From the Hamlet…
Rumors to the Contrary Notwithstanding, You CAN Take It With You!
Countrywide, Indymac, Lehman Brothers, First Magnus: DEAD. ALL LONG DEAD.
Yet.
Yet.
Yet.
Apparently, these predatory financial institutions are immortal and have assets to transfer, via their strawman tax-evading MERS, even in 2010.
So, is it ANY WONDER why there’s a bit of a problem working on loan modifications? It’s like talking to the dead! WELL, YOU ARE!
Again, PRESUMPTION OF FALSITY! Every word. Every document.
These are all MERS loans. Wonder what MERS says about ownership of these loans? Ah, let’s find out! Easy enough to track back to the mortgages filed in the public land records, check the MERS MIN number, run it through MERS’s database here & let’s take a looksee….
Not to speak ill of the dearly departed, but is there some accounting flim-flam going on here?
Are these titles to American property a wee bit cloudy? Remember, these assignments of mortgage were filed in both our courts and our land records. Can we say FELONIOUS ACTS, Ladies & Gentlemen? This is a level of arrogance and disrespect for the foundations of America. Economic recovery will never occur if we define capitalism as “return & reward for defrauding one’s customers, one’s investors, one’s insurers, and violating the laws of one’s state & nation, and the constitutional property rights and rights to due process”.
MERS’ reliability factor as an indicator of mortgage ownership appears to be highly suspect.
Yet.
Yet.
Yet.
Millions are rendered homeless based on MERS data.
Note how all the documents are executed by representatives of the assignees, just signing nonsensical documents that transfer assets from a myriad of dead institutions over to their employers who then foreclose on American homes, evicting American families out onto the street.
Note that MERS shows these loans as ACTIVE, so what too-big-to-fail insolvent bank (or banks, could be several) is accounting for the “value” of these non-performing assets on their fictional books? And if any of these homes have a second mortgage, are those zero value assets also on the books of some secretly insolvent too-big-to-fail bank at some fantasy value to the tune of billions of pretend dollars?
Ask the banking industry any of these questions or to clarify the maze of criminal fraud in the land records, and the indignant reply will be, “It’s the borrowers. They aren’t paying.” (left unsaid is that the borrowers wised up to the fraudulently inflated appraisals and are demanding modifications to a realistic appraisal value based on true market value, not fraudulent commission based appraised value. No one is going to pay for a cubic zirconium that was fraudulently appraised at diamond value.)
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Assignment of a non-performing asset from the dead Lehman Brothers to Citimortgage. . Recorded on 8/9/2010.: MERS for Lehman 07.22.2010.pdf Lis Pendens filed 2 months later on 9/17/2010. Plaintiff is Citimortgage. Tepper 9.17.10.pdf
| MIN:1000254-4000141305-0 | Note Date:01/07/2004 | MIN Status:Active |
| Servicer: CitiMortgage, Inc. | Phone:(800) 283-7918 |
| O’Fallon, MO | |
| Investor: U.S. Bank as Trustee | Phone:(651) 495-3853 |
| St. Paul, MN | |
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Assignment of a non-performing asset from the dead Lehman Brothers to Aurora Home Loans (but MERS data shows HSBC to be the investor).. Recorded on 8/9/2010 MERS for Lehman 2010 – 2.pdf Lis Pendens filed one week later on 6/28/2010. Plaintiff is Aurora Loan Services. Burns 6.25.10.pdf
| MIN:1000254-4000266699-5 | Note Date:09/01/2005 | MIN Status:Active |
| Servicer: Aurora Loan Services LLC | Phone:(308) 220-2240 |
| Scottsbluff, NE | |
| Investor: HSBC Bank USA as Trustee | Phone:(212) 525-1592 |
| New York City, NY | |
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Assignment of a non-performing asset from the dead American Brokers Conduit to Citimortgage. Recorded on 8/9/2010 MERS for American Brokers Conduit 2010.pdf Lis Pendens filed two months later 9/28/10. Plaintiff is Citimortgage. Decker 9.2.10.pdf
| MIN:1000242-0001196677-3 | Note Date:03/10/2006 | MIN Status:Active |
| Servicer: CitiMortgage, Inc. | Phone:(800) 283-7918 |
| O’Fallon, MO | |
| Investor: This investor has chosen not to display their information. |
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Assignment of a non-performing asset from the dead America’s Wholesale Lender to US Bank National Association as trustee for a securitized trust (MERS’ conflicting data shows BAC Home Loans is the owner) . Recorded on 8/9/2010 MERS for Americas Wholesale Lender 2010.pdf Lis Pendens filed one and a half years before the assignment to plaintiff on 1/6/09. Plaintiff is US Bank National Association. varvarikos 1.6.09
| MIN:1000157-0005965514-8 | Note Date:10/11/2005 | MIN Status:Active |
| Servicer: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
| Investor: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
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Assignment of a non-performing asset from the dead Countrywide to US Bank National Association as Trustee for a securitized trust (MERS’ conflicting data shows BAC Home Loans is the owner). Recorded on 8/9/10 MERS for Countrywide 2010.pdf Lis Pendens filed six months before the assignment to plaintiff 2.24.10 Zelman 2.24.10.pdf . Plaintiff is US Bank as Trustee for a securitized trust.
| MIN:1001337-0002228379-3 | Note Date:07/05/2007 | MIN Status:Active |
| Servicer: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
| Investor: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
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Assignment of a non-performing asset from the dead Countrywide to Bank of New York Mellon as Trustee for a securitized trust. Recorded on 8/9/10 MERS for Countrywide 2010 – 2.pdf Lis Pendens filed 6/16/08 over two years before assignment to plaintiff. Masot 6.16.08 Plaintiff is Bank of New York as Trustee for a securitized trust.
| MIN:1000157-0005721090-4 | Note Date:09/19/2005 | MIN Status:Active |
| Servicer: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
| Investor: The Bank of New York Mellon, N.A. | Phone:(888) 999-0615 |
| CYPRESS, CA | |
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Assignment of a non-performing asset from the dead Countrywide to US Bank as Trustee for a securitized trust. Recorded on 8/9/10 (MERS” conflicting data shows BAC Home Loans is the owner) MERS for Countrywide 2010 – 3.pdf Lis Pendens filed on 10/22/2010, two months after the transfer to plaintiff US Bank as trustee Poon 10.22.10.pdf MERS databases listed a stranger to the foreclosure suit as the investor.
| MIN:1000157-0006352517-0 | Note Date:05/19/2006 | MIN Status:Active |
| Servicer: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
| Investor: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
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Assignment of a non-performing asset from the dead Countrywide to BAC Home Loans. Recorded on 8/9/10 MERS for Countrywide 2010 – 4.pdf Lis Pendens filed on 10/9/09, eight months before the transfer from one stranger to the foreclosure to another stranger to the foreclosure suit. Plaintiff is Bank of America National Association as trustee for a securitized trust. Sealey 10.9.09
| MIN:1000157-0006169248-5 | Note Date:04/23/2007 | MIN Status:Active |
| Servicer: BAC Home Loans Servicing, LP | Phone:(800) 669-6607 |
| Simi Valley, CA | |
| Investor: This investor has chosen not to display their information. |
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Assignment of a non-performing asset from the dead Countrywide to Ocwen Loan Servicing. Recorded on 8/9/10 MERS for Countrywide 2010 – 5.pdf Lis Pendens filed on 1/7/09. No one knows who the securitized trust is. Not listed on MERS, not listed on the Lis Pendens. Where is the post-foreclosure money going? Peklun 1.7.09
| MIN:1000157-0006263603-6 | Note Date:03/10/2006 | MIN Status:Active |
| Servicer: Ocwen Loan Servicing, LLC | Phone:(800) 746-2936 |
| West Palm Beach, FL | |
| Investor: This investor has chosen not to display their information. ____ |
Assets from the dead Indymac: MERS for Indymac Bank 2010.pdf No Lis Pendens or foreclosure case filed yet. Will have to check in a few months.
| MIN:1000554-0120991462-3 | Note Date:03/14/2005 | MIN Status:Active |
| Servicer: OneWest Bank, FSB | Phone:(626) 535-4887 |
| Pasadena, CA | |
| Investor: Deutsche Bank National Trust Company as Trustee | Phone:(714) 247-6000 |
| Santa Ana, CA | |
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Assignment of a non-performing asset from the dead Indymac to HSBC as trustee for a securitized trust. Recorded on 8/9/10 MERS for Indymac Bank 2010-2.pdf Lis Pendens filed 9/29/08 in the name of Indymac Federal Bank.
| MIN:1000554-0123584738-3 | Note Date:06/26/2006 | MIN Status:Active |
| Servicer: OneWest Bank, FSB | Phone:(626) 535-4887 |
| Pasadena, CA | |
| Investor: HSBC Bank USA as Trustee | Phone:(212) 525-1592 |
| New York City, NY | |
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Assignment of a non-performing asset from the dead Indymac to Deutsche Bank National Trust Co as trustee for a securitized trust. Recorded on 8/9/10 : MERS for Indymac Bank 2010 – 3.pdf Two Lis Pendens and *****this one has three (one dismissed) foreclosure lawsuits. Lis Pendens: one filed in one filed by mill FLorida Default Law Group on 9/16/08 (doc not available but here is the withdrawal of the case filed by Florida Default Law Group Abelha FDLG withdrawal 6.3.10.pdf), then one mill Daniel Consuegra on 7/22/2010 Abelha Consuegra 7.22.10.pdf and one filed by mill Albertelli on 8/4/2010 Abelha Albertelli 8.4.10.pdf . Both name Deutsche Bank National Trust Co as trustee for a securitized trust as the plaintiff.
Foreclosure cases in Palm Beach County: 502008CA027526XXXXMB and 502010CA017451XXXXMB and 502010CA019343XXXXMB
| MIN:1000554-0122717895-3 | Note Date:02/03/2006 | MIN Status:Active |
| Servicer: OneWest Bank, FSB | Phone:(626) 535-4887 |
| Pasadena, CA | |
| Investor: Deutsche Bank National Trust Company as Trustee | Phone:(714) 247-6000 |
| Santa Ana, CA | |
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Assignment of a non-performing asset from the dead Indymac Bank to Deutsche Bank National Trust Co as trustee for a securitized trust. Recorded on 7/31/10 :: MERS for Indymac Bank 2010 – 4.pdf . Lis Pendens recorded 7/31/2010 the same day that the assignment to Plaintiff, Deutsche
Bank National Trust Co as trustee for a securitized trust. Bloom 7.31.10.pdf
| MIN:1000554-0122484108-2 | Note Date:12/22/2005 | MIN Status:Active |
| Servicer: OneWest Bank, FSB | Phone:(626) 535-4887 |
| Pasadena, CA | |
| Investor: Deutsche Bank National Trust Company as Trustee | Phone:(714) 247-6000 |
| Santa Ana, CA | |
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Assignment of a non-performing asset from the dead Pinnacle Financial Lending Corp DBA Tri Star Lending Group to Deutsche Bank National Trust Co as trustee for a securitized trust (MERS’ conflicting data shows Bank of America is the owner). Recorded on 8/25/10 :MERS for Pinnacle Stephan.pdf Lis Pendens filed 7/22/2010 one month prior to the filing of the assignment to Plaintiff, Deutsche Bank National Trust Co as trustee under a securitization agreement. Hubscher 7.22.10.pdf Note two completely different financial institutions in the MERS database.
| MIN:1000627-0132031525-8 | Note Date:09/07/2005 | MIN Status:Active |
| Servicer: EMC Mortgage Corporation | Phone:(800) 723-3004 |
| Lewisville, TX | |
| Investor: Bank of America, National Association as Trustee | Phone:(866) 904-6075 |
| Chicago, IL | |
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Assignment of a non-performing asset from the dead Taylor, Bean, & Whitaker Mortgage Corp to Saxon Mortgage. Recorded on 8/25/10: (MERS’ conflicting data shows IMPAC Mortgage is the owner) MERS for Taylor Bean Whitaker 2010.pdf Lis Pendens filed on 2/24/2009 by Taylor Bean Whitaker. Note two completely different financial institutions in the MERS database.
| MIN:1000627-0132316473-7 | Note Date:09/07/2005 | MIN Status:Active |
| Servicer: GMAC Mortgage, LLC | Phone:(800) 766-4622 |
| Waterloo, IA | |
| Investor: Impac Mortgage Holdings Inc. | Phone:(800) 597-4101 |
| Irvine, CA | |
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Assets from the dead (this is Jeffrey Stephan’s boss at GMAC/Ally): MERS for Wachovia 2010 Kwiatanowski.pdf
| MIN:1000137-0007831877-9 | Note Date:03/01/2006 | MIN Status:Active |
| Servicer: GMAC Mortgage, LLC | Phone:(800) 766-4622 |
| Waterloo, IA | |
| Investor: This investor has chosen not to display their information. |
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These mortgages may not be registered in the MERS system. Sometimes mortgages are signed into the MERS system at some point. Some of these have an affidavit filed in the land records revealing the MERS MIN number, but many are never disclosed as MERS mortgages.
Assets from the dead: New Century 2010 –not a MERS assignment.pdf
Assets from the dead: Wells as attorney in fact for New Century 2010.pdf
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The FDIC turned Indymac Federal Savings Bank over to Onewest on March 19, 2009. Well, MOST of the assets were turned over. These “certain remaining assets” appear to be assets that the FDIC is assigning over to other financial institutions in order to the assignee to foreclose and evict a family from their American home. There was that sweetheart deal afterall.
FDIC for Indymac in 2010 – 2.pdf
FDIC for Indymac in 2010 – 3.pdf
This sampling of assignments filed in the past 90 days transfer assets from the dead Lehman Brothers Bank to several financial institutions after the mortgage loan is purported to be in default.
You can check out the Lehman assignments here…
Pretty cool stuff, huh?
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[…] Rumors to the Contrary Notwithstanding, You CAN Take It With You! Defiled Land Records & Convolu… […]
Look at the bottom stack, and IMPAC as INVESTOR.
I believe MERS Registration system is correct in its designations! The reasons for the mis-matches ( plan tiff not matching INVESTOR is because the Investor ( originating Lender ) never transferred the loan docs to the plaintiff as required by the trust within the required 90 days period ). Had the original Lender transferred, the INVESTOR-Plaintiff’s would match-up.
Also………..if this is the case, whereby the note was a MBS, AND your note was endorsed in Blank, this is problematic! Absent a defective assignment, IF the Originating Lender ( Sponsor ) did not transfer, and is attempting a BLANK ENDORSEMENT of the NOTE ( because the F*ed up ), to the Plaintiff, what you will find is the Originating Lender WAS 1) NOT authorized to make such transfer, and 2) that a BLANK endorsement IS NOT AUTHORIZED BY Trust. IMO this kills the UCC defense made by scum bagg Bank Lawyers.
Sponsors who failed to transfer DOCS as required by the trust under the SEC’S watch BROKE THE LAW! This means a faulty transfer from a IMPOSTOR Investor is FRAUD! Why would IMPAC STILL BE NAMED AS INVESTOR??
Because they screwed the pooch! Then tried to cover it up!
Speaking of IMPAC, I have seem numerous faulty transfers w/: Deutsche Bank National Trust Company as Trustee, where IMPAC never transfer to trust after origination, and never assigned. IMPAC had no authority to withhold those DOCS from the trust, but they did. When those notes defaulted, as it may, IMPAC had no authority to transfer ANYTHING!
There have been media stories that claimed CountryWide had retained large numbers of the notes, despite the fact they CLAIMED to have sold them to the pools.
HOW THE HELL CAN THEY PASS THE NOTE AROUND SELLING FROM INVESTOR TO INVESTOR?, WHEN A DEAL WAS MADE BETWEEN THE HOMEOWNER AND THE BANK TO BUY A HOME? EVERYONE EXPECTS THAT WHEN THEY FINISH PAYING FOR SOMETHING THEY BOUGHT IT, THEN BECOMES THEIR PROPERTY. HOW CAN THEY SELL YOUR PROPERTY AND BREAK THE CONTRACT AS YOU ARE STILL PAYING ? THIS IS THIEVERY AND FRAUD TO SELL THE HOME OUT FROM UNDER A PERSON , THEY NEED TO REPAY EVERY DOLLAR PAID TOWARD THE HOME PLUS THE STRESS PUT ON THE HOMEOWNERS NEED TO BE PAID. EVERYONE SHOULD BE ABLETO SUE THESE BANKS , EVERY SINGLE ONE OF THEM. FOR CAUSING PEOPLE TO END UP COMMITING SUICIDE OR HAVING HEART ATTACKS. WHAT IMAGINARY THING IS WALLSTREET AND THE BANKSTERS GOING TO COOKUP NOW ON THEW AMERICAN PEOPLE? THEY HAVE RAPED US OF EVERYTHING! BEWARE!! WALLSTREET IS AFTER OUR SOCIAL SECURITY NOW..
THEY SOLD THE NOTE BEFORE ANYONE EVER MISSED ONE PAYMENT. THEY THEY TALKED PEOPLE INTO NOT PAYINGB FOR THREE MONTHS IN ORDER TO GET HELP. THE BANKS THEN TURNED AROUND AND FORECLOSED ON THEM. WOW!! I THOUGHT WE PAY OUR CONGRESS TO PROTECT US FROM OUR ENEMIES?
THE BANKS BROKE THE CONTRACT FIRST!!!
I have one of those “America’s Wholesale Lender” mortgages. Yep, AWL is long dead. It was a TRADE-NAME for CountryWide. Only the Deed and Note only cite “America’s Wholesale Lender” as the LENDER. CountryWide has been dead for 2 years. I presume AWL expired at the same time.
Funny thing, someone directed a change of the servicer in 2009. That servicer (Litton) used MERS to substitute the Trustee that was in my DOT. The NOD was actually filed a few days ahead of the substitution document, but that is allowed in CA.
I filed suit over a breached CW AG Mod. I then found out that my investor was supposedly already a CWABS pool. Funny the county still showed only the original DOT.
In 2010 a NOS was filed. I filed a chapter 13. McCalla-Rhymer filed a proof of claim on the part of the CWABS pool with the BK court. No explanation of HOW anyone was acting.
The next month, the current servicer, Litton, used MERS to generate an assignment of the Deed of Trust. [Yep, they file that DURING the BK, but AFTER the proof of claim was entered.)
Now that is an assignment of the DOT directly from the dead “America’s Wholesale Lender” to the CWABS pool. If the pool really still exists, it SHOULD be a CLOSED pool. {Assignments must occur within 90 days of the pool creation.] No pool should be ACCEPTING mortgages that are supposedly in default. Actually, defaulted mortgages are supposed to be going the OPPOSITE direction.
So who’s books was this mortgage REALLY on?
BTW, along with McCalla-Raymer’s usage of Prommis Solutions to robo-sign, Litton has their own contingent of robo-signers also. The notary signatures of Melissa Bell very all over the place. Marti Noriega’s signature also may be signed by more than one person, and at other times, it looks to be an electronic signature. Marti signs as an Assistant VP of MERS.
The truth of the whole FRAUDCLOSURGATE matter is the JUDICIAL SYSTEM is as big of a FRAUD as the WHITE COLLAR CRIMINALS WHO COMMITTED THE CRIMES. NOBODY,ANYWHERE will ever make me believe the judges DID NOT KNOW this was FAKE, UNSECURED DEBT. EVEN IF THE CONGRESS PASSES A LAW TO ALLOW INTERSTATE NOTARIZATIONS OR MERS TO FRAUDCLOSE, THE FRAUDCLOSURES STILL CANNOT LEGALLY HAPPEN!! THIS FRAUD IS SOMETHING NEW LEGISLATION CANNOT POSSIBLY FIX. THE ONLY THING BILL HR 3808 WOULD HAVE DONE WAS ALLOW MORE FRAUDCLOSURES LEADING TO ALOT MORE LAWSUITS AND MAYBE FASTER SYSTEMIC FAILURE. THE DEBT NEVER EXISTED, THE ORIGINAL LOAN WAS PAID OFF BY SOMEBODY AND THE FAKE LOAN IS UNSECURED. MEANING THE LENDER CAN NOT LEGALLY SEIZE THE PROPERTY. NO LAW CAN MAKE A FAKE DEBT SECURE OR THEY WOULD HAVE SURELY TRIED TRAMPLE OVER OUR CONSTITUTIONAL RIGHTS ONCE MORE TO CREATE ONE BY NOW. SO HOW CAN THESE JUDGES DARE SAY THAT SOMEBODY OWES THIS DEBT IF THE DEBT WAS FAKE IN THE FIRST PLACE AND THE ORIGINAL LENDER WAS PAID OFF??? I SAY SEND THE BILL TO THE FAT CATS . WHAT A BUNCH OF SMOOTH CRIMINALS. . THIS MEANS WE OWN OUR PROPERTY FREE AND CLEAR. COME ON WASHINGTON, YOUR FAKE IGNORANCE IS BEGININING TO LOOK MORE LIKE ARROGANCE AND THE PEOPLE ARE REALLY GETTING PISSED OFF. SOMEBODY BETTER PUT A NATIONWIDE MORATORIUM ON ALL FORECLOSURES PRETTY DAMNED QUICK BEFORE THIS GETS ANY UGLIER!!!!
Being the FAKE DEBT could never have been SECURITIZED BECA– USE IT WAS NOTHING MORE THAN ‘HOT AIR’ AND THE ORIGINAL DEBT WAS PAID OFF BY SOMEBODY, that should be enough to stop FRAUDCLOSURES and return the homes to the people who have already been FRAUDCLOSED ON. I believe WHEN YOU HAVE AN UNSECURED DEBT THE LENDER CANNOT LEGALLY BE ALLOWED TO SEIZE THE PROPERTY OF THAT DEBTOR. I do believe our Country is BROKE because of all of the MASSIVE FRAUD. WE THE PEOPLE SHOULD NOT HAVE TO PAY FOR IT THOUGH, MAKE THE FAT CATS PAY FOR IT, THEY ARE THE ONES WHO GAINED THE SYSTEM IN A GINORMOUS WAY AND STILL ARE BY THE WAY.
I found out on the web last night my last”LENDER”, the BANK I got my so called “LOAN” from was the biggest BANK FAILURE IN MY STATE’S HISTORY. NO REASON STATED FOR THE FAILURE BY THE FDIC, WHO TOOK THE BANK INTO RECIEVERSHIP, BECA– USE I CHECKED. Seems my BANK HAS A DUAL IDENTITY AS WELL. THE RABBIT HOLE GETS DEEPER. YOU JUST CAN’T MAKE THIS STUFF UP!!!
I no longer believe that the complex fraud will matter in the long run, in the courts, saving us homeowners. This is like a comic book story……… a classic battle eternal, between GOOD and EVIL. Only a “justice league of america” complete with leadership and real heroes, some of us which have already appeared, is going to restore our freedom. Otherwise we die slowly… all the horrors included…. famine, disease and I fear a military government, depriving us of all american rights. Rants and raves wii not help us succeed. It is time for action!!!!
@Housemanrob, You are so right!!! Let’s roll America!!! Go and get your original loan documents out and then go and get your original Land Records from your County Recorder of Deeds office. This is where the truth is. Chances are, your property has been paid off by a second lender, and you may have proof of this somewhere in your maze of mortgage documents OR THIS PAYOFF May be somewhere in your locally recorded land records in your county. The subsequent sale to the next lender was most likely never publicly recorded anywhere on your land records. This is how the scheme/scam worked. The loan never really existed. It was a fake, a fraud. RE; YOUR HO– USE IS NOW PAID FOR FREE AND CLEAR BY THE SECOND LENDER TO THE FIRST. What transpired after that, A FREE FOR ALL BY WALL STREET AND THE BANKS USING YOUR SIGNATURE. This is only part of the reason why our loans were never recorded the other reason is the money FROM THE LOAN NOR THE LOAN , THE MONEY THEY” LENDED TO YOU’ NEVER really ever existed. Which explains fully why the loans were never properly SECURITIZED. The loan was just A LOT OF “HOT AIR”, LITERALLY!! Your signature was just a gambling tool for the FAT CATS to make money with. And make money they did, lots and lots of it. Now they want you to pay for this fake debt they created for you with your home after they heavily gained the system and became even more filthy rich and still are getting filthy rich through CREDIT DEFAULT SWAP INSURANCE AND FRAUDCLOSURES OR OTHER FRAUDCLOSURE PREVENTION SOLUTIONS. Subsequently we continue to pay and pay for their free for all through QE2, trickle up poverty and the skyrocketing costs of basic neccesseties. Not even to mention the falsely inflated property tax bills that do not reflect the current market value of our property. According to the FAT CATS our property is worth virtually ZERO right now so why are we paying these HYPER-INFLATED PROPERTY TAXES ANYWAY??? Just another scam to ROB OF US OF WHAT WE HAVE LEFT. THAT IS RIGHT TO MAKE YOU AND I PEASANTS TO GIVE THE GOVERNMNET COMPLETE CONTROL OVER YOU AND ME. NOW, MORE LIKELY THAN NOT, NOBODY ANYWHERE CAN PROVE THAT YOU OWE THEM ANYTHING.
According to my mortgage note, my refinanced mortgage loan through a Bank was owned by Fannie/Freddie and MERS in 2007. I KNOW THIS BECA– USE MY MORTGAGE NOTE STATES THIS AND STATES A MIN NUMBER. WHEN I WENT INTO MERS ABOUT A MONTH AGO THIS MIN NUMBER WAS RECORDED IN MERS IN 2007 SO IT EITHER went into MERS or left MERS in 2007 . THIS IS UNCLEAR THOUGH DUE TO THE LIMITED AMOUNT OF INFORMATION I COULD GET FROM THE MERS DATABASE. TODAY MERS IS JUST SAYING MY MIN IS INACTIVE AND DOES NOT EVEN MENTION MY LAST MIN NUMBER EVER BEING IN THERE AND it shows the MIN to be inactive today. I was completeley unaware of any transactions that were made upon this note after 2007. EXCEPT WHEN MY LOAN DEFAULT THREATS STARTED COMING IN THE MAIL IN 2008 FROM PHH MORTGAGE!!! FANNIE MAE claims that they are NOT the NOTE HOLDER JUST THE INVESTOR?? BUT WHY would the note have left MERS IN 2007 AND WHERE DID IT GO. IF IT WENT TO PHH I WASN’T NOTIFIED AND IF THIS WAS TRUE WHY DID SOMEONE TAKE IT OUT OF MERS WITHOUT NOTIFYING ME OF THIS TRANSACTION?? THE NOTE IS NOW INACTIVE IN MERS EVEN THOUGH FANNIE MAE IS THE INVESTOR. I THINK THAT MERS SHOULD STILL HOLD THE NOTE. PHH IS CLAIMING TO BE THE PARTY IN DUE COURSE BUT I WAS NEVER TOLD OF A TRANSFER OF MORTGAGE. IN 2008. NOT UNTIL I STARTED TO GET LOAN DEFAULT THREATS FROM PHH. I ALWAYS MADE MY PAYMENTS TO MY ORIGINAL LENDER AND THEN ALL OF A SUDDEN WHEN I MISSED ONE HO– USEPAYMENT IN 2008, PRESTO CHANGO MY BANK APPEARS TO TURN INTO PHH MORTGAGE!! PHH POPS UP OUT FROM NOWHERE AND CLAIMS THEY ARE OWED THE MONEY??? NOW BEAR IN MIND MY ORIGINAL LENDER, THE BANK WENT UNDER AND CLOSED UP SHOP IN 2009. THE WEIRD THING IS MY ORIGINAL NOTE SAYS THE BANKS NAME ON IT AND IS USING PHH MORTGAGE AS THEIR ADDRESS THE WHOLE TIME I WAS PAYING THE LOAN. WHAT IN THE HELL ?? THE ORIGINAL BANK MUST BE PHH THEN! FANNIE MAE IS CLAIMING TO BE ONLY THE INVESTOR AND PHH HAS THE NOTE. SHOULDN’T IT STILL BE IN MERS IF FANNIE IS THE INVESTOR??? SHOULDN’T THEY HAVE HAD TO NOTIFY ME OF A TRANSACTION MADE ON MY MORTGAGE NOTE AND WHO THE HELL TOOK THE NOTE OUT OF MERS AND WHY?? WHO THE HELL HAS THE NOTE IS MY QUESTION AND WHY IS FANNIE SAYING THEY ARE ONLY THE INVESTOR AND PHH HAS THE NOTE. LOOKING BACK IN MY CLOSING PAPERS IT LOOKS LIKE MY BANK WAS CLAIMING I WAS SEEKING A NEW HOME CONSTRUCTION LOAN, THIS IS A FABRICATED LIE. THIS WAS A LOAN RE-FI, WE BUILT OUR HOME IN 1992. BUT THE PLOT GETS THICKER, MY LOAN PAPERS STATE THAT THE TITLE COMPANY PAID OFF A DIFFERENT INVESTOR WHO BOUGHT THE NOTE SOMETIME BETWEEN 2003 AND 2007 AND I HAVE THE PROOF OF THE PAY-OFF TO THIS INVESTOR FROM THE TITLE COMPANY HOWEVER, THERE IS NO MENTION OF ANY TITLE COMPANY INTENDING TO DO A RECORDATION OF A TITLE BY ANY TITLE COMPANY ANYWHERE IN MY ORIGINAL LOAN DOCS STATING THAT THE RE-FI TRANSACTION TOOK PLACE IN 2007. I HAVE A STINKING SUSPISCION THAT THEY NEVER RECORDED THIS TRANSACTION WITH THE RECORDER OF DEEDS OFFICE AMONG OTHER FRAUDS I AM SURE. WHAT FURTHER FUELS MY SUSPISCION IS THE FACT THAT MY COUNTY RECORDER OF DEEDS OFFICE CLEARLY STATES THAT AFTER 2006 BECA– USE OF THE RAMPANT MORTGAGE FRAUD AND MORTGAGE CONVEYANCE FRAUD IN THE MORTGAGE INDUSTRY THEY WOULD NOTIFY THE PROPERTY OWNER OF ANY RECORDINGS AGAINST YOUR PROPERTY VIA POSTCARD. FUNNY, I NEVER RECEIVED ANY POSTCARD OF ANY TITLE RECORDINGS ON MY PROPERTY OR ANY EVIDENCE OF A TITLE COMPANY BEING INVOLVED ANYWHERE AT THE ORIGINATION OF THIS LOAN INTENDING TO RECORD ANYTHING ANYWHERE. I GUESS WHEN I GO TO THE RECORDER OF DEEDS OFFICE TO RETRIEVE MY RECORDS I WILL FIND OUT IF THE RECORDING OF THE 2007 TRANSACTION EVER TOOK PLACE AND WHEN. I HOPE MY SUSPISCIONS ARE RIGHT BECA– USE I HAVE QUITE A CASE HERE TO THROW IN THERE FACES IF THE NEED ARISES. I HAVE A FEELING THE WHERESTHENOTE? REQUEST MAY JUST KEEP THEM AWAY FOR A WHILE. IF NOT I MAY HAVE QUITE A FEW THREATS TO HURL AT THEM IF THEY THREATEN ME ANYMORE. THANKS YOU GUYS AT 4CLOSUREFRAUD. I WOULD NOT HAVE HAD A CLUE WHERE TO START IF IT WASN’T FOR YOU. YOU GUYS HAVE GIVEN ME THE WEAPONS I NEED TO FIGHT MY FRAUDCLOSURE AND I CANNOT THANK YOU ENOUGH!!!! WITH YOUR GREAT TIPS IN FINDING THE FRAUD YOU HELPED ME OUT UNBELIEVABLY. I CANNOT BELIEVE HOW BLATANT THESE GUYS ARE THOUGH, IT IS ALMOST AS IF THEY WANTED US TO BE ABLE TO FIND THIS FRAUD AND THEY WANTED TO GET CAUGHT OR THEY ARE JUST THIS DAMNED ARROGANT THAT THEY KNEW THEY COULD JUST WALK INTO A COURT OF LAW AND GET AWAY WITH HO– USE STEALING AS IF IT WERE NO BIG DEAL . ARE THESE JUDGES THIS DIRTY???THE FRAUD IS AS PLAIN AS THE NOSES ON THEIR FACES!!!! FRAUDCLOSURES MUST STOP. THE FRAUD IS SO OBVIOUS, IT IS LITERALLY RIDICULOUS. IT IS ALL JUST CREEPY. MONEY IS TRULY THE ROOT OF ALL EVIL IS WHAT I TAKE AWAY FROM THIS WHOLE NIGHTMARE/MESS. IT TRULY IS’ FRAUDCLOSUREGATE’ !! AND IT IS THE EPITOME OF EVIL.
LOL… US Bank as Trustee is going to be needing one of those assignments from DEAD Lehman to xxx in order to steal my house! Do those assignments have permission from the Lehman Federal Bankruptcy Trustee to let them transfer assets??? Tee hee hee…Hope their creditors don’t read the Blogs!