“Flower mound officers say they can’t remove him from the property because home ownership is a civil matter, not criminal.”
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Guess what is good for the goose is good for the bankster…
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A $330,000 home for $16? ‘This is not a normal process’
FLOWER MOUND — A little-known Texas law and a foreclosure could have a man in Flower Mound living on Easy Street.
Flower Mound’s Waterford Drive is lined with well-manicured $300,000 homes. So, when a new neighbor moved in without the usual sale, mortgage-paying homeowners had a few questions.
“What paperwork is it and how is it legally binding if he doesn’t legally own the house?” said Leigh Lowrie, a neighboring resident. “He just squats there.”
Lowrie and her husband said the house down the street was in foreclosure for more than a year and the owner walked away. Then, the mortgage company went out of business.
Apparently, that opened the door for someone to take advantage of the situation. But, Kenneth Robinson said he’s no squatter. He said he moved in on June 17 after months of research about a Texas law called “adverse possession.”
You can check out the rest here…
Wonder if this will become a trend since it is a “civil matter.”
I can just imagine the new legal battles for the banks if this catches on…
Either way…
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Flower Mound, Texas’s own Kenneth Robinson adverse possession class coming soon!!!
https://www.flowermoundtxofficial.com/23.htm
alt site:
http://www.adversepossession.com/?hop=flowerm
I live in a Deed-In-Lieu State which means that in this state you cannot go before a judge to prove your case on foreclosure fraud. The mortgage company only has to prove that you are delinquent in paying your mortgage and they can steal your home. I have managed thus far to keep this company at bay but, I don’t know how much longer I can keep them at bay. Dose anyone know how you can fight for your home in a Deed-In-Lieu State? I can prove that this company does not have the original deed to my home and I have been told that does not matter in my state of Virginia. Has anyone else had trouble with EMC Mortgage?
I’m the comment right below you…I live in Virginia also. I do not have EMC MORTGAGE, I’ve got Wachovia/Wells Fargo. I am the plaintiff in Virginia suing Wachovia. I have a Trial Date of Oct. 18, 2011.
I found a case that I had printed out 8/23/2009, Stark vs. EMC Mortgage Corporation, United States Court of Appeals FOR THE EIGHTH CIRCUIT, NO. 03-2366. I was @ http://mortgage-home-bank-fraud.com/legal/stark_v_EMC_webpage.htm. This might give you some insight & ideas. Highlight “your” same information, go to other cases, pick out of each, the “same” that has/is happening to you, there’s your case. If you can’t afford an attorney, go to the Federal Court House, pay $375.00, I think, sue them yourself, you have nothing more to loss & everything to gain! I’m no lawyer, but I will help if I can. (I can email you that EMC case, if you can not find it. call me 757-427-0075 or email rcheche1@cox.net, I don’t check emails everyday)
I had a great day yesterday, being my deposition, for me to question Wachovia, and they have nothing to say…no defense for all the wrong doing, they did not even try to make excuses, well, I take that back, they could not push it, because I have proof, which they had to read out loud for the court reporter! And it seems my attorney is giving me a fighting chance.
We are in a non-judicial state, as you wrote in your comment, put a Mechanic’s Lien on your home. I explained what, why & how to my friend in MD. I just cut & pasted for you. Please feel free to call me directly, Rita Cheche 757-427-0075. My email is rcheche1@cox.net, but I do not check it everyday…I have a Great Qualified Written Request, that will keep them busy & off your ass. Contact me & I will email it to you. It’s 6 pages of information that they MUST PROVIDE YOU, IF YOU REQUEST IT. If they miss something, or you do not agree with their info. or you want them to prove something they have written, etc. wait till they send you your next foreclosure notice. The notice should always state the fact you have the right to dispute, in writing, It gives you thirty (30) days to send “them” your written dispute. When they receive your dispute, your qualified written request, they have to STOP the foreclosure process, send you, in writing, that they received you request and state, they have 60 days to return their findings. They can then, only after addressing your dispute, start the foreclosure process again. Me & my servicer’s routine, because I did not let them off my “Merry-Go-Round”, they became very efficient, with the turn around time being within a couple weeks, instead of the 2 to 4 months, when I started 2 (two) years earlier.
if you have time, GO TO YouTube, (sign up, if you are not already) type in Randy Kelton: The Lies & the Fraud of the Mortgage Companies – Alex Jones 1/3-3/3. In your case, look into obtaining a “Quiet Title”, after you have completed your property Title Search to find out the “Chain of Title” (thru your city Real Estate Records Office @ the courthouse). Call if you cannot find it online, the clerk at the records office will walk you thru step by step while you type it into your computer, not letting them off the phone until you have the list of Your Property.
RANDY KELTON IS MY HERO!!! He has JUDGES thrown in jail! What I do is watch (listen) to each video, hitting each video x watch later(trying to keep in order 1/6,2/6,3/6 etc. but not terribly important to keep in order, you can always go back) and while I’m working on my court case(s), or doing the dishes, I listen as they play one right after another. (You have to be a signed in member of YouTube to get them to store & play one right after the other.)
EXCELLENT INFORMATION TO KNOW, to get there directly, Type In on YouTube: CHAIN OF TITLE; FORECLOSURE FRAUD, BANK MORTGAGE FRAUD, Congressman Alan Grayson, MERS; MORTGAGE FRAUD; Produce the NOTE; QUIET TITLE; TITLE SEARCH; PRO SAY; CLOUDED TITLE…
If you have done, or paid to have any work on your house, yard, fence, numbers on your mailbox, whatever has been repaired, improved, remodeled or additions, whatever you can prove was done after You purchased. Write yourself a statement (invoice) for all materials and labor, if you performed the work; pay yourself the same as said tradesman. If you are not sure what a painter, landscaper, etc. makes call a local “painter” ask what the cost is to prep, prime & 2 coat a 12x14x8 furnished room… Call a home depot, give them the list, ask them to work up an estimate…Go online with the same city court webpage as above, find “documents”, find “Mechanic’s Lien” fill it out, print it out, there is no law that says YOU can not put a lien for your work against your property (print out a couple extra copies incase a mistake is made) charge an interest rate, 8% is fair, starting the day you completed your latest project. You will go to the (Above) Real Estate Records Office, pay approx. $45.00 to record the Mechanic’s Lien, my records office has notaries that will do the notary for free, and they can not “Advise You” but the will help you fill out, check to make sure you filled out properly (that’s why I bring blank copies). THAT’S IT.
If nothing else, it will give you your day in court when the lender commits foreclosure fraud, fraudulently evicting you and wants to try to get a clear title of your property without paying anything, like they did in the first place. They will auction your home, even though they can not produce the note, because they DO NOT HAVE THE ORIGINAL NOTE, AND HAVE FIRST HAND KNOWLEDGE OF YOUR TRANSACTION (like someone trying to sell you stolen items, it has to be the person who knows how they received your note). They MUST HAVE the original note, (your original promissory note is the same class of “instument” and CAN NOT be copied, counterfieted. Just as “money” being the same “reserve instrument”, a $100 dollar bill must be an original, it can not be copied, and used at Sears to buy a vacuum, a copy is counterfiet, you & I would GO TO JAIL tring to use a copy of a bill. Not the good ol’ boys club, they, including the corrupt judges, attorneys, and government officials, and law enforcement agencies, we’ve paid to protect us, left us be treated as door mats, after they rifle thru our pockets for the last dime in our pocket, as we sit at the curb with no home, no money, no job, ruining our credit so we can not even get a job at 7-11 or Walmart, they check your credit!
They have forced us pay trillions of dollars to our theives, paying them for the crimes committed, and still committing against us, the law abiding, hard working, money making citizens.)
My loan is for $688,500.00, my mechanic’s lien is $774,000.00! ALL LIENS HAVE TO BE PAID IN FULL BEFORE THE PROPERTY CAN BE SOLD…WHY SHOULD THE BANK BENEFIT FOR ALL YOUR HARD WORK & ADDITIONAL EXPENSES. If you furnished and installed a porch light at “Mr. Jones”, you are entitled to BE PAID!!!
If they fraudulently foreclose on you, THEY HAVE TO SATISFY ALL LIENS. They Must have a “CLEAR TITLE” to sell the property. You at least wall away with a pocket full of cash!!! Or, if you decide to refinance or sell, IT IS COMPLETELY YOUR DECISION, WHEN TO GO TO THE RECORDS OFFICE AND INFORM THEM THE LIEN IS SATISFIED.
If you go to the different websites like STOPFORECLOSUREFRAUD.com, and sign up, they will email the latest information, like court cases etc. to keep you up to date daily, weekly or monthly. I have MANY of these websites, and will email them as I get them.
Call if you need anything, 757-427-0075, my email is rcheche1@cox.net Please feel free to pass on my contact information.
Rita Cheche
I hate to say this Rita but Kelton is no hero, he is a con artist just like the banks. If you are using docs that you obtained from him you have docs that are worthless and may get you sanctioned. How much did you pay to go through his process. WARNING that Qualified Written Request is bogus if you got if from Kelton not to mention it does not met the requirements by law to be called a QWR. God knows how many people he has ripped off. He has taken thousands of $$ from hundreds of people with no remedy. There is no remedy in what Randy Kelton has to offer. All he can do buy you some time in your house before you have to move. What remedy is that? I should know I lost a lot of $$$ and more because of him.
Noneya,
Thank you for the heads up!!! I have been contacted by Kelton’s people, but have not given up any cash. If you would please be so kind and provide me with more information… My phone no. is (757)427-0075.
Anyone who might need help, please feel free to call me, I am not an attorney, I am a pissed off homeowner, tied of the bullshit propaganda, “Deadbeat Homeowners are to blame, blah blah!!! I have a lawsuit against Wachovia, not because they tried to foreclose, or foreclosed, etc. I’m suing because they have VIOLATED MY RIGHTS! I will NEVER STOP FIGHTING. I
pay your fuckin bills
FUCK YOU, BANK TROLL, TELL THE CROOKS ON WALL STREET AND AT THE FEDERAL RESERVE WHO ROBBED US TO GIVE BACK ALL OF THEIR ILL GOTTEN GAINS THEY STOLE FROM WE THE PEOPLE, IN THE BIGGEST MORTGAGE FRAUD, COLLEGE LOAN FRAUD, CAR LOAN FRAUD PONZI SCHEME SWINDLE AND HEIST IN HISTORY……..AND IF YOU ARE JUST THIS DUMB, WHICH I DOUBT, WATCH INSIDE JOB…….
ohhhnasty nasty must have been told by your boss to trash us on here. well i am going to give you the info you can take with you ass hole. i am going to go backward. the economy tanked especially in florida there are no jobs. if you lose your job can not find another one what bills do you pay 1st. please answer that question. so you call the bank and ask for help and you sign a forebearance then apply for a mod after finding a job and you are denied a hamp but given a hire inhouse you know is to much but afraid of losing the home you sign after months of being strung along losing paper work and moving files. then shit hits the fan after never missing a payment and th ebank tells you not to pay because to apply for hamp you have to “BE” in eminent default. so you go against your grain and dont pay. (now we all find out the bank lied and one had to have eminent default in the future to apply) we apply fo rthe hamp at 3 months out they move the file and losoe paper work and wa la you are in foreclosure. at risk of losing your home. but lets go back the bills. so the economy is tanked jobs are hard to find i only can pay essentials. food, gas, electric, phone, car. so the next time you tell us to pay our bills think about the fraud that is being committed by you rfriendly neighborhood wells fargo, chase and bank of america. staeling peoples homes they do not own. so fooooook ya and the horse you road in on
Hey you, You are a load your MOTHER SHOULD HAVE SWALLOWED!!!
I am the plaintiff suing Wachovia for lying, cheating, and stealing from me, everything is with MERS, “ASSIGNMENTS OF SUBSTITUTE TRUSTEES’ etc. (call me 747-427-0075)
I have 2 fraud/predatory loans from them, Oct. 24, 2005 World Savings Bank / Wachovia and Nov. 21, 2006 Peoples Choice Home Loan / Specialized Loan Servicing L.L.C. / Wachovia / Wells Fargo. In the United States District Court for the Eastern District of Virginia, Norfolk Division. RITA CHECHE Plaintiff, v. WITTSTAT TITLE & ESCROW COMPANY, LLC, WACHOVIA BANK NATION ASSOCIATION AND SPECIALIZED LOAN SERVICING, LLC, Defendants. TRIAL DATE: OCT. 18, 2011.
NO ONE IS GETTING TREATED FAIRLY, AND I KNOW, WITH YOUR HELP, WE CAN CHANGE THIS. Or, anyone can help me, please give them my information, Rita Cheche, 757-427-0075. I have an email, rcheche1@cox.net but I am getting hundreds of emails of people in mortgage trouble, needing help, SO PLEASE CALL ME DIRECTLY. I need to get my story & evidence in the public eye! And be in the public eye to make it harder for the court system to continue to violate my rights. I’m not great on the computer, not having the right tools for the job! BUT I AM THE FAXING QUEEN! If you would like to see proof of any docs.
I have evidence of every entity & actors’ violations of the law and my rights, example of just one of hundreds of my original documents:
VICE PRESIDENT OF WACHOVIA, JUDY WILLS, FORGED AN IMPORTANT DOCUMENT FROM MY FRAUD MORTGAGE CLOSING, SHE SIGNED MY NAME INCORRECTLY, AND DATED IT 3 YEARS AFTER THE CLOSING DATE, PLUS IT’S DATED 6 MONTHS INTO THE FUTURE (closing 11/21/05, date of package to O.T.S. 03/25/08, date on document 09/23/08). V.P. of Wachovia sent her version of my closing package TO THE OFFICE OF THE THRIFT SUPERVISION, Dept. of Treasury, answering my complaint to the Attorney General of TX, Greg Abbott. I have contacted approx. 15 agencies, having the correspondences, including the secret service and the F.B.I. and getting NOTHING BUT SCREWED.
PLEASE COME TO Virginia Beach, VA to document my plight, before they silence me. My case is a Precedence Setting Case, and will help hundreds of thousands, with your help!
They have stolen over 2.3 million in assets alone. Losing my commercial floor contracting business, I started in 1986, installing floors and wallpaper. Forced to liquidate and/or lost my 9 unit apartment building I provided to the Section 8 Program, a duplex on Chesapeake Bay, I bought to help a lifetime friend who is a quadriplegic, a single family rental home, my son’s education, and my retirement.
My attorney (working for Wachovia) is continuing to bend me over, holding me for WACHOVIA! I have searched for the last 6 yrs. for representation, hiring mine 2 years ago, and in that time I’ve had about 15 mins. Face to face, the first & only appt. She said, for a cost of thousands, up front, she would do everything I asked, get my 2.3 million back, my home, my livelihood, what I would have made with my business, real estate properties, assets, investments, $100k, 25 yr. equity credit line from my rental, they illegally closed, & my excellent credit (they ruined my credit within 48 hours of 1st fraud closing, Oct. 24, 2005 dropping approx. 200 points to 513). Plus, I wanted several million dollars for ruining my family & my life! I wanted all of them to pay until it crushed them, legally doing to them what they illegally did and are continuing to do to me!
I was retiring, when they ripped off my world. I have done nothing but fight back, every waking moment since Oct. 24, 2005. I will fight till I win what is rightfully mine, and then, with the money I win, I will help homeowners get their worlds back! My attorney pulled out the 3-day Cancellation Notice I signed, faxed, mailed & confirmed received, saying “we can start with this”, and then we can file motions and such, after looking over only a couple of pages of my presentation, I set up at 1st & only appt.
I had 2 hrs. to wait for her, an empty conference room, & 6 files boxes of documents to show her. She said she would be in touch to go over everything else, after I deposited the money into her account.
I personally, with my money & labor had taken an old 1300 sf. farm house built in 1890’s having a “Purchase Money Mortgage” of $235K, 06/30/04 no additional loans, my boyfriend built with my money & help, I alone paid for everything, building a 4,000 sf. 2-story Custom home appraised 03/06, for $796,500.00, the bank, with 2 fraud mortgages stole every cent of equity, & a year after my court case, I put against them they fraudulent foreclosure, everything is with MERS, “ASSIGNMENTS OF SUBSTITUTE TRUSTEES’ etc.
but there are no attorneys who specialize in mortgage fraud (not even the ones that advertise, like my attorney). Up until a few months ago, they acted like I was a “crazy lady”, who was trying to get something for nothing from the “Great Gods”, I mean, the banks, brokers, title companies, insurance cos., credit bureaus. I’ve corresponded with at least a hundred. Locally, in Virginia, owned and operated by Wachovia / Wells Fargo Bank, they want to bankrupt you or do a bogus modification, not go up against the “Almighty Bank, WACHOVIA”, and the out-of-state attorneys, Demet, etc. that have succeeded against the banks for homeowner’s tell me they “are licensed in 34 states but not licensed in VA”. Virginia is a “Commonwealth” run by the CBN, and Wachovia/Wells Fargo, also, a NON-JUDICIAL STATE, this bunch of “Good ol’ Boys” stick together & change the “rules” to sue themselves, just like our government.
If you know a lawyer or advocate or anyone who can help, before my lawyer and the court shut down all my options,
PLEASE CALL ME, Rita Cheche (757) 427-0075.
The man who is living in the 300,000 house filed an abandoned home document, taking possession.
If the house has been sitting vacant for over a year, with no maintenance and he’s discovered the taxes
hadn’t been paid either then what he has done is quite legal. He saw a golden opportunity and took it.
He said in the interview he had researched the law before taking action.
Anyone having a problem with this is just out of luck.
what fustrates me the most is at this time into this mess there is not even a plan. adverse possession was law made in a time when empty foreclosed homes were maybe 1-2 in an entire community. we now talking 25% of all foreclosures in this country are in florida. why is there not a plan when there are no jobs. pam bimbo knows there is know jobs. yes i went to nursing school by the grace of god i could get a job. but my husband lost his and we need 2 incomes to support this home. why has there been no plane to stop using credit reports for basis of a job. how can the tbtf tank the economy wiith their subprime fiasco, cause u s to lose jobs and then we cant pay our fixed mortgage and you are going to take my home away that i put 20% down and let some gut move into my hoime. does noe of this make any sense to anyone. we need more judge shacks i am not sure what to do at this point in our lives.i am truly scared that everyone we thought we can trust we can not. i was told not pay my mortgage. eveyrone keeps saying prove it?? prove it. i never since 1991 did not pay a mortgage unless it was confirmed. in 1990’s wheni was having my kids great western bank let me put 2 paymnets at the end of the loan. in 2009 i did a forebearance with wells farg0. that was it. all other mortgage payments were paid. will the judge look and this and take it as proof? we are in an unknown world people and i am not usre how to procede. or how we are going to feed my childremn.
Yous people in Illinois can just fuggettabout it unless you have paid taxes on the property for 20 years. In Texas it is only 5 years. WOW!! Florida is a tyranny to, I think it is 20 years to, though it may be 15. either way most states it is way more than 5 years.
Mortgage lenders will often group many mortgages and loans together into something called a collateralized mortgage obligation. These are a type of security that can be sold on the secondary mortgage market. If Fannie Mae or some other investor buys the CMO that includes the mortgage for this house, then they gain title to the property and can subsequently force Mr. Robinson off the property. The part I am not clear on is that it appears that Mr. Robinson filed some sort of form that gives him color of title, which means fanny mae or other investor would need file suit within 3 years rather than the standard 10 years.
Someone please correct me if I am wrong or add.
YOU CAN READ ABOUT THIS HERE: http://www.lawcheck.com/resources/forms/que/advposs.htm
They are shitting on us. GOOGLE IT.
OOPS,let me try that link again: http://www.lawchek.com/resources/forms/que/advposs.htm
If it does not work it is the 3rd link down on Google.
this is the link, it works. Time to take our country back people. We do have rights no matter what ruth ann traci says.
This guy has some real winners for neigbors. With neighbors like that who needs enemies? I found out the truth comes out about who people really are when you are down and out..
We have the same laws on the books in Florida, but I think ours may cost about $23.00.
If the cops, judges and the attorneys start turning on them, they are done.
it won’t happen
SAYS WHO? YOU JUST WATCH THE PEOPLE TAKE THEIR COUNTRY BACK FROM THE BANKSTER SCUM.
I was reading about Adverse possession very very late in the night last week,went to sleep with it on my mind-what’s left of it that is to say!!-anyhow,watching the vid I thought again how when-not IF but when the whole fraudulent system is exposed;that there will be angry people who are too immersed in their having had to pay&pay&pay and then”let him pay like we had to pay”…but one can hope that there are some thinkers out there who will grasp the enormity and stand…with truth…
the old”I had to suffer so why shouldn’t everyone else suffer”…when will we get past that…?what if all of us could prosper and no longer be slaves?
I am too serious…
Ahhhh, The Laughing Mouse. I have missed him.
“Fight The Good Fight”
Every Minute, Every Day!
yes…keep on keeping on…going through hell,keep going!!! ~Martial Art’s Maxim
I meant to say that Leigh Lowrie is an example of that ‘I’ve had to pay(the fraudsters) so-why-does- he-think-he-can-get-away-with-not-paying-his-“fair share” -of-too much-to the-banks” etc…that is the obstacle imho…people just want to rivet the same chains on the necks of their fellow sufferers as Jefferson said…so to speak.I say we just all ask why we even have to pay for the”privilege” of living upon the planet we were born onto?Seeing that the monetary system has been so corrupted many many many years ago…
just askin’
well,a revolutionary is but an agent of necessary change…
I say usury banking has got to go…
refused assistance, denied ALL California laws to keep home from going to foreclosure, loan underhanded sold to federal housing auction to Fannie Mae, locked out prior to legal documentation from agent, cash for keys given to room mate, $3000;having lived there free 7 months, homeowner of 12 yrs, locked out, denied any assistance, owns more than one home; person is single senior female, out on ssd major injury, refused assistance not minority?True Story. No laws to protect you. civil matter, thrown out of your home is a civil matter, must have legal representation; good luck on that one. I am told this is old news! Keep thinking if you make enough noise the right persons or legal government agents will pay attention, so far only takers are those out to make a buck. Does anyone know how to get the message to the right person? WE ARE ALL SPINNING OUR WHEELS TOO STRESSFUL TO MAINTAIN THIS,
ANOTHER SPEECH FROM DEBBIE DOWNER.