The Kafkaesque character of  this  litigation  is difficult  to deny.   Having  failed  to receive  a  summons  that  may  have  been  improperly  served  upon  them,  Marilyn  and Michael  Elliott  learned  that  a  default  judgment  had  been  entered  against  them, foreclosing on their home because of a mortgage that was allegedly in default.  The home was  sold  in a  sheriff‟s  sale  to  the  lending bank.   Feeling confused and  suspicious,  they turned  to  the  Indiana Attorney General, who directed  them  to  file a  complaint with  the Comptroller of the Currency.  The Comptroller‟s investigation revealed that Chase Bank, the  ostensible  plaintiff  herein,  is  entirely  unaware  of  the  foreclosure  proceeding.  Moreover,  Chase‟s  records  show  that  the mortgage was  paid  in  full  in  2001.    Chase, therefore,  executed  and  recorded  a  satisfaction  of  mortgage.    Notwithstanding  the satisfaction  of mortgage, Chase‟s  loan  servicer—Ocwen Bank—continued  to  prosecute this  action  in  Chase‟s  name,  attempting  to  force  the  Elliotts  out  of  their  home  even though  there has never been a  trial and  the  lending bank has declared  that  the mortgage was paid in full.  Finding this situation untenable, we reverse and remand for trial.

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