Independent Foreclosure Review Payment Agreement Details
The table below provides number of eligible borrowers and payment amounts in each category for borrowers covered by the Independent Foreclosure Review Payment Agreement. The agreement was announced in January 2013 between federal banking regulators — the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System — and 11 mortgage servicers. More information about these agreements is available from the regulators’ Web sites — www.occ.gov and www.federalreserve.gov. The table contains only standard payout amounts; it does not include amounts for lost equity, which borrowers in the first and third categories may receive in addition to the standard payout amounts, or the payments calculated on a case-by-case basis in the second category. This table excludes borrowers whose mortgages were serviced by Goldman Sachs and Morgan Stanley.
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4closureFraud.org
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Independent Foreclosure Review Payment Agreement Details
were you able to keep your payment? I am in Chapter 13 also!
Just an update for those that received a small check from Rust, they will be mailing a supplemental check on May 17,2013 to many payees that received the wrong amount of compensation.For more information here is the link. http://www.bizjournals.com/charlotte/blog/bank_notes/2013/05/ny-times-consultant-bungling-mortgage.html
what a joke,I got a check for 500.00 only in america what time the next bus leave.
Well we got our $300 check today, we too got screwed by Goldman Sachs/Litton Loan. We completed one trial mod, was put into another, made the first 2 payments and received ANOTHER set of paperwork for higher mod payments 2 days later. Thanks for nothing!
Where were loans from? They foreclosured on my fathers house after he passed away even when I made payments I haven’t received check yet
I received my check today for $500. What a slap in the face this whole process is. I had a modification approved then two days later they said they changed their mind and denied the modification. I qualified for $6000 because I filed for review. Well, today I got a check for 500 which is a big slap in the face. JOKE big JOKE. The OCC and Ben Bernanke friends all saved these banks. These checks are an slap in the face to those they screwed. Aurora had my loan.
I was foreclosed and went through the trial period for three months and I only received $300.00, according to the chart it should have been more. It was foreclosed in 2009 in the trial was 2010. I am confused can someone please enlighten me for the categories.
$12,000 Check! Yes! After making me do 3 different loan modifications and still foreclosing on our home.
Everyone should just be gratfull if they get anything..bottom line you borrowed the money and if you couldn’t pay the payments it is your fault..yes things happen but you still owe the bank! For an example people who rent out homes..don’t you want your money! people think the world owes them something because they can’t pay for something..I was part of this and do not blame the banks. I’ll take anything they give me!
people that were making all the payments on time were foreclosed on, that is why theybare getting 125 k, as far as the rest, the modification was only for hardship layoffs, medical reasons, not for just anybody, all the banks had to do was refinance the loans , but they chose to throw these people out and resell at a much lower rate. Alot of people were paying on time but wanted to Refinance and the banks would not do it. This isn’t a hand out if anything the banks were the biggest winnersvin all this, they foreclosed on people who had bankruptcy protction , they violated the laws that we have in place and nobody did anything to make sure they were held accountable. They turned down 80 percent of the modifications but took the govt money.
Hey GB. Educate yourself. There were people that were foreclosed on or that had a foreclosure started on a home that WAS NOT in default – get it? Read one of the court cases against ASC in Florida and look at what was a real messed up environment. Nothing happened that should have. Some of these servicers were starting foreclosures on people’s homes and their company (who the servicer worked for) did NOT even own the home. I really hope you don’t vote, because it is people that are ignorant as to what is going on that are steering the ship the wrong way. Further, while servicemen were getting limbs blown off overseas in a war to protect YOU and ME, they didn’t have time to call BOA, Chase, or whomever a billion times long distance from Iraq to follow up on their situation.
Hey GB, it seems you are stuck in your own little world.Have you ever had anything that happened to you like lost your job,got deathly sick,got in an accident and couldn’t work and your pay was cut by 3/4 of what you were making prior to falling behind on your obligations?Then when that does happen you have a greedy bunch of backstabbers (that’s what they do to each other) handle the most important investment in your life?And how would you like someone lie to you,give you the run around,and cheat you out of your house,which contains equity,and you’ve invested money into?most of us were paying our payments,and on time,but went to refinance through a bank you trusted,and at closing,showed you one thing and then robo signed papers that were totally different?Took $7,000.00 of your life savings,told you it would only cost you $400.00 to refi your house and send you back a check for $36.00,impounding all the other funds you put out?Then you ought to change your tune.Opinionated people such as yourself is one of the problems this world has,and to have no empathy for anyone else is very shallow thinking.Maybe you should keep your opinions to yourself.And I bet if something happened to you you wool be the first to complain.So think what you want,put down what you want,just goes to show you have no heart…my answer to you is GO AWAY and do us all a favor…!!!
Hey GB. I do believe there is a portion of the 4.2 million people that got foreclosed on that deserved to get foreclosed on – meaning, in no way did they default or have the bank do them harm, but simply stopped paying a debt. But there is a MUCH larger portion of that 4.2 million people that had their home stolen from them by errors from the bank. In my case (as in MANY others I have read) the bank took my PITI payment (monthly principal, interest, taxes and insurance) and pay their own fees associated with my modification with it. I paid ON TIME every month and then got a letter that I was 5 months behind. I made my payments, the bank had no right to take them and apply them else where (and, yes, it says so in my mortgage note). It would be like paying your landlord rent and on the 15th getting an eviction letter….so you call your landlord and he says “well I had to pay some bills so I took your rent payment and used it, therefore, you did not pay me rent”. Well, the landlord would get in a bit of trouble for that, correct? And, yet, the bank did the EXACT same thing to me and I no longer have a home that I built from the ground up. So, please, remove yourself from your high horse and realize that the vast majority of the 4.2 million people that lost their home did not deserve to have it taken – once you get down from that horse, you might like the view – there are a lot more people down here than up there.
I know exactly what you mean, and how you feel. But its not just the banks that are underhanded. Let me tell you a bit about my story. I bought from a private seller, and she carried the loan, but in 2011, she decided to send me a default notice, i was not in default, but she would not respond to my letters, and she fraudulently foreclosed, cuz i didn’t have the money for a fancy attorney , i filed bankruptcy, had a bad atty as my bankruptcy atty, and he neglected deadlines my case was dismissed after 14 months of fighting, and the trustee sale was final on Apri;l 19, 2013..i am now being forced out, but I am not done yet. I will file for breach of contract, and now i have learned enough to do it Pro Se , and no more lawyers that steal and don’t do anything. So a person can loose a home even from a crooked PRIVATE seller/lender.
Beware of them too !
GB you’re an idiot. The economy fell and hundreds of thousands of jobs were lost. Who’s fault was it? Wall Street. The banks lost nothing and were bailed out by taxpayer dollars. Got a clue yet?
Someone is lining their pockets with money. Too bad it not us homeowners that were forced out of our house’s. I think this scam is bigger than the one the banks pulled in the first place. Whatever it is what it is. I bought another house and moved on with my life. Citimortgage can kiss my ass.
Got me $300.00 check today. What a joke ! I lost my home due to Citi’s screw up and they make it right by giving me a check for $300.00!
I got a check for $500.00 dollars and Chase took my house and sold it at 1pm but luckly I was told to go to the court house that morning before the sale and file bankruptcy and stop the sale so i got to the courthouse 7am before going to work and waited till they opened up and I was the first one in the door and I explained to the lady at the desk that I was trying to save my house, so she helped me by giving me the paper work I needed to stop the sale of my house and she quickly took my paper work and @ 10am that morning a judge put in a stay order and Chase sold my house and someone bought it but thank GOD for me getting the stay because they had to rescind the sale and I am still in my house, but then Chase sold my loan and I still don’t have a mod. but Wow I got that big check for $500.00 what a slap in the face for all my trouble I have legal aid at my job I pay for but trying to get a lawyer from Maryland to take the case is very hard but I am not going to give up I come to far to turn back now.I just thank GOD because it has taken alot of prayer to stay in my right mind but I know it will workout because this has been since Oct.2008 and I have been on some type of payment plan, but what does not kill you will make you strong so my advice to all is hold on and keep fighting and doing what you think is right for your situation because for me I am going to keep on praying and I know that it was prayer and that is what has kept me this far because though disappointed I have faith in do season they will reap what they sow and you can’t do evil to people forever so this to shall pass! I don’t mean to offend anybody, but I love my GOD JESUS CHRIST and I know I had to give my testimony to make someone else strong so they to can hold on and have peace and joy through it all, because its just a storm.(what GOD has for me is for me)Peace and Blessings to all.
Can you keep your payment if you’re under chapter 13 protection?
I got $400.00 check after trial period of 3 monthe then they return my 3rd payment. It’s a joke.
someone knot on door and told me to ive didnt no i was in foreclosure they turn my light off and so my home ididnt have no where to my mom had pass away so i move in ther and lost most ever thing i had mom house is fallin down but i have no where to go
I hope this will help someone figure out the category they are in.
I got 2 checks for two properties that went in foreclosure (completed stage). One for $3,000…I think I fell in category where my modification request was denied and one for $300 because bank did not engage in a loan mod or other loss mitigation. I did not request a review on any of the properties.
It is what it is. Better than nothing.
Unfair and deceptive. Wake up everyone.
Wow – I just received $500!
Now, I had lost my job and when I asked BofA what I should do, they would only demand that I make up the past 1 month payment before they would talk to me. While I was looking for work, BofA would only demand full payment. After numerous harassing calls and no help whatsoever (and I asked for a loan modification many times), I felt pressured into filing bankruptcy. As we filed the BK, a BofA representative told us that we would have to short sale our home. Once our BK was being reviewed by the court, we contacted BofA and requested that they send the home to the foreclosure auction in the BK proceedings as we did not want to be liable for the house.
The negotiator and his supervisor actually told me that they would not send the property to auction and as I was liable for the house – it was up to me to short sale my home after having to file a Chapter 7.
I packed up my family and moved 2,000 miles to find work and start over.
It took another two years to close the short sale and the entire time BofA refused to send the property to the foreclosure auction. It finally closed in 2011 and thank god nothing bad happened during that period where I was still liable (except the house was stripped by vandals, the radiator heating froze and burst and the house probably suffered $100K plus in damage).
In 2012, a detective called me. He was investigating my loan for loan fraud by Countrywide. I met with him and when I looked at my loan papers, there was very little financial information that I had supplied to the Loan Originator.
It was a bad application.
I was one of the 433,000 +- applicants that applied for a review under this program.
You can imagine how I felt when I received my $500 check.
Luckily, I still retain my rights to independently sue BofA. Right…
Shame on me.
I always thought that our government worked for us and would try to right wrongs. The last several years I have awakened to how our government and big business works.
I’m a well educated and conservative family man. But in the future, I’ll buy guns and gold. Guns can always be traded and sold for similar pricing to what you paid for them and gold is always good.
Stay independent and don’t believe what you are told.
Thanks for reading my journey,
Tsull.
Totally understand…PNC/National City, similar lay-off scenario, project management (PM) contracts were not coming in, I asked them for a four month forbearance…it was 2008-2009, companies started to freeze funds making it hard to find work…so, with the grace of God, I was able to obtain work within three months; however, National City placed me in foreclosure, this ruined my credit score, making insurance rates higher, interest rates higher, and hard to find a career that was perm position versus my profession, PM. Lets discuss huge financial injury (took 50% pay cut), wrongful foreclosure, and making higher (on-time) payments including their lawyer fees. They still will not modify my loan…they want another $7K for payments to their lawyer….mind you, I still making payments, on time…2015 the foreclosure should be off my credit score.
You are so correct, government has no humility…only greed…and many could give a crap if the middle class ever makes it in this insane democracy.
I’m now seriously ill from the four year fight, the stress this has caused on me, and my family is large. I’m a fighter, main reason I’m still in house. I did take a 50% cut in pay to show I had a 40 hour a week job. Guess when you have degrees and certifications that you can actually make good money, the mortgage companies think of self-employed beings as losers versus success driven adults.
So, Rust consulting sent me a $500 check stating NO FINANCIAL INJURY, really!
Insane…
Thank you for sharing you information….
Independent Foreclosure review board – What a JOKE!! That’s the Fox garding the Hen house.
iCalvinDixon this is bullshit these bankers are just college educated dressed up thieves and they have not stop being fraudulent they screwed in 2009/2010 sold my loan and now their subsidiary is doing it all over again, they just foreclosed on me again saying i owe almost 7 grand but i found the paperwork and only owe 700 hundred dollars but i have since paid almost 7 grand for a lawyer that i should not have had to hire but after 1 year i was hoping to see them in court but they keep asking for continuances but i will see the in court soon and have my house returned to me.
Calvin Dixion a similar thing happen to me. I was already protected under bankruptcy law then all of a sudden I’m getting letters from the subsidiary company informing me that foreclosure proceedings will take place. I sent the correspondence to my attorney and those ugly notices stopped. Im just curious to know how much the check is going to be.
It should be around $2,000 to 25,0000 according to the chart
I paid 12,000 to get back in my house and in 6 months I had a sheriff sale on my door giving me 30 days to get out of the house what catagory do I fall under?
This has been the most quiet cover up of all time by the banking industry AND the government overseers. How the government can bail the banks out then make them accountable to pay chump change to foreclosed homeowners should be all over the media. But, nope, time is spent simply voicing opinions on the web to one another. Uh, I don’t think anyone is listening folks. How do we get this to the media? If we all put up $100, this could be front news in the Washington Post (where the legislators, policy makers and federal government live). Otherwise, just breathe in and take it! By the way, has anyone heard the 411 on Morgan Stanley (i.e. Saxon, etc.)
OMG , the reply from P. V. is on point. Reading this was like re-living the drama that I went threw with Well Fargo. Them telling you let them work out something and get back with you. Their get back with you turn out to be a letter on denied modification of your loan. This happened to me six time and it went on for 1 1/2 years. So P.V. I feel your pain.
I used to have a loan with wells fargo that was foreclosed on in Dec. 2011. I am writing because of the way that my paperwork and payments were handled. I originally called Wells Fargo before I was behind to ask for advice because I was recently laid off from work and they were the biggest payment I had. I was told by them that they could not give me advice until I was behind on my mortgage at least 1 month (so much for being proactive). Whenever I had went behind 1 month they told me that they could put me in a loan modification which was around $350 less a month than what I was currently paying to help out. I did this for 2 months whenever I called to let them know that I was good and that I could resume my payments and I was told that I could not do that and I needed to stay on the plan until the end and they will give me options at that time. almost a year goes by with me sending in paperwork every month and talking to them every month along with my reduced payment every month. I went to see if I could get a small vehicle loan because my truck blew its engine. I found out from the loan officer that I was actually in foreclosure which I knew nothing about, because I was making my payments every month and was never served with any foreclosure paperwork. I called Wells Fargo about this and they said that they could not find any paperwork on me or on my foreclosure and this was in Oct 2010. I then called my contact at Wells Fargo(I think Jesicca at the time because every month I had a new contact) to ask her about it and she said that I am still in my modification so it must be some kind of mistake. 1 month later in Nov of 2010, I received a letter from wells fargo saying that I got declined from my loan modification and I either had to pay at the time either $5000.00 or let it go into foreclosure. 2 days later I was called again to do another loan modification but this time I was not allowed to send any payments in and I asked them where all of my past payments are at they told me they were used to pay interest, and fees due to the modification, so that means none of the money went towards me principle and it made it look like I have not been making any payment even though every month I did. I found out that was not how they were supossed to do it due to the Michael Jones vs. Wells fargo lawsuit in April of 2012 were he was awarded 3.1 million due to the exact same thing that they were doing to me. During this next loan modification I was called and told after 2 months that I have been approved and the paperwork is on its way. I waited 2 weeks and nothing ever showed so I called back and was told that she forgot to send it out and to send in my new declaration statement and my new hardship letter and she would get it rushed through. I waited 2 more weeks and called back and told that I was declined because now they said I made to much money to qualify. but if I would like to keep the house I would need to pay close to $10,000 to keep the house or let it get foreclosed on.
As you can see I did everything in my power and I did everything that they told me and never missed a payment . They actually made a house that I could afford into a house that I could not afford. Because of the foreclosure on my credit I am not able to get the jobs that I once was able to get due to having bad credit during my background check. I feel my case was not handled in the proper manner and there was no communication regarding my case. Each time I called and spoke with a Wells Fargo representative, my case either could not be found or I was given multiple different answers from various reps.
after all of that I receive a check for a little 500$. that does not seem at all right
Must be nice all you bankers sitting pretty in homes that you took money out of peoples pockets….Shame on all of you…Go to church.
there should be a way to determine the exact amount we are getting. Even searching by reference numbers would have been great. Waiting Again!
OCC and bank regulators should have few catergory like:
Servicemen or normal homeowner lost their home thru foreclosure should get $125K whether they also apply for bk chapt 7
Peope who apply for bk chapter 13 as well as modification as well as as short sale had been approved should get less since they still lived there
People whose modification are denied nor no response but lost their home foreclosure should also get #125K
another sad sad day, to think this could ever be a fair situation…shame on me once again
I am a widow of a veteran that gave his life for these crooks only to have them take the home he thought he was providing for me. I guess I will be one of the people who get the $300 even though I did not owe Wells Fargo one penny and I tried to do what was right and repay the loan after my husband’s death even when they refused to talk to me and even went so far as to add “Accidental Death” insurance to the loan payments I was making starting two weeks after his death.
Not that it helps with the losing of our home, we ended up having to file bankruptcy because our mortgage was so upside down.. we went through the whole thing starting in 2009 and was discharged in Feb 2010. Beneficial Home Finance never did the paperwork to process the foreclosure, so when we went to buy a new home, after having rebuilt our credit and finances for 3 years, we were told that the mortgage was still in our names and the foreclosure was still on our credit report. The rule for most mortgages is that you have to be out of bankruptcy for 2 years and foreclosure for 2 and have a sparkling credit record since the bankruptcy. We had to go through fight after fight to get BHF to finally finish the paperwork and then it ended up being a deed in lieu of foreclosure, just to get our names off the mortgage. Fortunately once it was off our credit report the broker we were working with was able to explain to the lender the situation and we were approved for the mortgage, however we had to wait a year and a half longer than we should have, paying an exorbitant amount of rent for a very small apartment, before we could finally get on with our lives.. All of this to say, it is not impossible for you to get another mortgage loan. We even have a good rate (4%), but we did end up losing quite a bit both in rent and equity in a house we would have bought in 2011 if we could have been able to. So no the probably $500 we will get will not be the ideal, because we fall under none of the categories listed, but we were able to get into a beautiful home finally in Aug 2012 and I just want to be done with the whole thing.. no matter what they do they cannot make up for the financial loss that all of the people involved have suffered, or from the emotional loss of having to fight with the banks every other day until something finally got done.
A quick calculation only shows $3.4 billion…where is the rest of the $$$? This is such total crap!!
no category for force placed insurance?
This settlement is another joke of many by these banks. The AGs should NEVER have settled with them!!!
My 75 year old mother with emphysema was foreclosed on, supposed to be reinstated(they wanted $4500 in attorneys fees…not $800-2000 like Freddie Mac said on my recording). So we hired a lawyer with our reinstatement money and have spent $8k so far. My attorney says it will cost another $10k to do depositions on the queen of the robo-signers and others who committed fraud. Why do we have to prove what they’ve already admitted to? Some judges in TX are deciding against MERS and others are NOT. What about securities fraud? I saw a young man who was hired by Chase with NO banking experience talk about how they paid him and others $1k bonuses to put people into foreclosure and purposely denied them loan mods. Why didn’t he speak up while he was making all that money? I’m all for the military, but there are a LOT of people who are suffering just as much and deserve more than a few hundred dollars. It took my senator 3 weeks to call. I found out today that bank lobbyists meet our senators and congressman everyday. No wonder they don’t have time to call back. I called John McCain’s office, because he’s one of the few people who seem to care. Call your senators and Congressmen and attorney generals!!! Good luck and I hope we can all sleep better one day.
I did hear that a derivatives exec is in a lot of trouble. Good! We should fire everyone of our people who won’t work for us.
I am having trouble figuring out which category I fall in? We were still paying the payment they told us to pay under the trial period for the Loan modification for 9 months that was supposed to be completed on 3 months when we got the letter saying we were denied .. I am confused ? Please help!
shame on the people who work for the OCC and these banks who are doing their bidding
Does anyone know why One West did not settle?
How are they going to notify people who no longer live in the home….Why is this not in the Medias eyes as is other things…Also can you be in 2 categories?
I am so upset. My category falls under “other” but if the time was taken to review my file, they would see that B of A completely screwed me. After 3 months of fighting with them EVERY day, I finally had to throw up my hands and say take my house. I built my house on land I saved and paid for, lived there for 8 years only to have idiots mess up my payments (that I was paying). This is a complete and total joke.
a) home borrowers are being reimbursed that never went through the review process
b) the pay out table has changed since the initial payback framework
c) This is complete fraud and a waste of time and money. Regardless of compensation if the homeowner doesnt get their credit report repaired the financial pain will continue and their ability to own a property will never be a reality again.
Claims to further legal actions are not waved. However we all know any individual lawsuit will be mired in legal paperwork and delayed for years.
Complete BS and to think our government was “all over this” 4 years ago, but now there is hardly a ripple of attention.
This is a Sad Day,hearing the BAD NEWS about the IFR Settlements Payment Amounts; Which for most amount to (0) & or a couple of hundred dollars. However, I’m EXCITED that they are taking care of our Military (Who All Places Their Lives On The Line For Each One Of Us Daily). Congratulations, to everyone who will receive $125,000.00 for the Damage they received. Me on the other hand, it looks like I will receive (0). Oh Well, this is what I expected from the Banking Institutions / I Never got my Hopes up to High. Good Luck to everyone / Take Care, & God Bless. Signing Out – Rob
$300.00 really, that’s some BS!!
What an insult.
There are 5 major Banks left Bank of America, Wells Fargo Bank, Citi Bank, JP Morgan Chase, and GMAC Bank ALL of these Banks were indited on December 23, 2010 by the Attorney General were GUILTY of Foreclosure Fraud.
These Banks should NOT be in the Courts and should be Sanctioned and their Lawyers should also be Disbarred now for bringing ANY foreclosure action because there “NOT the REAL PARTY in INTEREST.”
Because the 2008 TARP has Bailed out ALL THE PARTIES ABOVE and NOW THEY’RE Double Dipping on your Defective Assets!
Your Subprime LENDER on your Deed of Trust was your Real Party in INTEREST and NOW they NO LONGER EXIST.
Which means YOUR Deed of TRUST is a Cancelled Defective Instrument Contract ever since your lender was GONE.
THEREFORE ALL COURTS DEAL WITH CONTRACTS and a Court CANNOT ENFORCE a Defective Contract nor a Defective INSTRUMENT. UCC LAW.
THE COURTS HAVE NO VENUE, JURISDICTION, STANDING because the contract CAN’T be enforced because THE REAL PARTY IN INTEREST NO LONGER EXIST…
OPPS now they’re just TOO embarrassed to admit that THEY ALL MADE SERIOUS ERRORS IN JUDGMENTS… The Courts have to Rescind, Restitution and give Relief or it’s an Obstruction of Justice. THE HAVE TO DO A RECUSAL OF ALL JUDGES if they refuse to do whats right
The JUDGES can’t NO LONGER hide this mess that they made and soon the house of cards are going to quickly crumble down.
FOR the BAILOUT BANKS TO DOUBLE DIP and to commit grand theft on your home for unjust enrichment, steal your equity, home, just to give you peanuts.
This is a slap in the face.
Furthermore they are NOT your REAL LENDER and it violates 5 MRSA which means.
“A loan may be defined as the delivery by one party to,and the receipt by another of a sum of money. See: Kirkland v. Bailes, 155 S.E. 2d 701. (Yet the Federal Reserve Bank of Chicago says in Modern Money Mechanics that banks make loans by promising to lend.) (However a promise to lend cannot be enforced. In order to constitute a loan, money must be loaned, but banks make loans by promising to lend, and promise to lend cannot be enforced.) 5 MRSA
THIS is REAL case law they’re DECEPTION that you owe them is now over.
THEY NEVER HAD NO STANDING…
Now the PEOPLE don’t want that chump change;
The PEOPLE always had the power to Fire and Elect so,
GO PUT THEM ALL ON National NOTICE FOR WHAT THEY DID TO THE HOMEOWNERS AND ALL PUBLIC OFFICIALS AND POLICE ARE HERE TO PROTECT THE PEOPLE ARE ORDERED TO STAND DOWN AND TO NOT INTERFERE WITH THE AMERICAN HOMEOWNER TO RECLAIM THEIR LAND.
There is NO Immunity to a cop that keeps a homeowner from their land.
I see al those who were illegally foreclosed on (ie.. robo signed/back dated assignments, etc., get nothing. Thanks again!
Now the question is who gets the first “waves” of payments? And how often are payments going to be issued? There is also no clear indication on the dates. My parents foreclosure started in 2009, completed in 2011, then rescinded by the courts in late 2012, and the modification was finally done earlier this year. They could qualify for $500 on up to $50,000 depending on the dates the “independent reviewers” use.
We’ll announce a few lottery winners and propagandize to cover our illegitimacy. Fools. To many families this was never about money, this was about a place to live, a place to raise children, privacy, pride and a sense of community.
Are you kidding? What a joke!!!
All this shit for nothing! Where is the category for those who were foreclosed on with FRAUD! If you submitted documents of fraud by the lender. What category does that fall under? OH I KNOW! The ignore it category. Its all fraud! Wake up folks!