Foreclosure Fraud Fail | There Are No More Criminal Laws for Banks

Looks like the people are on their own now…

There Are No More Criminal Laws

You think I’m kidding, right?

The 50 state attorneys general probing U.S. foreclosure practices will first settle with the five largest loan servicers, including Bank of America Corp. and JPMorgan Chase & Co., Iowa Attorney General Tom Miller said.

Oh, so 150,000+ bogus affidavits – each an alleged count of perjury (and perhaps forgery) will lead to a felony criminal charge, right?

The group isn’t pursuing a criminal investigation, Miller said. “Our focus is to reform the servicing process and that’s inherently civil, not criminal,” he said.

I see.

So the standard is that if you’re a bank, you can break the law.

Any law – and it’s not criminal.  At worst it’s a civil matter.  Maybe.

It’s not criminal to break into someone’s home when you have no right to be there (as has been documented in multiple cases) – if you’re a bank, or employed by one.  And it’s not criminal to falsely swear before a court – if you’re a bank, or employed by one.

This is sorta like how it wasn’t criminal to launder drug money – if you’re a bank, or wire money to a prohibited nation (for alleged terrorist uses) – if you’re a bank, or to be involved in a massive bribery and other associated events scheme over a sewer system – if you’re a bank, or to rig bids in the municipal debt markets – again, if you’re a bank.

Well, it seems to me that if this is the standard for a bank, then the people are well within their rights to decide that the precise same standard shall apply to conduct directed at a bank.

That would be fair and just, right?

One would hope not.  But hope is not a strategy, nor is it a reasonably expectation.  Instead, we have the mealy-mouthed so-called “law enforcement” folks from our states who cannot in fact be bothered to….. enforce the law.

And here I thought our State AGs would actually perform their jobs and prosecute.

I guess not – after all, nobody has when it was drug money laundering, terrorist funding or ripping off state and local governments.

Why change the record now?

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16 Responses to “Foreclosure Fraud Fail | There Are No More Criminal Laws for Banks”
  1. Elizabeth says:

    I have been trying to compare Mr. Adam Silver”s signature that appears on my documents for eviction, I just found copies of Mr. Adam Silver signature,from other documents, and they are not the same. How can I get this evidence incorporated in my case that I am currently pursuing in the court. Do I have to get a handwriting expert?

  2. Jasmine says:

    My email:

    Attorney General Miller,

    I was ecstatic when you appeared on the scene, stating “We will put people in jail.” Now I hear you are no longer pursuing a criminal investigation? My husband and I are in foreclosure in San Diego because of these fraudsters, finding an attorney as been difficult. We feel no one wants to stand up to Big Banks until you came along. And now you’re folding too.

    Please don’t just settle for a settlement!


    Their response:

    Thank you for contacting the office of Attorney General Tom Miller about the national “robo-signing” investigation.

    In your e-mail you expressed concerns about news reports that the investigation is civil in nature and that criminal charges would not be filed. First, the news reports are accurate in the sense that the national multi-state investigation is a civil investigation. When states work together they enforce laws they have in common. All states have similar civil consumer fraud laws. However, like any civil investigation, if the investigation uncovers evidence of criminal conduct, that evidence will be referred to appropriate criminal enforcement authorities.

    Again, thank you for contacting our office.

  3. agage says:

    It sounds like to me that somone has taken some blood money from the crooked banks ..and this is what we pay for with our tax dollars , if the cities and town start going down the tubes than the AG’office will then see the results of their actions or inactions sideing with CROOKS …

  4. JZ says:

    I have documented Citis debauchery to the nth degree. They know this to be true. I need a fair and reasonable lawyer.

  5. Mike says:

    From internal biographies of McCalla Raymer executives:

    Adam Silver, McCalla Raymer
    Managing Partner – Foreclosure/Title
    1544 Old Alabama RdRoswell, GA 30076Ph: (678) 281-6506

    “Mr. Silver is the managing partner over the foreclosure and title group at McCalla Raymer. He is admitted to practice law in the states of Georgia and Florida. Within Georgia, he is admitted to practice before the Georgia Court of Appeals, District Court for the Northern District of Georgia, and the Supreme Court of Georgia. Mr. Silver also holds an appointment as the Special Assistant Attorney General for the State of Georgia.”

    Read that last sentence. Again. And again. And again.


  6. housemanrob says:

    Other than murder #1, what laws?…….have the banks….not broken?.Food for thought?

  7. Mark says:

    And this is Justice, only in the good old USA can you loose before you started, Big, Big time bull-shit.

  8. In America today,we have lost any semblance of decency. Without compunction, the best and brightest sell themselves off to the highest bidder. When will Americans realize that our leadership on both sides of the aisle have impoverished all of the rest of us by looting the Federal fisque. The Federal Government has transferred $4.7 trillion from Main Street to Wall Street leaving us a nation of beggars at the feet of China. We no longer have the courage, conviction or financial means to think big thoughts and undertake major projects. The performance of the Attorneys General is party of the denouement of a great nation, pushing chairs around the deck of the Titianic as the ship continues to sink.. I start the year as the last one ended, very sad; very angry.

    • Nelson says:

      Richard Kessler, Americans United for Justice salutes and commends everything you have done and attempted to do for The People. I agree completely with your observations and denunciations, I believe that the words of Professor Bill Black says it best: The best way to rob a bank is to own one”, and if I may ad, the best way to control a democtrocay is to own it, this is exactly what the real mafia of the federal reserve have enabled in the last 70 or more years. Unfortunatley, I hope we start learning Chinese very soon, for the corporation which is the USA, is bankrupt while the creditor, and trustee, is China.

      God bless you my Harvard friend!

      Nelson J. Velardo

  9. indio007 says:

    Most of these are not false swearing because there was no notary present to swear them in . It is the crime of uttering a false document. Which in fact is worse. here is also fraud be scheme or devise. There is also falsification of a public record because that’s what a notarized document it is … a public record.

  10. John McCormick says:

    You expected different? For shame……………… The federal judge who decided that my case was insufficient didn’t even bother to read the case………….. and you think that any authority anywhere will bring criminal charges against the banks? Let’s start with criminal charges against the courts that conspire with these bankers! With the courts in their pockets what good will all the charges in the world do?

  11. Eugene Villarreal says:

    The judges, the courts, the foreclosure law firm mills and now the attorney generals see nothing wrong with the foreclosure process, which has safeguards(laws) to protect the homeowners from fraudulent foreclosures, shows that the American public is being thrown under the bus. There’s no need to spend taxpayer dollars on law enforcement officials such as attorney generals, the judiciary, etc., etc.. if they are NOT going to protect the rights of citizens in their states. It will take a massive, massive revolt by the citizens to get from under the bus.

  12. noel says:

    sounds like a good time for a street demo…see you next thursday

  13. John says:

    Criminal acts? Banks always win.

    Civil wrongs, in front of a jury that you can explain how it really works with banks.

    That is where the chance of you winning has always been! Read all the posts about banks getting a slap on the wrist and see how regular folks feel about this. Imagine all these posters being on the jury when you civilly sue the banks. That is when justice will raise its head!

  14. wonton90 says:

    and you actually thought you knew what was going on
    did you think we were a free society
    we were just played
    whay will be next hold onto your family

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