In the latest blow to MERS, Freddie Mac Instructs Servicers Not to Foreclose Under MERS.
Freddie Mac Bulletin Number: 2011-5
We have updated the Guide to eliminate the option for the foreclosure counsel or trustee to conduct a foreclosure in the name of MERS. Effective for Mortgages registered with MERS that are referred to foreclosure on or after April 1, 2011, Servicers must prepare an assignment of the Security Instrument from MERS to the Servicer and instruct the foreclosure counsel or trustee to foreclose in the Servicer’s name and take title in Freddie Mac’s name.
As required in Section 66.17, Foreclosing in the Servicer’s Name, Servicers must record the prepared assignment where required by State law. State mandated recording fees are not reimbursable by Freddie Mac, are not considered part of the Freddie Mac allowable attorney fees and must not be billed to the Borrower.
Servicers should refer to updated Section 66.17 and Section 66.54, Vesting the Title and Avoiding Transfer Taxes, for additional information.
Bulletin Below…
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4closureFraud.org
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Freddie Mac Bulletin Number: 2011-5
Yes..where did the investors go? What happened to other countries that bought these bundled crimes…bundle of lies? Why the silence? Were they paid back from the ‘ secret society ‘ or the man behind the curtain? Why is JP Morgan Chase so silent? Why is the final agreement between Chase and the FDIC never signed…or was it? How can Chase even foreclose on mortgages they don’t even own? Mortgages that WaMu filled with fraud…Mortgages that were sold when leaving the closing table…with a fake bank as payee/lender. Why was there no arrests or indictments when the Senate Comm. took a year and half to question the CEO and other Executives from WaMu with results of fraud throughout and claimed the CEO and Exec. all knew of the frauds but did not stop it. Why? Why no arrests or indictments? Now these same questions we ask concerning all the banks….Wall Street …all financial industry. WAKE UP AMERICA…..THE WRITING IS GETTING BIGGER ON THE WALLS…..THE PROTESTS ARE HITTING THE STREETS..SAD BUT TRUE….DEMAND THE PRESIDENT TO STEP TO THE PLATE….HE HAS ALL THE ANSWERS WE WANT.
Yes, Marilyn, my ORIGINAL LENDER is not even on the title to my house, so there we have it CLEAR PROOF of the ORIGINATION FRAUD. No mortgage ever appeared on the title for 14 years Marilyn and my County Recorders office told me they NEVER ASSIGNED A DEBT TO MY DEED IN OVER 18 YEARS!!!!! THE ALSO TOLD ME THE STATUTE OF LIMITATIONS OF 12 YEARS HAS RUN OUT ON THEM AND MY HO– USE IS PAID FOR I CAN LIVE IN IT, SELL IT OR DO WHATEVER THE HELL I WANT WITH IT. SO I SAY AGAIN RESCIND OUR LOANS. THERE IS NO GOING BACK AND ‘FIXING’ ANY OF THE FRAUD, THE DAMAGE IS DONE.
I vent…..I must agree with you…as I have always said…this whole crime was and is alot deeper than what is on the surface. For a country to have so many tragedies in a decade…9/11…2 wars with neither country attacking America…and all during that time the ‘plan’ was in full speed to make everyone homeless…jobless…and let’s not forget the ” NO LINK’ vaccines harming and killing millions of babies and children all over the world…NO LINK…my A$$…So the bitterness is deep in a whole lot of people and this government has not fooled anyone. One cannot believe anything that is said thru the media…the media that the ‘secret society’ controls…it control the banks and the government…and the courts..be it federal and state…and for those who voted for Obama and did not see the writing on the wall…If you think there is NO LINK with all I have mentioned..than you had better smarten up…cause you too may be a number in the depopulation of the world….ask Bill Gates…he speaks of that with glee…..to remove millions from this earth. This is plain out destruction of the world….to have better control of. ..and those left will be slaves. So fighting for our homes, our lives, our country…..must be done by each and everyone of us…our government has failed us. Yes…I believe what I vent says….it goes alot deeper.
Hi Marilyn, RT news has been exposing many of the lies they have been feeding us. Max Keiser on his show Keiser Report talks every Tues. and Thurs. about the BIG SWINDLE AND THE FRAUD/PONZI SCHEME by the BANKSTERS and WALL STREET PERPERTRATED ON THE AMERICAN PEOPLE.. He talks about how JAMIE DIMOND OF CHASE IS NO MORE THAN A WALL STREET PIMP AND OBAMA IS A NAZI. He speaks the TRUTH that our media won’t talk about like the TRUTH about the FRUADULENT INDUCEMENT OF OUR MORTGAGES and how we should all PICK A DATE on twitter or facebook and everyone nationwide should revolt on their fraudulently induced mortgages. He said we would all be saving lives by NOT PAYING and BY PAYING THE MORTGAGE WE ARE SUPPORTING GOLDMAN SAKS AND THEIR CASINO GULAG ON WALL STREET. He said if America keeps paying the mortgage we will ALL SOON find ourselves working as SLAVES on Wall Streets slave plantation headed by Goldman Saks A/K/A U.N./ NEW WORLD ORDER F/K/A THE REVIVED ROMAN EMPIRE. This is similar to what Matt Taibi was trying to tell people back a few months ago in his Rolling Stone article. I say we need a NATIONWIDE TAX REVOLT, TOO. We must unify and cut off the head of the snake, not the tail. Did you hear the news this morning on Bloomberg and CNBC that the FDIC is trying to CUT A DEAL with the BANKSTERS and have them offer homeowners in default $21,000.00 CASH FOR KEYS as a ‘FINE; on the BANKSTERS FOR THE ROBO-SIGNING FRAUD!!!!!!!!. HA!!!!!!!!! DO WE LOOK STUPID???? WTF DOES THE FDIC HAVE TO DO WITH ANY OF THIS? I THOUGH THEY WERE TOO BUSY HIDING ALL OF THE ‘FAILED BANKS.’ AND FRAUDULENT TRUSTS. CASH FOR KEYS!!!!!!!!! WHAT A SCAM!!!!!!! Tell the FDIC TO TELL their bosses the AMERICAN PEOPLE SAID WE ARE THEIR BOSS AND WE SAID F—–OFF!!! RESCIND OUR LOANS, WE THE PEOPLE KNOW WE WERE INTENTIONALLY SET UP TO FAIL AND DEFRAUDED AND ROBBED NATIONWIDE AT ALL CLASS INCOME LEVELS. GOD BLESS AMERICA.
I vent..to be honest with you my ‘ complete ‘ family ‘ shut the tv’s off 5 years ago…the news were nothing but packs of lies…programs were so low class it bored us…we have tv’s for movie rentals and Wii….May sound strange to some, but we made a choice to do it and have never missed it. Cable was worth shit. We even stopped all Newspapers….The internet and other sources have given us more information about the world and the sick society….we don’t only depend on the internet….we have many friends in other parts of the world and word does get around. Those in other countries say what is on their tv’s…they are NOT terrorists either…they to also worry of their countries and are also disgusted in government. Some say Obama giving speeches in other countries has awaken them to the dangers he plans ahead. So he has not fooled the world. As far as the FDIC…LOL…another part of the scam….they can shove that $21,000. 00 where the sun don’t shine. I paid 105,000.00 for the down payment to my daughters house and I don’t intend to back off. In the summons, the copy of the Note is stamped without recourse ..WaMu..signed by ———top of stamp says Pay to the order of …and that part has a stamp that is hard to read but is certainly stamped by who the note was sold to….so WaMu ( pretender lender) got paid and said by-by to the Note. WaMu never funded the mortgage..was paid a nominal fee to close the loan and WaMu was only the server. So Chase now has taken 9 months to prove it all…we motioned Chase to produce 20-25 documents as proof…they asked for more time..9 months later NOTHING. So any ideas from anyone is just junk talk to me…And Chase is now the server..that’s it…according to a letter Chase sent Oct. of 2009. So the FDIC can shove their ideas…it won’t help in this case. Better idea…let all homeowners pay a few pennies on the dollar to pay off the mortgages…isn’t that what the bakksters do?
You hang tough Marilyn. Don’t ever give up until you think you are getting the justice you deserve. This is America, not Nazi Germany. We have rights and laws that protect us from them. They are a bunch of lying vipers. They kind of remind me of Michael Meyers from the movie Halloween, they just won’t die. We will all stay in this together until justice is served. God Bless.
Hi, Marilyn, I just wanted to tell you that I know firsthand about those no link vaccines. My son had a seizure out of no where when he was 15 and was diagnosed with Juvenile Myoclonic Epilepsy. The doctors told my husband and I this is genetic but there is no history of seizures in either side of our family. My daugter almost died at 2 mos. old after recieving a series of shots and stopped breathing in her sleep. If I had not taken her out of the house that night and had her in the stroller were I was watching her, she would have died in her sleep. After many tests and 1 full year on the apnea monitor, the doctor never definitively stated it was the shots. I know it was. He did take the precaution of giving her only MR shots instead of MMR shots. He told me some babies have an adverse reaction to the mumps part of the shot. I hate these bastards Marilyn. My daughter could have died in her sleep and they would have blamed that on SIDS and my son could have died behind the wheel of a car and we would have never known why. If I had to do it all over again, I would have not let any of my children get not one of their poison vaccines and I would have home schooled my children. Thank God they are alive, though my son will always have a tendency toward seizures his whole life. I believe these vaccines are Nazi warfare aka Joseph Mengele. .It is like playing russian roulette when you get your child vaccinated. Many people with autistic children believe it was the vaccines and many wanted to sue the FEDERAL GOV. but Obama told them they can’t sue the FED. GOV. HOW COMMUNIST IS THAT. THEY ACT AS IF THEY ARE GOD AND THE FEDERAL GOVERNMENT IS INFALLIBLE. WHAT A CROCK OF SHIIT. If what I and many others think is true is indeed true and they are spreading death and disease with these innocualtions intentionally, I hope they all burn in hell for eternity.
IT LOOKS LIKE THE PONZI SCHEME WAS ALSO AN INSIDE JOB. I THINK THE INVESTORS, WERE IN ON THE SCHEME, SOME MIGHT NOT HAVE KNOWN IT WAS A SCHEME, BUT WHEN THE BUBBLE BURST, THEY ALL KNEW THE GRAVY TRAIN WAS HEADING INTO THE STATION. CONGRESS AND OUR POLITICANS KNEW BECA– USE THEY CREATED THE PONZI SCHEME HEIST. THOSE MOTHER F———–. THEY SCREWED THEIR OWN COUNTRYMEN. THEY ARE ALL TRAITORS TO THE UNITED STATES OF AMERICA!!!!!!!!!!!
I THINK THE REAL INVESTORS IN THESE FRAUDULENT LOANS ARE CONGRESS, THE JUDGES, THE COPS, THE MAINSTREAM MEDIA SUCH AS GLENN BECK, THE POLITICIANS, THE ATTORNEYS FOR BOTH SIDES, PLAINTIFFS AND DEFENDANTS, AS WELL AS GOLDMAN SAKS AND AIG. THEY ARE ALL IN ON THIS PONZI SCHEME. THIS IS WHY THE LAWYERS DO NOT WANT TO HELP US AND WANT US TO DEFEND OURSELVES AND THE JUDGES ARE ALLOWING BANKS TO BREAK THE LAW WITH IMPUNITY. THERE IS NO OTHER EXPLANATION FOR THE BLATANT DISREGARD FOR THE LAW AND OUR U.S. CONSTITUTION. WILL THE REAL WALDO PLEASE STAND UP? I THINK THERE ARE A LOT OF WALDO’S. I THINK THE JIG IS UP.
NEITHER Freddie OR Fannie are the party in due course. We The People never took out a loan with them. This should really cause a rescission of all loans. If they can change their identity just to steal someones home they do not own, then we should be able to change our identity to prevent them from stealing our homes that we own because it looks like they are CLEARLY breaking contractual law.. This should not be allowed, this is also MASSIVE fraud. Fannie/Freddie have been hiding behind MERS and Banks/Servicers and their attorneys to steal our homes in order to hide their involvement in the Ponzi Scheme, the Mortgage Fraud and the Securities Fraud. They are just as criminal as the BANKSTERS who perped the HEIST because they GUAURANTEED THE FAULTY FRAUDULENT MBS’s TO INVESTORS AND THEY KNEW THOSE LOANS WERE GOING TO FAIL. If they did not know they were going to fail then SHAME ON THEM, THAT WAS THEIR JOB TO DO THEIR DUE DILLIGENCE AND CHECK AND SEE WHAT WAS ACTUALLY IN THOSE BUNDLED UP SHIT MBS’s.THESE WERE A LOT OF LIAR’S LOANS MIXED WITH A FEW GOOD LOANS. THAT WAS THE ACTUAL TITANIC OF THE WHOLE SCHEME, THEY KNEW WHEN THE DEFAULTS STARTED THE GOOD LOANS AND THE BAD LOANS WERE ALL GOING DOWN AND THAT IS WHEN THE BUBBLE BURST. FANNIE CLEARLY STATED TO ME IN A PHONE CONVERSATION THEY COULD NOT HELP ME GET A LOAN MOD FROM MY SERVICER. WHY? BECA– USE ALL THEY ARE IS A LOAN INSURER, NO ACTUAL MONEY EVER CHANGED HANDS. They backed the loans with a U.S. GOVERNMENT, U.S. TREASURY PROMISE that the SHIT LOANS were GOOD AS GOLD and then had that INSURED AAA BY THE RATINGS AGENCIES AND THEN THE UNSECURED SHIT WAS CONSIDERED BLESSED TO INVESTORS, GOVERNMENT PAPER, GOOD AS GOLD, MONEY IN THE BANK. FANNIE/FREDDIE ALSO COMMITTED MASSIVE MOTGAGE AND SECURITIES FRAUD. WE WERE SET UP AND DEFRAUDED AT ORIGINATION AND THE INVESTORS WERE SET UP AND DEFRAUDED WHEN THEY INVESTED IN THE SHIT MBS’s. WHERE DID ALL THESE INVESTORS GO? IT HAS BEEN STRANGLEY SILENT AS OF LATE, NO MORE LAWSUITS SO IS THAT A SHAM AND A FRAUD TOO?? WHO ARE THESE INVESTORS? ARE THEY REALLY MEMBERS OF CONGRESS, THE JUDGES, THE NEWS MEDIA, GLENN BECK, THE LAWYERS, THE POLITICIANS, THE COPS, THE SHERRIFFS DEPT, AND GOLDMAN SAKS? FANNIE/FREDDIE DO NOT OWN THESE LOANS. AN ASSIGNMENT NOW WITHOUT A CONTRACT BEING SIGNED BY US WOULD BE MORE FRAUD. THEY DO NOT OWN THE LOAN. I AM NOT SIGNING SHIT. THEY ARE ALL A LYING SACK OF SHIT, BUNCH OF CRIMINALS. RESCIND OUR LOANS, WE PAY MORE THAN ENOUGH IN HYPER-INFLATED PROPERTY TAXES.
As a homeowner in foreclosure in New Jersey, I think this is HUGGGGGGGGGGGEEEEEEEEEEEEEEEEE.
FreddieMac has not been recording assignments or paying recording fees in the past and as has been reported that they were switching ownership of the note/mortgage with the pretender/lenders(& servicers) before and after foreclosure sale. Even though our loan wasn’t MERS, JP Morgan Chase Bank, N.A., Chase Home Finance, LLC, and FreddieMac are all ownership of the note/mortgage.
Poor old MERS always day late dollar short.