Making Home Affordable Program Performance Report Through April 2011
Here is the report that was mentioned in the earlier post HAMP | Federal Payments Halted to Bank of America, J.P. Morgan Chase and Wells Fargo for Failing to Meet Basic Program Requirements.
Wells Fargo is already formally disputing the withdrawn HAMP fees and are very upset that they are suspended from the program…
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4closureFraud.org
I am sharing some information that I came upon. As you already know me as the Pro-Se Fighter, I have been doing my own research and court filings for many years now. So I realize that what I think is relatively easy may seem just impossible for someone else. Here’s the GOOD NEWS. I was surfing around on Craigs List and I decided to check out the LEGAL! CLICK ! Well, to even my own surprise, this is what I found. There was a practicing attorney (42 years experience) offering his services: Quote: If you are representing yourself in a court matter I can give you legal advice and prepare the documents necessary to win your case. Frequently, you will win or lose your case based upon the papers you present to court. I prepare complaints, summonses, notices of motion, certifications and judgments in both civil and family matters. In addition to these documents I also prepare legal briefs that site statute and case law in support of your legal position.
Call Mike Pimpinelli Esq. for a free consultation 856- 848-0021 South Jersey Areas. Jersey fighters! Call him!
I also came across alot of PARALEGALS that are offering the same services. The only difference is the attorney is BETTER as they can give legal advice and prepare the BRIEF. Not so sure, that a paralegal can. But people, there are professionals out here who can help out. You will have to pay their fees, but it can not compare to the cost of the full time attorney on board. So, you need to go on your areas CRAIGS LIST, and CLICK on LEGAL and see what you can find. Good Luck
That’s what I thought too as I’ve also heard of homeowners getting their homes back well after the forecleosure was completed, some even a year or two down the road, However , I must be missing somthing because the same Attorneys who run this website said on their radio show, just this morning, I have ABSOLUTELY NO OPTIONS LEFT. The said I don’t even have the option to file a criminal or civil suit against them. Wrapped it up with “sorry” for me, made mention there’s “some good rental agents out there”, then I got a dial tone. I’m sure if I had a pile of money I could hire someone to go through my case page by page and maybe find a possible “loophole” and file a last minute emergency motion, but I don”t and I need one that would actually care about us if not well get blown off like before. I know this sounds jaded, but when it comes down to it money trumps everything. Another glaring example of how money is the true focus of this crisis, not the families. The banks ad their lawyers steal it, the Judges and courts impose the will of the banks that pay them rather than uphold their sworn duty and the attorneys will only save you and your children if you have a pile to give them or you get the oh well attitude, its only your home, “don’t cry over spilt milk, you need to move on.”…
To Mom so tired. The attorneys on today’s show also stated that they did not know your case, and that when there is fraud ??? Sometimes it is easier to walk away and move on and become (the renter). I for one will keep fighting till I am six foot under. You do have a choice. This show can guide you, but they are not representing all the viewers. They are here to get the WORD OUT. I have some court experience and I am telling you , your attorney cannot just miss several important filing dates. When I stated that it took me Five (5) filings before I was allowed in, it also took me one year to do it. I just refused to take NO for the answer. I was before 16 judges, six (6) of which I had REC– USED (kicked off my case), and I was in court for Eight (8) years total. Yes, Little ole Pro-se me had (6) judges removed. The final outcome was that I won. I won in Superior Court in a trial. They appealed to the Appellate Court and I sucessfully defended. They again appealed to the N.J. Supreme Court and it was denied by them. and …I did it all myself. Look it up DeSimone vs. DeSimone , 2001. Attorneys can look it up, but you probably can’t. When I first spoke to you, you have the defeated attitude and it appears that you have given up. Good Luck, in what ever you decide, I know it is a BEAR to keep fighting, but I have witnessed some winners.
To Mom so tired: Yes , the private sector cannot file criminal charges against anyone. You need to file with your local Prosecutors office, your State Attorney Generals office and the U.S. Attorney General’s office. Call each one,….Get Complaint forms….Send them in. You can sue every party involved in a CIVIL Action….Complaint/ Lawsuit. The attorney who missed the filing dates when he/she was the attorney on record is liable. Call them and tell them you want them to GET YOUR CASE REINSTATED. It was their fault. You did not miss the deadline, they did. I got back in with just the attorney’s help. You need your attorney to do it for you, then you can take over.
I will try the FL AG office again Monday to see if they can do anything, but even if I call them Monday that only gives them 6 days. Is it possible they can do anything and do you know what ?! My attorney said her office can’t do it because it has something to with the fact their pro-bono and they receive grants and so I would have to find someone else to file an appeal she said. I’ve been working for almost a month now to find another attorney, but either they want thousands or tell me to get over it like it’s a school yard “sticks and stones” situation and I’m being a crybaby. I have invested everything in this place, My time, obviously my sanity, my money, my credit, my Grandparents settelment, I had a fence put up and an addition put on for the boys when they were younger. It’s not like I didn’t try the back-up plan, but now what you don’t have in credit they want in money and if I had that kind of money I’d give it to a laywer to keep my home. Also unlike alot of people who got to live payment free they made ensured we didn’t squirrel any away. I don’t know if you remember, because it’s probably been informamtion overload, but when all this started, even though we didn’t have our mortgage paperwork and it wasn’t what we agreed upon, we had no option but to start paying Fremont, but when ASC/Wells Fargo/US Bank or whoever wanted money in addition tha’ts when things escalated. The short of it being they had us move out for two 2 1/2 years so we had another place to pay for plus the moving costs, then they had us move back and that cost, we had a small settlement that went straight to the HO Association from Fremont that was part of a multi-part deal which was supposed to avoid the whole wrecking the credit situation to begin with, but they were playing “dirty pool ” and after the HO receivied the money they pulled their part of the agreement, then we got stuck with more costs of the repairs and dues and the overhead, then sale date and modification rolercoster for a year now and spending tons on application fees only to be turned down because of the foreclosure. I know we all got it bad and the attorneys can’t get emotionally involved in every case, but holy crap when I say I’ve tried it all and these Attorney’s don’t get I have no options, then just don’t get it!!! Thank you for listening, for all your positive suggestions especially when you have your own battle to fight. I know I have’t offered my empathy for you and your situation so I’d like to take a moment to do that. I’m not selfish, just distraught, but at the end of the day the delivery is the same and I’m sorry for not saying somthing earlier. I wish you and everyone else the best of luck in your situation. Thank you for the forum to speak and I’m sorry for those I may have disrespected in their “own house”. It’s no excuse, I just love my kids and I just want to take care of them and I scared.
Mom so tired in Manatee, You have been fighting your fraudclosure since 2006?? Who even knew about the foreclosure fraud in 2006 unless you were some sort of an insider? I have talked to many people who worked in the mortgage industry and they did not have any clue this was going on.
I “attempted” to sign in early March of 2006 wit Fremont and United Trust Home Loans. Ran into a problem right away with my name being forged, the broked actually WROTE a letter saying he messed up the numbers, said I had to close anyway, took off with my money at close but said I was secure with document I signed at close that would fix everything.A backdated copy of an Assignment didn’t show up until April 2007 not even in their name and for the date Sternaks office got the batch is what his own office told me was how they dated them on the whole. My Note and loand docs didn’t show until September 2009, more than 3 years later in preparation for their Summary Judgement, which by the way were only copies and again not what we had agreed upon. No one was giving me documents or answers in 2006 and BOTH Frenont and America’s Servicing wanted money and with so I had to start digging into this garbage myself. Come the end of 2006 I refused BOTH because I was afraid to end p just like I am now, no credit for what I had already paid and an easy way for them to foreclose not to mention much higher payments than what we agreed upon. So by the end of 2006 I had my divorce Attorney at the time try to help me reason with both of them. By the end of 2006 we had discovered quite a bit of fraud, from Fremont, UTHL the transfer and sale, etc. and by Jan 7,2007 they filed the foreclosure and the fraud kept rolling in like a fright train, but my attorney shifted gears and lost steam and now has the attitude “Oh well, don’t cry over spilt milk, we missed the deadline. You need to move on…” Yet, I’ve researched my tail off and never stopped putting it in front of her she just got too busy, as she shift from the working at the pro-bono firm to opening her own firm during this time. All these years worth of reserch and wor out the window because she wanskt getting paid by me pesonally is a poor excuse to not handle yourself ethically, but from what I understamd there’s not a thing I can do as you only have one year to file a Motion to Vacate even if you have a lazy attorney. I really wish though there was a way I could at least criminally prosecute these guys and in the mean time let other people see my docs to help them.
If your attorney on record missed your important filing date that has now precluded you from getting in. YOU CAN SUE HIM/HER. Do it! They have caused you irreputable harm. They can’t just say . Oh don’t cry over spilled milk. You call them TODAY and you tell them to perform their lawyer miracles and GET THE CASE REOPENED BASED ON THEIR FAULTS. I had this happen to me. Not with foreclosure, but the same problem. I told the attorney that I would file to get the case reinstated. and if I failed, HE HAD TO DO IT FOR ME. I reopened the case after five (5) attempts. See, If at first you don’t succeed. TRY AGAIN. This attorney told me what to file and kept telling me, they have to let you in. and HE WAS RIGHT. It was not your fault that the attorney missed the date. Plus, a Summary Judgment based on a foundation of FRAUD is illegal, but you need to STAND UP and fight HARD, do not accept losing. ……….SAY NO. Does anyone even realize it is by far more difficult to get rid of a pro-se litigant than an attorney. That’s why I do it myself.. The judges hate us and RESPECT US. I have a comment from a judge who stated that I did an admirable job in my presentation of the case, as well as most attorneys, and I WON. GET MOVING. IT IS NOT THAT HARD TO FILE.
I am under the understanding that (as I have stated before) when there is FRAUD involved, the cases can be reopened at any time. EVen after you totally lose the property, KEEP FIGHTING as it was an illegal foreclosure.
HEMP! Question. Now that the Feds have stop payment to the top banks, the loan modification process is going to get more messed up?
http://www.housingwire.com/2011/06/10/top-tbw-execs-sentenced-in-2-9-billion-mortgage-fraud-scheme
Finally somebody got caught!
It still seems like some readers don’t get it. There CAN BE NO PRINCIPAL REDUCTIONS-THERE IS NO LOAN TO MODIFY. Believe me, the minute you sign new mortgage papers for whatever lender they happen to say owns the mortgage at this time, you are signing bogus papers and they will be collecting your money for collateral that they don’t own. IIt is illegal to collect money for something that you do not own.
Everyone needs to go for Quiet Title because fraud has been committed upon the courts. So much criminal activity on the part of the WALL STREET GANGSTERS and THE FRAUDULENT BANKSTERS. They did fleece us but they haven’t slaughtered us yet. The slaughter house is still a few steps away.
People really need to educate themselves. If your loan was improperly assigned, had a robob signer, was not assigned at all-find out now. Whoever served you Lis Pendens probably had no standing to foreclose.
If you don’t have time or don’t know how to do this, let me know. Massive education of the 62 million people who are victims of this fraud can bring down these crooks. The time to fight is right now .
The banks are now taking it upon themselves to change the locks on people’s doors even if you are living there. You need to get proactive and stop the foreclosure process before they lock you out, put your stuff out on the street and sell your home. This is happening to a friend of mine in Naples, Florida. The law firm handling this bogus mess is Shapiro and Fishman out of Tampa. Try getting them to talk to you. Impossible.
Think twice before undermining someone’s intelligence as I’ve educated my self to death on the matter!!! The courts won’t listen, lawyers, won’t listen unless you give them your last dime and are rollings their eyes and sidestepping out the door as soon as you walk in it. My last Attorney was pro-bono, even on the FL AG list to help homeowner’s in foreclosure and she never returned calls or emails, I have to do all the work and reaszearch then shove it down her throat, she missed deadline after deadline all up to and including the deadline to file the motion to Vacate the Final Summary Judgement Du to Fraud. And I’ve be screaming “FRAUD” since 2006, since before the illegal SEC transfer/sale of my loan took place because my loan was a Fremont loan which in which I didt get docs at closing, numbers got changed, signatures including mine are forgeged, the notary took off with my money at closing and so much more I could go on for another page and that’s just the Fremont. Then I have a whole entire list from two different Process of Services with two different times, two diffrent process server companies even on the same docs one out of business which are Provest Companies, Sterns lawyers have blatent and obvious docs in mycase forged and backdated. Hell I didn’t even get my Note until 2 1/2 years after I signed with Fremont wth no explanation, also same with backdaed Assignment and loan docs all of which were just copies, not all were there and again not all were real and/or wat we agreed upon. I BELIEVE YOU JUST DON’T GET IT!!! THE COURTS HAVE THE SAME DOCUMENTS, BUT AS SO MANY ATTORNEYS ARE SEEING, THE JUDGES ARE JUST GOING THROUGH THE MOTIONS, THEY GO INTO THESE PROCEEDINGS WITH THEIR MINDS MADE UP, SO ALL THE EDUCATION IN THE WORLD COULDN’T AND WON’T HELD IN MOST CASES. YES, THEY SET THE COURT DATES OR GRANT SOME EXTENTIONS, BUT ON THE WHOLE ITS JUST AN ILLUSION. I’M NOT BEING NEGATIVE JUST FACTUAL FOR AT LEAST IN MANATEE COUNTY AS I KNOW OTHER COUNTIES/STATES FEW AND FAR BETWEEN HAVE PROVEN TO NOT BE CROOKS AND FOLLOW THE LETTER OF THE LAW INSTEAD OF UPHOLD THE “GOOD OLE’ BOY'” NETWORK. Not everything is so cut and dry, but this I will tell EVERYONE, if your laywer treats you like your an inconvience in their day, or your working harder than them, or they miss one dead line don’t be likme me standing here looking your kids in the face feeling guilty and ashamed because you let them down and now you don’t have ANY options left. I PROMISE you COCO I have 3 banana boxes and propbably thousands of hours worth of research, not counting the unsurmountable emails and phone calls to anyone and everyone to get or give info. Again it all comes down to if you get another human being to listen and in Manatee County our judicial system lacks any humanity.., hell they don’t een follow the law.
You sound defeated. It is no easy task, BUT YOU CAN WIN! Forget about the attorneys. I couldn’t fine one either so I ponied up’d and GOT MOVING. You have to get your case into FEDERAL DISTRICT COURT. You file a COMPLAINT/ LAWSUIT and put it all in there. You did your homework, so now get going. No one can argue your case better than you. I have a WIN, that I’ve shared on this site. Judge would not allow the APPRAISER AND COMPANY to be dismissed. Being held over for trial by JURY for Appraisal FRAUD. Take my advice! Bog down the courts with all of our lawsuits. The fraudulent documents when introduced into the court filings is illegal under: The Unclean Hands Act. which means when a party comes into a court with dirty hands (Re: fraudulent documents) they can not prevail, EVEN if the Judge should rule in their favor, HE CAN NOT, because they violated the UNCLEAN HANDS ACT. Any relief that they have asked the court to render is GONE. It’s considered a FRAUD UPON THE COURT. The only thing worse is FRAUD BY THE COURT. and we will not accept losing. APPEAL! Good luck.
I’m honest when I say It’s mostly been my love and determination and not my intelligence that has gotten me through the past 5 years. Throughout the foreclosure I was also going through a divorce. It was only approx 1 year prior that I owed nothing on my home. I had used a portion of a settlement offered to pay for my home when BOTH my Grandparent’s where sensely killed in a nursing home here in Bradenton then in 2006 the broker/lender talked me into this epic mess that started the end to everything. My boys are “special needs” and can be a bit of a challange plus I had a teenager and my ex-husband who had his own demons and didn’t deal with them so well which is one of the reasons for the divorce and again another big reason why I just couldn’t fail. For those of you who think I’m treating this like a “cry room”, I promise I’m not trying to to take the focus off the issue just letting you know where some of my drive comes from. I assure you I can definately spot the difference between my signature, I can pick out my fraud docs in a lin-up and the backdated this and that and believe me I got it and AGAIN alot of this I’ve been saying to the Judge since 2007, but he treated be like the I spoke like “Charlie Brown’s” teacher. Not to mention I”m not nearly smart enough to handle the legal filings, I don’t have a bazillion dollars, but the real question is should I have to?! I guess the moral of the story is either crime pays which isn’t cool with me or as it’s very apparant society it set up in classes I fall into the class of “people too stupid and poor to keep their home”. I feel like next it’s going to be ‘people too stupid and poor too keep their kids”. What the hjell is wrong with that?! I went to a public school run by the government, why don’t I understand enough to keep my home?! I ashamed to say I truly don’t even understand the difference between the diferent levels of courts and the sale date is less than 2 weeks away and I’m just exhausted. Yes, I think it would be nice to have a free home , but I don’t feel I’m owed one as I did borrow the money from someone, however, I definately feel they should be criminally and financially punished and that they do owe me alot for what they’ve put us through. All I’m asking for and all I’ve ever asked for is to have the opportunity to pay just one mortgage company only, to know who that is, at the figures we agreed upon, to provide me with a copy of the paperwork and for them to be made to honor their end of the agreement. So unfortunately, like I said I did all the research I just needed help and didn’t have the money, couldn’t find the right people to listen, or they didn’t react in time. The day I bought and paid for my home was one of the happiest days of my life knowing something good came out of something so tragic and me and my kids would have a secure future and in broad stroke it’s all gone. We all have to pay for our poor choices and take responsibility, so for me I guess I should have never tried to invest, but I didn’t do anything illegal. They robbed and defrauded me and my kids. It feels like we’re standing on the side of the road and people are driving by watching a mother and her children get robbed or kicked out on the street and the people are saying how appauled they are, but no one is helping. Thank you to all the Judges who could have done something and didn’t, the Politicians and Lawyers. And a special thank you to the all those who who did these horrific things.
To: Mom so tired. You have two weeks to do it. CAll the Court where the foreclosure is being held. Talk to them (the Court Clerks) ask them these questions. They are allowed to help you with the filing. Some courts have a pro-se group to help you. They can’t quote the law , but can help with filings.
1. WHAT type of court filing you need to file to oppose and stay the proceedings?
2. Where (the address) to send it? Best to hand deliver, if possible. or send overnite for $18.30 thru Post office.
3. What the costs to file? Usually $30.00 for a Motion, $135.00 for Complaint/ Lawsuit.? Find out?
File a Motion to OPPOSE the foreclosure, and seek a STAY /Postponement until you can be heard,using all the DEFENSES we all talk about. When you are pro-se, the courts allow alot of leniency, and the judge will allow alot in ,if you can halfway explain it correctly.You are entitled to DUE PROCESS and will be heard. At this late date , you can’t keep searching for outside help. You can postpone the Sheriff’s sale usually three times. Remember, our cases have FRAUD and with that we can at anytime bring the FRAUD CLAIM to court. So , just start and when you get your paperwork completed. FILE !! The court’s clerk can give you SAMPLE formats of the court papers that need to be filed. Some are just fill in the blanks, and then you tell your story, get all your evidences together and list them as EXHIBITS A thru ?. If you have been keeping track of the cases that have been ruled upon in the peoples favor, YOU QUOTE THEM. You sound like you have alot on your plate and I do wish you well.
It’s mind numbing for sure, and sometimes your soul just gets tired of trying. Still it’s better to fight and keep learning how to fight better than give in!
I take heart by thinking about the woman that has been fighting her foreclosure for 25 years. I f she can hang in there so can I, yeah!
Here’s good news for ya.
http://www.housingwire.com/2011/06/10/top-tbw-execs-sentenced-in-2-9-billion-mortgage-fraud-scheme
Mom so tired in manatee, You don’t think you deserve a free house because you borrowed the money from somebody?? Let us all get out the violin.
Are you for or against the bloggers on this site?! It truly is hard to tell at times or do you just have bad manners?! Everyone has a filter and guess what they do have bloggs where you can post your hate rants on the homeowner if your pro for the banks so go there if you feel the need in the mean timesee if you can figure out how to use that filter and those manners…
If your loan was improperly assigned, had a robob signer, was not assigned at all-find out now. Whoever served you Lis Pendens probably had no standing to foreclose.
If you don’t have time or don’t know how to do this, let me know.
Coco, I do not know how to do this, please advice. Thank you.
What an oxymoron! 700,00 permanently started! They can be started or they can be permanent, but how can they be…………………..?
people every one look at your note and mortgage who is on there ? For me it is wells fargo na wells fargo did not loan me any money the money to loan me was created when we signed the noted. For thcontract to be true and correct the investor/lender needed to be on the note. we have a problem and we need to pass this info on. no we all know why all the robo signing and my wells mod is not recorded because it is all bool shoot. living lies neil garfield is my messiah and my retirement angel
How do you modify fraud? How do you reduce principal on fraud?Nobody wants to modify,nobody wants a principal reduction,people are tired of all the bull shit.Give us our money back,give us our homes back,and stay the hell out of ourlives, business and accounts.Go climb back under whatever rock you climbed out from under and leave us alone.
You tell ’em I Vent. I am fighting for Quiet Title. I do not owe them a penny. Some people still DON”T GET IT.
Put on the pressure NOW before it’s too late
PUT ON THE PRESSURE FOR THE PRETENDER LENDERS TO RESCIND ALL OF THEIR FRAUDULENT FAULTY FAKE MORTGAGE DEBT. A LOAN MOD IS MORE FRAUD. THEY ARE CREATING A DEBT OUT OF THIN AIR THAT DOES NOT EXIST. OUR HOMES ARE PAID FOR BECA– USE OF THE BIGGEST PONZI SCHEME SWINDLE AND HEIST AND TRANSFER OF OUR WEALTH TO OVERSEAS IN HISTORY. WE THE PEOPLE WERE ROBBED. NATIONWIDE LOAN RECISSION BECA– USE THE CONTRACTS ARE ALL FRAUDULENT BECA– USE OF THE ORIGINATION FRAUD, THEY BROKE NEW YORK STATE TRUST LAWS AND THAT KILLS THE CONTRACTS. THOUGH THEY NEVER EXISTED BECA– USE OF THE ORIGINATION FRAUD THAT FAILED TO SECURE THE COLLATERAL LIEN FOR THE FOREIGN MULTINATIONAL INTEREST WHO WANTS TO STEAL OUR HOMES THAT THEY DO NOT OWN.
If you have not heard one of the ways to put on the pressure is to get Elzabeth Warren appointed. She is our angle to lift us from hell!
The NATIONAL WAMU HOMEOWNERS SUPPORT GROUP
WAMU screwed …..the WRONG PEOPLE!
A message to all members of The NATIONAL WAMU HOMEOWNERS SUPPORT GROUP
Sorry about the last email didn’t have the suggested script.
Tell the White House: We want Elizabeth Warren now. CALL THE WHITE HO– USE TOMORROW!
WE CAN BEAY THESE CREEPS! SEND TO EVERYONE, FACEBOOK AND CALL FRIENDS AND RELATIVES. AND E-MAIL
STAND UP FOR ELIZABETH WARREN NOW!
Over 330,000 members of CREDO Action and the Progressive Change Campaign Committee have joined members of Congress, top academics, and progressive organizations in calling on President Obama to nominate Elizabeth Warren to lead the Consumer Financial Protection Bureau.
The media has taken notice of what we’re doing. Last week, stories about our effort appeared in Reuters, Bloomberg News, CNN and Talking Points Memo. And the media aren’t the only ones taking note about the momentum behind Professor Warren.
Senate Republicans are so scared of her, they prevented the Senate from officially recessing last week.
Although this pushed back the next opportunity for President Obama to make a recess appointment, President Obama still faces a legal mandate to have a director of the CFPB in place by July 21st.
He needs to make a choice soon, and we need to speak out to make sure he picks Elizabeth Warren.
Last month, 44 Republican Senators pledged to filibuster the nomination of anyone to head the Consumer Financial Protection Bureau unless the agency itself is significantly weakened.
This threat makes it much more likely that President Obama will have to use his constitutional authority to make a recess appointment to fill the top slot at the agency.
And if President Obama uses a recess appointment, he has no reason not to pick Warren — a respected Harvard professor who is currently doing an excellent job working to get the CFPB off the ground.
Professor Warren has proven that she is willing to stand up to Wall Street on behalf of consumers, which is why Washington and Wall Street insiders are trying to block her appointment.
But the buck stops at President Obama. He can and should choose the very best person to run the CFPB. And there’s nobody better for that position than Elizabeth Warren.
Below is the Number and a suggested script of what to say.
President Barack Obama 202-456-1111
MAKE THE CALL
First dial the number. Please be respectful toward the person who answers. (Ranting won’t help the cause.) Here’s a suggested script:
Hi, my name is………………… and I live in CITY, STATE.
I’m calling to urge President Obama to appoint Elizabeth Warren to lead the Consumer Financial Protection Bureau, even if it means using his constitutional authority to make a recess appointment.
There is simply no better person President Obama can find for the job than Professor Warren.
Close the call:
Thank you for your time!
Tips for your call:
– Be friendly and nice.
– Try again if the phone is busy or no answer
Visit The NATIONAL WAMU HOMEOWNERS SUPPORT GROUP at: http://wgroup.ning.com/?xg_source=msg_mes_network
i WOULD ALSO E-MAIL O’BAMA ON THE INTERNET! DO BOTH~
Pressure Obama to push through principal reduction. This economy will never start up again without it. IT”S AN ELECTION YEAR< NOW IS THE TIME!!!!!!
Oh really? A PRINCIPLE REDUCTION OF WHAT EXACTLTY? Who do you work for Fannie Mae or Freddie Mac? These homes are PAID FOR FREE AND CLEAR because of THEIR PONZI SCHEME. THEY ALL MADE HUNDREDS OF TRILLIONS OFF OF THIS HOUSING PONZI SCHEME. THE PROOF THAT OUR HOMES ARE PAID FOR IS IN THE ORIGINATION FRAUD. NO ORIGINATION ON TITLE MEANS THESE LOANS NEVER EXISTED. THE TRUSTS ARE EMPTY AND WERE NEVER SECURITIZED IN COMPLIANCE WITH NEW YORK TRUST LAW. BECA– USE OF THE “LENDERS” FAILURE TO COMPLY WITH NEW YORK TRUST LAW WHICH MANDATES THE TERMS AND CONDTIONS OF THE PSA GOVERNING CONVEYANCE OF MORTGAGE LOANS TO THE TRUSTS ARE STRICTLY FOLLOWED..THEY FAILED TO SECURE THEIR OWNERS COLLATERAL LIEN. TELL FANNIE AND FREDDIE TO JUST EAT IT AND WALK AWAY. THEIR OWNERS ARE GREEDY AND THEY DO NOT OWN OUR HOMES..TELL THEM TO ALL SUE EACH OTHER. WE DO NOT OWE THEM ANY MONEY. PERIOD.
readsdocs. click on living lies at the right of the page.. That is a direct link to Neil Garfield’s website.
i AGREE, However it does not hurt to cover our butts, and demand principle reduction. I do feel we can and should get our homes free. Not because it is easy to ask for free, because the banks do not deserve our homes free, and they dont deserve a dime for our houses. The real lenders wont come after the houses because they want a bigger result. Ten percent recovery from the homeowner and possible lititgation for fraud from us or 100 percent plus from the fraudster trusttees. Yup they want to go after the bad guys. And I dont feel bad demaning a free house. If they had not done this to us we would not be going through this hell, and families would not be suffering in the millions and suicides would be down a bunch. It is just horrible what they have done. No one should let these guys win by harming yourself , hang in there and fight and we will win this battle.
JOE….How can one get a principal reduction when the ‘ pretender lender ‘ does not own the mortgage.? One must understand the fraud is in the origination…..Many still don’t get it and we have repeated over and over how the origination fraud was done…..A good site to read is Neil Garfield…he has excellent articles on all the frauds in complete detail.
Do you have a link to Neil Garfields’ articles?
Thank you Ivent.
The CEO’s of the big banks already said there will be absolutely NO PRINCIPLE WRITE DOWNS. THE AMERICAN SIDE OF THIS KNOWS OUR HOMES ARE PAID FOR BECA– USE OF THE PONZI SCHEME. THERE IS NOTHING TO WRITE DOWN,. OUR HOMES ARE OURS BECA– USE THEY — USED US AS COLLATERAL AND MADE HUNDREDS OF TRILLIONS OF DOLLARS OFF OF ALL OF US. THEIR OWNERS ARE JUST BEING GREEDY.
aDD THAT TO YOUR CONVERSATION ALSO. CALL OBAMA AND E-MAIL HIM.