“We should do this right, and hold bankers accountable for their actions.”
~
NY Times – Letting Bankers Walk
By PAUL KRUGMAN
Ever since the current economic crisis began, it has seemed that five words sum up the central principle of United States financial policy: go easy on the bankers.
This principle was on display during the final months of the Bush administration, when a huge lifeline for the banks was made available with few strings attached. It was equally on display in the early months of the Obama administration, when President Obama reneged on his campaign pledge to “change our bankruptcy laws to make it easier for families to stay in their homes.” And the principle is still operating right now, as federal officials press state attorneys general to accept a very modest settlement from banks that engaged in abusive mortgage practices.
Why the kid-gloves treatment? Money and influence no doubt play their part; Wall Street is a huge source of campaign donations, and agencies that are supposed to regulate banks often end up serving them instead. But officials have also argued at each point of the process that letting banks off the hook serves the interests of the economy as a whole.
It doesn’t.
Check out the rest from the NY Times here…
~
4closureFraud.org
I am the plaintiff suing Wachovia for lying, cheating, and stealing from me, everything is with MERS, “ASSIGNMENTS OF SUBSTITUTE TRUSTEES’ etc. (CALL ME 757-427-0075 Rita Cheche)
I have 2 fraud/predatory loans from them, Oct. 24, 2005 World Savings Bank / Wachovia and Nov. 21, 2006 Peoples Choice Home Loan / Specialized Loan Servicing L.L.C. / Wachovia / Wells Fargo. In the United States District Court for the Eastern District of Virginia, Norfolk Division. RITA CHECHE Plaintiff, v. WITTSTAT TITLE & ESCROW COMPANY, LLC, WACHOVIA BANK NATION ASSOCIATION AND SPECIALIZED LOAN SERVICING, LLC, Defendants. TRIAL DATE: OCT. 18, 2011.
NO ONE IS GETTING TREATED FAIRLY, AND I KNOW, WITH YOUR HELP, WE CAN CHANGE THIS. Or, anyone can help me, please give them my information, Rita Cheche, 757-427-0075. I have an email, rcheche1@cox.net but I am getting hundreds of emails of people in mortgage trouble, needing help, SO PLEASE CALL ME DIRECTLY. I need to get my story & evidence in the public eye! And be in the public eye to make it harder for the court system to continue to violate my rights. I’m not great on the computer, not having the right tools for the job! BUT I AM THE FAXING QUEEN! If you would like to see proof of any docs.
I have evidence of every entity & actors’ violations of the law and my rights, example of just one of hundreds of my original documents:
VICE PRESIDENT OF WACHOVIA, JUDY WILLS, FORGED AN IMPORTANT DOCUMENT FROM MY FRAUD MORTGAGE CLOSING, SHE SIGNED MY NAME INCORRECTLY, AND DATED IT 3 YEARS AFTER THE CLOSING DATE, PLUS IT’S DATED 6 MONTHS INTO THE FUTURE (closing 11/21/05, date of package to O.T.S. 03/25/08, date on document 09/23/08). V.P. of Wachovia sent her version of my closing package TO THE OFFICE OF THE THRIFT SUPERVISION, Dept. of Treasury, answering my complaint to the Attorney General of TX, Greg Abbott. I have contacted approx. 15 agencies, having the correspondences, including the secret service and the F.B.I. and getting NOTHING BUT SCREWED.
PLEASE COME TO Virginia Beach, VA to document my plight, before they silence me. My case is a Precedence Setting Case, and will help hundreds of thousands, with your help!
They have stolen over 2.3 million in assets alone. Losing my commercial floor contracting business, I started in 1986, installing floors and wallpaper. Forced to liquidate and/or lost my 9 unit apartment building I provided to the Section 8 Program, a duplex on Chesapeake Bay, I bought to help a lifetime friend who is a quadriplegic, a single family rental home, my son’s education, and my retirement.
My attorney (working for Wachovia) is continuing to bend me over, holding me for WACHOVIA! I have searched for the last 6 yrs. for representation, hiring mine 2 years ago, and in that time I’ve had about 15 mins. Face to face, the first & only appt. She said, for a cost of thousands, up front, she would do everything I asked, get my 2.3 million back, my home, my livelihood, what I would have made with my business, real estate properties, assets, investments, $100k, 25 yr. equity credit line from my rental, they illegally closed, & my excellent credit (they ruined my credit within 48 hours of 1st fraud closing, Oct. 24, 2005 dropping approx. 200 points to 513). Plus, I wanted several million dollars for ruining my family & my life! I wanted all of them to pay until it crushed them, legally doing to them what they illegally did and are continuing to do to me!
I was retiring, when they ripped off my world. I have done nothing but fight back, every waking moment since Oct. 24, 2005. I will fight till I win what is rightfully mine, and then, with the money I win, I will help homeowners get their worlds back! My attorney pulled out the 3-day Cancellation Notice I signed, faxed, mailed & confirmed received, saying “we can start with this”, and then we can file motions and such, after looking over only a couple of pages of my presentation, I set up at 1st & only appt.
I had 2 hrs. to wait for her, an empty conference room, & 6 files boxes of documents to show her. She said she would be in touch to go over everything else, after I deposited the money into her account.
I personally, with my money & labor had taken an old 1300 sf. farm house built in 1890’s having a “Purchase Money Mortgage” of $235K, 06/30/04 no additional loans, my boyfriend built with my money & help, I alone paid for everything, building a 4,000 sf. 2-story Custom home appraised 03/06, for $796,500.00, the bank, with 2 fraud mortgages stole every cent of equity, & a year after my court case, I put against them they fraudulent foreclosure, everything is with MERS, “ASSIGNMENTS OF SUBSTITUTE TRUSTEES’ etc.
but there are no attorneys who specialize in mortgage fraud (not even the ones that advertise, like my attorney). Up until a few months ago, they acted like I was a “crazy lady”, who was trying to get something for nothing from the “Great Gods”, I mean, the banks, brokers, title companies, insurance cos., credit bureaus. I’ve corresponded with at least a hundred. Locally, in Virginia, owned and operated by Wachovia / Wells Fargo Bank, they want to bankrupt you or do a bogus modification, not go up against the “Almighty Bank, WACHOVIA”, and the out-of-state attorneys, Demet, etc. that have succeeded against the banks for homeowner’s tell me they “are licensed in 34 states but not licensed in VA”. Virginia is a “Commonwealth” run by the CBN, and Wachovia/Wells Fargo, also, a NON-JUDICIAL STATE, this bunch of “Good ol’ Boys” stick together & change the “rules” to sue themselves, just like our government.
If you know a lawyer or advocate or anyone who can help, before my lawyer and the court shut down all my options,
PLEASE CALL ME, Rita Cheche (757) 427-0075.
jeanette,
i hope that brighter days arrive for you and your dog.
Fury…thanks…I hope that brighter days arrive soon for all of us ….
“There is danger from all men.The only maxim of a free government ought to be to trust no man living with power to endanger the public liberty.”~John Quincy Adams
“To give a man his life,but deny him his liberty,is to take from him all that makes his life worth living.To give him his liberty,but take from him the property,which is the fruit and badge of his liberty,is to still leave him a slave.”~George Sutherland,Associate Justice of the U.S.Supreme Court
“To hell with the cheese,let’s get out of this trap!”~a mouse
Good evening all…tomorrow is indeed,another day….
Ms. Jeanette, please hang in there. Time to start moving forward; yes no one is listening or gives a shit, I have no doubt you did it all the right lawful way; and supporsted all programs for those less fortunate; faith in ones laws and government and now look? Pretty scary to all of us; living on social security? Well I don’t think any of us planned to have loss of job? Weren’t there laws to protect us? I am sitting here fixing to lose it all, fighting with banks over 5 years now; they wouldn’t help when I made good income and are going to help through any hardship. Most disappointed with the government both state and federal; really thought we were innocent until proven guilty, and Hud is only there for homeowners? owning more than one home disqualifys you. hope is very helpful until last step when lender refuses to work with them. Keep the dog! look for someone looking to rent room out/ if you are still trying to keep your rent out rooms save your additional income for legal rep. be very careful, some agents are like vultures, giving cash for keys so unable to produce any income you will lose property; trust NO ONE! that includes BANKS, AGENTS, HUD, HOPE, FTC, LEGAL COUNCIL in that order, I have decided to live in daughters suv w/dog and travel. this situation is too stressful to continue. Unplug everything and move on! Life is too short! Lucky me! another mishap! 180 day turn around! Thankgod I have medicare! was not fun no coverage; guess they will FTUP2. ooooooooohugs
ruth ann traci….thanks for writing to me.My situation is a bit”different” but so are all,in the end all of us have been defrauded and are collateral on debts we didn’t create;big long trail,that.REAL big,since birth:(
S’all a hoax,a scam,a legal plunder,fraud on the court,the People.Exhausting,,,I too am fed up with playing THEIR property confiscation game(s).One should not HAVE to be the equivalent of a Philadelphia Lawyer to wade through the epistles of codes,regulations and impostors at law…do not the”poor” and the working stiffs have a Right to someplace they might call Home?too?We have guided missiles and misguided men?women?children?What is this world come to now?Must we watch as the attempts toward liberty and Justice perish around us whilst the back-stabbers party away the sacred Property of all men’s labor?How do we do that?How do we stop that….?
I appreciate the caution per not giving trust lightly.A consistent error on my part…paid the price now must keep the lessons…
It is too stressful to continue,yes.I am happy for you that you have ability to travel,and hope that you will be safe and well as you do…they say attitude is the advantage,I know there’s truth there yet one struggles…I have much to say but not here and now;suffice that there yet remain obligations that…
may have to be as you call it,unplugged.Can’t say that I am particularly adept at that,either…care-giver syndrome?
It is when one wants to quit that usually a shift happens but now,I sense other factors at large.Very large…yet…the bigger they come,the harder they fall…
Faith in this breath..until the next…
End of a very long day,miles to go before I sleep but hey..tomorrow is indeed another day.You too,you hang in there as well.You and your dog.
May all be helped,may all be healed…
You might want to read this, it might be a useful tool in fighting back.
http://livinglies.wordpress.com/2011/07/18/possible-counter-attack-in-unlawful-detainer-eviction-in-fraudulent-foreclosure-cases/
The part I don’t quite get is the “secuitized” rob-signed loans. Now robo-signed means they committed fraud in no uncertain terms to steal a someone’s home. The term “securitized” well, I have never seen any evidence yet they ever securitized a single loan. I have uncovered that it is illegal for these pretender lenders to even bring a foreclosure complaint if there is any cloud on the tilte. Well, I have not seen any evidence that a pretender lender owns anybody’s loan. This has all gone way too far as far as I am concerned. The Illinois Foreclosure Law states that the records of the loan must be introduced otherwise it is heresay and incompetant. Counsel should challenge any such testimony or affadavits by the Plaintiff. The Judges have been put on notice, that just because a lender says the defendant owes them money, that is not neccessarily always the case. If you do not show up at court and fight, yes you are going to lose but the question I ask is should we even be there in the first place when the pretender lenders are filing millions of foreclosure complaints on cloudy titles? The people don’t even know what is going on. That is unfair and deceptive practices and unfair dealing by the courts to allow this. I had the plaintiff’s attorney tell me that they can foreclose with a cloudy title. WTF? That is illegal. But if I don’t show up for court, they would get away with it and that is just wrong. They called us to court in March trying to get a final judgement and appoint a judicial sellling officer and guess what? We showed up and they did not. I know they forged my name on the note, I never signed it. I am calling the FBI mortgage fraud division about this. I have had enough of lies and deception. Time we take the bull by the horns people. They are shitting on us and illegally foreclosing on millions of sheeple and that is just evil.
Thank you Readdocs,I appreciate that….
Like Marcy Kaptor said in Capitalism a Love Story. They are treating the people like CHATTEL. From Webster’s New Dictionary, CHATTEL, n. Any kind of property that is not freehold. Fraudclosures are illegal on cloudy title and these bastards are scurilous and despicable.
There are some being punished in the banking industry, the little guy. My friend who has worked in banking for 15 years in bank security got canned out of nowhere. She is the only real income in the house because her husband is a carpenter and has been only able to find work on and off. They told her that she has to stay on call day and night to train the person underneath her or they WILL NOT give her severerance pay. DIE BANKER DIE…….
Wow.So it has come to that level now.Open threats,open abuse of employees- we see it happening here,have been for some time.And now that the banksters have bilked John Q.”Taxpayer” out of their Constitution….and the money supply is totally corrupted…all bets are off,it’s a feeding frenzy,open abuse of people now is to become the”accepted norm”????
Not on our watch.
Always the little guys and gals,eh?I am sorry Ivent to hear of this exploitation of your Friend;they are wrong,dead wrong,to mistreat her and hence her husband/family that way.Period.
DIE BANKSTER LIES DIE…
Jeanette, Soon the lawsuits will start flying when the people get fed up enough with being screwed by the tyranny.. Everbody is going to be sueing everybody. They shut up their investors by paying them off with our taxpayer funded bailout robbery. They will piss off the wrong person yet and this ticking time bomb is going to blow. Maybe they will fraudclose on something of Donald Trumps like Mara Lago. Something like that could change the tide for these crooks. He has the money to bring it all down. It seems like Wall Street owns him to though but, one never knows.
They always pick on the little guy and they been pissing on us for years.. Soon the little guy will revolt and I don’t want to be them when it happens. I remember when FOX had some moron on a few months ago who said that the little guy is hanging on to his house by his fingernails and they want all poor people to just die and he was laughing about it.. Every dog has their day.
Remove the legal cloud over foreclosures? Wow, these people are incredibly evil. One thing I guarantee is there will be chaos if they even try to make fraud legal. I agree with the NYT reporter, don’t believe a word they say. Truth is they are more afraid of us. There are more of us and we have more guns and gangs on our side. There will be a tipping point if there is not justice for the American people who have been financially terrorized for at least 3 years now. The sheeple are waking up to what they did. THE BIGGEST TRANSFER OF WEALTH FROM MAINSTREET TO WALL STREET TO THE OVERSEAS BANK ACCOUNTS OF THE ELITE. They robbed America in the intentional stock market crash, (SEE YOU TUBE VIDEO: CNBC ILLUMINATI CRASHES STOCK MARKET) privatized our wealth overseas and socialized the fake debt with the illegal tax funded bailouts that they forced on the people. Now it is NAZI CLASS WARFARE BY THE FEDERAL RESERVE to kill off MAINSTREET completely. There will be a tipping point as things continue to deteriorate because the crooks got away with it. Sooner or later the people will see to it that there will be a day of reckoning for all of them. MAKE WALL STREET PAY.
Methinks that the entire set of politicians with a few notable exceptions are sitting fraudulently….with their either banker”friends” or are threatened,their families threatened..by the same.
Fibberty and Just-this for all:(
Right Jeanette, , Like on attorney told me last fall, there is no fraud here, this is what they did!!!!! Robo-signing? there is no such thing!!! He pretty much said, the judges, hear no evil, see no evil, speak no evil and will just give the criminals a few petty little $200.00 fines..Well, the jig is up now and the truth is coming out. It is illegal for a pretender lender to even bring a foreclosure complaint on a cloudy title. I see the tide turning.
I cannot believe our leaders are ignoring massive criminal acts, since it is the banks committing the alleged crimes. Many of the foreclosures are filed by Trustee’s for Holders of Mortgage Pass Trough Certificates. The filings do not even identify who the “true party of interest” is! These are not even Mortgage Companies and they cannot accept payments. Some banks allegedly transferred these mortgages which have been forged/Robo signed at the time the bank was already in trouble with Regulators for violating servicing laws. It was more than just a few people that were being charged illegal fees and overcharged on escrow accounts, so their payments were not being credited correctly to the principal and interest thus causing what the banks alleged to be a default. One bank in Florida DEBANKED when they were required to stop this practice, and they transferred the mortgage to these Unidentified Holders at this time. Why is this is being ignored by the courts and the Attorney Generals? Countrywide transferred their mortgages to these Trustee’s who then foreclosed without even a Notice of Default or even an Notice they were the Mortgage Company. Most people could not find Attorneys to represent them. They just walked away from their homes in fear not knowing Countrywide was under investigation. The courts in many states never required the Plaintiff to show standing. Most courts did not understand Holders of Mortgage pass through certificates are not Mortgage Companies. No one knows who really got paid on many of these type of foreclosures.
The issue that is being missed is Why is Forgery Legal if committed by a corporation with the intent to deceive. Why is it legal for Attorneys working for Foreclosure Mills who make millions a years to file documents with the court that have false statement’s on them?
The average citizen cannot legally commit forgery or file fraudulent documents with the court! These are individuals at the banks authorizing Fraud!
This is a massize Corporate, Attorney approved Ponzi scheem.
Yep.It is…
Dear Jeanette,
Felt compelled to respond. Venting is good, yes a POW either learns to filter or not. Hope for the future is sometimes all we have. The bidders for the Rothschild’s are busy little rodents these days. Boy can I feel your pain. Please never give up the dog, find a way, I hear brilliance tapping at that key board of yours, there is always a way if we are committed. Dogs don’t need much, a little love and some scraps will do. What if your journey had a route and you are close to turning the corner headed to prospertyville? What would you do if you could not fail? Ask a quality question, get a quality answer. Not judgin, just saying. If you are low on faith or love I will be happy to loan you some of mine until yours flows back, consider it done. Yes, I care, you betcha. A great opportunity comes by about once a week, be on the lookout. LOVE OUT, david
“What would you do if you could not fail…” thanks David,I really needed that…and also,thanks for understanding about the dog…I’ll be happy to report that some of your faith&love came through:)
Some say Love conquers all…
Poly ticks.
Poly:multiple
Ticks:blood-sucking parasites.
Any questions?
Sorry folks my hope has changed to IRE.
Man left last August,I have no j.o.b. and all FRN’s are gone,history.Can’t pay jack,including the gov-mandated car’insurance’-which just went up(no tickets,accidents)and waiting on some non-existent”hope”..yah,my pity party stinks this a.m.
Gonna go walk Dog,as who knows exactly when the day shall soon dawn when I shall have no”choice” but to “voluntarily” surrender her also;that IS the day they(uhmmmn.IT?) may as well sign my ticket off this Earth…
please forgive me my meltdown,perhaps after the walk…severe thunderstorms with strong winds forecast &looks like they’re here earlier than anticipated..anyhow,maybe then I can think.Clearly.
Sure,if a P.O.W. has to focus the mind so do we..we are all in a war now,declared upon We,the People,by our acting government.
Nothing new under the sun indeed…
“the sun shineth upon the dunghill and is not corrupted.”~from a 3rd generation Farmer friend in N Dakota.they’ve been trying to run him of his Land,too.He was arrested before I ever knew him:he stopped a rape in progress(before cell phones & 9-1-1 et al) and the Black Robed his’Honor’ gave him time for”taking the law into his own hands”.the girl was 14…happened to be an illegal doing the raping.Not to say that it might not have happened by a Citizen,just that’s how it was.
Fun times in my once free country,sponsored by tyranny and treason…I dunno,can we still use the 1st?
I wonder if anyone still cares?
Anyhow yah,the Shaft,and TSHHTF…
Hope dies last.I sincerely grieve for ALL who are being pulverized by these reptilian brain-stemmed psychos masquerading as”leaders”.
Now if ya’ don’t hear back from me the helos came!!
Nah,too tiny a fishy:)Tin foil hatter and all…!
Thanks for putting up with me as I slowly lose contact with this altogether unreal,reality.
Just another pesky peasant in the tradition of Wat Tyler,Mother Batherick,Sir Wm.Wallace…you get the drift…
Peace,out…
again,thanks for allowing the venting…
Your dog will always give you unconditional love. There is not much of that in this world anymore. Don’t let the tyrants take that away from you.
Thank you for that….she is a Light in the encroaching would be darkness….thank you for the understanding/support…
I don’t see why we aren’t pressing for impeachment:
‘President Obama reneged on his campaign pledge to “change our bankruptcy laws to make it easier for families to stay in their homes.” ‘
Greg, your right, your spot on, however the people cannot impeach a President for reneging on a campaign promise, hell if you did that every president would have been impeached, they all say shit so they can get elected. Besides that “O” does whatever the Rothschild’s tell him to do when it comes to Banking and though it may come for Bernanke, Paulson, Geithner whoever it is still funneled down from the Rothschild’s and you and I are not on the upside of that plan. Wealth extraction is the name of the game, along with population reduction and a One World Order.
What our so called “enemies” call the evil empire.
OBAMA AND ALL OF HIS EVIL MINIONS CAN BE IMPEACHED FOR TREASON. I WOULD HAVE BUSH AND CLINTON BROUGHT UP ON THE SAME CHARGES. THAT IS WHY OUR FOREFATHERS GAVE US A RIGHT TO BEAR ARMS. TO DEFEND OURSELVES FROM A TREASONIST GOVERNMENT THAT IS ACTING LIKE A TYRANNY AND OPPRESSING ITS PEOPLE.
Too bad that the’news’ is so controlled but to be sure,sooner or later truth will out.Looking like a bit too late for Liberty and justice on the surface but hey…3%…all you need is 3%…
Someone said that Jay Leno(?) declared live that we could just give our Constitution to Iraq,since we don’t use it anymore…a few years back.Since I don’t watch the tell-a-vision much I can’t say but yeah,that seems to be altogether true.
‘Ruling’ elites….