Florida homeowners to get mortgage paid for year under new Hardest Hit Fund rules

by Kim Miller

Changes to Florida’s more than $1 billion Hardest Hit Fund announced today will increase the amount of time homeowners can get mortgage assistance and eliminate roadblocks that have stymied program eligibility.

The Florida Housing Finance Corporation board approved the new rules in a meeting this morning in Jacksonville, but they must still get approval from the federal government.

Nationwide, $7.6 billion has been doled out to states with the most devastated housing markets through the Hardest Hit Fund, which was announced in February 2010. But a report released earlier this month said the programs, which are developed and administered by individual states, have been slow to start up and have helped too few homeowners.

Florida’s changes include increasing the number of months homeowners can have their mortgages paid from six months with a $12,00 cap on payments to 12 months with a cap of $24,000.

For homeowners who need to bring their mortgage payments current, the cap on payments was lifted from $6,000 to $18,000.

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