Five years later, and in reading these posts, what’s changed? Ocwen’s been sued multiple times, with multiple consent orders placed against them…and where’d the Pricipal Reduction monies go that we to help homeowners in Feb. 2014? They to get a PR from Ocwen, I dare you! They always says, “Not allowed do to Investor Restrictions.” Problem is when you call Wells Fargo, the Master Servicer, or US Bank, the Trustee, they say that Ocwen can except the $100,000 Principal write down from the CFPB 2013/14 Consent order. Ocwen is head quartered in FL. The Department of Business Oversight in Ca. has hired FIS to be the “Monitor” at Ocwen for the DBO’s 2015 Consent Judgement against Ocwen! Try to report your personal case file or box of docs to FIS, or get a phone call back from them about predictory lending and unfair debt collecting practices by Ocwen…go ahead, dare you again. Now Ocwen’s sicked an attorney’s group onto our family, without prior notification, locked us out of accounts, threatened to foreclose if we don’t sign a Settlement and Release Agreement,(GAG Order), and the whiny attorney won’t sit down in person to work the details out with the loan mod, or talk to us on the phone, because he says, “We’ve made false statements about his firm!” He’s pissed because his young attorney didn’t send detailed docs to us in 6 months, lied to our DA,(saying we turned down mod offers), and all the while, Ocwen told Altisource to file a Notice of Trustee Sale 8/18/16. This is clearly Dual Tracking. Recording a Sale Date while in a workout is against the law. Ocwen can’t manage employees, departments or their hired bully attorneys. What a whimp this esq. is! We’ve offended him, and his firm. Give me a break. AHMSI, Homeward, and for the past 4 years Ocwen, have lied, stalled, lost docs, ignored leagal-aid attorney’s letters, blamed a two year fiasco of a 2009 loan mod on us,(one that put us in a “Default Code” status because AHMSI back dated our first payment due date to 14 months before we signed the loan mod docs on 5/17/11 but never got a payment coupon till 7/1/11. AHMSI did not bring due dates forward, nor did they disclose they added $35,000 to our loan balance through an amended contract! It took us 17 months and a filed complaint with the CFPB and the AG to get any of those figures in writing! Our foreclosure was put on hold as of 10/24/12, but our account remained coded as under “Foreclosure or Default”! The 11/20/12 sale date was on “HOLD”, but AHMSI and Homeward NEVER fixed our credit reports, they never filed a “Notice of Rescission” with the county to rescind the foreclosure. All the hours spent customer service, a the vacations postponed, my husbands’s health crus in 14′, and Ocwen’s whiny, thinned skinned attorney, is offended! I wish everyone in the US that is experiencing this type of abusive lending/modification scheme would unite and go after banks and servicers like Ocwen and Wells Fargo with great verve and vengeance! If you’re a Pulp Fiction fan, a speech of Samuel L’s comes to mind. My question is to Houser & Allison, does my husband send you his questions by snail mail or carrier pigeon? Good grief, get a spine man!

I have a home in Bexar County, Texas (San Antonio) that I may loose to foreclosure.
My service company is Service Portfolio Servicing, Inc., the original lender was New Century, than Countrywide, than Bank of America, and now SPS
Can you help me.

Kerry Garner 210.378.5038
email hkgarner@gmail.com

How did that action help his client? Who was he working for? The bank? BTW- when suggested last year that he meet with April Charney, we had one very unhappy attorney at FRLS. He stated he didn’t think she would have anything to offer.

Now, the same attorney at Florida Rural Legal services gives his client 2 options, either he will negotiate a move out date (even though he was unsuccessful for months in getting in contact with the bank’s attorneys), or 2. he will withdraw from the case.

Talk about a gun to the head of his own client. He really wants this case off his desk even though the bank does not seem that interested for whatever reason.

What a sickening situation. We have no idea what to do next. We can’t find any attorneys that want to fight to win on this case which happened to be the Ponzi scheme or shell game played between the 5 main banks. Our attorneys are being pressured so much that they don’t want to take the chance with their own lively hoods and be “black balled by the judges”. We do have to realize that any attorney wanting to fight the corruption is likely going to be marked with a Scarlett letter and they have lives and families too.

We are the sheep headed for the slaughter. Our country is being destroyed from within and without. Families are falling, spirits more than broken.

Rose Mary ~ if I were you I would first send the company that you are making payments to a “Qualified Written Request” via certified mail [you can find a copy of these QWRs online – I also add “who is the holder of my blue ink promissory note and my blue ink mortgage note to the list of my questions ~ They have 20 days to respond and 45 when supplying documents ~ This will start a foundation or history of where you might choose to go with your property protection………

After they identify who is the “holder of the note” [ some do lie – hee hee] but you will have this letter in the words of the people who are taking your money/payments as evidence ……….I would file a complaint / “Quiet Title Action” and look up “public notice servicing” — “service by public notice” — you can ask your local clerk of court which newspapers they require to qualify for their county……….

You serve a copy of this QTA on everyone that you think is involved or that that the servicer’s answer letter list [whether it be a trust or investment firm] …next they have to answer to the court and to you with a court document called “ANSWER” or “ANSWER AND AFFIRMATIVE DEFENSE” or even [but not normally] a “MOTION TO DISMISS” ~ a MTD is really a waste of time for them because the QTA may be served upon numerous parties………..If they do not show in court, then you immediately ask the judge for an “ORDER” which will evidence in his own words where no parties of interest make any claims against your property………..once you get this order you can request that the deed of records or records recorder office [name/ title varies by states] to file for any releases of claims against your property………..

Once you have done this …….then contact me and I will show you how to implement the proper actions that will protect you from these crooks forever…………

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This is not the case..I am a servant of the Lord and I am also a Sovereign..If you are asking to attack this is not the place..We are here to contribute and share. May God helnp you.

I am not a 14th ammendment, nor a tax protestor.

Fito, with all rights reserved.

Please dont be ashamed.. we never choosed the place to be born..if you dont mind please continue learning, sharing and acting intelligent. we will make it.

Fito, with all rights reserved.

The BAR is not supposed to work in the usa.. Why dont we know better? Please find out what BAR is..

Love u all. with all rights reserved.