Fla. AG urged to get tough on foreclosure deal
TALLAHASSEE, Fla. — Religious and community groups urged Attorney General Pam Bondi on Monday to take a tougher stance on a proposed settlement with the nation’s five largest mortgage lenders over deceptive foreclosure practices.
A pair of ministers and an evicted former homeowner delivered a letter after holding a news conference outside Bondi’s office at the Capitol.
They contend the proposed $25 billion national deal that Bondi supports doesn’t go far enough. They say that’s because the negative equity on homes in Florida alone is about $120 billion.
“We want her to use her position to advocate for families all across the state of Florida who are struggling to stay in their home,” said the Rev. Errol G. Thompson Sr., board chairman of PICO United Florida.
The Rev. Russell Meyer, a Lutheran minister who serves as executive director of the Florida Council of Churches, said putting people out of their homes is hurting Florida’s economy as well as families.
“It has children living out of cars and then looking for a warm meal when they go to school,” Meyer said. “This is not life. This is not what we’re meant to have.”
Bondi spokeswoman Jennifer Meale said in an email that their concerns are “misguided” because the settlement would provide a historic level of monetary relief and will overhaul the mortgage industry.
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PAM BONDI IS AS GOOD AS TITS ON A BULL “– USELESS” WROTE TO HER 2XS & GOT THROWN TO OCC
OCC THROWS YOU TO FEDERAL TRADE COMMISSIONER I.VE GONE AROUND TWICE ON THE MERRY GO ROUND, TWICE NOW GET OFF TAKE THINGS INTO YOUR OWN HANDS IF YOUR JUDGES ARE CORRUPT& DIRTY DO WHAT I DID “NULL” & “VOID’ FORECLOSURE, JUDGEMENT, NEXT SALE, AQUIT CLAIM DEED NOW MY APPEALS (6) ARE IN LAKELAND, ME VS. “CURRENTLY ‘UNKNOWN’ APPELLEES,
AIN’T THAT SOME “SHIT” !!!!!
DUE TO THERE ARE ‘NO’ LEGAL’ ENTITIES IN FLA,& JUDGES HAD NO JURISDICTION,THEY ARE S.O.L.
“SHIT OUT OF LUCK !!!!!!!
‘OH’ WELL ‘SHIT’ HAPPENS……IF YOU ‘VE HAD AN ILLEGAL FORECLOSURE CALL YOUR “OFFICE OF FINANCIAL REGULATIONS, I CALLED TALLAHASSEE, FLA. WHERE I LIVE & G.R.P. LOANS L.L.C. NEVER EXISTED & LAST OF NO.# 5 OUT 12/31/10 & ILLEGALLY SOLD MY HOME 7/27/11 JUDGE REF– USED ME INJUNCTIONS FOR 5 MO. TO “STOP” ANY SALES, IGNORED, & THEN WHEN I GAVE JUDGE PROOF ‘NO” G.R.P. LOANS L.L.C. NEVER EXISTED, AFTER THE FRAUDCLOSURE, $ 293,000
ILLEGAL JUDGEMENT & NOW THEY’RE GONNA FLIP MY HOME I FIXED THEIR ASSES PUT A ‘STOP’ FILING PAPERS INTO COURT VIOLATING MY PRO.SE’ CONSTITUTIONAL CIVIL RIGHTS, OBSTRUCTING JUSTICE &
CREATED A “GROSS” MISCARRIAGE OF JUSTICE, i “NULL” & “VOIDED” EVERYTHING HA HA I ‘ LL SHOW
THEM…… “NO” JUSTICE IN THE COURT ONLY MORE “INJUSTICE” THESE JUDGES ARE “BIAS”, “PREJUDICE,” & “DISCRIMINATING”…
The banks breached their fiduciary duty via the TITLE COMPANIES…..! The banks hid behind the scenes of many perps!
$1800.00 what an insult in th elight of the equity losses and the blood, sweat and tears of the homeowner that took such great care of their homes and added so many extras hoping to improve their homes for increase value sometime in the future…all down the drain in the banksters criminals pockets.
$1800.00!!!! WOW! Whose idea was that anyhow?
This SMACKS of: a Legalsleezey Law Mercenary, Chroanie EsQuire, Club of Roma, Rich Bankster, Back Door BAIL OUT on the Backs of the RAPED VICTIMS!
Smells of Blaiming The GANG RAPED Victim, for The Octomom’s consequential Results!
This mere: “Token Pittance,” for: the “TRILLON$ of WEALTH $TOLEN” from: Hard Working Americans, to Let THE TALMUDIC Legal Cults of The HOOK, for the egregious, abhorrent THEFT SCHEMES, is a TRAVISTY of Just US, and ABOMINATION to Rule of Law, and a Mega-OBELISK Phalanx, [ a euphymystic Middle FINGER! ] into the EYE of CREATOR, and HIS natural common Law!
This observer suggests: that if this: CONcocted DEMONIC Legal Scheme, goes forward, the Pitchforks and Torches; will be turned on the Legal cAH-Ba’als, and Unleash the FURY of The FATHER, on the Banksters and their Legal CoCONspirit-ors, precipitating a likely Legal ARMEGEDDON!
The fact that the Obama administration is pushing the AG’s to settle for fraud is the most despicable part of the story..! THAT IS APPALLING!
I went to the original article link and I saw there a posting by Weinderlaw which reads as follows:
I wish reporters would start actually reporting rather than just parroting back he said/she said comments with no investigation of facts. The most glaring fact missing from any discussion about the AG settlement is the FACT that the attorneys general themselves are being pressured to sign onto a deal by February 3 and yet they themselves have not even seen the deal terms. How do I know this? Because I’ve read the letter Nevada Attorney General Masto sent to the feds. Bondi is out pimping a deal for Obama, screaming at other AG’s because they’re not willing to sign onto a deal that lets the banksters walk free….oh, and by the way, the penalties do not come from the banksters….they come from the investors…you know, little people’s retirement accounts….but those are just pesky details that are ignored in the rush to cave into the banks…..
He hits it right on the head of the nail! And this is just how they (Bondi and all the rest of the AG’s office) is screwing Florida and the rest of the USA!
Please get it in your mind that Mortgage Fraud and Foreclosure Fraud are two separate crimes and focus must be given to the definitions of the two.
“Mortgage Fraud” is a long-established criminal act that must always be severely prosecuted…. but —
Our most pressing national mortgage-related problem is not mortgage fraud, but “Foreclosure Fraud”!
The “culprits” and the “victims” are different parties:
In Mortgage Fraud, individuals fraudulently manipulate real estate activities, sales and closings… The “culprits” falsify information to obtain loans to finance homes…. The “Banks and Lenders” are the “victims.”
This is the only kind of crime Bondi acknowledges, but she does I poor job in pressing proscecutions in this area.
With Foreclosure Fraud, it is the “Banks” and the “Wall-Street Lenders” who are the “culprits.”
Homeowners, local governments, pension funds, and other investors are victimized.
Banks are stealing homes from homeowners. They do this by suing for foreclosure without proving they have standing to sue and without presenting to the court proof that the “borrowers” have defaulted on an obligation owed to the party named as the plaintiff.
Bankers’ attorneys routinely bring forged and fabricated documents to court. They then submit perjured documents regarding factual information required by law and “rubber-stamped” by local judges who do not question either the documents nor verify that the foreclosing attorneys are actually representing who they say they are representing.
These same banks fraudulently by-pass local land records offices and illegally evade paying fees and taxes which could be providing much needed local revenues while leaving land records rooms with severely clouded property title chains! There are land recorders in our nation who have proclaimed the records rooms they are responsible for maintaining as a “scene of a crime.” ….Document fraud the land recorders did not cause but are now the “stewards” of the mess that has resulted.
Pension funds and other investors have been lied to by the “investment bankers of Wall-sStreet” whose “offerings” were bolstered by suborned ratings agencies. As such, millions of Americans whose funds managers purchased fraudulent securities rated “AAA” have seen the value of their retirement funds reduced by 30-40% or more. Our national economy is in a shambles due to this one scandal alone!
We must re-frame the task of the “President’s Working Group.” The “committee chairs” must be told that “Mortgage Fraud” is not the foremost priority desired by the Homeowners/Voters of America.
What must be targeted as the highest priority is Foreclosure Fraud!
In every communication we initiate, those who are involved with this issue must clearly state the words “Foreclosure Fraud”!
[My favorite descriptor is “Fraudclosure,” but the nomenclature of the this vital issue must be re-framed to stipulate what the issue is. ]
Otherwise, millions of Americans will ultimately lose years of the fruits of their labors to theft by thieves and scoundrels.
Definitions of words are vitally important. Ayn Rand stated “Words have meaning!” The words we use daily direct the argument we are making.
Just as the “Banksters'” public relations folks have effectively created the proposition that there were thousands of people who created “Liars Loans” to “Get mortgages they could not afford!,” we must consistently counter (with accurate words) the notion that it is the homeowners who “Just want to get a free house!”
We must repeat with vigor and clarity that it is the “‘Banksters’ who “want a free house!” ..So much so, in fact, that they intentionally engineered a system designed to manufacture and create unjust results.
The very idea that a “tryer of facts,” any judge, who would proclaim that the bank may proceed when no legally certain, and verifiable proof of “standing to forward a legal case” exists by the foreclosing party… The very idea is repugnant, but these actions take place daily in American courts! Any judge that permits perjury in his or her court should be re-called by the citizen homeowners of his or her jurisdiction.
Where are the cases being filed that will hold judges accountable to the law they are sworn to adjudicate?
And… for the millions of homeowners who live in “non-judicial states”… the real estate law of every state that prevent judicial review of foreclosure by local courts… those state laws must be overturned.
Indeed, “non-judicial foreclosure” was the first, foundational step of the banksters and Wall-Streeters who engineered engineered massive, unregulated, residential mortgages securitization, and the “MERS-Machine” that enabled the massive Ponzi scheme that must be unraveled!
Danjs…The foreclosure fraud is the cover up for the ORIGINATION FRAUD…which is how they committed the mortgage fraud…They never sold the loans, just interests in the notes…hundreds upon hundreds of times….they don’t even have a clue how many times..! The ORIGINATIKN FRAUD allowed them to hide the fact they never sold the loans and delivered them to a trust and that is his they hid the fatal flaw of separating the mortgage and note…That is the key to securitization and why if it is not done right it destroys the mortgage contract…Those steps..b and c..would have prevented this massive collateral mortgage/note fraud from occurring…The only trusts they set up were their own trusts..which they cleaned out and shut down before the bubble burst! They should all be in prison…The mortgage brokers did what they were told and got them all of the loans they needed to keep the fraud going…This is truly the fraud of the banks…the title companies had to KNOW as they acted as fiduciary for these liars trusts…!
This is the main reason why foreclosures should have been halted a long time ago..! The banks have no clue how many times these notes have been sold or to who…! That is why you can never pay off the mortgage..and paid off mortgages are being resurrected….! No one is safe from the unsustainable debt bomb that the banks and Wall Street created out of thin air off of those notes…We took out one note/mortgage…they took out hundreds and hundreds by overselling interests in those notes…THAT IS WHY EVERYONE IS PAYING FOR THIS MASSSIVE NOTE FRAUD…..THE FEDERAL RESERVE AND THE BANKS AS WELL AS THE STATES ARE STEALING FROM EVERYWHERE IN ORDER TO ALLOW THE CRIMINAL BANKS AND WALL STREET TO MASK THEIR MASSIVE DEBT FRAUD..AND CONTINUE PAYING THEIR UNSUSTAINABLE DEBT FRAUD…THEY ARE BANKRUOTING TGE PEOPLE TO KEEP THIS MASSIVE FRAUD SECRET! FOX BUSINESS STILL TALKING ABOUT PUSHING TGESE FRAUDCLOSURES THROUGH! EVIL BASTARDS. THEY THINK THEY ARE SAFE FROM THE UNSUSTAINABLE DEBT CARTEL…! NO ONE IS! JUST THE OLIGARCHS AND THE PLUTOCRATS! People are nuts to buy a house right now! The house of cards is going to come down after they run out of money to steal from all of us and we are completely broke! Then the plutocrats who are behind this Hitler plan will usher in their evil fix for TGE failure they created,!! The big banks need to be shut down..we need our own currency backed by natural resource revenue like natural gas…There is nit enough gold to out America on a gold standard…it is a trick…to usher in the one world currency and TGE microchip! We need State banks and ABOLISH THE FED..IT IS A DEBT TYRANNY!!!!!
The GOLD STANDARD IS A TRICK…THERE IS NOT ENOUGH GOLD TO PUT AMERICA ON A GOLD STANDARD….! RON PAUL MUST BE WORKING FOR THE EVIL ROTHSCHILD/VATICAN EMPIRE BECA– USE THEY ARE THE ONLY ENTITY WHO HAS THAT MUCH GOLD!..BEWARE OF THE GREAT DECEIVERS!!!! THEY ARE EVERYWHERE! THE ONLY FIX FOR THIS MANUFACTURED CRISIS AND THE ONLY WAY TO MAINTAIN NATIONAL SOVEREIGNTY IS TO RESTORE THE U.S. CONSTITUTION….ISSUE U.S. BANK NOTES BACKED BY NATURAL RESOURCE REVENUES LIKE NATURAL GAS! SHUT DOWN THE BANKING CARTEL!!! ABOLISH THE FEDERAL RESERVE BANK!! IT IS UNCONSTITUTIONAL AND ILLEGAL TO PRINT MONEY OUT OF THIN AIR!! IT IS COUNTERFEITING!!!
In my case, the origination fraud is evident. Beginning with Fremont and MERS and balooned by two separate, post-closing assignments “robo-signed” by no less than six “VP’s and notaries”
I BK’d “pro se” to avoid immenent foreclosure….(after fighting back 6 trips to the courthousein three years) to flush out a real “lender.”
When the opposing attorney filed to lift the stay of foreclosure, I was prepared and filed an instant rebuttal based on closing and “assignment” records from my courthouse.
The trustee scheduled as “special session” to review my response to the lift of stay request… After I answered her questions she said she would contact the opposing attorney and “discuss the paperwork.”
The result? Within 24 hours I received notification from the Trustee that the hearing for the lift of stay was “postponed indefinitely by the opposing counsel..”
Even so, I showed up at the scheduled hearing if “something was amiss” and I “miraculously” was on the docket, I could present my case to the judge. It wasn’t necessary… I was excused and not called back later. In time, the BK clock that started when I filed as a Pro Se “Attorney,” ran out. I received a discharge of all debts. My case was not dismissed.
I learned several very important things:
Number one…. Bankruptcy is not the “end of the world.” I know who I am, and I am not a “deadbeat.” Even before I filed (other than the dispute about my home,) I had no significant debt… I learned that lesson 15 years ago without BKing.
Number two: My strategy of listing all “credtitors” as “unsecured” to force out a real note holder was successful…. I listed every corporate name on every closing paper and every “assignment,” as well as two “mortgage servicers” and their attorneys… I included the initial appraiser and the mortgage broker. None reared their ugly heads (other than the last mortgage servicer’s attorney) who “disappeared” after his conversation with the trustee.
Finally, because I stayed in the courtroom to watch the proceeding of the remaining cases regarding the lifts of foreclousre stay I reallized a major”kink in the process.”
Including me, there were 25 cases scheduled for the “meeting before the judge shows up.” I was told I could stay because I was no longer on the docket. The remaining cases were “completed” in less than 15 minutes.
All of them had an attorney to represent the foreclosing party. Only one had an attorney representing the homeoowner (in this case the issue was “settled” amonst the attorneys by the defense attorney proving to the bank attorney that the client had paid a payment that was not credited by the local Wells Fargo office (I eavesdropped.)
Every other case (23,) because no “defense” at all was “present,” was taken to the judge who in 5-10 more minutes, “lift the stay.” There were 8 judges in the building hearing cases…. two sessions per day….. Do you have any idea how many people lose there homes simply because they are “intimidated” by the process? They walk away because they are confused. They never see an attorney, a judge, or a courtroom.
To avoid losing homes on he courthouse steps, people must go into the building and clog up the courts with “bodies.”… not like “Occupy” but as citizens directly and adversely affected by legal matters.
The “kink “is that whether it is in BK or in local Superior Courts, if the homeowners of this nation will just “show up” by taking the time to find out their rights and/or file cases, the travesty in this nation will come to a screeching halt.
Danjs..you are right..they have homeowners so focused on going after the fraud and forgery that the fact it is really an unsecured debt escapes them..My case is a bit more complicated as it involves our commercial property which was our family business and we planned on retiring from the sale of that property in our later years..We were forced to lease it when our business credit lines were pulled when Wells Fargo bought out Wachovia…they pulled our credit lines and put our business of 25 years out of business..then the County doubled the property tax out of no where..leaving us short on rent collection…! The property is now in receivership..and we are fighting w/o an attorney..they committed a lot of fraud in the foreclosure because they don’t have the note..They are crooks..!
The reciever told us they don’t have the note…and they swapped bad notes with a third party debt collector after the fraudclosure lis pens was recorded…the third party recorded 4 assignments from out of state with out of state notarizations…after the lis lends was recorded to Bayview llc and 3 more assignments back to the originator! Trying to create the illusion of chain of title when they never had one! Fraud, fraud and more fraud! This charade has been going on for over 2 years!