homeowners are irresponsible’ rubbing salt on the wounds of hard-working Americans.

http://www.leagle.com/decision/In%20CACO%2020160531027/WALKER%20v.%20PennyMAC%20LOAN%20SERVICES,%20LLC

This is not an isolated case….all across the country homes are being foreclosed on that have been paid off, were not in arrears, or have become a victim of the modification lie (modern fiction).

Even SIGTARP’s recent report has stated six out of seven lender/servicers have failed to honor their own modification agreements. You can find that report here:

https://www.sigtarp.gov/Audit%20Reports/Homeowners_Wrongfully_Terminated_Out_of_HAMP.pdf

Just so you know Tom , there are a couple of cases pending in the federal court here in NH with mine being prepared right now .Any previous litigation is void with this newly discovered information . The other cases are gaining traction , and I was able to stop my foreclosure sale , pending the submission of my complaint to the court . mikenrmi@aol.com is my e-mail contact me because I can share the substance of the other cases and mine as well when they are finished . The Fight isn’t over yet Brother !!!!

Thanks for sharing this information Mike. It all really does help put the pieces of their scam together. (And they thought Madoff did the biggest financial scam???)
The sad thing about it is that there is no longer any way to fight it in the courts. With the courts being involved in the scam to help with the fraudclosures, where is there a court to go after them?
And if you think law enforcement will help if anything is reported? They ignore it!
The courts have been changed from places for people to receive justice for the crimes committed against them, to places that are now big money making machines for the wealthy corrupt.
They’ll use whatever they can to steal as much as they can. They always come up with new fancy language to make the average person look stupid for not understanding their new so-called laws. They are masters at the con game. They will make everything work for them only.
Has anyone ever heard of the term “In Rem”? Or is that just some new wording they added to cover their asses if their victims are fighting the scam, and it allows the victim to think the courts are being sort of nice for what they have done to them?
They also played that most people would be too embarrassed to even talk about what they were going through with the foreclosures. People didn’t want their friends and families to know what they were going through.
The loan modification programs were nothing more than a delay tactic to keep people in their homes long enough until the courts could fit them into their schedules.
That was just more false hope for people to believe that they were going to be able to save their homes.
And the lawyers, judges, and banksters sat in their offices laughing their asses off at the people trying to save their homes that were funded with no real money, and scammed out of it later.
When you’ve experienced going through it, met and heard the stories of other people that have gone through it, seen and felt the pain they have gone through, that is proof that the system we once believed in has failed.
It’s been progressively getting worse for many many years.
The GREED, (or MONEY ADDICTION), has ruined and corrupted a lot of minds that has systematically destroyed millions of American lives in the process.
People that have worked hard and followed the rules for the betterment of the nation, that once believed in the country to stand by them and support them, but a rigged system that only turned around and betrayed them and financially raped them, and ruined their lives and dreams.
I heard that since the foreclosure scam started around 2009 thru 2015, there has been about 7.6 million foreclosures. Now they say that there will be another 7.4 million more foreclosures in 2016.
It appears as though they have perfected their scam, and I understand that they have streamlined the process. They want the homeowners out of their homes within 6 months or less.
Once anyone is targeted by them for a forced foreclosure, the corruption will win.
Hire your own lawyer to help fight it? He’ll only take your retainer money and quit! You’ll only lose more money if you think a lawyer is going to help you!
THIS IS SICK, BUT IT IS REALITY!!!
This coming Fall is going to be interesting with everything that is happening.
There is far too much violence, anger, betrayal, lies, fraud, theft, and people at the top still saying things are going good. Good for them, and pure hell for the people they keep destroying with their BS!
Mike, everything you stated also shows why the TOO BIG TO FAIL & TOO BIG TO JAIL banks were bailed out. The government couldn’t allow the banks that were involved in the scam to go down. Who would have taken their place if those banks went down to funnel back the kickbacks to the politicians that are/were also involved?
What other reason would they have the Federal Reserve print up trillions of dollars in monopoly money to help bail them out? Whatever happened with the rules that if you fail in business, you close the doors?
How did Hillary say it, “Silly people! Laws are only for poor people”. That about sums it up for what she has walked away from! Any other average person would have been put under the jail doing 1/1000th of what she has done.
I still think that everyone should have their own money printing machines for bailout purposes. Let’s make things equal and level the playing field!
The citizens can then do like the bailed out banksters and take 8 figure bonuses for themselves for failing, and then charge it to the wealthy corrupt taxpayers future grandchildren and great grand children. Basically have it where whatever anyone prints up and uses for their own bailout purposes, put it where the payments on that won’t start for around 200 years or more. Or make it like 2,000 years. All that extra free cash will really get things going for everyone.There would be no violence if everyone was on the same free money printing bailout programs.
It has been proven that the more money you have, the more freedom you have, as long as you grease the palms of the right people to cover your ass!
What a joke of a totally corrupt and rigged system!!!

You have a right to disgorge them of the profits they made while using your personal property ( note ) as if it was theirs . When it cannot be determined how much that is , then it’s three times the worth of the house !!! The main reason everyone loses in Court is that they are arguing the Fraud , after the Fraud . The documents that it took to hide the fact that there ever was a legal Mortgage What you are saying to the Court by doing that is , at one time there was a valid Mortgage and Note , but THERE NEVER WAS . You can go back to the Court with all the previous litigation void ” ab initio ” and argue that the Mortgage is VOID because the entity that was deemed LENDER was in contravention to the terms of the Mortgage by bringing NO CONSIDERATION to the table and executed a totally different contract !!

So this pretty much explains why they did my Fraudclosure as an “In Rem” foreclosure, which is against the property only and not me personally.
The more I presented their fraud in court, and the documents that I received from the Court Recorder proving the fraud, they decided to close it out and hide it ASAP.
The foreclosure never showed up on my credit report, and it’s almost like it never happened. It also removed the deficiency they originally wanted, after stealing whatever they could get their hands on.
Car thieves go to jail, but house thieves are legal. The house thieves have bigger job titles and dress better. They are above all laws because they create new laws to cover their theft.
Hillary Clinton involved? That’s no surprise!
I still think that all families should have their own money printing machines that they can use for themselves anytime they need bailing out too! And then have the banks cover it. Now that would be equality!
So do we all file Class Action Suits and demand our money back?

All this was Illegal because from its inception it was Fraudulent concealment , Fraud in the Inducement , and Fraud in the Factum and the taking of your promissory Note and its conversion into something that was used by the Investment Banks for economic gain is called THE INTENTIONAL TORT OF CONVERSION !!!

So millions of Americans promised to pay money back an entity that never lent you anything and it was NEVER their INTENT to execute a Mortgage contract with you other than on paper . It was their job to get your name on a promissory Note to fuel the Scheme for profit Taking place behind your back and without your permission ! They then acted as a servicer of the income streams created by the CONVERSION of your promissory Notes into securities in a contract TABLE FUNDED by Investors through Investment Banks . The way this was executed drives a stake right through the contract process !!! The alleged Mortgagee , NEVER brought any CONSIDERATION to the table in Contravention to the terms of the Mortgage contract . That is a violation of contract Law and the Mortgages are VOID !!!! No CONSUMMATION ever occurred and the Mortgage documents are subject to RESCISSION . No MUTUAL ASSENT could ever be achieved in a contract you knew nothing about but were involved in from its inception !!
It should be noted that The Investors who TABLE FUNDED the securities contract , never had any recourse to the homes involved , because of the construct of the contracts they had with the Investment Banks , and the Investment Banks , by Law , had no recourse to the Homes because they only regulated to deal in commercial property . All the entities that were involved in being the ” Straw man lender ” Had NO authority to transfer what they never purchased , but when the designed collapse came , the homes had to go somewhere , and LIES / FRAUD began on a massive scale !!!! It should also be noted that the Investment banks during this scheme , Packaged , packaged , and re-packaged these loans and sold them to an untold amount of Investors who were led to believe they were entering into long term investments , but they were lied to as the scheme would reach critical mass and collapse , with the blame laid at the feet of the Homeowner !?!? Two more things , The Loans were sold so many times to different Investors that your homes were paid off ten times over by Investors !!! and yes , you are entitled to that money because you unknowingly funded the scheme with your collateral / Home Also , John Kasich was a CEO at Lehman Brothers when all this was taking place and Hillary Clinton gave speeches at Goldman Sachs totaling 633,000 dollars it was reported she said to them ” We got in this together , and we will get out of this together ” Get out of what Hillary ??? Bear Sterns and Lehman Brothers have gone belly – up because of what happened , but it seem that Hillary’s got Goldman Sachs Back …..The system is in protection mode and the entities created for our protection are guarding the truth from being exposed . Welcome to financial America 2016