Kathleen Passidomo | Let me set the record straight on HB 213
Guest commentary
Much misinformation TRUTH has been written in the blogs (much of it intentional) about my foreclosure bill (House Bill 213) that passed in a bipartisan vote in the House Judiciary Committee last week and was referred to in L.N. Ingram III’s letter to the editor Friday.
I would like to set the record straight. Without commenting on the patronizing and downright nasty tone of Ingram’s letter, H.B. 213 does not contain any provision (to quote him) “that if a bank wrongfully forecloses a mortgage, and homeowners wrongfully lose their home in the foreclosure sale, they cannot get the foreclosure sale set aside, but may merely be awarded monetary damages.”
Yes, correct, the FINAL bill does not contain that provision, but when the letter to the editor was written it did.
The bill contains four key components:
1. Much has been written about the defective documents that have been filed in foreclosure cases over the past several years. In order to put a stop to this practice, the bill sets forth specific requirements of lenders when a foreclosure complaint is filed and requires them to file accurate and complete paperwork at the outset of a foreclosure action or the complaint will be dismissed.
This statement makes no sense. If the documents are defective, they are defective. It does not matter if they fabricate them BEFORE the case is filed or not.
2. Florida law currently contains provisions known as “order to show cause” which allows only the lender to request the court to review the pleadings and issue an order to the defendant to “show cause” why a judgment should not be entered. In this bill, if the defendant fails to respond within 45 days (current law is 20 days), the case moves on to final judgment. If the defendant responds and files a meritorious defense as determined by the judge, the case will be heard by the judge. This bill allows any lienholder (including condominium or homeowners associations) to also ask the court to hold a “show cause” hearing. This provision is critical to condo and homeowners associations which may be owed thousands of dollars in unpaid assessments while the foreclosure case is stalled in the court by a lender that does not want to move the case along.
Rest here…
If anyone else want to send a letter to the editor to set the record strait, you can do so here…
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We should all file fraudulent documents on the court against the banks. We should all file paper work to foreclose on the banks properties. I bet when we the SHEEPLE get caught it wont be just dismissed. We will be RAPED & PILLAGED by our legal system until we prey for mercy and get a few years in jail either way. When they do it, its ignored and if its caught its no big deal. Amazing what we have going on here. That in this great nation we have to live with this obvious favoritism of the banks. Its straight to our face and if we don’t like it tough. Guys whats coming in the future is going to be worse if continue down this path. unfortunately we most likely will. The TSA will be expanded in the name of security. More & More laws will be passed for our so called security that will drain our freedom. We already have banks going into folks homes at will, & our local police call it a civil matter. When you give up your freedom for security end up with none!
Anyone see the commercial for HOMESAVERS…????? OR IS IT JUST A CHICAGO TRICK..??? THEY OFFER TO SELL YOUR HOME BEFORE YOUR NEXT FRAUDULENTLY INDUCED HO– USE PAYMENT IS DUE….!! FUCKING DIRTY ROTTEN SCAMMERS……ALL OF THESE DIRTY ROTTEN SCUMBAGS ARE ALL GOING TO GET WHAT THEY HAVE COMING WHEN THE SHEEPLE FINALLY WAKE UP AND REALIZE HOW BADLY THEY GOT SCREWED BY ALL OF THEM……THEN I WOULDNT WANT TO BE ANY OF THEM..THEY BETTER BE PREPARED TO RUN FOR THEIR UNDERGROUND BATCAVES IN A REAL HURRY, REAL SOON….BECA– USE WE THE PEOPLE ARE ARMED TO THE TEETH….AND DONT WORRY…WE THE PEOPLE ARE COMING TO GET EVERY LAST ONE OF YOU NWO GLOBALIST PEDOPHILES AND PEDOPHILE AIDERS AND ABETTERS…WE THE PEOPLE WHO KNOW THE TRUTH KNOW THAT ALL OF YOU ARE NO MORE THAN DIRTBAGS ROTTEN TO THE CORE CON ARTISTS AND REALLY SICK, SICKOS……!!! THE WE THE PEOPLE… MILITIAS ARE COMING YOUR WAY VERY SOON…EXPECT US..WE DO NOT FORGIVE..!! .WE DO NOT FORGET…!….WE THE PEOPLE WILL OCCUPY AND DEFEND OUR FREEDOM AND OUR LIBERTY…. WITH OUR LEGAL AND CONSTITUTIONAL RIGHTS …. EVERYWHERE…WITH…GUTS, GUNS AND GOD….!
“requires them to file accurate and complete paperwork at the outset of a foreclosure action or the complaint will be dismissed” ALREADY EXISTS, and when fraud is obvious (as it is in almost all cases already) it SHOULD already be dismissed – YET THEY ARE NOT AS A MATTER OF PRACTICE, Passidomo is a lying sack of S&^%. I was there at the last three committee meetings, and she FLAT OUT LIED, even when Senator Oelrich asked her specific serious important questions SHE FLAT OUT LIED, and I think he saw through that and voted against it. The banksters committing this (HER FRIENDS) should be in jail!!! SHE should be in jail as well!!!!
BECA– USE…SHE A STUPID HO…SHE A SHE A STUPID HO..THAT IS THE HONEST TRUTH …ABOUT ALL OF THEM…IN WORDS SPOKEN TO THE MASSES…..THANKS TO NICKY MINAJ WHO IS SPEAKING THE TRUTH ABOUT THEM..SHE IS THE VOICE OF THE TRUTH THAT IS SPEAKING TO THE YOUTH OF TODAY…AND THE YOUTH OF TODAY ARE SCARY SMART…!
SCREW ALL OF THEM…!!!! AND SCREW ALL OF THEIR FABRICATED BULLSHIT…!!! WHO GIVES A FLYING SHIT OR A FLYING PIG… WHAT ALL OF THESE CRIMINAL BASTARDS DO…???? LET THEM ALL LEGISLATE THEMSELVES ALL RIGHT INTO ANARCHY….BECA– USE THE TRUTH IS….THESE COLORS DON’T RUN….!
OR IN THE WORDS OF DAVE CHAPELLE…WHO HAS THEIR ROTTEN NUMBER…
.KISS MY ASS ALL OF YOU ROTTEN MO-FOS….!
This sad person is a real Republican Neocon. She clearly realizes that the banks file fabricated documents on our courts, yet the penalty would be having the loan dismissed, which s law already in every aspect what is considered FRAUD! Yet she is not trying to enforce those laws with more authority. Why does she not present a law that states if a plaintiffs attorney is caught committing fraud on our courts, the case s dismissed for ever & that bank can never seek a foreclosure again. Why! Because she is a Bank loving scum bag! A wolf sheepskin clothing.
A “BIG” $ 2000. WOW THEY GOT A “FUCKEN” NERVE TO MAKE THE “FRAUD” GO AWAY I DON’T THINK
SO, LET’S TAKE THEIR HOME. LIFE & EVERYTHING AWAY & GIVE THOSE “FUCKER’S ESPECIALLY
JUDGE’S WHO “AIDED” & “ABETTED” THIS “INJUSTICE” AND ALLOWED T HIS “BULLSHIT” FLY.
IT’S SO SICKENING THESE PEOPLE ARE “PATHETIC” THESE JUDGES CAN YOU IMAAGINE
WHAT A “SEX” LIFE THEY HAVE THE ASSHOLES, IF IT WASN’T FOR THE $$$$ THEY WOULDN’T PUT UP
W/ THEIR SHIT
YES IT IS A GLOBALIST NWO PEDOPHILE FILTHBAG CON JOB…AND IT IS ALSO A SUICIDE SQUEEZE…AND THEY ARE THE ONES WHO ARE GOING TO WANT TO KILL THEMSELVES WHEN WE THE PEOPLE ARE THROUGH EXPOSING THEM…AND ALL OF THEIR MASSIVE, CRIMINALS SECRETS, LIES, DECEPTIONS AND FRAUD…AND IN THE END…ALL OF THESE SCUMMY DIRTY BAG FUCKERS WILL BE THE ONES WHO WILL WISH THEY WERE DEAD AND THEY WILL WISH THAT THEY WERE NEVER BORN….!!
In spite of Passidomo CROWING about “stopping the practice” of filing “defective documents” in foreclosure proceedings, she and her pro-bank cohorts obviously don’t care enough to have that done UNLAWFUL activity mitigated IMMEDIATELY.
Check out the language of the bill.
Anything in this awful bill that might possibly be construed as a “good thing” for homeowner/mortgagors is specifically said to be PROSPECTIVE only and applicable ONLY to NEW actions brought on or after July 12, 2012.
BUT…. ALL the stuff that the banksters wanted to disadvantage homeowners is said to have IMMEDIATE applicability to ALL existing mortgages and EVEN to ones currently involved in ongoing litigation. THESE SECTIONS ARE UNCONSTITUTIONAL AND MUST BE CHALLENGED. IF FLORIDA LEGISLATORS AND THE GOVERNOR MAKE THIS TERRIBLE BILL A BAD LAW, IT MUST BE OVERTURNED.
True its a terrible move. Still what is already in litigation is just that. In litigation and wont be affected because their already motions that have been heard and ordered on. This bill may just back fire on them.
What banks have their paper work in order? None. Yes their plenty of neocon judges that don’t care and will rule always for the banks, which is what concerns me most. This law with corrupt judges will be a bad mix. That’s why folks should file a bankruptcy and include the mortgage as unsecured debt even though you know it is, to make the Banksters show a bankruptcy judge the note & proper mortgage assignment. The banks hate when you use this tactic. They know it’s a different ball game in federal court. Hit them first with a chapter 7 then a chapter 13 to reorganize and drop any second loans in a lean strip.
Looks as though at least one person needs to be in residence at all times. When the winterizing
group starts breaking in, let them know in no uncertain terms they are trespassing, illegally breaking
and entering. That makes them legal targets.
I called the pretender lender yesterday and told them in no uncertain terms that our home was occupied and anyone trying to enter would be treated as an intruder, home invader, and would meet with the consequences of such. After seven years BOA tryed to say they lost our address and phone number, thats a crock!!!!! So I repeated myself and and encouraged her to make o note for the record. We are not in foreclosure and have not been served with any papers, YET.
HB 213 is unconstitutional anyway you look at it. If the property is abandoned its probably because the owners were scared shitless from all the mis-information coming from the the pretennder lender and should be found to give them their DUE PROCESS.
The bill does not just cover abandoned hoses. This rep needs to do her homework. There are banks hiring preservatio9n,securing services companies to drive around to take pictures of properties to see if they look vacant or occupied ( according to the photographer’s determination) and these include properties of homes occupied and were already either paid for or refinanced by other entities but the old notes are still drifting around on these banksters accounts and being sold off to investors as they were never returned to the buyer after the sale closed. This is another huge fraud issue that will hit the windmill soon…