This report from ABC is on a credit card debt but what’s the difference.
Collecting a debt is collect a debt, be it for a credit card or for a foreclosure…
All I gots to say is Whoa…
Investigation: Debt Collectors, the N-Word and Bank of America
Two days after being confronted by ABC News, Bank of America has fired a debt collection agency after several of its operators were caught using racist and obscene phone calls to collect debts from bank customers.
“What’s up, you f—ing n—r?” said one of the collection agents in a message to 32-year old Allen Jones of Dallas, who owed $81 on his Bank of America credit card.
“This is your f—ing wake up call, man,” the debt collector said in a message left at Jones’ home at 6:30 a.m.
In a message left a few minutes later, the debt collection agent told Jones, “You little, lazy ass bitch, get your mother f—ing ass up and go pick some mother f—ing cotton fields, bitch.”
Jones said the calls continued even after he told the debt collection company he had paid his credit card bill.
“The representative acted like, oh, we can call you as many times as we want,” Jones said in an interview to be broadcast Friday on ABC World News with Diane Sawyer and Nightline.
Jones saved the taped messages and hired lawyers to sue ACT. A jury in Texas found the both the debt collectors and the corporation responsible and awarded Jones more than $l.5 million.
CLICK HERE, HERE, HERE, HERE, HERE, HERE, AND HERE,TO LISTEN TO PHONE MESSAGES FROM DEBT COLLECTORS (WARNING: OFFENSIVE CONTENT)
The rest of the story with video here…
~
I FIGURED THAT WOULD BE THE NEXT STEP, THEY WOULD START DEBTORS PRISONS
Please read and share. This is dangerous!!!
http://www.debtsettlementconsumerprotection.com/are-local-courts-overstepping-by-helping-bill-collectors-apply-the-screws/
Please read and share this article:
http://www.debtsettlementconsumerprotection.com/are-local-courts-overstepping-by-helping-bill-collectors-apply-the-screws/
Debt collectors violate the FDCPA all the time — they know most consumers do not know their rights. Any consumer that is getting hounded by debt collectors needs to read up on the FDCPA.
Someone needs to start telling the real story here too. Really we need to start screaming about the violations against consumers in the credit card world. These goons are issuing summons for unsecured debt and using our tax dollars for their harmful tactics.
I read about this a while ago and it’s scary. I hope that someone stops this dangerous trend. People do need to know that if they ignore a summons, a warrant can be issued for their arrest. Yes, I think that is more appauling than not playing your bills. It’s very tyranical.
Several problems including bad QC on serving summons. The volume of servers increases the sloppiness and/or laziness of serving the summons adequately. Just like in the mortgage foreclosure world, summons are attested as served but really are not. People often don’t know they are served. Another problem is that the dirtbag collectors of these unsecured debts are using tax payer money to collect for them. They intimidate and harrass people to pay off their debt and by using this type of process they actually get real policing powers. It’s all levels of wrong. Another problem is that the regulations that control who can buy and collect on delinquent accounts play fast and loose with the time and space continuam. I’ve seen a little of this absurdity when collectors try to buy delinquent HOA accounts. When all kinds of fraudsters are allowed to buy delinquent unsecured credit cards, the public needs protection.
Boy can I go on and on and on about so many more problems with this practice that is violating real people right now. Like foreclosure fraud, it may take several years before anyone gives a shit. In the meantime real people who despite having bill paying problems, are honest and hard working, are being abused and violated. Please start screaming about this now and make it stop. Scream “FIRE”, I’ve heard that gets the attention better than anything else. FIRE FIRE FIRE!!!
A mother shouldn’t be arrested and taken away from her children because she defaulted on her Macy’s bill. A police officers time shouldn’t be taken away from protecting the public against violent criminals to become goons for collection companies. Fraudsters shouldn’t be allowed to buy delinquent accounts and have full access to people’s intimate financial information. This might scare me more than foreclosure fraud. That says a lot. I think they’ve found a way to get to the masses quicker and easier.
THE FAIR DEBT COLLECTION ACT PROHIBITS PHONE CALLS BEFORE 8 AM AND AFTER 8PM
I LOVE this website!!! I think this same agency called me, but they told me they will call my lazy dead beat arsh on the daily till I pay, then take my pay check.
Tell him to bring it on, send him a certified letter to stop calling and only contact by U.S. Mail, and then hang him on his own noose if he violates you again. (financial rape) when you take him to small claims [Magistrate Court] file the suit, and his local Attorney’s will solicit him, because hey there are hungry broke people all over, then if he does not answer or show for court you my friend can levy and garnish his wages and bank accounts.
not legal advise, but legal to do, and you are in the drivers seat, and OH what a good feeling that could be.
I believe there is a penalty for each time you can prove an out of time limit offense.