The Market Ticker – Attorneys General Knob-Job Banks (Again)

Instead of prosecuting, we have this….

Bank of America Corp. (BAC) and JPMorgan Chase & Co. (JPM), along with three other U.S. mortgage servicers, proposed paying $5 billion to settle a probe of their foreclosure practices by state and federal officials, two people familiar with the matter said.

Uh huh.

Note that what the banks want is immunity from prosecution.

They must also reach an agreement on the claims state officials and federal regulators will surrender as part of any settlement. Banks are less likely to sign off on any deal that doesn’t provide a broad release of claims from state attorneys general in the most populous states.

Why would they need that?  Well, it might have something to do with this sort of thing:

Perhaps it’s due to the sort of irregularity being discussed here?

Back to the assignment from First Meridian. First Meridian could not have provided instructions to MERS to convey a title they did not hold in 2010! Not only did First Meridian not exist in 2010, but they never filed bankruptcy either!! Instead they joined TRUMP FINANCIAL in 2007 and TRUMP FINANCIAL later ceased to operate!

Uh, you mean that MERS, as “nominee”, is transferring rights in paper from an entity that doesn’t exist, and therefore they can’t have nominee status for that entity any longer?

There isn’t anything wrong with that is there?  There isn’t anything wrong with a firm that is being assigned to proffering and causing to be prepared an assignment to itself, right?

Wait a second…. how does the “to” (grantee or transferee, if you will) acquire the right to assign something from the transferOR?

Hmmmm……

Mr. AG….. Mr. AG your “have a few drinks and don’t bother actually doing your job protecting the taxpayer and citizen” phone is ringing again.

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