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These video clips keep getting better and better…
Be sure to watch it in its entirety…
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Fraudclosure – Marcy Kaptur on Dylan Ratigan, Inside the Country’s Mortgage Mess
These video clips keep getting better and better…
Be sure to watch it in its entirety…
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I am thankful for the (painfully few) lawmakers such as Representative Marcy Kaptur. This is Representative Kaptur (D-OH) almost two years ago:
http://www.youtube.com/watch?v=kYLLqoVqouU&feature=related
Amen.
Happy Thanksgiving to all of you at 4closurefraud. We are, indeed, so grateful for all you do…..
God bless you people! It’s Thanksgiving and you’re working on this today?? HAPPY THANKSGIVING! I am thankful for all of you.
Why would anyone want to buy a home now in the USA ? there is no more property rights!
They did it to me too: you name it, they did it! they falsified my application, whited out my original information, inserted their own lies after I signed the application- (I’ve enlarged the application to show that the lines in between those lies were whited out and retraced – thus the zig zag of the re-tracing visible as proof of fraud- they inflated my appraisal, (I have proof that the town has appraised and assessed my house $200,000.00 lower that year) they made up a fictitious employment application- unknown by me, signed by them – never seen by me till 4 yrs later- to send to the lender backing up their lies about my salary, inflated it to $7,000.00 more a month, they lied about my profession, the years I worked there, the company’s name- etc. (this 2nd fake application AFTEWARDS- UNSEEN BY ME AND MY ATTORNEY -was sent in afterwards after they whited out the original information I signed under the watchful eyes of my own attorney) they ignored and tossed aside my W-2 that I gave them which proved that I only qualified for a reversed mortgage based on my low income, my age and my financial status -my attorney at the signing stated in a letter of truth that everything I’m saying is true – they inserted afterwards adjustable rate riders and transported my signature- they got me into a STATED-(though I was a simple telemarketer with no right to go stated- had no business of my own and only owned one home- NO DOCS- SUBPRIME- OPTION ARM ADJUSTABLE 8.5% to mature to 11.5%/15.5% (NEGATIVE AMORTIZATION – I would have to pay over a million dollars at the end of the loan from those rising interests rates they put me into) which inserts they included afterwards -My attorney and I never saw those 4 pages -inserts – otherwise she would have never let me sign those forms-till a year later when I asked the lender to fax me the entire application- they refused to give me a copy of my signed application at the end of the refinancing – they refused to modify my loan although I pre qualify according to the Making Home Affordable and presented them with all the required documents- they lured me coherced me, made false promisses -MY ATTORNEY AT THE SIGNING WAS PRESENT (!?!?!?) WHEN they told me to borrow more money that I needed to put in an account at a bank so that the high interests mortgage of 8.5% could pay for itself then he -the broker – would automatically refinance the loan to a low interest rate – a third of my income as in the Making Home affordable- this he said would be the only way I would be able to refinance the house- HE LIED – to me so more. It was my first time refinancing and the broker was my employer-I have those proofs – he lied to me and now is out of business no where to be found- leaving me in this mortgage fraud.They put pressure, intimidate, harrass, bully, stalk you at night by the paking lot after overtime hours when you walk up to your car, they send others to pester you if you hesitate- they hoover over you while you’re working and come nose to nose with you to question you if you should have a minute of hesitation- they threaten to fire you from your job (and if you a senior citizen, THAT IS AN INTIMIDATION- A THREAT !)
THIS IS AS YOU CAN SEE ONE OF THE WORST CASE OF LIES, FALSE PROMISSES, COHERTION, INTENT TO DECEIVE, DELIBERATE AND PRE CALCULATED INTENT TO LEAD A HOMEOWNER TO DEFAULT (I’m hanging on by a thread!)
AND I CAN PROVE EVERYONE OF THOSE STATEMENTS-
THIS WAS MY FIRST TIME REFINANCING –
DO THOSE QUALIFY AS THE WORST KIND OF LIES YOU’VE EVER HEARD IN THE MORTGAGE FRAUD AND PREDATORY DECEPTIVE PRACTICES FROM LENDER AND BORKER
OR WHAT?
Happy Thanksgiving and thank you for exposing the rampant foreclosure fraud. Please always include the reverse mortgage industry who purposfully target seniors, innocent people like Betty Banks who wasn’t 62 – they told her to quitclaim her name off the property so she and her husband could buy a reverse mortgage. They promised to put her name back on title when she was 62 and did not. When her husband died they FORECLOSED on her property. The reverse mortgage loan is 100,000 more than the property value now. So while Betty will be homeless with nothing the lender will sell the property for what they can get and submit the remainder of the loan to FHA so our tax dollars can give the lender 100% repayment of the loan. The lender knew this would be the outcome when they told Betty to quitclaim her name off the property! See my website; elderfinancialterrorism.com and facebook page Caring Advocates Protecting Seniors (from Reverse Mortgages). Sandy Jolley
SANDY, I ALWAYS THOUGHT THERE WAS FRAUD ALSO BEING COMMITTED ON THE ELDERLY WITH THOSE REVERSE MORTGAGES..THANK YOUFOR WHAT YOU ARE DOING AND POINTINGB THIS OUT.