Fraudclosure Transcript | In re: FELIPE ZULUETA, JR. – Judge Edward Jellen “Well, you know, the bottom line is you’re not going to get a free house.”

Free to the bank…

TRANSCRIPT OF PROCEEDINGS
EVIDENTIARY HEARING ON DEBTOR’S OBJECTION
TO CLAIM
BEFORE THE HONORABLE EDWARD D. JELLEN
UNITED STATES BANKRUPTCY JUDGE

From the transcript…

MR. ZULUETA: I just wanted to clarify, Your Honor, if counsel is representing One West Bank or Deutsche Bank National Trust Company as trustee for the mortgage loan trust.

MR. CHUN: We’re representing One West Bank, the servicing agent –- who’s the servicing agent for Deutsche.

MR. ZULUETA: Okay.  So I just wanted to find out, Your Honor, if One West Bank has the proper authorization from Deutsche Bank to authorize them, because I don’t see any power of attorney presented.

THE COURT: All right.  Well, you know, the bottom line is you’re not going to get a free house.

MR. ZULUETA: I’m not asking for a free house, Your Honor.  I just want to make sure that the proper paperwork is in place so I can pay the right creditor.

THE COURT: All right.  Do you dispute that these are the documents that exist?

MR. ZULUETA: Yes, Your Honor, I do.  In fact –-

THE COURT: All right.  Do you have any evidence to show?

MR. ZULUETA: Yes, Your Honor.  If I may start with Exhibit D, Your Honor, which is the assignment of deed of trust.

THE COURT: Yes.

MR. ZULUETA: Okay.  So if you look on the document itself, Your Honor, on the upper right-hand corner of the document, it states:
“This is to certify that this is a full and true and correct copy of the original recorded in the Office of the County Recorder.” And it’s signed by a Lorden Wallace (Phoentic) of Fidelity National Default Solutions.  So my question, Your Honor, is, how is it possible for somebody from Fidelity National Default Solutions to certify a recorded document when they’re not a public employee of the Contra Costa County Recorder.  So there’s no way that they can certify –-

THE COURT: What difference does it make?

MR. ZULUETA: Well, the difference, Your Honor, is, I actually pulled a certified copy from the County Recorder, and the document is different from what this document shows.  I have a certified copy right now.

THE COURT: What’s different?

MR. ZULUETA: If I may show the Court, Your Honor?

THE COURT: Well, just tell me what’s different.

MR. ZULUETA: Okay.  So the first thing I want to point out to Your Honor, is, number one, on the bottom of the page of the recorded document, there’s a handwritten scribble on the bottom after the signature of the notary that says, a notary on the basis within capacity under –- which means that this is not a true and correct copy.

THE COURT: What difference does it make?

MR. ZULUETA: Well, it does make a difference, Your Honor, because I’m trying to establish a pattern here of the fact that this document appears fraudulent.

THE COURT: Do you have any evidence that it’s fraudulent?  I mean whether it’s recorded or not doesn’t make any difference.

MR. ZULUETA: Well, it does, Your Honor, because of all the exhibits that counsel is presenting today, there is a system of how my loan is supposedly deposited into the trust, and since they’re representing the trust, I want to make sure that they’re the proper creditor for my loan.

THE COURT: All right.  Who do you think is the proper creditor?

MR. ZULUETA: Right now, Your Honor, it’s a mystery.  I mean after my research –-

THE COURT: All right.  But you don’t get a free house though.  You have to –-

MR. ZULUETA: I understand.  In fact, Your  Honor –-

THE COURT: I’m not understanding this.  Do you have original documents?

MR. CHUN: Yes, Your Honor.  If it helps to resolve this issue, I do have the original –- what appears to be the original assignment of deed of trust, and it has the notation that was mentioned by the Debtor, “a notary on the
basis with capacity under…”

THE COURT: All right.  Do you want to show it  to –-

MR. CHUN: Sure.

MR. ZULUETA: Your Honor, I just wanted to clarify, my purpose is not to get a free house.  I just want to make sure I’m paying the real party in interest, Your Honor.

MR. ZULUETA: Okay.  I want to establish, Your Honor, that my loan was actually transferred and delivered to Deutsche Bank National Trust Company, as trustee.

THE COURT: There’s an assignment of deed of trust that –-

MR. ZULUETA: Well, Your Honor, the deed of trust doesn’t control the note.  The note itself –-

THE COURT: It does.  It says the note is assigned.  He’s got the note.

MR. ZULUETA: Correct, Your Honor, but I’d like to point out that MERS, which is the assigning party of the deed of trust, is actually not a holder of the note.

THE COURT: Okay.  I’ve heard all this.  Do you have any evidence to show that they’re not the holder of the note.  They’ve got the deed of trust; they’ve got the documents.  So –-

MR. ZULUETA: Your Honor, the deed of trust is not evidence of the obligation though.

THE COURT: Okay.  All right.  The claim objection is overruled.  Would you submit an order, please.

Full transcript below…

~

4closureFraud.org

h/t Naked Capitalism
~

Comments
45 Responses to “Fraudclosure Transcript | In re: FELIPE ZULUETA, JR. – Judge Edward Jellen “Well, you know, the bottom line is you’re not going to get a free house.””
  1. George Mantor says:

    bars is short for Bank of America Robo Signer.

    • l vent says:

      Right on!!! These trolls come here now and then. I think they are fearing for the jobs and then they won’t be able to pay their mortgage or their bills. How does it feel?

  2. DC in WI says:

    Same thing was said to me by bankruptcy judge Shapiro (70+ years old) in Wisconsin. Same judge thought it was funning that the first affidavit submitted was for a different borrow and lender! Same judge ignored the fact that the second affidavit submitted failed to name affiant! Same judge ignored the fact that lender filed proof of claim late, stating that secured creditor didnt need to file a proof of claim. It’s scary that judges either don’t know the laws, or are lazy, or don’t care, or worse are currupt. It’s also scary that attorneys and trustees sit idily by and say and do nothing when misconduct occurs right in front of them.

  3. maia says:

    I’ve been in court and heard Judge Bailey in Florida 12th district screaming, “YOUR CLIENT JUST WANTS A FREE HOUSE”. The plaintiff was BankUnited– the new investor funded BankUnited who claim to have taken all the assets from the FDIC from the now defunct BankUnited, FSB. However, the purchase agreement says most, not all, assets were transferred over. they just don’t specify which ones.

  4. Pamela says:

    In response to bars, wow dude sure you have the correct site here?I mean paid for schill is written all over your rhetoric like fleas on a dog.This is a problem that even Frontline couldn’t cure for you.Go back to what ever bank you work for and stay secure where you belong.This is a web site for the exchange of info.Opps you don’t have any to share.Just stuck on stupid at its finest.You have the right to your opinion as long as you remeber opinions are like buttholes and everyone has one.Take your rhetoric and go to a web site you can hold your own with.Don’t clutter up this one.you have no interest in any of this nor are you vested in it.See ya.

  5. AliceN.Wunderland says:

    It is time Mr.Jell educated himself regarding real estate law. I pity this man for his ignorance. How he got to be in the position of stamping approvals on the ytheft of homes of the people of his district is a travesty and he is a perpetrator of fraud upon the court. He has no knowledge of the laws regarding real estate transactions and should be barred from holding court in these matters. These rulings will come back to him in ways we will not understand and never be privy to but he will be held accountable for his arrogance and ignorance. May he feel shame to depths of his being.

  6. So let me see If I get this, MR. Zulueta can’t get a FREE house but the Bankster can?

  7. bars says:

    Okay, show me where this homeowner was making his payments, but the bank was still trying to take his house. I’ll get as mad as you do about that–probably madder. I know a couple of things along those lines have happened, and they piss me off extremely. But I just do not follow this incredible willingness to take the side of people who borrowed too much, defaulted on their obligations, and think they’re entitled to stay in a house they can’t pay for. It’s all “bankster” this and “bankster” that, and suddenly everyone’s Inspector-freaking-Javert about the stirct letter of the law, good, bad or indifferent. I bet a lot of people will remember their affection for broad equitable principles when the wind’s blowing in the other direction someday–and equity can not allow people to keep things they do not pay for. So flame me all you want; it would be a miscarriage of justice for a homeowner to be evicted because her mortgage paperwork wasn’t in order, and it is a miscarriage of justice to leave a defaulter in a house for the same reason.

    • Tim Bryant says:

      Is it a miscarriage of justice if the judge allows foreclosure, and then someone finds out later that bank did not even have an interest in the property? Then the next owner is screwed when they attempt to get “quiet title”. This is exactly what occurred in Ibanez, and the followup In re Rodriguez. Along with equitable principles, there is Real Property law. Our land records have become a mess because of MERS, securitization, robosigners, and judges and recorders that don’t give a crap about assuring those records remain valid and accurate.

      I agree with you about equitable principles, but THIS PARTICULAR judge was not weighing that. He asserted, of his own fruition, a genuine issue (now an appeallable issue) that was not raised. He was so concerned about the “free house” issue on one side, that he lost sight of the “free house” issue on the other side. This is a danger sign of partiality. Judges should refrain from getting defensive or offensive on any sides behalf. Instead of listening to the arguments, he instilled them. I bet you 100-to-1 this decision gets overturned on appeal, strictly based on the judges behavior.

      • Ace says:

        The judges get defensive because somewhere along the line they get cut of the proceeds in the resale of the foreclosed property. Judges in fact get a cut of every single case that results in a successful prosecution.

      • l vent says:

        Ace, Thank you for the telling the truth. We all suspected they were heavily invested in this. Isn’t that Unconstitutional and illegal for a Judge to profit from such a horror? I would like to find actual proof of that to have them prosecuted.

    • Wayne says:

      hey bars …. here is the gist of it …. I have no intrest in anything you own but I want you to start paying me 1500 dollars on what ever. If you don’t I will come and take your house. …. So pay me or else. Can you grasp that … Or are you that much of an A$$hole?

      • l vent says:

        LOL…..Good one Wayne! The clerk at the CROD yesterday found humor in the mortgage fraud fiasco too. He told me if my check that I wrote him for the copies of my docs bounced, they would take my house. He gets it.

    • Readdocs says:

      Bars, may you not wake one day and find your home, if you’re buying, is in foreclosure, just because the banks can. If you don’t know who your lender is, and you are making your payments with due diligence
      you are in trouble. By not knowing who your lender is, means you do not know where the monthly mortgage payments are going. IIf you’re lucky you may get notification that you are in foreclosure, and
      about to be evicted even though you have paid every mortgage payment on time, because your payments have been diverted to the wrong entity. Now, telling the lender who has not been recieving the payments is not gong to stop and listen to your side of the story. You’re just a dead beat home owner who thinks he deserves a free home.

    • l vent says:

      Sorry, I have the PROOF IN BLACK AND WHITE of the ORIGINATION FRAUD NO ORIGINATION ON TITLE,, the altering of signed documents after the closing. I have PROOF of HOMEBUILDER FRAUD, MERS FRAUD, CROSS COLLATERALIZATION FRAUD by a bank with a paid off note, NOTARIZATION FRAUD, FICTITIOUS BANKSTERS AND NOTARIES WHO HAVE E-SIGNATURES ON LEGAL DOCS, FAKE TRUSTS, A FAILED BANK HIDING IN MERS AND HIDING IN AN UNSECURED NON’-FDIC INSURED TRUST,NO ORIGINATION ON TITLE, APPRAISAL FRAUD, TILA VIOLATIONS, LENDERS LYING on the HUD-1 Settlement statement,, FORGED NOTES, BANKSTERS SWAPPING BAD PAPER AFTER A FRAUDLCOSURE WAS FILED, AND NO ASSIGNMENT OF MORTGAGE IN 19 YEARS=UNSECURED DEBT.. That is just for starters. I am not the exception, I am the rule. Our homes are PAID FOR, free and clear because of the PONZI SCHEME. WE ALREADY PAID WAY TO MUCH FOR THESE UNDERWATER HOUSES.

    • l vent says:

      bars, OUR HOMES ARE PAID FOR FREE AND CLEAR BECAUSE OF THE BIGGEST PONZI SCHEME SWINDLE AND HEIST IN HISTORY. THEY USED US AS COLLATERAL SO THEY COULD MAKE HUNDREDS OF TRILLIONS OFF OF THEIR PONZI SCHEME. THE ONLY MISCARRIAGE OF JUSTICE IS IF THEY CAN STEAL A HOME FOR A FRAUDULENTLY INDUCED, UNSECURED DEBT THAT NEVER EXISTED BY USING PHONY FRAUDULENT DOCUMENTS. FANNIE AND FREDDIE NEVER HAD ANY SKIN IN THIS GAME (2-3 CENTS ON THE DOLLAR) HUH, WE SHOULD ALL GET SO LUCKY TO MAKE BILLIONS OF DOLLARS PER HOME FROM A FEW PENNIES.. THIS SCHEME WAS ALL BORN OF SPECULATION AND OUR ABILITY TO PAY A MORTAGAGE OR NOT PAY A MORTGAGE, THEY CREATED WAY TO MUCH RISK AND THAT WAS INTENTIONAL, MASSIVE AND PERNICIOUS. THEY CREATED A HOUSING BUBBLE THAT THEY KNEW WOULD BURST AND SUCKED OUT WHATEVER EQUITY WE HAD IN OUR HOMES. THEY MADE HUNDREDS OF TRILLIONS. THESE FOREIGN MULTINATIONAL FRAUDSTERS HAVE A SICK GAMBLING PROBLEM AND BECAUSE OF THAT WE ARE ALL IN THIS TERRIBLE PLACE IN HISTORY. THEY ARE JUST BEING WAY TO GREEDY NOW, PLAIN AND SIMPLE AND THEY SHOULD NOW ALL REAP WHAT THEY HAVE SOWN.

  8. These cases really send the signals of how bad the judicial system is….I certainly give credit to all those who have to fight this with no attorney….I don’t know how you do it. I, for one, would need a top attorney to speak for me…not that I could not do it….but my french temper would come to the forefront real quick…..My daughter had an attorney who sent her a letter ( after my daughter called and told the attorney there was fraud in the origination ) and this attorney must have worked for the banksters cause she said in her letter …” There is no fraud…and if you want a free home I cannot represent you and will have to withdraw”…..FIRED…real quick….Now a top attorney has the case. My daughter never mentioned a free home..that was the attorneys words. Believe me…that letter on her letterhead is in a safe spot …..So beware of what attorney you hire….that is half the battle…the other half of the battle is in the court…..but both can be working against you…..BEWARE…

    • bars says:

      “…that letter on her letterhead is in a safe spot …”

      Really? Whatever for? Because an attorney declined a case on principle, and your daughter might be able to embarrass him in front of all the other attorneys some day? When an ATTORNEY, of all people, tells you something is not ethical–you might want to think about it very carefully.

      “Fraud,” by the way, has nine elements that must be proven. Among other things, to perpetrate a fraud, a person must make a deliberate false statement that damages another person. If your daughter actually owes money on a house, and is in default, the scope for fraud is really severely limited.

      Default–foreclosure–eviction–sale-recovery is the course of justice. I’m sorry about that, but there it is. There are real injustices in the world; let’s focus on them–not on the horror of lenders who don’t have all their paperwork in order. How about if your daughter got _evicted_ because she hadn’t signed the mortgage correctly?

      • l vent says:

        bars, What about altering docs after the homeowner signs? What about cross collateralizing a debt without telling the homeowner they were doing it with and old paid off note? THEY WERE ALL LIARS LOANS. They did many things to kill the legal contract. There never was a legal contract. That is why they did what they did. All they needed was our signature for them to use as their collateral because our homes were paid for the proof is in the ORIGINATION FRAUD. NO ORIGINATION ON TITLE.. They fraudulently induced a debt they made hundreds of trillions on all aspects of this PONZI SCHEME. Our homes are paid for because of their PONZI SCHEME. NO ONE HERE IS BELEIVING ONE IOTA OF WHAT YOU ARE SAYING. YOU HAVE TO PROVE INTENT TO CAUSE PERMANENT HARM AND WHAT ELSE DO YOU CALL A LIARS LOAN???????? FRAUD ANYWHERE IN THE LEGAL CONTRACT BREAKS THE LEGAL CONTRACT. PERIOD. END OF THE STORY.

    • incognito123 says:

      Marilyn, it is called STANDING ON ONE’S RIGHTS. Hiring an attorney makes me incompetent, which I am not. I realize the judges also don’t like it because I am not paying one of their country club bar buddies, but I will insist on fighting and STANDING ON MY RIGHTS, which they hate but in the end MUST ABIDE BY. Or I will file complaints against them – all of them, and be persistent. And eventually, if enough complaints are lodged regarding the same judge/notary/attorney/clerk, whoever, EVENTUALLY, things happen – it has been proven in my, and several friends. It takes time, but it works!!!

    • incognito123 says:

      Bar, you have much to learn about the real situation, assuming you truly do not know, as there IS fraud at the inception (I’d say in all, but I hate to say always or never because there is usually some rare exception) of virtually all these mortgages, and the fraud didn’t stop at the signing. The fact that paperwork is being manufactured by attorney firms and ‘default companies’ is just more fraud. IF everyone properly did everything they were supposed to do, and FULL disclosure in the beginning, then ALL foreclosures should be a breeze and the attorney should just be reviewing and checking one last time to cross the T’s and dot the I’s. However, right from the get go, the banksters are not following any law, the attorneys are not, and nor are most judges, which is nothing short of a disgrace! In all states that I am aware of, all attorneys and judges took oaths to support and defend the Constitution, yet it is the extreme minority that are adhering to that oath, which is really sad, and a sad commentary about our entire judicial system!

    • Ace says:

      That’s part of the problem. If you hire an attorney you are looked upon as incompetent. A ward of the court. It’s deep. In a nutshell, you are a living flesh and blood woman. The government usurpers (those who derive bogus livelihoods off the backs of the people through initiatory force, fraud, coercion and the external authority hoax) under the Trading With the Enemy Act register (regis = King) all new births creating the birth certificate. The BC is a warehouse receipt AND also a security. The registration of which creates the ‘person’ (corporation) so that the government/banking etc… (fiction) can interact (engage in commerce) with the living flesh or REAL value producers. Have you ever noticed that statutes apply only to ‘persons’? Never to ‘man’ or ‘woman’? This is what is alluded to in The Bible regarding ‘equal yoking’. A yoke is a bond. An obligation. It has nothing to do with inter-racial marriages as some who claim to be Christians are prone to think. It has EVERYTHING however to do with commerce. The whole Jesus story is about commerce. Flesh to flesh. (Substance.) Paper to paper. (The appearance of substance.) Never paper to flesh. That is unequal yoking. It all boils down to words. Words are ‘spelled’. Or ‘spells’. Your signature (sign of nature) has to be written in ‘cursive’ (curse-ive) in order to be a fungible commodity in commerce. This is why gold and silver no longer back the money. The debt liability of the ‘signature’ creates a debt liability. It all leads to the fact that our world is being run by Black Magicians ruled by Saturn who are in league with off world entities (malevolent aliens) who have confiscated all of the gold produced by this planet for some unknown and possibly nefarious reason. Everything Americans hold sacred from The Constitution to the fact that 90% of all of the U.S. Presidents are related to each other as well as Hollywood (the stuff that magic wands are made of by the way) celebrities… Nothing is a coincidence. There is no such thing. Then again… I could be wrong. (But I doubt it!)

      • l vent says:

        The U.N. declared we are all human capital in the 1970’s. It is a really sick eliteist gambling problem. They probably gamble off of their own mothers. Like the Jesuits are really the NAZIRINES. Notice what the first four letters spell. The U.N/NEW WORLD ORDER/SMOM/ATICAN/JESUITS used all of us as collateral in their Ponzi Scheme. Our signatures were all they needed to pull off the Ponzi Scheme. No notes are the proof our homes were paid off.

  9. Lit Gant says:

    The judge is certainly brain dead. He is nuts. He does not understand? Yet he is going to rule on his own ignorance? Obviously an appeal is in order. It is shyster robo-judges like this who are like Kahdafi to me. They are abusive to the people and can get away with it because of the immunity of the bench. They use this protection to shyster the home owners. If the voters put this idiot back in office they need to lose their right to vote the same as they have lost their rights to their homes.

    • talktotennessee says:

      Obviously the judge does not care about chain of title or legal propriety. His concerns are simple. The homeowner defaulted, the lender is holding paperwork, even if forged, and the homeowner owes ‘someone’ money. Might as well be one making claim. Judge refuses to see the forest for the trees. Two wrongs somehow make a right for judges like that.

      BARS: “But I just do not follow this incredible willingness to take the side of people who borrowed too much, defaulted on their obligations, and think they’re entitled to stay in a house they can’t pay for.”

      Now BARS has the same type ignorance, naivity or inexperience or just plain pig-headedness that the judge had. Must be a deadbeat out to get a free house. Never mind that people have illnesses, tragedies, unexpected job losses, deaths. Never mind that banks/lenders promise modification, lie, destroy people’s hopes and lives all without regard to their own legal standing.
      BARs just has no experience with life. Probably a kid who doesn’t even own a house.
      Nothing more to see here. . .

  10. joe parisi says:

    So.let’s see. If Mr. Z committed these acts of forgery and unlawful conveyance and assignment, he would not be prosecuted by this so called judge???????

    • JOE….Exactally the point….that proves that the courts and / or the judges…or both… are corrupt…..this has turned into a sick society…. No one can be trusted anymore…..I wonder how many sleep with one eye open….

    • incognito123 says:

      Joe, not only are you right, but all the judges and attorneys (*BOTH* sides) need to really think about this issue. Talk about adversely effecting their profession, yikes! With the fraud being so blatant and in your face, if you were a judge or attorney, you should find it offensive and want it addressed immediately! Talk about ways to quickly clear dockets, throw these cases out of the courtroom, and into the offices of District Attorney/State Attorney, etc., WITH prejudice as a message. How many additional blatant fraud cases would be filed knowing true prosecutions and permanent dismissals would be the result??? Not very many would be my guess!

  11. Gregory says:

    I am begining to think It is time to start picketing in front of these judges houses to let their neighbors and friends know just how F-up they really are. We need to get the Chief Justice to start holding weekend classes for these judges to educate them about FRAUD. Chif Justice Sakauye needs to start a program to educate some of these off the wall judges.

    • l vent says:

      These judges know the truth, they are turning a blind eye to the fraud. I witnesses it first hand. THEY ARE NOT EVEN READING THE ANSWERS TO THE COMPLAINTS HOMEOWNERS ARE FILING OR THEY ARE IGNORING THEM. How could they not know? IT IS THEIR JOB TO KNOW. They are going along with the fraudsters because they too are corrrupt. These are perilous times. The JUDGES NEED TO BE INVESTIGATED NOW. THEY ARE CROOKED TOO. THEY ARE NOT UPHOLDING THE LAW. THAT IS ILLEGAL AND UNCONSTITUTIONAL.

    • Ace says:

      That would be a noble idea except for the fact that they’re all in on it. All judges receive a cut of whatever they successfully prosecute. Even the court reporters are in on it. I have proof of that too from my own foreclosure case. I went in and when asked if I was ‘Pro Se’ (which is a trick question meaning that you are re=presenting yourself) I said: “No. I am IN WANT of competent counsel.” This means that the judge must now advocate for and protect your rights. If you go in Pro Se (acting as your own attorney) you had better know procedure or the judge will eat you for lunch. Finding out that my transcripts read: “I am NOT competent counsel.” explains why I was railroaded as I was. I demanded the wet ink signature note. Even called the judge on the fact that he had no oath of office on file with the WI Attorney General. Plus, to add insult to injury, they sold the house for $17,000 more than I allegedly owed on it.

      • l vent says:

        Those dirty bastards. I know, I saw all of the chumminess first hand in the courtroom. Even at the recorders office the first time I went last fall, they were mostly helpful but when I walked in the downtown office there were a few older guys behind the front counter who made some smart remark as I walked by and I turned around to look to see who said it and they were laughing. I was a bit nervous there because I did not know what to expect so I did not say anything to them. Next time I go there and if I see them I will cause a stir for them. There are soo many crooks and liars and thieves. I hope you are fighting to get back your stolen home. We have to stand up for our rights no matter what they say, you do have rights.

  12. l vent says:

    Let’s not beat around the bush, that judge was calling this homeowner a dead beat for trying to defend himself. These judges clearly are being paid in some way by the banksters because these pretender lenders are being allowed to get away with murder.The judges are acting like criminals themselves. They are not following the rule of law. This is not justice, this is clear proof of judges aiding and abetting the criminals who caused this whole mess in the first place. THE DOJ IS ALLOWING THIS!! I witnessed this first hand today in court with a Judge Rooney. I knew after the first two cases she was aiding and abetting the banksters. She was all chummy with one bankster attorney who just stood up there in front of her with case after case she gave him everything he asked for and she talked to WE THE PEOPLE like this, I will tell you right now, the bank DOES NOT HAVE TO TALK TO YOU UNLESS YOU GO TO A MEDIATION IN THE HALL AND THEN MAYBE YOU WILL GET A CHANCE TO TALK TO THE BANK. People in there were just going along with everything she said. I was there to object to a motion to file and ammended complaint by the pretender lender. I asked the judge to dismiss the entire fraudclosure complaint on the grounds that the bank lied in the first complaint and never showed proof of anything I asked them for. She granted them the additional defendant even though I said I do not owe CITI any money and where is the proof of the judgement and there is fraud all through my loan. I have a pretender lender trying to join me to fraudclose on MERS even though MERS released the mortgage in 07 and I have the release and proof of a ton of fraud. She said I do not know what you have and everything the attorney shows me here looks right so you need to hire an attorney. WHY THAT LYING BIYATCH. I am meeting with someone from my State AG’s office tommorrow with all of the fraud I have. I would personally like to see that ARROGANT judge thrown in prison for LYING TO WE THE PEOPLE AND UNFAIR AND DECEPTIVE PRACTICES BY THE JUDGE. DO THEY EVEN READ OUR ANSWERS TO THE COMPLAINTS WE PAY OVER 200 DOLLARS TO FILE??? THE JUDGES ARE NOT DOING THEIR JOB. THE JUDGES ARE ACTING WORSE THAN THE CRIMINALS.

    • bars says:

      With respect, the judge was calling the homeowner a deadbeat for defaulting on his mortgage. Which is pretty much what a “deadbeat” is. Whatever the banks have or have not done, however legal or illegal, the homeowner is still a deadbeat.

      • incognito123 says:

        Bar, how much ‘money’ was lent in these mortgages??? There is an definitive exact answer to this question – check out .MSNBC Dylan Ratigan Fed Reserve Con Job for a partial description and answer.

      • Ace says:

        bars is clearly either very naive or a planted mole sent in to undermine the truth movement. I can spot these types a mile away. Do not reply or respond to anything they post. End of transmission. Conduit closed.

    • l vent says:

      Why you believe your own b.s. We were ALL going along just fine paying OUR MORTGAGE and all of our bills on time until the INTENTIONAL FINANCIAL COLLAPSE IN 08. THEY BUNDLED A FEW GOOD LOANS WITH A LOT OF BAD RISK. IT WAS A SET UP TO FAIL AND IT WAS INTENTIONAL. THE PROOF THEY KNEW THE FAILURE WOULD BE MASSIVE IS IN THE CREDIT DEFAULT INSURANCE. THEY GOT BAILED OUT AND THEY SHOULD NOT HAVE. WE BAILED OUT THE FOREIGNERS WHO ROBBED US IN THE BIGGEST PONZI SCHEME HEIST OF OUR WEALTH AND IN HISTORY. THEY RUINED THIS ECONOMY SO THEY CANCELLED OUT THERE OWN FAKE DEBT THEY CREATED BECAUSE THEY GOT GREEDY AND MAKING HUNDEREDS OF TRILLIONS WAS NOT ENOUGH FOR THEM. NOW THEY WANT TO COLLECT ON THE CDS INSURANCE AND STEAL HOMES THEY DO NOT OWN. NOW WHO ARE YOU CALLING A DEADBEAT??? OUR HOMES ARE PAID FOR BECAUSE OF THEIR PONZI SCHEME PLUS, HERE IS A BONUS FOR US, THE DEBT IS UNSECURED. let’s extinguish it America!!!!

  13. Javagold says:

    what a fat biased PIG …………………..APPEAL !

  14. Pamela says:

    File a formal complaint with the judiciary board against this jerk of a judge believe me you file enough complaints and pretty soon they will listen to you at least about specific judges.I actually did this and it worked.I was called in to give my complaint validity and at the end recieved a copy of his disciplinary action.

    • incognito123 says:

      ABSOLUTELY PAM!!!! And be respectful but persistent in the complaints on everyone – Judge, Attorney, Notary, Clerk, Bailiff, you name it!

  15. John says:

    And neither should they!

  16. myles says:

    this is bullshit–appeal it and file a complaint for bias with the california commission on judicial performance.

    how prejudicial–saying that the plaintiff just wanted a free house!

    • Tim Bryant says:

      Leapfrog is correct. The judges statements give rise to an appeallable issue. Unless a “free house” was in his claim, the judge instilled, upon his own merit, a genuine issue that was not part of the bankruptcy.

  17. leapfrog says:

    Appeal!

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