Notorious Robo-signers, Bryan Bly and Crystal Moore, Still “Working” for Nationwide Title Clearing
Look at the above picture of Bryan Bly and Milton Waddams side by side…
Now, remember Office Space?
The resemblance is AMAZING!
Same haircut, same glasses, same mustache, same look! They are even wearing the same gray short sleeved shirt!
HA! And I thought Robo-Lisa was the funniest thing I ever saw…
Notorious robo-signers still working for Palm Harbor title company
By Mark Puente, Times Staff Writer
Two employees of a Palm Harbor title company embroiled in the nation’s robo-signing controversy are still signing hundreds of mortgage documents in other states.
The signatures of Bryan Bly and Crystal Moore, who work for Nationwide Title Clearing, showed up on 445 mortgage-related records with suspect signatures from October through June 30 in Guilford County, N.C.
The signatures appear on records from Mortgage Electronic Registration System, JPMorgan Chase, Wells Fargo and other lenders. Bly signed 290 documents; Moore, 155. The mortgage assignments and certificates of satisfaction transfer loans from one bank to another or certify a loan has been paid off, according to Jeff Thigpen, the Guilford County registrar of deeds.
Nationwide Title Clearing reassigned Bly and Moore after the robo-signing controversy erupted last year, said Pennsylvania-based spokesman Rick Grant. Nothing prevents them from signing new paperwork, he added. Grant stressed that the duo is not signing foreclosure documents.
Um, sorry… WRONG!
“They’ve never been convicted of anything,” Grant said.
Yea, Casey Anthony wasn’t convicted either…
The Florida attorney general still is investigating the fraudulent-paperwork allegations, a spokeswoman said.
Link to Bryan Bly deposition Courtesy of YouTube here…
Link to Crystal Moore deposition Courtesy of YouTube here…
Thigpen said Tuesday that a Nationwide official assured him that the firm has the proper authorization for Bly and Moore to sign the records.
The industry, however, needs to establish measures to protect the integrity of documents submitted for public records, Thigpen said in an e-mailed statement.
“Quite frankly, as a public recorder, I don’t want to be a policeman nor an accessory to fraud,” he said.
After the outrage in the fall, robo-signers simply shifted to another segment of the industry, said lawyer April Charney, a foreclosure expert with Jacksonville Area Legal Aid. She wants company executives held criminally responsible for allowing the practice of mass-signing documents.
Charney compared robo-signers to fire ants.
“You shoot them with Roundup in the hole, and they just pick up and set up shop somewhere else,” she said. “This is a never-ending, unfortunate situation. It’s fraud.”
You can check out the rest from the St Pete Times here…
But, before we go, here are some final thoughts from the Huffington post on these matters that were originally Posted on 11-13-10…
In more than two hours of video footage recently uploaded to YouTube, three alleged “robo signers” describe how they approved thousands of mortgage documents a day without reading them.
Robo-signing is the latest ugly turn in the ongoing mortgage mess. Banks and loan servicers appear to have illegally processed countless documents in the rush to foreclose. The scandal has spawned a host a host of lawsuits, including a Federal racketeering lawsuit brought against Bank of America and a wave of investigations by 50 state attorneys general.
The three employees of Nationwide Title Clearing — notary Crystal Moore, “signer in charge” Bryan Bly and witness Dhurata Doko — gave depositions to lawyer Christopher Forrest, reports the St. Petersburg Times. Their testimony presents a detailed and often shocking portrait of the assembly-line like process for approving documents.
The employees admit they didn’t read the thousands of documents they signed daily, and they betray ignorance of key aspects of the mortgage industry. In some cases, according to the testimony, their signatures were affixed to documents without their knowledge.
One employee admits he doesn’t know how many companies he had signed for as a vice president. Another suggests she doesn’t know anything at all about the mortgage industry. And the third says she didn’t know exactly what she was authorized to do on behalf of her employer — her job was, simply, to “sign the documents.”
1. ‘Just Sign The Documents’
“Do you know specifically what you’re authorized to do for MERS?”
“Just sign the documents.”
“Do you know specifically what you’re authorized to do for City Residential Lending?”
“Just sign the documents.”
“Why did you sign this document indicating that your address was in California if that in fact was not your address?”
“Because my name was on the document.”
“So it was presented to you to sign and you signed it.”
2. A Vice President At More Than 20 Companies
“In addition to notarizing assignments of mortgage, do you ever sign assignments as a vice president of a company?”
“For which companies have you signed as vice president?”
“I couldn’t list all.”
“Could you give me some examples?”
“Chase Morgan. Wells Fargo. I’m on pretty much every corporate resolution.”
“Would it be accurate to say that there are maybe an excess of 20 companies or banks that you sign as vice president?”
“That would be fair to say.”
3. “Just Look For My Name, And Then Sign”
“Do you have any understanding as to what that term means, ‘for good and valuable consideration’?”
“I don’t usually read the docs when I sign.”
“So it’s not part of your job to review the document. Your job is just to sign it.”
“Just look for my name, and then sign.”
4. No Experience Necessary
“What did you study [in the one year of college]?”
“Nothin’. It was just the basic.”
“Do you have any other additional training or education in banking or finance?”
5. Signing 5,000 Documents Per Day At Less Than A Minute Each
“Can you tell me on any given day how many assignments or other documents you sign?”
“Are you looking for a ballpark average?”
“Ballpark. I certainly don’t expect you to remember exactly.”
“I’d say 5,000.”
“Would that be an average day for you?”
“That would be average.”
“Would it be fair to say that during your tenure at NTC you’ve probably signed an excess of 50 or 60 thousand documents?”
“Could be higher than that?”
“With signing so many on any given day, can you estimate for me the amount of time you spend on any given document?”
“Less than a minute.”
“When you’re presented with a document to sign or notarize, do you take any steps to verify any of the information contained in the document?”
“Not in the body.”
“When you say ‘not in the body’ are there any other steps that you take?”
“I’m just looking to make sure it’s been fully signed.”
“Would it be accurate to say that you are presented with a stack of documents to sign, and your practice is to look at the document, see if it’s been signed, affix your signature to it and then move on to the next document?”
6. A Disturbing Lack Of Experience
“When you say ‘financial’ are you referring to matters relating to banking?”
“No. We don’t do mortgages in my country. … I don’t have any idea about mortgages when I started here.”
7. A Strange Definition Of A Mortgage
“Did you take any steps to verify any of the information contained in this assignment before you signed it?”
“Do you ever take any steps to verify any of the information in the documents you sign at NTC?”
“What is your understanding of what exactly is a mortgage?”
“When somebody goes to buy a house, they take a loan. And then the mortgage is their paying the banks bank.”
“Can you tell me what your understanding is of the term ‘promissory note’?”
“That’s just the note. Like it says the interest rate and stuff like that on it.”
8. Management May Have Electronically Signed Documents For One Employee
“Do you play any role in the creation of the documents to which your signature is electronically affixed?”
“Do you have any idea what documents or how many documents your signature has been electronically affixed to?”
“Do you ever review those electronic documents after your signature has been affixed?”
“So would it be accurate to say that entire process takes place outside of your presence and knowledge?”
“That would be fair.”
“You play no role in the determination as to whether or not you should be signing the document physically, or whether your electronic signature should be inserted?”
“Who makes that decision?”
“That would be someone in management.”
“So someone else in management is making a decision as to whether or not to use your signature to affix it electronically to a document?”
“And you have no role in that process?”
9. Signing More Than 50,000 Documents
“Have you signed assignments or other documents as vice president of any other companies?”
“What companies have you signed as vice president?”
“I don’t know.”
“You can’t recall any?”
“Can you estimate for me the number of different companies that you’ve signed assignments as vice president?”
“I don’t know.”
“Can you estimate for me how many assignments or other documents in total during your tenure at NTC you signed as an officer or a vice president of a company?”
“I don’t know.”
“Is it more than 10?”
“More than 500?”
“More than 5,000?”
“More than 20,000?”
“More than 50,000?”
“And out of those 50,000, the only company that you can recall signing as a vice president or an officer is City Residential Lending?”
All I can say at this point is…
Even if it sounds like an insane cackle…
When is the fraudclosure machine going to break?