This madness needs to stop. What kind of country are we living in? The story below is a shocking revelation on what is going on in this Foreclosure Crisis. All on Christmas eve no less…

rgj.com

Sparks man’s overdue mortgage leads to sledge hammer beating

By Frank X. Mullen Jr. • fmullen@rgj.com • June 22, 2010

Some excerpts from the story…

  • The driver — a contractor for Wells Fargo Bank who was “inspecting” the house because Peterson had missed a monthly mortgage payment — pulled over. An argument ensued and the bank’s agent, who claimed self-defense, hit Peterson repeatedly with a sledgehammer…
  • My advice is don’t even be five minutes late on your mortgage and keep all your receipts,” said Geoffrey Giles, a Reno lawyer who handles foreclosure mediation but isn’t involved in Peterson’s case. “Banks can be rapacious.

Homeowner’s account

  • Peterson, 62, a Spanish Springs resident since 2006, said that because of unexpected expenses, he and his wife, Jan, missed a payment on their adjustable rate mortgage in September.”I immediately called the bank,” he said.The family made a house payment the next month and in the months after, he said, and paid more than the amount due. But with added late fees they hadn’t caught up with the total underpayment by December.”The bank called twice a week, a different person each time,” Peterson said. “It’s like talking to a machine. They knew where we were. They knew the house was occupied.”
  • On the afternoon of Dec. 24, the couple saw a man in a white van taking photos of their home. Jan Peterson went outside in the snow and asked him what he was doing.”He told me it was none of my business,” she said.
  • Peterson said as he approached the man, the stranger removed a sledgehammer with a 2-foot metal handle from the van and struck him with the hammer end.“When he hit me the third time, I put up my hand and got hit again and I went down,” Peterson said. “I thought he was going to kill me.”He said that’s when the van driver told him he worked for the bank. Peterson said the man told him he was his “judge, jury and executioner” and that he was going to lose his house.The man hit him twice more with the hammer before sheriff’s deputies arrived and told the man to drop the hammer.

Inspector’s version

  • “That afternoon, I stopped to take a picture of (Peterson’s) house, I was in my van and him and his wife came out of the house, and started screaming profanities,” Deak said. “I identified myself and told them I was there to do an occupancy check on the house and determine if occupied.”
  • “We got back and forth in a verbal altercation, and I basically said ‘have a nice day’ and pulled off down the street,” Deak said.He said Peterson chased him and attempted to run his van off the road. He pulled over, he said, because he thought he’d be safer outside the vehicle.Deak said he used the hammer, which was in his van to install real estate signs, as a prod a few times to keep Peterson away from him. He said he didn’t swing it like a bat
  • Deak said Peterson used his pickup as a deadly weapon and that he was justified in defending himself with the hammer because Peterson continued to advance on him after being warned to stay away.”I never got on his property and had no physical contact,” he said. “I was off and gone. I was six blocks away when he tried to push me off into the ditch.

No charges were filed…

Crazy…

Read the entire article here…

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