Comments on: Foreclosure Fraud Public Service Announcement – Foreclosure… The Roller Coaster

By: Simone

Simone — Tue, 22 Feb 2011 01:26:29 +0000

I want to fight the banks they’re the biggest criminal and they don’t love America! If they did they would not have rip off her people. How can you love America but rob and leave her people homeless if the Banks claim to love America it’s only for the fraud that they’ve been pulling off for years and making Trillions of Dollars and that’s not love that’s USING America then let the Chinese take over.

I will march and go and TV we must organize Unity is strength Divided we fall!
Are you ready to be heard?

By: factfather

factfather — Thu, 25 Nov 2010 13:53:18 +0000

Another way to fight them is to keep all our money in small comunity banks and credit unions. No credit cards!!! Let them go out of business!

By: factfather

factfather — Wed, 24 Nov 2010 16:21:25 +0000

The cheapest fight everyone can and must give those criminals is to ANSWER their COMPLAINTand COUNTER CLAIM against them! There are numerous sample pleadings on http://www.scribd.com. You better do something than nothing. Statisticaly about 90% of people do not fight in court at all. If you have no money to hire a lawyer at least do that and you will force them to spend money and time fignting you.

By: Herb Lubitz

Herb Lubitz — Wed, 24 Nov 2010 01:09:52 +0000

I just lost 20 min of post when I wanted to post, and will just type it again. While it is true that you are concerned about the problem, you are not helping any of us here. I have been researching the whole problem with my own mortgage for two years now, and have not paid one penny to the servicer for over a year, and have gotten many letters of what the servicer intends to do, while I keep sending them Qualified Written Requests by certified mail, even after the first notice of intent to foreclose, I just answered that I intend to defend on the grounds of Fraud and deceit. But after the remod they worked out with me turned sour after the second payment, I told them that I requested my records and for whom I have contract that is Legally binding, I then will decide whether to sue for damages or pay the scam artists more money. You see I did not but over my means, I borrowed money for $48500.00 not the $54500.00 after the finding of Radon at the last min. while at closing in a RE office on a Sunday on Aug. 5,2007 and wanted out of the contract but was told that I would not see any refunds or lending for another home. Then on 2009 had worked out a remod with the arrears of the escrowed payments put to the back of the loan, for $7000 and the arrears were only 5 months behind at $2800 with the rest being lawyers fees and whatever I don’t know, because they would not give me a rundown of what the $7000 was paid to, and still never received. I have three different TILA disclosures from this home but they have amounts of $48500, $54500, $51750, borrowed amount and the interest at 11%,8.5%, and13% so which forged document should I believe is the true TILA disclosure? My NOTE is signed in blank without any Notary present when I signed it, but they sent one that has my signature forged and a NOTARY is on the NOTE from a NOTARY 40 miles away dated on the 2nd of August 2007. Hmmmmmm Three TILA disclosures and Two mortgage agreements. How do I know they were forged? Simple, I am left handed and some loops in my name are going in the opposite direction as I sign, like a right hander signed it, close but not mine. Then the remod was over what I agreed and signed for. The new payments were supposed to be $551.00 per month, then after the second payment, I was getting notices for unpaid payments because they said the payments were not full payments of $613 per month, and they also said that I was behind in the escrow of $900, when in fact was supposed to be brought up to date and added to the back of the loan, but wasn’t paid. Then they let my insurance that I had in place for $246 per year cancel for non payment, when it was their responsibility to pay from escrow. They placed their own insurance at $2200 per year, with no coverage for the borrower at any losses to go to the servicer, and would you believe the Insurance company was AIG. They got bailed out too. Now the main thing that really bothers me is I had to pay over $7000 for closing on a $51000 mortgage which seems very high, while it was supposed to be 10% down payment but was then changed to closing costs. So I guess all the owners in trouble with their mortgages are just trying to get out of paying for a home they can’t afford huh? Like me huh?
We need to share our frauds that are committed like I just did, then others can look at their mortgages for the same scams in their mortgages. But I can’t give any advice as to how to proceed at court myself as I am doing that at this time in Pennsylvania, and have not found out the results yet, but I will in later posts. You have to start with a Qualified Written Request to the servicers and lenders, then do a preliminary audit your self to find overcharges and discrepancies. Then you have to look up the TILA and other codes of business that pertains to your mortgage type. Rescissions won’t work for residential mortgages that were purchase agreements but the UCC code will and for 6 years extended rescissions. This is a start to basic mortgage and foreclosures for now, and if you want to talk about something, maybe I can still help.

By: Ohioan

Ohioan — Tue, 23 Nov 2010 22:31:42 +0000

If we can get all the members of this site to come together we can fight them. We have to organize ourselves, that is the only way to get this done. If someone else is interested in taking the lead please let us know, otherwise I will am willing to do some of the work including getting us attorneys, logistics etc.. Please post back and I can provide additional info.

By: housemanrob

housemanrob — Tue, 23 Nov 2010 20:48:28 +0000

GOD BLESS YOU JOHN R. YOU HAVE DISPLAYED GREAT COURAGE SIMPLY SURVIVING. I AM INSPIRED!!!

By: Julio

Julio — Tue, 23 Nov 2010 20:12:04 +0000

In reply to bert. When and where are we having that march?

By: RAMONA

RAMONA — Tue, 23 Nov 2010 19:14:37 +0000

We have to do something about this mess, the banks can not be allowedto destroy people to the point they can not evenget a job. This can not be allowed to continue so everyone needs to come together and put an end to too big too fail and those same running our country with our tax dollars.THIS CAN NOT BE ALLOWED TO CONTINUE.

By: Jacqueline Manzano

Jacqueline Manzano — Tue, 23 Nov 2010 18:29:45 +0000

John R.
That was beautiful, abswolutely!
I tell people this every day. Stand up and take action, its the only way.
Thank You for sharing

By: bert

bert — Tue, 23 Nov 2010 18:22:40 +0000

LOOKING FOR COMPETENT ATTORNEYS TO FILE STATE TO STATE CLASS ACTION LAWSUITS TO FIGHT
THIS WAR. ALSO WE THE HOMEOWNER NEED TO HAVE A MILLION HOMEOWNER MARCH. I BELIEVE THAT IS THE ONLY WAY WE ARE GOING TO BE HERD.

******************* PEOPLE ITS TIME TO PROTEST FOR ARE CILVIL RIGHTS.********************