Bank Forecloses On Home Destroyed By Ike
HOUSTON — Hurricane Ike destroyed dozens of homes in Seabrook. Many families are just now rebuilding, but when Brad Gana tried to pick up the pieces, he learned that Bank of America was trying to take what little he had left.”
I was shocked when they said they were foreclosing on it,” Gana told investigator Amy Davis.
Gana was working overseas when the hurricane hit, destroying his home. But even then, he said he never missed a mortgage payment. It took him days to figure out why Bank of America was foreclosing.
“It wasn’t until about 20 calls that someone said, ‘We had a homeowner’s policy on your home that you reside in, and your monthly payments have gone up,'” Gana explained. “But they never notified me that my monthly payments had gone up.
“That’s right. Bank of America took out a forced homeowner’s policy on an empty slab.
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Another scam from B o A
The bank has to locate the incidents. LMFAO. Here is what happened Hurricane came and blew and blew the house away along with mailbox. Since there was a hurricane the bank decided to add their own insurance on the place just in case there happens to be another hurricane but no one, no one from the bank made the effort to check the place out. Unless I missed it, nothing is said about this guy filing an insurance claim. It just said he triled to pick up the pieces. He gave the bank contact info but the bank was too busy with foreclosing and we all know that for BoA incompetency trumps using your brains.
@ see says. Need to borrow that saying, “we all know that for BoA incompetency trumps using your brains” so true, so true. . Most banks have hired a few phone answerers to deal with public and they know nothing, absolutely nothing!
Sign the petition and pass it on to everyone! Let Obama hear from you. Does not matter if you like him or not. The squeaky wheel gets the grease, especially in an election year!!!!
Sign Credo’s petition today to tell Obama not to sell us out in the settlement with AGS. Pass this link on to fb, friends and lets boost their petition to Obama to let him know we are still here and we have a vote!
http://act.credoaction.com/campaign/obama_ws/index.html?rc=confemail&r_by=29865-3939775-Jjf_CJx&rd=1
Is this a surprize they have been foreclosing on alleged mortgage debts of thousands of homes that do not exhist. These banksters, foreclosing debt collectors are in the fairtale world, makebelieving they have collectable mortgage debt, when they know full well the notes [the check] has been destroyed inorder to make sure securities fraud does not happen, cause they know the mortgage notes were supposedly sold into securities pools [PSA;’s] [ but they really did not do that either, they left it in blank and sold empty securities pools and or entered them only after alleged default, to steal more money, the greedy little vipers,[ and then turned the securities pools into stocks, [and if the notes or checks were around and not shredded they could be in deep dudu for sescurities fraud and double dipping with proof of it. so the notes do not exhixits except by fabrication and fairtale means and false claims of debt and they can pretend in their pretend fair tale world to steel your home, only it becomes very real to us and a big bonus for them for they have already used your signature to steal over and over and over again to make money out of thin air and make their dreams come true. And our worst nightmares! so unreal and unbelievable! Then the little grimlins and demons put on Halloween party’s mocking their criminals. No soul no concions! And now they are sorry, Well like all criminals they are sorry they got caught! They have no soul. .
Most mortgage servicers place forced placed insurance without an inspection, a scam the servicers engaged in regularly before the housing crash. Servicers actually placed their own self written policies, at often doubled or tripled fees, payable of course to their benefit, nothing to homeowner. Common practice. I had two mortgages that we repeatedly sent proof of insurance plus my agent faxed proof. Did they receive and apply? Just like they received your paperwork for modification, right? NOT! This was another scam by lenders with fake insurance carriers housed in lender’s ‘house’ that will go unpunished. Insuring a slab, not unusual. If a house was destroyed the lender would have no way of knowing unless a claim was made.
With Obama’s administration pressuring AGs to settle and protect investors, we may lose with banks walking scott free from investors and homeowners to foreclose and flood the market with REOs. I confess I am discouraged about any remedy in the mess unless we vote out the bunch of them but who is the alternative that will do the right thing? WHO! Both parties, administration and Congress are into bankers and Wall Street’s pockets. Both parties lose my vote and support.See the link below: What can we do?
Sign Credo’s petition today to tell Obama not to sell us out in the settlement with AGS. Pass this link on to fb, friends and lets boost their petition to Obama to let him know we are still here and we have a vote!
http://act.credoaction.com/campaign/obama_ws/index.html?rc=confemail&r_by=29865-3939775-Jjf_CJx&rd=1
Did I read this right? BOA takes out a policy on a SLAB after the big blow? Or was the policy already in place and the upped the coverage amounts after the hurricane not realizing the home was destroyed. Either way, I would love to see their insurance appraiser, you know, that individual who physically came out and LOOKED at the property, on a witness stand.
Just when you think that the Banksters can’t out do themselves in stupidity, they manage to grab the golden ring yet again.