Registrar vs. robosigners
The head of the Registry of Deeds in Salem is challenging lenders’ handling of mortgage records; some say he’s overstepping his authority
A county registrar doesn’t usually take on major US lenders, send out rapid fire press releases, and investigate the home loans of celebrities such as Sarah Palin.
But John O’Brien Jr., head of the Southern Essex District Registry of Deeds in Salem, says he’s on a mission to protect the integrity of property records.
O’Brien, 59, is gaining national recognition among housing advocates, and rankling local real estate attorneys, for his aggressive actions – which most recently included the rejection of property documents signed by alleged “robosigners.’’
He also has called his registry a “crime scene’’ riddled with fraudulent paperwork, and last month O’Brien alleged that Palin unknowingly bought an Arizona home whose paperwork was signed by robosigners – bank representatives who didn’t properly review mortgage documents. (Palin did not respond to a request for comment.)
“Banks have participated in a national epidemic of fraud that has clouded or damaged the chain of title of hundreds of thousands of American homeowners all across the country,’’ O’Brien said in one of his many press releases. “It would be a dereliction of my duties as the keeper of the records to record these documents and any other documents that contain questionable signatures.’’
Check out the rest here…
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4closureFraud.org
God’s (Jesus Christ) hand of blessing is certainly on what John O’Brien is doing in fraudclosure going after the criminal banks..
Besides the fact that deed records are used in recording history and verifying ancestry,
I can’t wait till we get the bills from MERS for searching records on their system if the financial
idiots get MERS passed.
I really hope these points get to someone that is overlooking the choices.
Mr. O’Brien is a true hero…………….
its too bad the rest of the Count Clerks through out the USA don’t jump on that same platform…………..
You have got to be kidding me about about realtors giving a shit…. right , they of course know whats going on with the houses and property they sell, they by law are suppose to disclose, do they , thats another story, they don’t…..they need to make a living , so they are going to do it any way they can to close the deal….right now most are barely getting by, not like the good old yrs of 2002 – 2006 when they didn’t have to do squat to sell a home……now they actually have to be honest and try to be a salesperson…. which they still aren’t doing….
I only wish I lived in Salem. My registrar will not answer my complaints. My home is set for auction on 7/29. It is unreal how widespread this is. WE NEED ACTION NOW!!!!!!!!
We need a thousand more with his mind set!!!! None to be found but maybe it will become a fad like living within your means ( hard for all to do these days ) and everyone will hop on.
It would not be hard to live in our means if the FED would stop the NAZI CLASS WARFARE ON THE AMERICAN PEOPLE.
He is responsible for the records to be pure and truthful.
Somewhere in the chain of documents needed to buy or foreclose on a house there has to be someone that stands for the truth.
John O’Brien is one hero to me.
In time, as more folks get to court the tide will change quick as those on jury duty punish those doing wrong.
Suits should include the Real Estate Company and agent, the attorneys closing the loans, the Title Company for not telling all the truth or eliminating it in their coverage which causes you to pay for NOT having accurate, up to date, investigated, title insurances assurance and even more important, the GUARANTEE for the amount of the sales price you paid for the house that all is good on this piece of property you are buying.
When Title Companies go to court Versus homeowners and lose for not checking out or eliminating the guarantee with wording in their policy and big awards are given the homeowner then change will come quickly.
The key to stopping all this is having the Title Companies not write insurance on homes with forged or wrong documented policies.
OR writing a policy for title insurance based on a one owner search, which many were doing back in the heyday.
Now there’s policy shopping going on. Underwriters must carefully scrutinize foreclosure transactions based recorded docs in the Clerk/Registrar’s office. These people (Clerks & Recorders) need to “wake up” quickly & consider what is happening to their records (pollution being sent en’ masse via mill firms including, but not limited to: assignment of mortgage OR assignment of deed of trust, complaints, substitutions of trustee, docket names/entries, etc. etc).
Clerks are our First line of defense and are the Last to finish the process by issuing Certificate of Title.
GARBAGE IN =’s GARBAGE OUT, plain and simple. You should take a peek at the process of how vehicles are registered where the owner & lienholder are clearly identified. This form of title “registration” in the real estate world is known as the “Torrens” system of title.
Counties and states need to explore this as a way of establishing clear & marketable title for the thousands and thousands of “Certificate of Titles” that they are already issuing. Basically, since the highest volume of real estate transactions seem to be foreclosures… they’re already running a Torrens system but have yet to realize it.
There’ s 3,000+ counties in America… if the Clerk or Registrar says they “record as presented” that’s by choice and not by statute.
The realtors are upet. So be it. It is time they start better educating themselves about the homes they are selling. How can they look a buyer in the eye and tell them that all is well when their short sales are taking months or not at all. When that home they are selling is a f/c and there are sites like this that expose the lies. They do their own research on these homes. They have packages delivered to them from the title companies telling them anything they want to know. They know much more about the home they are selling then the average buyer imagines. They have to be licensed to sell real estate and they are obligated to disclose the truth. They can tell you how long the home has been on the market, how much the seller owes and to whom, judgements, liens, blah.blah. They work for the seller and their commission is paid by the seller. They should be held accountable for selling a home with a clouded title. The realtor is in most cases the first contact a buyer has and begins the sorted process. The realtors can stop this and if they continue to deal with this then they need to answer for their behavior.
THE REALTORS SHOULD KNOW THEY ARE SELLING PEOPLES STOLEN HOMES. CLOUDY TITLE MEANS FRAUD HAS BEEN COMMITTED IN THE NAME OF THE HOMEOWNER. THEY SLANDERED MILLIONS OF TITLES BY NEVER PERFECTING THE COLLATERAL LIENS AT ORIGINATION AND THEN SELLING UNSECURED NOTES AS SECURED NOTES. THE PONZI SCHEMERS COMMITTED MASSIVE SECURTIES FRAUD IN THE NAMES OF THE AMERICAN PEOPLE. THEY STOLE MILLIONS OF HOMES THEY DID NOT OWN THE LOANS TO BECA– USE THEY WERE NEVER SECURITIZED AT THE ORIGINATION AND IT WAS A COVER UP FOR MASSIVE SECURITIES FRAUD……………..
JOHN OBRIEN KNOWS, THE FOREIGN OWNED AND OPERATED PONZI SCHEMERS COMMITTED MASSIVE SECURITIES FRAUD IN THE NAMES OF THE AMERICAN PEOPLE…………….RESCIND………………………..!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
It has been my personal experience in speaking with 2 Real Estate Broker owners and a Realtor, that they do not have a clue about MERS. They need to be educated. I also recently explained to a top Boston Realtor- with many years in the business- how to look up mortgage info and assignments online.
PLEASE SHARE THE KNOWLEDGE.
Go to your local Real Estate blogs and start the conversation.
SCREW ALL OF THID BULLSHIT CONSPIRACY FASCISTS! THEY WILL MAKE US ALL SLAVES…………RIGHT NOW!! WAKE UP PEOPLE! IT’S ALMOST TOO LATE! TAKE OUR COUNTRY BACK!!!
THIS IS A VAST NEW WORLD ORDER CONSPIRACY WHICH SECRET SOCIETIES WITHIN OUR OWN GOVERNMENT HELPED THE NEW WORLD ORDER FASCISTS TO CARRY OUT. THEY WANT A ONE WORLD FASCIST TYRANNY WHERE THE PEASANTS THEY CREATE OWN NOTHING BUT DEBT THAT THEY TYRANNY CREATES. IT IS A BUSINESS MODEL THAT WILL NOT EVER WORK AS THE CURRENT WORLD ECONOMY PROVES. KUDLOW SAID YESTERDAY THAT OBAMA WANTS TO LEVEL AMERICAN LIKE WHAT THEY ARE DOING IN EUROPE. I DON’T THINK KUDLOW WOULD MAKE THAT ONE UP. EMPIRES CRUMBLE AND COLLAPSE AS HAS BEEN PROVEN IN THE PAST. NO ONE WILL LIVE ALLOW THEM TO FORCE US TO LIVE UNDER THAT TYRANNY. STOP PAYING THE TYRANNY. THE WHOLE DAMNED COUNTRY IS IN FRAUDCLOSURE.