NC Register of Deeds Jeff Thigpen Takes on MERS, Questions if County is Owed Millions, Titles Compromised

“For me, the question is clear. Do we want land records in America to be governed by major banking conglomerates on Wall Street or the people and laws of the United States of America?”

~

FOR IMMEDIATE RELEASE:
Greensboro, NC
March 2, 2011
Contact:
Jeff Thigpen, Guilford County Register of Deeds
Ph. 336-451-5300
Ph. 336-641-3239
jthigpe@co.guilford.nc.us

THIGPEN WANTS TO TAKE ON MORTGAGE GIANTS:

SEEKS INVESTIGATION OF “MERS” FOR REIMBURSEMENT OF $1.3 MILLION IN LOST REVENUE TO GUILFORD COUNTY

Guilford County Register of Deeds Jeff Thigpen announced today that he will be conferring with County Attorney Mark Payne, NC Attorney General and Secretary of State as to whether the Mortgage Electronic Registration Service (MERS) owes Guilford County fees estimated at $1.3 million in lost revenue from mortgage assignments. Thigpen also wants to review pending legal actions against MERS and consider options to protect the integrity of public land recordation offices.

“As Register of Deeds, I have two primary responsibilities in land records: a sworn duty to protect the chain of title and a fiduciary responsibility to collect recording fees. Quite frankly, MERS has undermined both. Through their own “private for-profit” Register of Deeds mortgage tracking office, MERS has created a dangerous centralization of power whose sole purpose is to protect and serve the interests of major banking conglomerates and undermine public recording offices,” said Thigpen.

“For me, the question is clear. Do we want land records in America to be governed by major banking conglomerates on Wall Street or the people and laws of the United States of America?”

MERS has an electronic registry and database system that tracks more than 65 million mortgages for its paid membership throughout the country and aides the mortgage backed securities trade in the secondary market. MERS is reportedly involved in 60% of US mortgage loans. It was established by some of the largest mortgage lenders in the United States including Wells Fargo, Chase Mortgage, Citi Mortgage, Countrywide Home Loans, Inc. and Bank of America among others in 1997. A number of class action lawsuits and civil racketeering suits have arisen against MERS recently, including a suit alleging its members owe California $60-120 billion for circumventing land recording fees. MERS has also been at the center of recent foreclosure chaos.

Since the founding of America, counties in the United States have maintained public records of land, mortgages and deeds of trust, by maintaining indexes of grantors and grantees. Register of Deeds offices ensure transparency and an important check and balance in private property ownership. County recording practices have been in place for 300 years. “It is interesting that the first fundamental change in public land title recording systems was not initiated by publicly elected leaders, but a small group of mortgage industry insiders. Now it’s coming back to bite all of us- homeowners and taxpayers. MERS creates a system where only certain eyes see the data and what’s going on. I have a real problem with that as a Recorder.

Thigpen is asking for clarity on the California suit and others surrounding MERS business practices in packaging and repackages home owner loans through securitization. MERS has saved larger financial firms millions of dollars while avoiding recordation and payment of fees related to mortgage transfers.

Since 2005 there were 47,553 deeds of trust that list MERS as a beneficiary filed in the Guilford County Register of Deeds office. Experts have indicated that those kinds of loans are repackaged and sold two and four times on average under the MERS system. “One repackaging of MERS documents would have generated $665,742 if documentation had been filed in our office. Two repackaged loans would have generated $1,331,484. And that’s conservative estimate.”

Thigpen maintains the lost recording fees would help local elected officials reduce budget deficits and maintain core services such as public education and public safety in this time of fiscal crisis.

Thigpen’s primary concern relates to recent court rulings in Arkansas, Kansas, Maine and Missouri questioning MERS legal standing in home foreclosures and suits challenging that MERS filings may be fraudulent. “If MERS filings are false statements, there are laws that say if you decrease the money that you pay for a service through using those false statements then you can get damages. The legal term is “unjust enrichment”. Thigpen wants to explore unjust enrichment and other options related to recovery of lost revenue.

Thigpen acknowledges that NC General Statutes do not currently require assignments to be filed in local Register of Deeds offices which allow the public to know the rightful owner of a mortgage. “That may need to change among other things”, says Thigpen. Thigpen points to a major policy change from MERS in the past two weeks conceding that assignments should be filed in public registries across the country even if the state law does not require it and instructed members not to foreclose in MERS name. “It indicates to me that they know they need to fix this.”

“It used to be that if you bought a house, the mortgage would stay at a single bank until you paid it off. Times have changed. Through securitization, mortgages are all put in a blender and sold off to Wall Street investors and Fannie and Freddie among others. MERS has its finger on the spin button. At the end of the day with MERS, Susie Homeowner can’t keep track of who owns her loan and if she’s going to get hit with new fees or even foreclosure.

“This type of unregulated greed is giving charity to all the people who should be giving it and undermines good business practices.” says Thigpen. Thigpen points out those local credit unions like State Employees Credit Union who didn’t participate in sub-prime lending have avoided legal difficulties.

“This is a mess and the MERS system impacts millions of homeowners across the country in danger of having their homes foreclosed”, said Thigpen. He wants a review of the lawsuits and investigations into MERS by state attorney generals and others and believes it will take a coordinated at the local, state and federal level to resolve it. “To me these issues with MERS are simple. Are major banking conglomerates going to tell the truth or not; and are we going choose to have two standards of justice in America: one for Big Money and the other for the rest of us?

Thigpen will also join Southern Sussex Massachusetts Register of Deeds John O’Brian, Jr. in urging national organizations such as the International Association of Clerks, Recorders, Election Officials and Treasurers (IACREOT) to address MERS in the coming weeks.

###

SOURCE: Guilford County Register of Deeds

Two counties in, thousands to go…

Look forward to your support, every county USA…

Go after the stolen revenue you deserve…

~

4closureFraud.org

~

Thigpen Takes on MERS, Mortgage Giants

Comments
12 Responses to “NC Register of Deeds Jeff Thigpen Takes on MERS, Questions if County is Owed Millions, Titles Compromised”
  1. AXJ says:

    Thank God Bankruptcy Courts throughout the USA are upholding that MERS does not have standing and cannot foreclose on your property. Also the FBI, OCC and Attorney Generals are investigating all MERS Employees for RICO Fraud. On the top of the list is an Yvonne J. Wheeler that signed an average of 10 foreclosures per minute during that last year…some call it “robosigning”…this is just the tip of the iceberg of 62 million homes and families…

    • Jack says:

      I’d love to know where to find more information on this Yvonne J. Wheeler. Her signature appears on my docs and I’d love to compare that signature with others to show there were robo signers. Is there actually an Asst. Sec. with this name working for MERS?

  2. Reliable Posting & Publishing is Prommis Solutions Holding, Inc web-cite where they sell and buy back your loans under their aliases

    Tot Records: 39 | Page: 1 of 2
    Prev Next
    Purported Addr1 Purported Addr2 Prior Postponement State County Est. Bid Opening Bid Sale Date Sale Time Status
    115459102 1525 JULIA STREET BERKELEY, CA, 94703, 2015 Mutual Agreement CA ALAMEDA $583,935.79 $444,571.00 9/3/2010 12:00pm Sold to beneficiary
    120246110 33 BALLARD COURT #3 HAYWARD, CA, 94544, 0000 CA ALAMEDA $264,445.84 $117,000.00 9/7/2010 12:30pm Sold to beneficiary
    120466715 1 CLIPPER HILL OAKLAND, CA, 94618, 0000 CA ALAMEDA $933,034.22 $0.00 9/2/2010 12:00pm off calender
    0811232 3867 WEDGEWOOD STREET SAN LEANDRO, CA, 94578, 0000 Mutual Agreement CA ALAMEDA $10,640.96 $0.00 9/2/2010 12:00pm Canceled
    0810642 6210 CEDAR BOULEVARD NEWARK, CA, 94560, 0000 Mutual Agreement CA ALAMEDA $10,302.96 $0.00 9/7/2010 12:00pm Canceled
    0612885 2370 D STREET HAYWARD, CA, 94541, 0000 Mutual Agreement CA ALAMEDA $18,082.44 $0.00 9/3/2010 12:00pm Canceled
    117781302 4232 QUEENSBORO WAY UNION CITY, CA, 94587, 3844 Lender or Trustee CA ALAMEDA $511,035.44 $265,875.00 9/1/2010 12:00pm Sold-3rd party
    128021810 3741 KELLER AVENUE OAKLAND, CA, 94605, 0000 Lender or Trustee CA ALAMEDA $404,517.00 $193,563.00 9/7/2010 12:30pm Sold to beneficiary
    121170702 996 44TH STREET OAKLAND, CA, 94608, 3405 Lender or Trustee CA ALAMEDA $486,503.97 $326,964.00 9/7/2010 12:00pm Sold to beneficiary
    126021411 725 AUBURN PLACE #208 HAYWARD, CA, 94544, 0000 CA ALAMEDA $245,666.83 $107,350.05 9/7/2010 12:00pm Sold to beneficiary
    127904902 6124 EAST 17TH STREET OAKLAND, CA, 94621, 0000 CA ALAMEDA $240,380.12 $0.00 9/7/2010 12:00pm off calender
    128153202 5719 E 15TH ST OAKLAND, CA, 94621, 4230 CA ALAMEDA $287,221.06 $101,685.00 9/7/2010 12:00pm Sold to beneficiary
    126224211 32527 LAKE CHABOT STREET FREMONT, CA, 94555, 0000 Lender or Trustee CA ALAMEDA $612,824.70 $505,399.50 9/2/2010 12:00pm Sold to beneficiary
    128017910 8808 OLIVER PLACE DUBLIN, CA, 94568, 0000 CA ALAMEDA $424,215.40 $192,385.80 9/7/2010 12:00pm Sold to beneficiary
    127469815 24552 EDEN AVENUE HAYWARD, CA, 94545, 0000 CA ALAMEDA $133,445.53 $133,445.53 9/1/2010 12:00pm Sold-3rd party
    221000197825 2911 RALSTON WAY HAYWARD, CA, 94541, 0000 CA ALAMEDA $649,870.62 $455,000.00 9/2/2010 12:00pm Sold to beneficiary
    221000199319 3897 UNION STREET FREMONT, CA, 94538, 0000 CA ALAMEDA $595,109.91 $500,000.00 9/1/2010 12:00pm Sold to beneficiary
    127472315 27416 SUSAN PLACE, #2 HAYWARD, CA, 94544, 4671 Lender or Trustee CA ALAMEDA $297,549.13 $235,900.76 9/2/2010 12:00pm Sold to beneficiary
    128037910 275 SUNSET BOULEVARD #6 UNIT 6 HAYWARD, CA, 94541, 0000 CA ALAMEDA $335,806.81 $137,316.60 9/1/2010 12:30pm Sold to beneficiary
    127956903 696 LONG RIDGE ROAD OAKLAND, CA, 94610, 0000 CA ALAMEDA $208,907.20 $0.00 9/7/2010 12:00pm off calender
    127944715 25930 PETERMAN AVENUE HAYWARD, CA, 94545, 0000 CA ALAMEDA $377,531.49 $377,531.49 9/1/2010 12:00pm Sold to beneficiary
    126551702 9020 BIRCH STREET OAKLAND, CA, 94603, 1654 Mutual Agreement CA ALAMEDA $371,289.97 $173,051.00 9/1/2010 12:00pm Sold to beneficiary
    126600302 3717 DELAWARE DRIVE FREMONT, CA, 94538, 0000 Mutual Agreement CA ALAMEDA $421,080.42 $421,080.42 9/1/2010 12:00pm Sold to beneficiary
    126685715 2150 35TH AVE OAKLAND, CA, 94601, 0000 Lender or Trustee CA ALAMEDA $157,093.05 $157,093.05 9/7/2010 12:00pm Sold to beneficiary
    127226710 26 RAINTREE CT #28 HAYWARD, CA, 94544, 0000 Lender or Trustee CA ALAMEDA $144,730.84 $144,730.84 9/2/2010 12:30pm Sold to beneficiary
    Prev Next

    • As you can see their is our spot 2312 pacific view court, san leandro and it says the beneficiary bought it back after parties agreed the first number is their trustee tracking number concerning the sale Registrar of Deeds Thighpen so to all parties you can go to this cite and put in your state and county and date on trustee deed of sale to see if you can find yours but it has to be on one of the REO real estate owned property web cites so since two police officers and two sheriffs were in our residence and gave the women no respect and I watched them put their hands on these women and tell them they would have them out the property before the san leandro police could respond to the 911 call of residential burglary I sad as it may seem I watched them stand their ground to people wearing the uniform of the courts but sheriff H.S.Woods is no officer of the court he is a terrorist with guns, Police Officer Malloy did detain the agent in business with Sonnys Limousine that provided them with each requested order of the courts and rent receipt mailed from Buffalo bankruptry Court Judge M J Kaplan to Alameda County Superior Court Judge John True III Department 512, 24405 Amador Hayward California Sent 1 January 7, 2011.

      So again read the notice you will find it did not come the lenders, not even the trusts sent it

      Prev Next

      Purported Addr1 Purported Addr2 Prior Postponement State County Est. Bid Opening Bid Sale Date Sale Time Status
      127646102 2312 PACIFIC VIEW CT SAN LEANDRO, CA, 94579, 2798 Mutual Agreement CA ALAMEDA $669,691.55 $498,509.00 9/2/2010 12:30pm Sold to beneficiary
      127600815 6006 HOLWAY STREET OAKLAND, CA, 94621, 0000 Lender or Trustee CA ALAMEDA $276,352.59 $276,352.59 9/7/2010 12:00pm Sold to beneficiary
      20099070824340 6060 OLD QUARRY LOOP OAKLAND, CA, 94605, 0000 Lender or Trustee CA ALAMEDA $601,835.19 $0.00 9/2/2010 12:00pm Canceled
      206875 5551 BOULDER CANYON DRIVE CASTRO, CA, 94552, 0000 Lender or Trustee CA ALAMEDA $526,646.79 $531,778.87 9/3/2010 12:00pm Sold to beneficiary
      126058715 1740-1742 24TH AVE OAKLAND, CA, 94601, 0000 Lender or Trustee CA ALAMEDA $301,929.20 $185,100.00 9/1/2010 12:00pm Sold to beneficiary
      126543610 1490 82ND AVENUE OAKLAND, CA, 94621, 0000 Lender or Trustee CA ALAMEDA $302,072.60 $0.00 9/2/2010 12:00pm off calender
      126546502 40385 DAVIS ST FREMONT, CA, 94538, 2819 Lender or Trustee CA ALAMEDA $396,208.02 $281,856.00 9/2/2010 12:00pm Sold to beneficiary
      126513802 6433 BROADWAY AVE NEWARK, CA, 94560, 4011 Mutual Agreement CA ALAMEDA $569,289.82 $0.00 9/1/2010 12:00pm off calender
      20099017101165 33529 5TH ST UNION CITY, CA, 94587, 0000 Mutual Agreement CA ALAMEDA $395,714.11 $0.00 9/7/2010 12:00pm Canceled
      122197610 1627 94TH AVENUE OAKLAND, CA, 94603, 0000 Lender or Trustee CA ALAMEDA $387,916.03 $0.00 9/2/2010 12:00pm off calender
      122866702 2014 BOCA RATON ST HAYWARD, CA, 94545, 3532 Lender or Trustee CA ALAMEDA $236,843.48 $196,925.00 9/7/2010 12:00pm Sold to beneficiary
      123687915 470 SPRUCE STREET BERKELEY, CA, 94708, 0000 Lender or Trustee CA ALAMEDA $333,138.87 $0.00 9/7/2010 12:00pm off calender
      122356502 460 CRESCENT STREET #212 OAKLAND, CA, 94610, 0000 Lender or Trustee CA ALAMEDA $133,289.52 $133,289.52 9/7/2010 12:00pm Sold to beneficiary
      124695414 8139 HOLLY ST & 1491 82ND AVE OAKLAND, CA, 94621, 0000 Bankruptcy CA ALAMEDA $224,678.24 $224,678.24 9/3/2010 12:00pm Sold to beneficiary
      Prev Next

  3. Amy Reaux says:

    While the STATE might not require the recording of the mortgages Deeds etc., they need to check into the Pooling and Servicing agreements. MOST of them REQUIRE that the Deeds and Mortgage Assignments BE RECORDED! By approaching it in this way, the States will not only be more able to get their money…but the public will finally be able to get some of the answers they need, as most QWR go unanswered other than sending the homeowner yet another copy of their DOT, mortgage and/or note

    • you are 100 TRILLION TIMES CORRECT AMY REAUX, THE POOLING SERVICING AGREEMENTS DO STATE EXACTLY THAT AND ALSO IT STATES IN ALTERNATIVE LOAN TRUSTS WHICH IS WHAT COUNTRYWIDE ISSUES IT CLEARLY STATES THAT THE MASTER SERVICERS CAN ONLY COLLECT 3.75 CENTS ON EVERY DOLLAR OF THE TRUST AND ALL THEIR FEES HAVE TO COME FROM THAT AMOUNT OR IF THEY FAIL TO PRODUCE MORTGAGE DOCUMENTS WITHIN FIVE DAYS THE SERVICERS IS FIRED AND THEIR ERRORS AND OMMISSIONS INSURANCE POLICY HAS TO PAY THE DEPOSITORS THAT IS WHY THEY HAD SO MANY SERVICERS BECAUSE THEY GOT FIRED. SOMETHING ESLE THAT SHOULD MAKE YOUR DAY BORROWERS THAT FILE CHAPTER SEVEN DISCHARGE BANKRUPTCY CASES GOT WORSE ADVISE THAN LEHMAN BROTHERS OR MADOFF. WHY BECAUSE 11 u.s.c. 547 OF THE BANKRUPTCY CODE STATES CRIMINAL RESTITUTION IS MOSTLY NOT EXCUSABLE DEBT SO ALL THE BANKS THAT ENTERED INTO PLEA BARGAINS OF GUILT SHOULD HAVE FILED SEPARATE RE-ORGANIZATION BANKRUPTCY CASES FOR EACH Borrower it is called a Bankruptcy Reaffirmation of Debt. Then Fuhl would be sitting in his building in New York Collecting serious money because borrowers and tenants are still in the properties willing to pay, but the debt collectors are not giving them the money. So BRAVO to Wisconsin People Signing the Petition to recall the senators We do it in california anytime. WE THE PEOPLE BY THE PEOPLE AND FOR THE PEOPLE reminds me when my moma use to say I brought you in this world and I can take you out.

      So Lehman Brothers holding all the loan documents in the trusts accounts that most borrowers did not know their mortgage paperwork was given to as collateral and so just fire the attorneys, and contact the borrowers and inform them who actuall has their note and that will get the money to the right holder of the note everytime we ask NORTHWEST TRUSTEE Services or NORTHEAST TRustee Services for GMAC Mortgage the Old GMAC for the trust documents on the property, no response. roberteberwein@netscape.net , has agents for service and he was employed at NUMMI a GMAC and TOYOTA Car Plant in Fremont whom since, 1991-1993 invested heavily in bank stocks REIT REIC’s. He has been gaining ground every year against his CWALT 2005-41 trust that attorney Glen N. Navis [special appearing attorney in about 9,000 cases in the upper bay area in california. So he has researchers that go everywhere and read Business Entities listed on your Deed of Trust on the year you signed it.

      Please forgive still recovering from being removed from out office, by RE-Max. So attorneys file paperwork for the borrowers with out telling their clients about the trusts. When the deed of trusts are read if you found that information in your deed of trust please tell the world so everybody can start looking where in the deed of trust it does not. Lehman Brothers should have stayed re-organized like it is a wonder life movie and told those smart lawyers to refinance the loan as opposed to liquidating those certificates so they could have stayed in business it is not to late for them to fix it. …………………………………………………………………………………………………………………../
      Tonight as all you sit in your residences, our businesses and family that was the major researcher for the Issuance to such agencys as Office of Comptroller of Currency which can cancel a banks business license, they through their Realtor Re-Max showed up with a old Writ of Execution from a law firm named Schultz. first 200,000.00 was put down in 2005 when the realtor told my landlord Harvey Atkins that there was a bidding war and required almost 200,000.00 over the value of the property and sold a ARM as to Fixed Mortgage. The Names on the Deed of Trust and the interest rates the Lending Bank transferring the servicing rights on a Substitution of Trustee Deed of Sale; as required by the deed of trust was all that got changed because it says it on the Substitution of Trustee Deed of Sale that it is for accomodation purposes and no effect on title saw that today at county recorders office in Alameda. But what was most disturbing is that Prommis Solutions Holdings, Inc bought out Cal-Western Trust Deed, Inc dba Cal-Western Reconveyance Corporation of which former Partner of Moss Pite & Duncan & Melmet continuing to do business in the same building 525 E Main Street, El Cajon California are the law firms for all the lenders. None of the Banks prepare the paperwork it is done in that office by computer because of powers of attorneys filed in HSBC Bank Corporate Hequarters Office in Buffalo New York. If you want to find the missing paperwork and what trust fund your loan was transferred to you can look in our bankruptcy case filed in Buffalo New York 10-10036-MJK and print it out and start finding the SEC File that the Real Estate Companys drafted the paperwork knowing that it was coming from money not from the bank or the lender but the deposits of pension funds such as workers such as yourself. So Pite and Duncan & Melmet of San Diego signed a 20 year contract with their old partner Gerald Moss and Wife and Sit on the Board of Directors of Cal-Western Reconveyance Corporation in the same building although all the unlawful detainers of which they never want money on the date of the trial, they just want a court order from a state court judge to make the world believe that the court that has jurisdiction is where the property is sitting. It is not the loan paperwork is turned over to the SEC File Trust account to get the money from the trust you thought came from the banks. That is why borrowers are getting their homes free because Cal-Western Reconveyance and MERSCorps, Inc, Mortgage Electronic Registration Systems are bought out wholly owned companys’ of Prommis Solutions Holdings, Inc now registered under their new name Prommis Homeowner Solutions according to california secretary of state foreign corporation as it is a delaware corporation so is it wholly owned california law firms which do 69% of their business and Pite and Duncan are required by law in state and federal court whom their parent corporation instead of saying that the plaintiff all the banks that they are the trustees on, when they through Yvonne J. Wheeler working out of the same office for years so why could she not sign her own name and put the loan number information on the unlawful detainer and produce the HUD-1 Form and Cashier Check on the date of the Sale? They have their own title and closing company of which she puts it up for sale under one of her employment names and buys it back in the wholly owned company of Prommis Solutions Holdings, Inc. Then the Partnered Lawyers send notice to occupants in the properties to make the payments not to the Banks but the Pite and Duncan Trust. Why would you tell me to make payments to you and not the bank you claim bought at some sale and why when the sheriffs show up do Re-Max, Harold Joseph Hutchens, June McDaniels Williams T. Booker Prudential California Realty of Berkeley California sign for Banks that got put out of business in california such as Bank of New York, and The Bank of New York and their seat was given to another Bank? So today I was at 2312 Pacific View Court, San Leandro along with Doris Atkins, and Business partner whom was in the office downloading that the Foreclosures of HSBC Bank had been stopped today when the doorbell rang and she answered it and it was RE-MAX agent in Black mercedes with old writ of possession not for money just against one adult. No mind that State Court Judge John True III had gave a fifteen day extension and then they filed an Involuntary Petition against parent corporation of Pite and Duncan, Great Hills partners, cal-western reconveyance corporation LPS, LPS Default Services all companys bought out by Prommis Solutions Holdings, Inc so that everybody would believe they were still california companies when they are subsidiaries of delaware corporation doing business and not telling or giving an accounting in court as required. So sheriffs and we called the san leandro police and filed a residential burglary charge against RE-MAX and Sheriffs for breaking the law and having read all the papers they the sheriffs twisted arms and removed from the property after being asked to be arrested so a police report would be made, innocent till proven guilty. RE-MAX Realtor had no paperwork and there are six Children and of Which Three Adults and one is 18 and 20 are sleeping on the floors of church members, because the sheriffs said go get another order and get the keys back from Re-MAX realtor. I could not believe that when asked to be arrested that she was placed in the police car and finally received a citation from the police so we could have our day in court remember that woman that was in florida where she can not sleep because they were turning the keys well In the door I will not tell you the behavior or comments. What i can tell you is that I saw for the first time in my life Doris Atkins hold her ground against a person in a uniform wearing guns, and she kept saying I want paperwork you are from the bank, and I am not going to hurt you you have guns I am mad you are trying to take my house and where is my 200,000.00 did you spend it on your mercedes. So tomorrow we will try to find a judge that will be honest and honor the fact but we will be filing an involuntary petition against Prommis Solutions Holdings, Inc. for locking us out with no warning and nine people is alot to find shelter immediately with no notice and only the clothes on our backs, pray for family and business partners, that helped us stand strong for our rights.

  4. Tonight as all you sit in your residences, our businesses and family that was the major researcher for the Issuance to such agencys as Office of Comptroller of Currency which can cancel a banks business license, they through their Realtor Re-Max showed up with a old Writ of Execution from a law firm named Schultz. first 200,000.00 was put down in 2005 when the realtor told my landlord Harvey Atkins that there was a bidding war and required almost 200,000.00 over the value of the property and sold a ARM as to Fixed Mortgage. The Names on the Deed of Trust and the interest rates the Lending Bank transferring the servicing rights on a Substitution of Trustee Deed of Sale; as required by the deed of trust was all that got changed because it says it on the Substitution of Trustee Deed of Sale that it is for accomodation purposes and no effect on title saw that today at county recorders office in Alameda. But what was most disturbing is that Prommis Solutions Holdings, Inc bought out Cal-Western Trust Deed, Inc dba Cal-Western Reconveyance Corporation of which former Partner of Moss Pite & Duncan & Melmet continuing to do business in the same building 525 E Main Street, El Cajon California are the law firms for all the lenders. None of the Banks prepare the paperwork it is done in that office by computer because of powers of attorneys filed in HSBC Bank Corporate Hequarters Office in Buffalo New York. If you want to find the missing paperwork and what trust fund your loan was transferred to you can look in our bankruptcy case filed in Buffalo New York 10-10036-MJK and print it out and start finding the SEC File that the Real Estate Companys drafted the paperwork knowing that it was coming from money not from the bank or the lender but the deposits of pension funds such as workers such as yourself. So Pite and Duncan & Melmet of San Diego signed a 20 year contract with their old partner Gerald Moss and Wife and Sit on the Board of Directors of Cal-Western Reconveyance Corporation in the same building although all the unlawful detainers of which they never want money on the date of the trial, they just want a court order from a state court judge to make the world believe that the court that has jurisdiction is where the property is sitting. It is not the loan paperwork is turned over to the SEC File Trust account to get the money from the trust you thought came from the banks. That is why borrowers are getting their homes free because Cal-Western Reconveyance and MERSCorps, Inc, Mortgage Electronic Registration Systems are bought out wholly owned companys’ of Prommis Solutions Holdings, Inc now registered under their new name Prommis Homeowner Solutions according to california secretary of state foreign corporation as it is a delaware corporation so is it wholly owned california law firms which do 69% of their business and Pite and Duncan are required by law in state and federal court whom their parent corporation instead of saying that the plaintiff all the banks that they are the trustees on, when they through Yvonne J. Wheeler working out of the same office for years so why could she not sign her own name and put the loan number information on the unlawful detainer and produce the HUD-1 Form and Cashier Check on the date of the Sale? They have their own title and closing company of which she puts it up for sale under one of her employment names and buys it back in the wholly owned company of Prommis Solutions Holdings, Inc. Then the Partnered Lawyers send notice to occupants in the properties to make the payments not to the Banks but the Pite and Duncan Trust. Why would you tell me to make payments to you and not the bank you claim bought at some sale and why when the sheriffs show up do Re-Max, Harold Joseph Hutchens, June McDaniels Williams T. Booker Prudential California Realty of Berkeley California sign for Banks that got put out of business in california such as Bank of New York, and The Bank of New York and their seat was given to another Bank? So today I was at 2312 Pacific View Court, San Leandro along with Doris Atkins, and Business partner whom was in the office downloading that the Foreclosures of HSBC Bank had been stopped today when the doorbell rang and she answered it and it was RE-MAX agent in Black mercedes with old writ of possession not for money just against one adult. No mind that State Court Judge John True III had gave a fifteen day extension and then they filed an Involuntary Petition against parent corporation of Pite and Duncan, Great Hills partners, cal-western reconveyance corporation LPS, LPS Default Services all companys bought out by Prommis Solutions Holdings, Inc so that everybody would believe they were still california companies when they are subsidiaries of delaware corporation doing business and not telling or giving an accounting in court as required. So sheriffs and we called the san leandro police and filed a residential burglary charge against RE-MAX and Sheriffs for breaking the law and having read all the papers they the sheriffs twisted arms and removed from the property after being asked to be arrested so a police report would be made, innocent till proven guilty. RE-MAX Realtor had no paperwork and there are six Children and of Which Three Adults and one is 18 and 20 are sleeping on the floors of church members, because the sheriffs said go get another order and get the keys back from Re-MAX realtor. I could not believe that when asked to be arrested that she was placed in the police car and finally received a citation from the police so we could have our day in court remember that woman that was in florida where she can not sleep because they were turning the keys well In the door I will not tell you the behavior or comments. What i can tell you is that I saw for the first time in my life Doris Atkins hold her ground against a person in a uniform wearing guns, and she kept saying I want paperwork you are from the bank, and I am not going to hurt you you have guns I am mad you are trying to take my house and where is my 200,000.00 did you spend it on your mercedes. So tomorrow we will try to find a judge that will be honest and honor the fact but we will be filing an involuntary petition against Prommis Solutions Holdings, Inc. for locking us out with no warning and nine people is alot to find shelter immediately with no notice and only the clothes on our backs, pray for family and business partners, that helped us stand strong for our rights.

  5. Rebecca Sharp says:

    You go Jeff, and please let’s have all the Counties do the same. Don’t let up until they all pay back the money they circumvented from the Judicial system. It fries me to no end that this crime, and many others have gone without handcuffs and jail time. Madoff is small potatoes compared to this and I applaud any and everyone who goes after these criminals. Jeff, the major policy change at Mers says more than they “need to fix it.” It clearly shows they knew it was wrong to begin with! Now that they are caught with their hand in the cookie jar, they are pointing the finger at the lenders, banks. My question is this, “If MERS was created to circumvent the taxes, recording fees and transparency and now they are no longer performing that role per their change in policy, why would any entitity continue to be a member of MERS? Seriously, who gave MERS the power to tell it’s members (big banks, including Fannie and Freddie) what to do? Since the banks created it, who is in charge at MERS? What I stem from this is that Banks are telling themselves what to do?!?!? Besides, now that the jig is up, MERS is no longer needed in the ponzi scheme, it’s served it’s purpose, time to dismantle and move on. The quicker they dissolve the better as the Banks are being hit from both sides, directly at them and indirectly by folks suing MERS (banks). My loan was registered with MERS back in Feb 2004, however they didn’t file an “assignment of mortgage” in Duval County land records until 6/5/2009, only after I called EMC Mortgage to inquire as to why they did not file any assignment of mortgage. When I pointed out their error, they immediately overnighted the “assignment” to the recording office. My point is, MERS didn’t even bother doing what they were paid by their members to do on my loan, I am sure I am not the only one. Which makes it even harder to find out who owns the Note. Please note, I did not say “assignment of Note and Mortgage”, which in Florida makes this assignment worthless. The mortgage MUST follow the NOTE, they can not be separated, as the Mortgage (my house) is the collateral for the NOTE which is the promise to pay. Once separated, the NOTE becomes unsecured credit. That’s why it is vital for the Banks to secure the ORIGINAL NOTE to their foreclosure complaints, not only to prove they are the real party of interest, but also to show YOU signed it promising to pay. As that is a “Contract” in Florida and falls under Contract Law. I think this is the fundamental reason that MERS changed their policy to no longer be the “mortgagee” as the “Mortgage-backed Securities” they were pimping on Wall Street, were no longer “Mortgage-backed” and therefore unsecured debt which leaves the banks with huge problems, the tax implications alone will cost them dearly. Don’t worry though, the legislature is very busy writing laws to sweep this under the rug. Our legislature here in Florida is busy trying to write and pass new laws to have commercial foreclosures “non-judicial” under the guise of it would be optional, the parties can opt out of the Judicial process, saving our already over-crowded Courts this burden. Of course, the Banks don’t have to prove they sent notice to the borrower of the “opt out” of the Judicial process. Yeah, Yeah, I can see how this is gonna save everyone time and money…can’t you? The only saving grace to this one passing into law is the Clerks of the Court are screaming for their foreclosure fees, in their already depleted budgets. The really scary one our legislature is trying to pass, is the one that tells the SUPREME COURT not to pass any new judicial rules without it first being approved by the legislature!?!?!? This one is unconstitutional period. Our fore fathers fought long and hard to create our system of government to keep the checks and balances in place. We must go to Tallahassee on March 9th (does anyone have that phone number for the dial-a-mob that was used in Wisconsin?) and tell our elected officials to kick some Bank ass and continue to protect the citizens of Florida from this abuse. Oh, by the way, Wisconsin (and most others states) are in the RED because they invested in these toxic assets and are not admitting it. If Wisconsin had invested in T-Bills as encouraged to do, they would be in the black by $850 billion. Why no one is admitting this slays me, it’s like “if we don’t talk about it maybe it will just go away on it’s own” Hello you dumb-asses the gorilla in the room can not get any bigger! Oh wait, yes it can, when the commerical foreclosures hit, it’s gonna get much bigger, hey maybe that’s why the legislature is considering making them optional “non-judicial” Nah…they’re really trying to help the over-burdened courts…yeah yeah that’s the ticket….GEESH

  6. Bust them! says:

    I have submitted evidence of a shadow counterfeit mortgage fraud/ID Theft racket to a few government agencies, including the IG of one government agency that apparently has been used by a government employee(s) as a front for ID Theft/mortgage fraud.
    The IG refused to investigate!, and told me not to send any more documentation, because it will not be read.
    They clearly never read what they had received! Are they scared? Stupid? or What?
    The evidence had been reviewed by govt agents who said it was clear and convincing, and needed to be provided to the IG of this thugs govt employer.
    I was assured that the IG was not a political organization, and would not cover up for this thug, and an investigation was the mandate of the IG, and the thug would be investigated.
    WRONG! (Unless he is already under investigation). What is going on?
    This is very serious. He is a govt employee! He apparently has protection! What is going on? Why no investigation to at least clarify what the documents so strongly suggest? Is he involved in ID Theft/Mortgage fraud or not? Why won’t they investigate? The documents say he is, including use of MERS. Something is VERY wrong!

  7. Jen says:

    I just pulled my deed of trust at the recorders office and found 2. One signed by me on 2-20-08 and recorded on 2-22-08. The second was forged and dated 2-20-08 and recorded 3-4-08. Why would the Title Company do this? The forged deed is the one that showed up at our mediation hearing! What does this all mean for us? Thanks

    Jen

  8. DanJS says:

    I just sent this article to my local county Clerk of Superior Court and a copy to the publisher of our local paper t(the official “county organ”) that the clerk uses to publish official notices.

    DanJS

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