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OCC Issues Cease and Desist Order Against JPMorgan Chase, N.A., Related to Bank Secrecy Act/Anti-Money Laundering

WASHINGTON — The Office of the Comptroller of the Currency (OCC) announced today the issuance of a cease and desist order, by consent, against JPMorgan Chase, N.A.; JPMorgan Bank and Trust Company, N.A.; and Chase Bank USA, N.A., for deficiencies in the banks’ overall program for Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance.

The OCC found that the bank’s BSA compliance program had critical deficiencies with respect to suspicious activity reporting, monitoring transactions, conducting customer due diligence and risk assessment, and implementing adequate systems of internal controls and independent testing. These findings resulted in violations by the bank of statutory and regulatory requirements to maintain an adequate BSA compliance program, file suspicious activity reports, and conduct appropriate due diligence on business and commercial banking customers.

Concurrent with the OCC’s enforcement action, the Board of Governors of the Federal Reserve System has issued a cease and desist order upon consent with the bank’s parent company, JPMorgan Chase & Co.

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Source: http://www.occ.gov

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