Local foreclosure in national spotlight
COLLIER COUNTY, FL – An 87 year old woman is on the brink of foreclosure after her mortgage family made several serious errors. The woman’s case is in the national spotlight.
Margery Gunther, 87, has lived in her Immokalee home for almost 50 years.
“We put a lot of heart into this house,” said Gunther.
After losing her husband and son, and putting her youngest into a nursing home, the house is all she has left.
“It’s part of my family and my life. I took care of my dying husband and my sick son here. I don’t want to move anyplace. Why should I go to a nursing home?” said Gunther.
Gunther is caught up in a foreclosure mess. Her loan was transferred from a mortgage company, to a bank, to a depositor, to a trust, but the handoff was never documented and wasn’t officially recorded until months after the mortgage company filed to foreclose on Gunther.
Rest here…
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I like the woman’s attitude, demeanor, fortitude, and honesty. She should be a bank fraud investigator – reminds me of that mayor from Canada.
She should be able to claim adverse possession. Wonder what the laws are in her state. Wonder if her mortage is timebarred? Promissory notes and written contracts have a statute of limitation timebarring collection. It is 6 years in Washington State. Tell the judges the alleged debt is timebarred.
Debt Collection Statute of Limitations – by State
http://www.consumerfraudreporting.org/debtcollectionsol.php – CachedFind out what scams are being perpetrated in the name of debt collection; and your rights under the Fair Debt Collection Act on the useful free website.
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Debt problems: Statute of Limitations on Debt Collection
http://www.bcsalliance.com/y_debt_sol.html – CachedFighting debt collectors: Statute of limitations on debt collection.
California – Texas – Wage Garnishments — State Statutes
Yes, Dr. Ron Paul is the only one for President of the USA. He has been fighting alone in Congress for the last 20+ years. The only one standing up for us on the Congressional floor. He told us the truth in 2008 in the republican presidential debates. Remember, he is a libertarian and ran for president in 1988 as a libertarian. Since the 2 party system does not allow a 3rd to win, he changed over to republican, in the true sense of the word. That is the only way he can get into the debates, which we need to hear because he will discuss the issues at length, something NO other candidate can do. All the other spout talking points. Bachmann is a former IRS agent, taking our money for the illegal Federal Reserve. The IRS is a debt collector for the Federal Reserve, make no mistake about it. Herman Cain is a former Federal Reserve employee, so he’s out. Mitt Romney brought in healthcare, that is his demise. We don’t need the “health care” that includes pharmaceuticals drugs, which kill people and causes horrible side effects. We need unadulterated fruits, vegetables and unprocessed foods. That will keep our bodies healthy without the need for big pharma. Dr. Ron Paul also wrote a bill to keep vitamins and supplements legal, which big pharma is trying to outlaw. Pay attention to Dr. Paul, he sees the future correctly.
The IRS is a debt collector for the Vatican A/K/A The New World Order.
You are making great points about what we should be looking at when we elect a President. I think the American people will do their homework this election cycle. The people have to stop believing the media’s lies and poll numbers. We can’t let the WALL STREET owned mainstream media pick our President again. Shut them off.
What a shame, Outrageous!
SEVERAL SERIOUS ERRORS? RIGHT!!!!!!!! Notice what the guy says look for ERRORS but just because you find an ERROR does not mean you DON’T OWE ANY MONEY. F—-HIM. WE THE PEOPLE, THE UNITED STATES TAXPAYERS, DEMAND THIS WOMAN’S HO– USE BE GIVEN BACK TO HER FREE AND CLEAR BY THE U.S. GOVERNMENT OUT OF THE TAXPAYER BAILOUT MONEY WITH MONETARY RESTITUTION FOR UPSETTING HER.. DO YOU HEAR THAT OBAMA????? FREE AND CLEAR WITH MONETARY RESTITUTION….RESCIND THAT WOMANS LOAN…………………….I never knew what a reverse mortgage was. WTF???? THESE DIRTY GREEDY, SCOUNDREL BASTARDS GET THE HO– USE WHEN THE OLD PEOPLE DIE????????????????????????? OH FOR THE LOVE OF GOD IN HEAVEN. NO DOUBT ABOUT IT NOW, SATAN AND HIS COHORTS HAVE HIJACKED AMERICA…………………….
WHAT BANK WAS THIS????????????THROW THE BANK CEO IN PRISON!!!!!!!!!!!!!!!!!
OMG….WE NEED VENTURA TO RUN…WITH WHOEVER HE CHOOSES……MAYBE RON PAUL AS VP….BUT VENTURA HAS THE BALLS TO STRAIGHTEN THIS FRIG’IN MESS OUT…..WITH ALL OF THE COUNTRY BY HIS SIDE….IT IS SO FAR OUT OF HAND…I JUST READ MORE THAT FRIES ME…….BEYOND…………….I NEED A COFFEE….AND A BREAK……..JUST GETTING MY THOUGHTS TOGETHER.
Trust but Verify. I still haven’t heard Ron Paul say anything about FORECLOSUREGATE, the mortage fraud or the manufactured financial crisis. I want to know where he stands on this extremely important issue. This is all the marbles for me. The American people were robbed of everything and I want to hear it from his mouth that the American peoples homes are paid for free and clear because of the NEW WORLD ORDER PONZI SCHEME. Then I want to know who is funding his campaign. Politicians can be very deceptive to say the least. 20 MILLION ILLEGAL FORECLOSURES IN AMERICA AND NO DOUBT THE WAY THINGS ARE GOING, 20 MILLION MORE TO COME, WHILE THE U.S. GOVERNMENT JUST STANDS THERE AND ALLOWS THIS TO BE DONE TO THE AMERICAN PEOPLE. THAT IS A DISGRACE, TREASONIST.ALL BECA– USE PEOPLE BOUGHT HOMES THEY COULD NOT AFFORD. YEAH RIGHT, IF THAT WAS TRUE, THAN THAT IS REALLY A REASON TO FORCE WALL STREET TO PAY FOR ALL OF THEIR “ERRORS” BY RETURNING THE HOMES BACK TO PEOPLE WITH CLEAR TITLE.
WE HAVE TO BE AWARE OF THEIR WEAPONS OF MASS DECEPTION AS WELL. THOSE ARE THE WORST KIND. THAT IS WHY WE ARE ALL HERE.
@ Ivent – a reverse mortgage is simply taking the equity out of the property that would normally be passed on to the heirs of the estate @ death. A reverse mortgage is basically taking NOW what would be left for someone else (heirs) LATER. There are no payments during the term (usually beyond the borrower’s life expectancy) and payout can be made in several fashions: a lump sum payment, monthly fixed amounts, or a draw like a line of credit of amounts specified by the borrower. The interest on the amount taken is still accruing interest over time and at the death of the borrower the home DOES pass to the heirs but with a total of all the sums + interest that was advanced throughout the term of the loan. It is not true that the house goes to the bank or the lender. However, by the time the amounts are calculated, there is of course, no more equity left in the property. Usually the property is sold for about what is owed. It’s like a retirement fund for the future and when it was introduced, it was a good program for the retired and elderly. However, now, with property values so deflated the homes are left with amounts far above the current values. I myself was counting on the Reverse Mortgage to supplement my retirement but now that is all gone – there is no equity left. Also, note that the reverse mortgage only allows the borrower to draw out up to 80% of the current (then value) of the property. It was anticipated at the inception of the program that property values would continue to climb and the 20% was a “cushion” to cover expenses, etc. with a small amount left for the heirs. My children all knew what I was planning so they would not be looking forward to some ‘pot of gold’ from my home when I leave this world. I figured I have worked hard all my life and this was a way to reward myself. This poor lady was soooo duped and the bast*** that brokered this loan should rot in jail for taking her down the wrong path. What she got was NOT a reverse mortgage!
I still think it is sad that the elderly must resort to this to survive. It is just more proof for me that they want us to leave this world with just what we came here with, nothing. This is a tyranny.
87 and a 30 year loan!!!!!!! WTF.!!!!!! Pam Bondi office needs to get of their ASS and prosecute everyone involved in the loan process the got her that 30 year loan.
They are not going to stop. THEY WANT TO DECLARE THIS PROBLEM TOO BIG TO FIX SO THEY CAN STEAL OUR PROPERTY RIGHTS AND TURN AMERICA INTO A NATION OF RENTERS OF THEIR OWN HOMES. There is no political will to fix this. The people “elected” Wall Street , the Chicago banking cartel and George Soros for President when they “elected” Obama. They were his biggest campaign contributors and that is how the NEW WORLD order has hijacked AMERICA through their WALL STREET BANKING PROXIES and that NEW WORLD ORDER bastard George Soros. . . Obama said he believed in spreading the wealth around and he is a socialist with a NEW WORLD ORDER AGENDA. That is HIS IDEAOLOGY OF HOPE AND CHANGE, A NEW WORLD ORDER. That is all I see. Obama has done nothing for the people. We were all fooled again. We thought changing from Republicon to Demorat was the answer. America needs to stop drinking the kool-aid.
Obama’s calls SAUL ALINSKY’S book RULES FOR RADICALS, his bible. SAUL ALINSKY was a socialist. He believes in conquering by infiltrating. Obama was a community organizer in Chicago and that is how he infiltrated and made his connections..Since when does a man with a background a a community organizer qualify as President.? He did not even finish one term as Senator of Illinois. Wake up America…We got swindled again.
Obama is not a socialists, is a Republican dressed as a Democrat, On Health care Obama care its a Bob Dole and a MItt Romney republican health care plan he did not even fight for the “public option”, On Guantanamo still open, On the Bush Tax cuts for the super rich, he extended them, On Afghanistan he triple the amount of troops, and he is willing to drastically cut Medicaid Medicare and Social Security even that Social Security has a 2.6 trillion surplus, Not even a Republican president was able to do this, One more thing all of his administration is an Walls Street Administration, do i need to say more?
If you think the social security trust has any surplus in it, I’ve got a bridge I’d like to sell you.
The only things in that trust are IOUs printed on waste paper. That trust has been cleaned
out for years through the stealing of several presidency all the way back to Nixon.
Your right Readsdocs, Social Security is yet another Ponzi Scheme. Bernie Madoff said it, the UNITED STATES OF AMERICA IS ONE GIANT PONZI SCHEME. acmodspecialist, REPUB, DEMORAT, they are all NEW WORLD ORDER BITCHES. COMMIES IN SHEEPS CLOTHING. .
Well, I am sure Soros’s is involved with the NWO..he is mentioned to many times…but isn’t he about 80 or 81 years old…maybe lapse of memory will set in…and he will take a walk off a short pier…that reminds me…what ever happened to Henry Kissinger…seems like the past 3 years he has become silent..or have I just missed some action….not that I have any interest in him..just a void makes one question that…I never had good vibes when I would see him on TV….Plus he talked so slow I forgot the issue he was talking about…But I never drank the kool-aid..if I felt uneasy of who was running, I didn’t vote…when I felt good about candidate I voted for that person. To this day none I voted for every won…so I can say ‘ I told you so.’……
Our candidates never win Marillyn because too many drink the media kool-aid. People don’t realize the mainstream media can spin things any way they want when they are the only “news” people are willing to watch. People are afraid to step out of the box and watch alternative news. People don’t do their homework. They are brainwashed. I hope not this time. Look at what that scoundrel Bush got away with down in Fla. with that bogus recount in Fla. Not that Gore would have been any better but WOW, that really proves the people will believe anything the media tells them. The elite who are running the world are laughing at us and are thinking their evil plans are working….Question more……Trust but Verify should be the new motto of the American people. People have to stop being so damned lax about their freedom our we will all lose it.
This just makes me ILL….
I do not understand how any person with any kind of soul could manipulate one of our dear elderly patrons into such a position. As a mortgage broker for over 30 years I abhor those who have transformed our industry into such a mockery!
I do hope that some kind-hearted attorney will take her case (pro bono hopefully) and let this woman live without such torment…knock, knock.. Lynn S. where are you?
Bobbi, The devil and his cohorts have no soul. These stories from hell always remind me of the Rolling Stones song, Sympathy for the Devil. The Devil and his cohorts are here and their time is running out in which to fulfill their evil plans for the world. I have faith God is who is really in control. Satan is a great deceiver. His greatest deception is that he does not exist or he is more powerful than God.
Ivent – I am a firm believer and to this day give God the glory that he has given me the power to fight! Without that faith, who knows what I would have done. I am waiting but in the meanwhile I will fight wih the same fury that he fought evil in the world. I have asked Lisa if Lynn would be interested in a coming together of all for the good of all and go after these banksters. Her reply back to me was that Lynn was “I believe she has focused her fight in other directions at the moment.” I then have asked her if she can connect those of us who wish to band together to fight as a whole. At the moment, I have not rec’d word back yet. In an earlier conversation today with a co-worker we discussed the possibility of if ALL the people really knew what/where this economy really was, it would cause total havoc….marshall law!! We are fed propaganda on the real statis of this economy and most are eating up like chocolate cake!
Bobbi, I agree. People are being greatly deceived about everything from the jobs numbers to how bad things really are and it is all because of the mortgage fraud Ponzi Scheme swindle and heist.. Chicago has the highest foreclosure rate in the country but you never hear that in the local new. Not a word. If people came to Foreclosure court one day and just sat in and watched for one hour, they would be appalled at the numbers. If they would even watch the alternative media like RT news once in a while they might start to realize maybe someones been lying to them? . They are so brainwashed they are afraid to watch Al Jazeera. People have such closed minds. My doctor and I were talking and we both agreed, the only terrorists we have to worry about are the terrorist from within. I have noticed more and more people are talking and questioning more. This awakening is only happening by the grace of God. Lynn is doing other things and I can’t get an attorney to return my call about going after the criminals in my own case.. I have a feeling “something” is brewing. There is something up the Government’s sleeve where they are going to try and “fix” this mess and it better be what the people want which is nationwide loan recission and monetary restitution and the stolen homes and property returned to the people. Nothing else is acceptable. We were swindled and robbed by the foreign multinationals, and it was intentional.
I vent…Unless I read a false article….it was about the British and their laws…the laws that control America…it said Britain stands side by side with the Pope..who claims to own the world. It’s the Pope, British Royality ( the Queen) and Germany. The law for lawyers is the law under the British Guild…a Secret Oath….the lawyers cannot go against this law /.oath….or they will loose their license…and maybe more…they have to go against the enemy / slaves….meaning all people in America. That is why the Bar Association ignores us, the courts ignore all the frauds and goes against the homeowner.. and the lawyers cannot speak against the oath they take under the British. google it….this oath is called the ” Secret Oath “….that my friends is why no lawyers can help anyone of us..a few good ones are smart enough to go around this without ‘ breaking ‘ the oath…But I doubt any would come forth to handle the whole country…that would probably be a death sentance. Notice a few lawyers are having problems for ‘ whatever.’… They made sure that even with fraud we all will lose….and I am sure the government also is under a secret oath…notice no one is talking….and the AG’s siding with the banksters….they call us the enemy when in fact, they are the enemy….brain washing….they are the enemy to the whole world…
I don’t know Marilyn I heard it is Roman Law and the Temporal Power of the Pope. Check out what Eric Jon Phelps has to say about it on you tube. If the Black Pope is who is running the world than I believe Eric. He has done a ton of research..He wrote a book about it The Vatican Assassins: Wounded In The House of My Friends, Malcahi Martin a Catholic Theologian and trained Jesuit concurred with his findings as well as some Catholic nuns and other Catholics who have studied and researched this stuff. I have been reading about this stuff for a long time and I think that the finger clearly points in the direction of the Jesuits..
The elderly are usually the victims….in many area’s of life. It’s like they are prey to so many scams…it’s sad that some elderly have no family to watch over them. Yes, Lynn would be a good lawyer for this…and whoever wrote her up for a 30 year mortgage needs to loose their license for good. There are some good pro-bono lawyers in the state….I am sure there will be free help for her.
People assume reverse mortgages is a guarantee of a forever home. RMs can be put into
mortgage too. They are one of the latest of scams in stealing properties.
Ask yourself this question: Are reverse mortgages bundled, securitized, and put into pools
for trusts?
Readdocs, I am horrified. So we need anymore proof that there is pure evil lurking from within our own country? Forget about the terrorists from the outside. The only terror we have to worry about is the terror lurking from within. The U.S. Government is so corrupt and weak and infiltrated with the NWO it is sick. WE THE PEOPLE need to rout the devils out, expose them and remove them from office. The lobbyists are destroying America. That is why our vote does not count. They use us to pay their pensions and their salaries but the real money comes from the FOREIGN MULTINATIONALS. We now see where that got us. The foreigners have hijacked and infiltrated our Government and our Judiciary.
While I am only 80 I can feel her frustration with noone to do battle for her’ . This banking industry needs Ron Paul to go through it with a vacum cleaner. He seems to understand the system/