NY Times | Bank Settlement in Mortgage Mess May Hinge on MERS

These practices have consequences, as described by R. K. Arnold, MERS’s former president, in a 2006 deposition. “We are heavily at risk as far as, you know, having to follow the rules of the court and enforcing our rules that our members must go by,” he said. “We also have jeopardy as far as if we were to fail in the foreclosure realm.”

~

The Banks Still Want a Waiver

By

HOW should banks atone for those foreclosure abuses — all the robo-signing and shoddy recordkeeping that jettisoned so many people from their homes?

It has been four months since a deal to remedy this mess was floated. Not much has happened since — at least not publicly.

Last week, banking executives and state attorneys general met in Washington to try to settle their differences. At issue was how much banks should pay, and how and to whom, to make this all go away. The initial terms, which emerged in March, were said to carry a $20 billion price tag.

But here is a crucial question: to what extent would such a settlement protect banks from future liability? Will the attorneys general strike a deal that effectively prevents them from bringing new, unrelated lawsuits against the banks?

If the releases in any settlement are broad, there will be joy in Bankville. If they are narrow, the banks will probably face more litigation, something they would rather avoid.

Be sure to check out the rest here…

~

4closureFraud.org

 

Comments
38 Responses to “NY Times | Bank Settlement in Mortgage Mess May Hinge on MERS”
  1. Ron Moss says:

    Robo signing is similar to the debt limit. A decoy. When you go duck hunting you genarelly use a decoy to fool the ducks you are waiting to suck in. The constitution says, “Congress shall have power to coin money and regulate the value thereof” So why do we provide the banksters with that priviledge? Remember the Grace Commission report? Ronald Reagan set up the man Peter Grace to study the IRS. He found that total income
    taken in by the IRS was all needed to pay interest on the national debt, no money was left over for governmental costs of operation. And why do we have a national debt? if congress should coin money and regulate the value thereof, we should not have a national debt. Maybe thats why Ron Paul should probably not be elected. The poore bankstewrs would have to go back to Sicily.

    • lvent says:

      Right on Ron!!! Lots of decoys, distractions for what they are really trying to do, make fraud legal….40 Trillion in collateral fraud these Wall Street crooks were allowed to ring the American people up with UNSUSTAINABLE DEBT, DESPICABLE!!!!!!! Conform or perish is there motto, I say, criminals first!!!

  2. marilyn lane says:

    TO i VENT

    read the article below and prehaps start sending it to the land registars

    ——————————————————————————–

    Why Foreclosure Fraud Is So Dangerous to Property Rights
    Posted By Barry Ritholtz On October 12, 2010 (8:00 am) In Credit, Foreclosures, Legal, Real Estate, Really, really bad calls, Regulation, Taxes and Policy

    There seems to be a misunderstanding as to why the rampant and systemic foreclosure fraud is so dangerous to American system of property rights and contract law. Some of this is being done by people who are naked corporatists (i.e., the WSJ Editorial Board) excusing horrific conduct by the banks. Others are excusing endemic property right destruction out of genuine ignorance.

    This morning, I want to explain exactly why this RE fraud is so dangerous, and explain the significance of the rights that are currently being trampled. I also want to demonstrate that the only way the nation could have the quantity and magnitude of errors we see is by willful, systemic fraud.

    Perhaps this commentary will allow for a more intelligent debate of this issue, and focus on what can be done to fix the problems, rather than the blind parroting of talking points.

    ~~~

    The process of purchasing a home in America culminates with an event called “the Closing.” It is an hour plus long contract signing that ensures the buyer is legitimately taking title, possession and legal ownership of a unique parcel of land and any structures upon it. The process gives any buyer specific rights to that property that cannot be abrogated under the laws of the United States.

    At the closing, buyers sign and initial numerous documents. The goal is to accomplish the following:

    1) Papers are signed that will be filed with the County Clerk (or appropriate officer) along with recording fees, for the official transfer of title from the prior owner to the new owner. The enabling purchase loan (i.e., mortgage note) is also filed with the Clerk.

    2) The buyer receives title (ownership) of the land;

    3) The mortgage lender establishes a new interest in that property contingent upon their mortgage note;

    4) All other claims, liens, tax obligations and prior mortgages, home equity lines or second notes are satisfied and extinguished before title passes to the new owner.

    5) Third party claims of any interest in that property superior to the buyer are eliminated;

    6) Title Insurance is purchased and issued so the buyer has a recourse in case of defects in ownership occurs.

    Every step of the process is designed to protect the property rights of all parties. The result is more than a mere transaction selling property from one party to another; rather, this has created a system where ownership interests are clearly defined; where title history can be reviewed going back decades and centuries. There is a certainty to the purchasers of this property against all future claims.

    Everything about this process has been created to make sure the transfer goes off perfectly. In a nation of laws, contract and property rights, there is no room for errors. Indeed, even small technical flaws can be repaired via a process called “perfecting title.”

    As we noted previously, esteemed economists such as Hernando de Soto have identified that the respect for title, proper documentation, contract law and private property rights are the underlying reason capitalism works in Western nations, but seems to flounder elsewhere.

    We cannot have free market capitalism without this process. So what does it mean if banks have been systemically, fraudulently and illegally undermining this process?

    ~~~

    The closing process described above took place with all parties participating voluntarily. The buyer wants the house, the seller wants the transaction, the financing bank wants to make the mortgage loan.

    What happens during a proper foreclosure? The prior closing is essentially reversed, only its done involuntarily. The process requires another RE closing, only this time, the Note holder is exercising their right to repossess the house if the borrower has failed to uphold the terms of the mortgage note. It typically states that if a borrower fails to make the requisite payments, they become delinquent. After an extended period of delinquency, they go into default. That allows the note holder to exercise their rights to foreclose on the property, and take title and possession.

    The same care and attention to detail that occurred during the initial closing must also occur in the foreclosure process. All of the steps noted in our initial closing must occur here also. But since it is an involuntary process for the (soon-to-be former) property owner, extra care must be taken to make sure that property rights are being maintained and respected. The entire process is, if anything, is even more rigorous.

    The law does not tolerate any errors in this process. What does the foreclosure process legally require? It varies by state and mortgage note, but the following is a good outline:

    1) Notice of Delinquency is sent to a borrower who has fallen behind his payment schedule;

    2) Notice of Default is sent to a delinquent borrower who has missed the requisite number of mortgage payments;

    3) Notice of Foreclosure is sent to the defaulted borrower, and the process begins;

    4) Affadavit by the bank’s representative are signed attesting to: Ownership of the note, who the borrower is, the property in question, the date of last mortgage payment, amount of delinquency, tax escrow owed, other payments (such as homeowners insurance);

    5) Notarized documents: A Notary Public affirms that the affidavit was actually signed by the signatory, and this allows it to be entered into the court as documentary evidence;

    6A) Notice of Pendency (Lis Pendens) is filed with the County Clerk putting the world on notice as to the foreclosure action;

    6B) Summons and Complaint are prepared by bank attorneys, who further verify the specific information attested to by the bank executives. The attorneys then file the Complaint, commencing the Foreclosure Action;.

    7) Service of Process is filed, either hand delivered to the home owner, or nailed to the door of the home;

    8) Referee is Appointed to review and process the case; calculate the amount owed, and report back to the Court; The Referees report is also notarized;

    9) Judgment of Foreclosure is moved for by Note holder;

    10) Court orders the property auctioned. The court specifies a notice of the auction, publicizing the property auction;

    11) Bidders must Close on the auctioned house in 30-90 days; In the event of no sale, the bank takes possession (REO);

    The fraud that has come to light are primarily occurring in steps 4, 5, 6 and 7. The verification of the specific data that is mandated legally is not taking place by bank executives. Reviewing a file can take anywhere from, 20 minutes to well over an hour. Yet some bank employees are testifying that they have signed off on as many as 150 per day (Wells Fargo) or 400 per day (Chase).

    It is impossible to perform that many foreclosure reviews and data verifications in a single day. The only way this could happen is via a systemic banking fraud that orders its employees to violate the law. Hence, how we end up with the wrong house being foreclosed upon, the wrong person being sued for a mortgage note, a bank without an interest in a mortgage note suing for foreclosure, and cases where more than one note holders are suing on the same property that is being foreclosed.

    This is more than mere accident or error, it is willful recklessness. When that recklessness is part of a company’s processes and procedures, it amounts to systemic fraud. (THIS IS CRIMINAL AND SHOULD BE PROSECUTED).

    The next step in our cavalcade of illegality is the Notary. Their signature and stamp allows these fraudulent documents to be entered into court as actual evidence (no live witness required). Hence, we have no only fraud, but contempt of court on top of it (BOTH OF WHICH REQUIRE PROSECUTION).

    Law firms preparing the legal documents are not doing their job of further verifying the information. And, it seems certain states such as Florida have foreclosure mills who were set up from the outset as fraudulent enterprises. (EVEN MORE PROSECUTION NEEDED).

    Lastly, some service processors are not bothering to do their job. This is the last step in the foreclosure proceedings that would put a person on notice of the errors (YET MORE FRAUD).

    There are multiple failsafes and checkpoints along the way to insure that this system has zero errors. Indeed, one can argue that the entire system of property rights and contract law has been established over the past two centuries to ensure that this process is error free. There are multiple checks, fail-safes, rechecks, verifications, affirmations, reviews, and attestations that make sure the process does not fail.

    It is a legal impossibility for someone without a mortgage to be foreclosed upon. It is a legal impossibility for the wrong house to be foreclosed upon, It is a legal impossibility for the wrong bank to sue for foreclosure.

    And yet, all of those things have occurred. The only way these errors could have occurred is if several people involved in the process committed criminal fraud. This is not a case of “Well, something slipped through the cracks.” In order for the process to fail, many people along the chain must commit fraud.

    That it is being done for expediency and to save a few dollars on the process is why the full criminal prosecution must occur.

    ~~~

    The approach of most Western nations to property is an important legacy. In the United States, it has been enshrined in the Constitution. Even the rare exercise by the State to take private property during Eminent Domain requires an extensive and proper process. The Fifth Amendment to the US Constitution guarantees that no “private property be taken for public use, without just compensation.” The Supreme Court has detailed the process required for the State to seize any citizen’s private property without the owner’s consent.

    There is simply no reason we should tolerate unlawful property seizure merely when it is done by banks. They are not the State, not the King, and not above the law.

    • lvent says:

      marilyn, The Cook County Recorder’s office already knows about the mortgage fraud. Eugene Moore, Cook County Recorder of Deeds states this clearly in the second paragraph of his home page which says in part:

      The current status of the Real Estate Industry is due in part to the financing of real estate acquisition and re-financing of home ownership. You need only examine the headlines of local newspapers for the fraud that was pervasive in the Mortgage Industry. The evidence can be seen in the foreclosures that blight our communities and the increasing numbers of the homeless. To cure the industry ills and mitigate instances of homelessness, two new programs were implemented to fight potential mortgage and conveyance fraud in Cook County.

      They welcome us to report our findings of mortgage fraud to the mortgage fraud hotline: Mortgage Fraud Unit of the Cook County Recorder of Deeds at 312-603-4000. You may also go downtown to the Recorder’s office located behind city hall on 118 North Clark to file a complaint in person…..

      You may read the home page at: http://www.ccrd.info/CCRD/controller
      or if this link happens to be “broken” Google it.

    • lvent says:

      The link is not working. But I googled it and my, they are funny down there at the Cook County Recorders office.. It looks like they have an Anthony Rezko mortgage posted up there as an example of mortgage conveyance fraud…….If you live in Cook County as Pres. Obama did you will know who Mr. Rezko is…LMAO!!!!!!!!!God Bless America!!!!!!!

      • marilyn lane says:

        I vent
        I don’t know if New York City has such a mortgage fraud hotline.
        Does anyone know?

        NYC does have a program where you can register your name
        so that if anyone takes out a mortgage on your property,
        or tries to transfer the title the registrars office will
        email a or write a homeowner
        . That is okay for the future, maybe

        but that does not address the fraud sitting in the country registars
        records.that has to be corrected.

      • marilyn lane says:

        I tried to answer my own question.
        I googled New York County mortgage conveyance fraud
        and came up with a list of regulators that I have already been to,
        some several times.

        At the very beginning of this nightmare when Fidelity NY FSB
        hid four of my mortgage checks and then went under and
        Astoria Federal S & L took them over
        one Raymond Coons Compliance Manager for the Jersey/NY Office of the OTS
        , went into Astoria Federal with federal bank examiners and saw that
        my checks came in and then disappeared and saw nothing wrong with that. ,

        I have so any records filed with the OTS they probably need a big room for them.

  3. John Anderson says:

    The public is getting wise. This last discovery by AP is sweet. It makes it hard on the AGs and the DOJ to take a fine, and a promise to be better in the future, from the banksters, they were in the process of getting off, with no jail time for fraud, and a taste of the loot.
    Do send your AG a e-mail or letter, asking them to do their duty in this matter, and follow what the law dictates.
    Now the banksters pawns, the “rating agencies” who now claim that they were duped into giving AAA rating to bags of shit from Wall St, are threatening to downgrade the USAs rating ” as their opinion should have any weight” while their masters are under investigation by the AGs and the DOJ! Double Sweet. Maybe the public, whose ignorance and apathy is why this government/corporation anarchy has been allowed to play out as long as it has.
    KEEP FIGHTING, AND SPREADING THE WORD.

    • lvent says:

      Right on John!!!!!!!!!!!!!!!!NO MORE DECEPTIVE PRACTICES AND UNFAIR DEALING BY THE PONZI SCHEME CROOKS SHOULD BE ALLOWED BY THE U.S. GOVERNMENT!!!!!!!!!!!!!!!!!!!!!!!!!!! WE THE PEOPLE WERE SET UP TO FAIL AND ROBBED IN THE BIGGEST PONZI SCHEME SWINDLE AND HEIST IN U.S. HISTORY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!RESCIND THE FRAUDULENTLY INDUCED LOANS AND GIVE THE CLEAR TITLE BACK TO THE AMERICAN PEOPLE……GIVE BACK THE STOLEN HOMES……….FORCE THE BANKSTERS TO PAY THE BACK PROPERTY TAXES FOR ROBBING THE AMERICAN PEOPLE OF EVERYTHING………

  4. housemanrob says:

    THIS PROVES ONE THING………….WE ARE PEASANTS!……..AND THE SO-CALLED LEADERS OF OUR COUNTRY, FULLY INTEND TO KEEP IT THAT WAY! AND GUESS WHAT? …….THEY WILL NOT BE HAPPY UNTIL WE ARE ALL FULLY ENSLAVED…….IT IS GONNA’ GET A LOT WORSE!

    • lvent says:

      That is why the truth will set us free. We have to rout them out, expose them and remove them. Starting with the FEDERAL RESERVE and the UNITED NATIONS. Then on to the politicans and the judges. MASSIVE CORRUPTION is exactly why our vote does not count. TRUST BUT VERIFY. WHO IS FUNDING CAMPAIGNS, WHAT ARE THEIR INVESTMENTS? I will get worse if we let them get away with it any longer. BREAK UP THE MONOPOLIES LIKE BOFA AND CHASE. AND STOP USING THEIR CREDIT. STOP LETTING THE US GOVERNMENT — USE THE AMERICAN PEOPLE AS THEIR PERSONAL CREDIT CARD TO PAY BILLS THAT WE ALREADY PAID FOR. THAT IS JUST FOR STARTERS.. WE THE PEOPLE MUST NOT COWER TO THEM.

    • lvent says:

      WE THE PEOPLE OWN THIS COUNTRY, NOT THE PONZI SCHEME CROOKS!!!!!!!!!!!!!!!!!!!!!! IT IS GOING TO GET ALOT WORSE FOR THEM WHEN ALL OF THE PEOPLE FIND OUT THE TRUTH, AND STOP BELIEVING THEIR LIES……………………….GOD BLESS AMERICA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  5. Joyce Cauthen says:

    Michael – good post – I for one was around when the savings and loan mess took place and we used a completely different approach to cleaning up the mess. That is why I am addressing Gretchen’s book and presenting a plan that can work for the people and to some extent the banks, as much as I hate that. But when you have gone through three of these events, 1980’s, 1990’s and now 2000’s, it is a sick situation.years to overcome. But we went a

  6. Joyce Cauthen says:

    I am getting ready to address those issues that Gretchen M. covered in her book. At least those where I have had actual experiece. My writings come from being down in the trenches since 1966 and I am anxious to see just how accurate her book is. I hope that it does a good job as I have not read it but I am seeing some differences that need to be confirmed, etc. This will be my opinion based on what was happening at the time and how I believe it has come down.

    Asking where the borrower’s seat at the table is key here and people are catching on. Actually, besides the banks, the borrowers should have the only other seat at the table. Everyone else is out until the plan and strategy is developed. Then they can come in with their stamp of approval or no.

    • lvent says:

      Ihear Gretchen pretty fully lays the blame at the feet of Fannie and Freddie. They were just the NWO perps. This evil scheme was devised by the elite, hiding behind the scenes of this MANUFACTURED FINANCIAL CRISIS.. We must rout them out, expose them and remove them. Let’s start with THE FED, our corrupt politicians and judiciary. Who owns the FEDERAL RESERVE? What are the judges and politicians investments and who contributed to their political campaigns? EXPOSE THEM. THEN, THE EMPEROR HAS NO CLOTHES…

      • lvent says:

        FOR STARTERS; THOUGH THIS ARTICLE ALSO IS NOT BEING COMPLETELY HONEST.. CHASE IS A BRITISH BANK AND BOFA ALSO OWNS THE FED AND BOFA IS THE BANK OF ITALY. THE FOREIGN ENEMY, THE NWO OWNS THE FEDERAL RESERVE BANK AND WALL STREET VIA PROXIES…………AMERICA IS NOT BROKE.. THAT IS ALSO A BIG LIE……..

        http://www.laleva.cc/economy/whocontrolsthefrs.html

      • lvent says:

        ALL THE DEVILS ARE HERE IN AMERICA….. HIDING IN PLAIN SIGHT AND HIDING FROM WITHIN…..DO YOUR HOMEWORK AMERICA….WE MUST ROUT THEM OUT EXPOSE THEM AND REMOVE THEM. BEGINING WITH THE FEDERAL RESERVE AND THE UNITED NATIONS….WE MUST STOP BELIEVING THEIR LIES…….TRUST BUT VERIFY……….

  7. SOORY FOR THE DUPLICATE

    THE FUTURE

    THE GREAT RESET OR THE GREAT REVOLUTION

    I have been here before – it was called the Savings and Loan crisis. I don’t understand why there are so few of us around anymore who remember, and why so many are in denial. There are only two possible outcomes.

    OPTION 1
    A deal is cut where the “Banks” are forgiven. The agreement will say that they are not liable and that any and all real estate transactions prior to the date of the law are deemed valid. If not, we have economic and political chaos. It WILL be unconstitutional.

    There will be a great public outcry.

    Lawsuits will be filed that will last 25 years. In 25 years anyone who cared will be dead or have forgotten.

    OPTION 2
    The people revolt, and everything collaspses. We start over. What we need is the strongest of leaders. Even perhaps a “benevolent dictator” for a while (Bill Gates, Warren Buffet, and Charlie Munger, where are you?). We had those leaders in the past who did the right thing – period. Then they let the “lawyers” justify their actions. As one former Speaker of The House who took a vote said: “The Nayes are louder, but the Ayes have it”. No real leaders seem to be there now – but we will see. Perhaps, the President will raise the debt ceiling by announcing it and then let someone find the legal justification for his doing it (i.e. The 14th Amendment).

    This will NOT be fixed in our generation. However, the next and the one after will do it unless we have some type of major extinction event (anyone notice the historic weather, volcanoes, tsunamis, hurricanes, etc.?)

    The younger generation is better than we are. Less materialistic, more honest, and good hearted.
    THE GREAT IDEOLOGICAL BATTLE

    There are only 3 types of thinking these days:

    1. Let the large corporations own and run things. They are smarter than the average citizen. After all, even the poorest in our nation is rich compared to the poorest in most third world countries. (They have a point). However, the People don’t look at it that way. The poor just look at the disparity between the rich and the poor and history teach us when it gets to great it leads to revolt. We seem to be there.

    2. Have government leaders elected by the people run things. They are objective and will be better at doing what is in the best interests of the majority of People. (The ultimate extreme of this is Socialism where the government not only runs things but owns them).

    3. “Cognitive Dissonance” is when the human mind can’t process something so people go into denial and ignore it. That is the majority these days.

    Michael

  8. Pissed Off says:

    Why don’t the borrowers have a seat at this table? They don’t matter? They never mattered? Come on Gretchen!

  9. Stupendous Man - Defender of Liberty, Foe of Tyranny says:

    For the banks, et. al., extend and pretend was always done with the hopes of some blanket immunity eventually being accorded them.

  10. Joyce Cauthen says:

    Sorry about the typo errors. Believe I do much better work. But when I sit down and speak from the heart, sometimes these errors are made – Concentrate on the contents, please.

  11. Joyce Cauthen says:

    Well there you go – the sooner the government is taking out of the equation, the sooner we will clean up this mess and I am in particular reference to: the AG’s, the Justice Department, the Congress, the Regulatory and the Administration and the Courts.. They are to negotiate with no one and the people, who have just now been able to get a handle on what has happened to them, must sit at the table with the banksters and devise a program of restitution that will settle all accounts, both for the Banks and most importantly, the people and this action alone, will not only bring the housing crisis to a halt, but will assure the American people that government regulation has not yet removed the rule of law from that which this great country has operated by since it first brought it to the fore.

    I do not believe that we can have the “compromise” for the people or this country until the people step up and not accept settlement agreements which are being developed everyday by the banksters and our governmental law enforcement and regulatory branches – Shame on the people for not stepping forward and shame on the Tea Party for not using its best armour to make it happen.

    No one once to incite the people against the government or its law enforcement agencies, but now is the time for the great “compromise” on behalf of the American people and we can get it done.

    Again, remove any governmental official or agency or law enforcement from the equation – then we can begin to get things done – I personally think the government will be “pleasantly” surprised, if you will.

    The rule of law in the Courts has been squashed so why are we negotiating by law enforcement officials, etc. The Judges have indeed made a mockery of the rule of law and have in fact taken an “in your face” attitude against any poor soul who has been forced to defend himself as a pro se or any other form of representation. This cannot be endured by the American people – Now I understand why the housing crisis has indeed come to a head – and that was to bring to the fore of the American people, that yes, we are losing that which has protected us for hundreds of years, now only to find that it may no longer exist.

  12. leapfrog says:

    “This court does not accept the argument that because MERS may be involved with 50 percent of all residential mortgages in the country, that is reason enough for this court to turn a blind eye to the fact that this process does not comply with the law.”

    Thank you, Judge Grossman. Thank you for telling the truth of the matter and following and upholding the laws.

  13. Beautiful Rage says:

    Gretchen M reports on the “crisis” from a corporate perspective, in other words, she’s paid NOT to attack the responsible parties for endemic corruption and fraud. If she dared offend the powers that be, she would be “off the housing crisis beat”. Her contributions are appreciated, but let’s keep the monstrous violence from Banksters in perspective; they have gone around this country destroying the law. And it appears to be a well designed destruction all the way from the time the mark signed his name documents and then milk some money before the foreclosure. The first few lines of Gretchen’s writing reveal the soft ball tabloid approach to epic criminality:

    “Last week, banking executives and state attorneys general met in Washington to try to settle their differences. ”

    Settle their differences? Really?

  14. Readdocs says:

    If the banks are given a waiver protecting them from future lawsuits, the amount of damage done to the
    people, the law, and to the protections of owning property will be utterly destroyed by these criminals.
    They will know now no matter what crimes they commit there will be no justice or consequences.

    • Snowstorm says:

      YES, so WHY then IS THIS NOT BEING BLASTED on the front pages of all our newspapers across our country??? This involves ALL PROPERTY OWNERS in our nation, not just us. No one is safe. I argued with a good friend last night, as he still has his head in the sand, and called us DEADBEATS, and OPPORTUNIST. I informed him, “DON’T be so smug, it’s coming down your street soon.”, so DON’T be calling me for support”. His Loss. He lost a great friend. “me”

      • AliceN.Wunderland says:

        I have run into that too Snowstorm. Some people get very smug and are quick to tell me that they own their home free and clear and this doesn’t affect them. I try to explain in the nicest way possible that it very much affects them. In fact those are the properties the banks are keenly interested in…all that equity sitting there for the taking with their robo-signed fraudulent foreclosures…you bet it affects them.

      • AliceN.Wunderland says:

        further, I have gone so far as to look at the public record about the ‘paid in full loan’ and there sits a fabricated satisfaction/full reconveyance or nothing at all…therefore, the loan is still valid and no proof exists the loan was ever paid off. A case recently cited here shows a bank going back on homeowners because Satisfactions were recorded ‘in error’…there it is, are they going back for those houses. those ‘paid off’ houses….I wonder.

      • lvent says:

        You are soo right Alice. NO ONE is safe from these foreign multination Ponzi Scheme criminals POSING AS AMERICANS AND AMERICAN INSTITUTIONS..They want to OWN everything and everyone. THEY ARE THE NEW WORLD ORDER and they want a ONE WORLD GOVERNMENT AND ONE WORLD PAPERLESS CURRENCY, MICROCHIPPED, FINANCIAL SYSTEM THAT IS A ONE WORLD COMMIE FASCIST DICTATORSHIP OF DEBT SLAVERY.

  15. Mario Kenny says:

    well with Pam Bondi in charge of our lives in Florida we have no chance.

    • leapfrog says:

      Start a recall effort and get that corrupt beotch out of office ASAP – along with that fascist governor of Florida.

  16. joe parisi says:

    File a criminal complaint immediately with the NY State Attorney General!!!!!!!

    • marilyn lane says:

      I have been to Attorney General Eric Schneiderman and
      I do hope he is going to do something.
      These forged deeds were eventurally flipped to other parties
      that were part of their scam.and insured by corrupt Fidelity National Title
      and a fake title company called Coronet Title.

      That seems to be the way these network of crooks work. They get a Title
      company that doesn’t want to indemnify their forged deeds and the title companies
      put in alot of money and resources to fighting the true homeowner., including paying off a judge.

      I hope I don’t end up like Sonny Shue cause I have documented proof of the fraud that connects
      the courts with the racketeers that steal titles and I have certainly have not kept quiet.

  17. marilyn lane says:

    Let me add to my last post NY being a lien state Astoria Federal never owned my two properties
    when their corrupt attorneys auctioned them off. stating “who is going to stop us?”

  18. marilyn lane says:

    I want possession of my two new york city condos back that Astoria Federal S & L,
    Successor in Interest to Fidelity NY FSB auctioned one off to a serial straw buyer Fang Li
    and one to a company called Cheetah Realty.

    Why should thiefs be in my two properties?

    • J A says:

      Marilyn,

      I hear you when you state that “These forged deeds were eventurally flipped to other parties that were part of their scam.and insured by corrupt Fidelity National Title and a fake title company called Coronet Title.That seems to be the way these network of crooks work. They get a Title company that doesn’t want to indemnify their forged deeds…”

      That is exactly what happened in my case with my darling little vintage cottage here in Florida that I had renovated myself. They flat-out stole it using the method you describe.

      My paperwork-filled complaint is on file with the Florida AG’s office — unless they’ve long since shredded it by now, no doubt.

    • lvent says:

      That is right Marilyn,.. I have 4 entites RECORDED AT THE RECORDER OF DEEDS OFFICE being paid off by me, (NEVER HAPPENED) THE DEED RELEASED TO ME THAT THEY WERE NEVER ASSIGNED TO ANY OF THEM. 4 ENTITIES CAN OWN ONE LOAN?????????????????? THAT IS SOME ILLEGAL BULLSHIT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Leave a Reply