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	Comments on: Matt Gardi &#124; Key West News &#8211; Untangling the Foreclosure Mystery	</title>
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	<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: MARIO KENNY		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31292</link>

		<dc:creator><![CDATA[MARIO KENNY]]></dc:creator>
		<pubDate>Mon, 09 May 2011 06:10:21 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31292</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31288&quot;&gt;fighting mad, mad as hell&lt;/a&gt;.

Well if after all these years they did not get it, I am doubtful they will anytime soon, so I think I support a dis-solution of the broken system, so then we can work to rebuild it, the problem would be that the re-builders will be the same people who broke the system in the first place. 

I mean just look at the history and you will see that it has a very strange way of repeatability, which goes round and round, no problem, those of us who may or think we know know can tell those who may or not know, does that make any common sense?.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31288">fighting mad, mad as hell</a>.</p>
<p>Well if after all these years they did not get it, I am doubtful they will anytime soon, so I think I support a dis-solution of the broken system, so then we can work to rebuild it, the problem would be that the re-builders will be the same people who broke the system in the first place. </p>
<p>I mean just look at the history and you will see that it has a very strange way of repeatability, which goes round and round, no problem, those of us who may or think we know know can tell those who may or not know, does that make any common sense?.</p>
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		<title>
		By: fighting mad, mad as hell		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31289</link>

		<dc:creator><![CDATA[fighting mad, mad as hell]]></dc:creator>
		<pubDate>Mon, 09 May 2011 04:09:43 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31289</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31288&quot;&gt;fighting mad, mad as hell&lt;/a&gt;.

ALL THE FUNDS FOR CITY, COUNTY AND STATE services come from filing fees, fines property taxes. The school districts get their money from the property taxes, if there are no home owners, there are no funds left! MERS caused the loss of property owners thru foreclosures!
School districts get federal and state money dependent on the number of students in each school. Most homeless kids don&#039;t get counted in school. 
So much is directly dependent on taxes from property owners. If you remove huge numbers of homeowners, who is left to pay all the taxes?
Right. NOBODY.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31288">fighting mad, mad as hell</a>.</p>
<p>ALL THE FUNDS FOR CITY, COUNTY AND STATE services come from filing fees, fines property taxes. The school districts get their money from the property taxes, if there are no home owners, there are no funds left! MERS caused the loss of property owners thru foreclosures!<br />
School districts get federal and state money dependent on the number of students in each school. Most homeless kids don&#8217;t get counted in school.<br />
So much is directly dependent on taxes from property owners. If you remove huge numbers of homeowners, who is left to pay all the taxes?<br />
Right. NOBODY.</p>
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		<title>
		By: fighting mad, mad as hell		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31288</link>

		<dc:creator><![CDATA[fighting mad, mad as hell]]></dc:creator>
		<pubDate>Mon, 09 May 2011 04:04:29 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31288</guid>

					<description><![CDATA[Wisconsin and Michigan are being raped by their own governors. The claim that the states are broke and Emergency Financial Mangers with unlimited powers are absolutely necessary is a total lie and a fraud. THEY CREATED THE MEANS AND THE ENTITY THAT IS BANKRUPTING THE COUNTRY! WHY WON&#039;T ANYBODY STOP THEM?

It was MERS INC, BACKED BY THE BANKS that stole the trillion dollars that crashed the whole economy and depleted the states treasuries. All the red ink is flowing from the missing fees that should have been paid if MERS  hadn&#039;t intercepted the funds first.
The banks played the shell game with the mortgages, selling and assigning mortgages faster than corn can pop, but never paying for EACH AND EVERY NEW TRANSACTION.
I think it&#039;s so special when MERS writes it&#039;s own laws to clear all the fraud they have done.
They gave themselves the power to foreclose and provide the bulletproof jacket to legitamize their claims to being the MOM the permanent mortgagee, no matter how many times the property was sold only one transaction would be recorded.
It&#039;s such a sweet deal, to do wrong and then fix it so that your business is within the law after breaking the law.
Billions of dollars lost each day thru MERS and the states don&#039;t sue?
All they have to do is get MERS to pay back the money they owe for the past 10 years and the recession and the housing bust would be over with overnight.
SUE THE BASTARDS!]]></description>
			<content:encoded><![CDATA[<p>Wisconsin and Michigan are being raped by their own governors. The claim that the states are broke and Emergency Financial Mangers with unlimited powers are absolutely necessary is a total lie and a fraud. THEY CREATED THE MEANS AND THE ENTITY THAT IS BANKRUPTING THE COUNTRY! WHY WON&#8217;T ANYBODY STOP THEM?</p>
<p>It was MERS INC, BACKED BY THE BANKS that stole the trillion dollars that crashed the whole economy and depleted the states treasuries. All the red ink is flowing from the missing fees that should have been paid if MERS  hadn&#8217;t intercepted the funds first.<br />
The banks played the shell game with the mortgages, selling and assigning mortgages faster than corn can pop, but never paying for EACH AND EVERY NEW TRANSACTION.<br />
I think it&#8217;s so special when MERS writes it&#8217;s own laws to clear all the fraud they have done.<br />
They gave themselves the power to foreclose and provide the bulletproof jacket to legitamize their claims to being the MOM the permanent mortgagee, no matter how many times the property was sold only one transaction would be recorded.<br />
It&#8217;s such a sweet deal, to do wrong and then fix it so that your business is within the law after breaking the law.<br />
Billions of dollars lost each day thru MERS and the states don&#8217;t sue?<br />
All they have to do is get MERS to pay back the money they owe for the past 10 years and the recession and the housing bust would be over with overnight.<br />
SUE THE BASTARDS!</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31286</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Mon, 09 May 2011 03:22:06 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31286</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31285&quot;&gt;l vent&lt;/a&gt;.

The proof  OF INTENT TO HARM is in the CREDIT DEFAULT SWAP INSURANCE.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31285">l vent</a>.</p>
<p>The proof  OF INTENT TO HARM is in the CREDIT DEFAULT SWAP INSURANCE.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31285</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Mon, 09 May 2011 03:17:47 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31285</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31281&quot;&gt;l vent&lt;/a&gt;.

The media reports about the banks losing track of ownership is what is slowing down fraudclosures because of MERS and bundling of MBS&#039;s. That is a small part of a much larger cover up, and that is not why there are millions of people in foreclosure and millions more who already have lost their homes.   Those lending institutions were allowed to do whatever they wanted and the checks and balances that DID EXIST,ALL turned a blind eye to all of the rampant mortgage fraud.  That is what screwed the investors and the rest of America, not people who bought homes they could not afford. People actually believe that banks screwed up that bad and accidentally gave out trillions in bad loans to people by mistake??  For the love of God if the banks are that incompetant, they should have all been shut down and put out of business a long time ago. Plain and simple, none of this should have ever happened.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31281">l vent</a>.</p>
<p>The media reports about the banks losing track of ownership is what is slowing down fraudclosures because of MERS and bundling of MBS&#8217;s. That is a small part of a much larger cover up, and that is not why there are millions of people in foreclosure and millions more who already have lost their homes.   Those lending institutions were allowed to do whatever they wanted and the checks and balances that DID EXIST,ALL turned a blind eye to all of the rampant mortgage fraud.  That is what screwed the investors and the rest of America, not people who bought homes they could not afford. People actually believe that banks screwed up that bad and accidentally gave out trillions in bad loans to people by mistake??  For the love of God if the banks are that incompetant, they should have all been shut down and put out of business a long time ago. Plain and simple, none of this should have ever happened.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31281</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Mon, 09 May 2011 02:44:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31281</guid>

					<description><![CDATA[Bottom line. There were NO PROTECTIONS for the borrower.  Who would have imagined that an FDIC INSURED BANK would have been INTENTIONALLY setting WE, the borrowers up to fail. Who would have imagined that these banks or mortgage brokers all backed by, we thought, the U.S. GOVERNMENT with FANNIE MAE AND FREDDIE MAC,  would intentionally  begiving LIARS LOANS and  bundling up a few GOOD SPECULATIONS AND alot of SURE TO FAIL BAD SPECULATIONS and getting the AAA GOLD STANDARD RATINGS FROM THE RATINGS AGENCIES AND SELLING THAT AAA RATED SPECULATION AS MORTGAGE BACKED SECURITIES TO POLICEMENS AND FIREMANS PENSION FUNDS AND other investment funds AND THEN TAKING THAT SPECULATION OF  OUR FAILURE, INSURING THAT WE WOULD ALL FAIL AND GAMBLING ON OUR FAILURE ON THEIR WALL STREET CASINO?.They really expect the American people to believe there was NO REGULATION BY THE U.S. GOVERNMENT, NO ONE DID THEIR JOB? THEY EXPECT THE AMERICAN PEOPLE TO BELIEVE THAT ALL OF THEM DROPPED THE BALL?  NOT THE TITLE COMPANIES, NOT FANNIE/FREDDIE, NOT THE UNDERWRITERS, NOT GOLDMAN SAKS, NOT LEHMAN BROS., NOT AIG,NOT THE SEC, NOT THE U.S. TREASURY,NOBODY CHECKED TO SEE WHAT THEY WERE DOING?  THE FBI BLEW THE WHISTLE ON THE MORTGAGE FRAUD IN 2004 AND WARNED THE U.S. GOVERNMENT OF A GIANT FINANCIAL CRISIS LOOMING BECA-- USE OF THE RAMPANT MORTGAGE FRAUD. IT FELL ON DEAF EARS BY THE  BUSH ADMINISTRATION ??  THEN THEY GOT THE TAX-PAYER BAILOUTS, QE 1&#038;2 AND ALL OF THE REST. IT IS ALL  A DISGRACE AND IT CLEARLY WAS INTENTIONAL.]]></description>
			<content:encoded><![CDATA[<p>Bottom line. There were NO PROTECTIONS for the borrower.  Who would have imagined that an FDIC INSURED BANK would have been INTENTIONALLY setting WE, the borrowers up to fail. Who would have imagined that these banks or mortgage brokers all backed by, we thought, the U.S. GOVERNMENT with FANNIE MAE AND FREDDIE MAC,  would intentionally  begiving LIARS LOANS and  bundling up a few GOOD SPECULATIONS AND alot of SURE TO FAIL BAD SPECULATIONS and getting the AAA GOLD STANDARD RATINGS FROM THE RATINGS AGENCIES AND SELLING THAT AAA RATED SPECULATION AS MORTGAGE BACKED SECURITIES TO POLICEMENS AND FIREMANS PENSION FUNDS AND other investment funds AND THEN TAKING THAT SPECULATION OF  OUR FAILURE, INSURING THAT WE WOULD ALL FAIL AND GAMBLING ON OUR FAILURE ON THEIR WALL STREET CASINO?.They really expect the American people to believe there was NO REGULATION BY THE U.S. GOVERNMENT, NO ONE DID THEIR JOB? THEY EXPECT THE AMERICAN PEOPLE TO BELIEVE THAT ALL OF THEM DROPPED THE BALL?  NOT THE TITLE COMPANIES, NOT FANNIE/FREDDIE, NOT THE UNDERWRITERS, NOT GOLDMAN SAKS, NOT LEHMAN BROS., NOT AIG,NOT THE SEC, NOT THE U.S. TREASURY,NOBODY CHECKED TO SEE WHAT THEY WERE DOING?  THE FBI BLEW THE WHISTLE ON THE MORTGAGE FRAUD IN 2004 AND WARNED THE U.S. GOVERNMENT OF A GIANT FINANCIAL CRISIS LOOMING BECA&#8211; USE OF THE RAMPANT MORTGAGE FRAUD. IT FELL ON DEAF EARS BY THE  BUSH ADMINISTRATION ??  THEN THEY GOT THE TAX-PAYER BAILOUTS, QE 1&amp;2 AND ALL OF THE REST. IT IS ALL  A DISGRACE AND IT CLEARLY WAS INTENTIONAL.</p>
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		By: MARIO KENNY		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31256</link>

		<dc:creator><![CDATA[MARIO KENNY]]></dc:creator>
		<pubDate>Sun, 08 May 2011 21:55:03 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31256</guid>

					<description><![CDATA[The fraud did not start at the closing table, rather it started with the IPO, long before we fill`d a loan application the money was in an account to finance a fraud scam, the closers were just that, closers or another back alley agent of some ignorant scammers who were cutting the same branch they sat on, they were all foreign loan-sharks, whom had acquired a keen taste for the local sardine schools, and by planned incidence only the American people were the [foddle] of unadulterated abuse by the morally ignorant few.]]></description>
			<content:encoded><![CDATA[<p>The fraud did not start at the closing table, rather it started with the IPO, long before we fill`d a loan application the money was in an account to finance a fraud scam, the closers were just that, closers or another back alley agent of some ignorant scammers who were cutting the same branch they sat on, they were all foreign loan-sharks, whom had acquired a keen taste for the local sardine schools, and by planned incidence only the American people were the [foddle] of unadulterated abuse by the morally ignorant few.</p>
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		<title>
		By: MARIO KENNY		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31255</link>

		<dc:creator><![CDATA[MARIO KENNY]]></dc:creator>
		<pubDate>Sun, 08 May 2011 21:53:12 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31255</guid>

					<description><![CDATA[Matt,

Please get to the point straight off we are way too far along for trilogy, we need you to talk about the meat straight off, there is sufficient substance in the public domain to kill the “snake by the head” on the onset of any foreclosure fraud story theme, and remember to include Obama in the ruse, killing Osama will not cut it, he has to also pay the banksters as keen a visit as he did with the king of terror, do not forget this.
Cheers]]></description>
			<content:encoded><![CDATA[<p>Matt,</p>
<p>Please get to the point straight off we are way too far along for trilogy, we need you to talk about the meat straight off, there is sufficient substance in the public domain to kill the “snake by the head” on the onset of any foreclosure fraud story theme, and remember to include Obama in the ruse, killing Osama will not cut it, he has to also pay the banksters as keen a visit as he did with the king of terror, do not forget this.<br />
Cheers</p>
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		By: AliceN.Wunderland		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31253</link>

		<dc:creator><![CDATA[AliceN.Wunderland]]></dc:creator>
		<pubDate>Sun, 08 May 2011 21:22:48 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31253</guid>

					<description><![CDATA[Love the video.  Kudos to Key West the Newpaper for &#039;allowing &#039; the commentary by Matt Gardi.  Florida is the state that brought this all out, thanks to a few wide awake and alert citizens.  I am now watching this spread across the nation like a wildfire.  There has not been much mention of the effects on the citizens of my state yet but it is coming and I hope I can assist in some way to bring it to the attention of the people  here in the other Washington.]]></description>
			<content:encoded><![CDATA[<p>Love the video.  Kudos to Key West the Newpaper for &#8216;allowing &#8216; the commentary by Matt Gardi.  Florida is the state that brought this all out, thanks to a few wide awake and alert citizens.  I am now watching this spread across the nation like a wildfire.  There has not been much mention of the effects on the citizens of my state yet but it is coming and I hope I can assist in some way to bring it to the attention of the people  here in the other Washington.</p>
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		<title>
		By: Virginia		</title>
		<link>https://4closurefraud.org/2011/05/08/matt-gardi-key-west-news-untangling-the-foreclosure-mystery/#comment-31254</link>

		<dc:creator><![CDATA[Virginia]]></dc:creator>
		<pubDate>Sun, 08 May 2011 20:48:37 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24253#comment-31254</guid>

					<description><![CDATA[Excellent! (1) Bottom-line the banks wrote more mortgages than they had assets to hold... they foreclose because they have to... there is no where to keep all these loans, (2) there was no disclosure to the borrower who had no idea his collateral, promise to pay and credit score was going to be used to bait investors in a Ponzi scheme, and (3) if the borrower had known 1 &#038; 2 and that the appraisals were inflated - there likely would not have been a new mortgage or refinance... and certainly the borrower wouldn&#039;t have wrapped his unsecured credit card debt into his new secured mortgage, if he had understood the consequences... but then there was no fiduciary duty between a lender and a customer - or was there?]]></description>
			<content:encoded><![CDATA[<p>Excellent! (1) Bottom-line the banks wrote more mortgages than they had assets to hold&#8230; they foreclose because they have to&#8230; there is no where to keep all these loans, (2) there was no disclosure to the borrower who had no idea his collateral, promise to pay and credit score was going to be used to bait investors in a Ponzi scheme, and (3) if the borrower had known 1 &amp; 2 and that the appraisals were inflated &#8211; there likely would not have been a new mortgage or refinance&#8230; and certainly the borrower wouldn&#8217;t have wrapped his unsecured credit card debt into his new secured mortgage, if he had understood the consequences&#8230; but then there was no fiduciary duty between a lender and a customer &#8211; or was there?</p>
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