BofA, JPMorgan Fail to Make Fannie Mae Grade for Loan Servicing

BofA, JPMorgan Fail to Make Fannie Mae Grade for Loan Servicing

Bank of America Corp. (BAC), the largest U.S. mortgage servicer, failed to make a list of companies doing a satisfactory job of assisting homeowners struggling to pay their mortgage, according to Fannie Mae.

Of the 11 biggest servicers of Fannie Mae mortgages, Wells Fargo & Co. (WFC), Citigroup Inc. (C), Ally Financial Inc. and EverBank Financial Corp. are on track to receive satisfactory or better grades under a newly created customer service and foreclosure- prevention ratings system, the mortgage-finance company said in a statement. JPMorgan Chase & Co. (JPM), SunTrust Banks Inc. (STI), PHH Corp. (PHH), PNC Financial Services Group Inc. (PNC), OneWest Bank FSB and MetLife Inc. (MET) were the other companies that didn’t make the list.

“Servicers who achieve the highest ratings are leading the way in providing assistance to homeowners who are having difficulty making their mortgage payments,” Leslie Peeler, vice president of servicer portfolio management for Washington-based Fannie Mae, said in the statement yesterday.

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23 Responses to “BofA, JPMorgan Fail to Make Fannie Mae Grade for Loan Servicing”
  1. Talktotennessee…..I have read your comment 3 times…..and will ask you some things…When you say photo ID’s to limit elderly, Blacks and Hispanic votes….What would be the limit? Like local voting in area…state voting..or national voting…is that what your mean.? Is that all hispanics and blacks or just elderly among them? I believe if you are a citizen of this country, you should have the right to vote regardless how old you are, skin should not be an issue nor neing hispanic. Being a citizen gives you the right. That is what I believe..others may have different opinion….that also is their right.
    You say it goes further than NWO ( the UN ) and Rome…is that right or your opinion ? I say Rome cause you mention the antichrist… So who would be taking the rights from the people other than the ones I mentioned? Is it another country or maybe 2 that is behind all this? I have 2 in mind but not much evidence on that. You say our government is paralyzed now….what caused it? United Nations? Something caused it………I am just throwing out names…and I do understand what you are saying …such as the poor turnout at the protest (Wall Street)….my daughter and I drove 700 miles round trip to Tallahassee March 2010 to a planned rally…well announced in Florida. Florida is swamped with foreclosures so you would think many would have gone. There were even buses charted with cheap fares up and back….but we drove cause she had an absessed tooth throbing and if needed we could seek some help…but she made hugh signs and we went…the Florida bankers assoc. were there at the capitol that day…..we left in the middle of the night and got there in plenty of time….before anyone…when the buses pulled up it was so disgusting…very few were on the buses…and I say very few….so Florida can cry all they want…with most laid off with no jobs…where were those in foreclosure? Home sleeping and relaxing….how sweet it is….at 73 years .. and not in foreclosure and I am in Tallahassee to rally in front of the banksters for those in foreclosure while they are sleeping….HELLO…..that told me plenty. My daughter made great signs and we walked the halls of the Senate carrying these hugh signs. And had to drive home 350 miles in a horrible thunder storm at night….and her face was swollen. from the absess…it was horrible….I said never again unless the rally is less than 50 miles from home….So I can understand why few showed at the protest…..this is America….people just don’t want to get off their fannies….some claim no money..yet my daughter who is divorced with 2 autistic young boys….saved money to take the trip…and suffered the whole day in pain go figure…. Never again will we venture that far to any protest, rally..to nothing…..People gripe about the foreclosures…..complain….but that’s as far as it goes. All talk… no action …..been there ..done it.

  2. i VENT…Do you really think Geithner will listen if we told him to tell the truth…..he has bosses and is to far in the dark hole ….just wonder why he wanted to leave his position all of a sudden….but changed his mind. There is not one of them who would tell the truth….they would be elimated the Roman way……..

    • lvent says:

      Heck no Marilyn. that was just an off the cuff remark…Geithner is certainly not our friend and he is not working for the people. Everyone should look into who these people reall are .Like Dennis Kucinich said a while back when he adressed Congress about the bailout being handed to the financial criminals on a silver platter with no questions asked by CONgress, He said he felt he was adressing the board of Goldman Sachs when adressing Congress……..That was a very telling speech…..That speech was in the dovumentary that is now on you tube entitled Plunder, a Wall Street Story….This is the best documentary I have seen yet…I have tried to post it here and someithg is blocking it….This documentary aired on RT News yesterday….Isn’t that a joke? I will try to post it again if it does not post, you tube search it….It interviews all of the important people who know what they did..explains there is now 140 trillion collateral fraud and it can never be paid back….It even explains the mortgage fraud and what they did to all of us by using our trust of them against all of us….Plunder, a Wall Street Story:
      http://www.youtube.com/watch?v=aHGlYoOuyQw&feature=related

      Plunder, a Wall Street Story:

      • lvent says:

        Someone is blocking this video but everyone should try to watch this documentary, it tells our side of the story for once. What these pigs have done to the American dream. This one will really make you furious..The entire country needs to watch this….

  3. Bill McAuliffe says:

    The very LEAST I have to deal with Bank of “America”, the better. How did they get into the unemployment check “thing” ?

  4. housemanrob says:

    Servicers ……schmervicers,,,,whay do they do?…..collect mortgage fees and communicate zero with homeowners. I mean…..how can a company fail to do that job….you couldn’t make this stuff up!

  5. Readdocs says:

    This whole thing is a hoax. Fannie Mae cannot force any bank that is just the servicer to modify
    mortgaged notes they do not own. What Fannie Mae is trying to force these servicers to do
    is pay part of each of the loan payments so the borrowers will not go into foreclosure.
    Fannie Mae is just cya’ing for their part in this whole fraud.
    I would at best call call this a diversionary tactic on the part FM, to distract both the
    people involved and the public while they try to bury their own guilt.

    • lvent says:

      The MERS website I checked out last fall clearly stated that FANNIE MAE was an INVESTOR, NOT AN OWNER OF MY FAKE LOAN….FANNIE MAE’S WEBSITE STATES THEY OWN MY FAKE LOAN…THAT IS ANOTHER LIE AND A HUGE DECEPTION….THEY INVESTED IN THE MONEY FLOW AS WELL….THEY PLAYED BOTH SIDES OF THE COIN……THE GSE’s GUARANTEED THE LOANS BACKED BY THE U.S. TAXPAYER WHO ALSO FUNDED THE LOANS….AND THEN FANNIE MAE TURNED AROUND AND BOUGHT AN INTEREST IN THE MONEY FLOW, OUR MORTGAGE PAYMENT BACKED BY THE IMF….BLOOMBERG REPORTED THAT THE IMF IS THE BIGGEST BONDHOLDER IN FANNIE MAE…..THIS HAS NOT ONLY CREATED AN UNCONSTITUTIONAL AND ILLEGAL CONFLICT OF INTEREST OF EPIC PROPORTIONS IN OUR LEGAL SYSTEM BECA– USE ALL OF THE JUDGES ARE INVESTED IN THIS FRAUDULENTLY INDUCED DEBT CREATION, BUT THESE PRETENDER LENDERS AND THEIR INVESTORS DO NOT OWN OUR LOANS OR OUR HOMES..THEY NEVER LENT US ANY MONEY……..THIS WAS A GAMBLE ON A MONEY FLOW, WHICH WAS THE MORTGAGE….BEING PAID OR NOT PAID AND THEY GAMBLED OFF OF EVERY ASPECT OF THAT VIA WALL STREET INVESTMENT FIRMS….THIS WAS THE BIGGEST PONZI SCHEME SWINDLE IN HEIST WITH U.S. TAXPAYER DOLLARS IN HISTORY…WALL STREET, AND THE U.S. TREASURY ROBBED AMERICA OF EVERYTHING VIA THIS EVIL RULING ELITE PLAN…….. THE FEDERAL RESERVE IS ALSO COMPLICATE AS WELL AS THE POLITICIANS……AND ALL OF THEIR MINIONS AND COHORTS IN THE FINANCIAL REGULATORY SECTOR…….THEY ARE ALL OWNED AND CONTROLLED OR ARE MEMBERS OF THE SAME GROUP OF EVIL TYRANTS…U.N./THE NEW WORLD ORDER…WHO CONSTITUTE A BIG CLUB OF CRIMINALS….

      • I vent……Just remember..George Carlin ….how the heck did that man know all this back in those years….Lordy Oh….he should have been in Washington….his words were telling the people to wake up….and yet to this day so many are still living the dream he said was a nightmare. This country is fighting a massive lie…and now people must understand how so many ‘ crooks ‘ have become so wealthy…BY BEING CROOKED…CRIME DOES PAY IN THIS COUNTRY…..WE WERE TOLD A LIE LEARNING CRIME DOES NOT PAY. Banks dealt with laundering drug money and government flew drugs into this country…..The IRS taking our hard earned dollars to feed the criminals on a fake debt….The IRS was not a part of our government from the start…..it is not internal…it is external……it is the IMF that did this criminal act. And much more can be added to the crimes done to the people.
        Now they are lying and stealing everything the people have worked their a$$es off to have….if you notice these crooks have never worked a hard day in their lives and yet they all are wealthy…..they stoled the wealth from the people of the world…they starved people to die…they have killed millions of people with fake wars… they sunk the Titanic……bombed Pearl Harbor……blew up the Twin Towers….all to kill and destroy…all for their cover-ups of what they were planning…Just when are the people of the world going to wake up…when is this country going to wake up…and this depopulation idea they have…since it was their idea and with due respect…. we need to suggest they be the first in line to help the cause…..

      • lvent says:

        Marilyn, George Carlin got it..and so did the hippies and the radicals in the sixities..Listen to the music alot of this stuff is in there we just were not paying attention…The Rolling Stones Sympathy for the Devil, and Shattered, The Who. Jimi Hendrix, the Doors, Buffalo Springfield, Nirvana, there are too many to mention…America needed this wake up call. This is serious and I believe they are really out for our National Sovereignty this time..That is why they stole our wealth to try and weaken us so they cann steal our homes. 9/11 proves they are out for our blood this time…We The People have alot of work to do to take our hijacked country back from these criminals and expose and rout out all the traitors and treasonists posing as Americans who are all in on this NWO evil plan…The entire Federal tranch is foreign owned and operated….They collect our tax money and dictate policy from behind the scenes…….They are the evil empire and they have hijacked this whole country via many proxies and they use their Agencies, the Illuminati, Wall Street, The Fed, the Media and politicians who are members of the same Big Club or are just plain corrupt.. These politicians and Wall Street traders are not even what I would consider Capitalist Pigs, they really do nothing to earn a living except use other peoples criminal ideas to create wealth for themselves using OUR WEALTH and then hand us the bill for all of their fraudulent debt creation….this time they took it way to far, WALL STREET CREATED140 TRILLION in FRAUDULENT DEBT….THAT IS THEIR BILL, NOT OURS…THE U.S. GOVERNMENT SHOULD NOW RESCIND THE FRAUDULENTLY INDUCED LOANS……GIVE CLEAR TITLE BACK TO THE PEOPLE…WE WERE SET UP TO FAIL, ROBBED. BLAMED AND ROBBED SOME MORE AND WE DID NOTHING WRONG……..TIME FOR THE U.S. GOVERNMENT TO TELL WALL STREET TO PAY THEIR DEBT, THEY CREATED IT OR EAT IT, WE THE PEOPLE REF– USE TO COOPERATE WITH THESE FINANCIAL TERRORISTS WHO HAVE DESTROYED OUR ECONOMY FOR THEIR OWNERS, AND IT WAS INTENTIONAL, EVERY BIT OF IT……..!!! THIS WAS ABOUT WAY MORE THAN MAKING MONEY…..THIS WAS A HITLER PLAN….THEY NEVER THOUGHT THEY WOULD GET CAUGHT….BUT THEY DID GET CAUGHT, SO NOW IT IS TIME FOR THEM TO PAY FOR THE BIGGEST PONZI SCHEME SWINDLE AND HEIST OF OUR WEALTH IN HISTORY….AND PAY THE AMERICAN PEOPLE EVERYTHING THEY HAVE STOLEN FROM ALL OF US AND OUR CHILDREN….TEN DOLLAR AN HOUR LOUSY JOBS DON’T PAY FOR ANYTHING IN THIS SCREWED UP ECONOMY THEY CREATED, AND THEY KNOW IT….THAT PROVES THIS WAS AN EVIL PLAN FOR OUR DEMISE……AND IF THIS IS NOT TRUE, THAN WHERE ARE THE JOBS? FORGET JOBS, WE ALL NEED HIGH PAYING CAREERS TO PAY THESE BILLS THEY HAVE CREATED…….TIME TO THROW THEM ALL OUT….

      • I vent…someone on here said a judge can be impeached….I think that is still on here somewhere….And I believe Stopa did write a letter to ‘ someone ‘ telling of a judge…So I would say yes there has to be a ‘ place ‘ to file a complaint on a judge…..they are no one special…take the robe off and you would never know they are a judge…

      • lvent says:

        Marilyn, as the truth becomes more and more known to more Americans and if this injustice continues in courtrooms across America, the Judges are going to have to be held accountable…These pretender lenders are getting away witth the theft of millions of homes and businesses that they do not own showing no proof of ownership in civil courts… The Judges are aiding an abetting this crime and getting away with it because people do not know their rights and the laws that were put in place to protect their property rights…The Judges are allowing ideological and philospical differences to get in the way of what is the rule of law and what our Supreme Court has ruled is the law of the land, the note and the mortgage cannot be separated..this has occurred in virtually all cases….All of these pretender lenders are being sued for massive fraud by investors yet they are allowed to come into civil courts and steal the homes and businesses of the people that they do not own and have no right to take…..This should not be going on at all and is in itself a crime…And if anyone feels sorry for the investors, don’t. I watched a you tube video last night entitled Mortgage Servicers Secrets that states that it is the investors who are pushing servicers to fraudclose on homes that none of them own….GREEDY BASTARDS ALL OF THEM!.
        http://www,youtube.com?=vxyRFSYe7w&feature=related

      • lvent says:

        Let me repost that link, MORTGAGE SERVICERS SECRETS:

    • I vent….I was of the 50’s and 60’s….I remember it oh so well……I saw alot that I disagreed on with the government and the world.. and that is where I got my training and my thinking as I happen to have still to this day. ….if people think I am hard core..so be it…nothing changes my thinking and I speak my opinion…if you want to hear it or not. …I am a person who speaks the truth I have nothing to lie about. The hippies were correct in their thinking….it was the people who did not see or hear the lies…they did not see the whole picture that was right in front of them…….and today so many are still here wondering what has gone wrong with the world…. HELLO..is that not a bit to late??? I must admit my Mother and siblings are catholic..but I am not, cause my Father was not catholic and said he did not want me to follow that religion and he had his reasons…. I now understand his reasonings. He taught me to believe with my heart and that I could pray sitting on the curb….I did not have to pay a chruch in order to pray. he told me that the catholic church was than the richest corporation in the world…the church saw money before any God. And I remember the small envelopes my Mother would put money into every week….even with 6 kids to feed on a police officers pay. That was in the 40’s….so I carry alot in my memory and this gave me a strong backbone thru all these years…..The hippies need to return…the people need to stand and all fight for the freedom we have lost thru evil. or are we cowards.

      • lvent says:

        I agree Marilyn, the people have to get active…We need sit ins and protests nationwide. That is what they dread, the day we show up and demand answers to why this Government is throwing America under the bus…and why they are not demanding from Judges that our property rights be upheld..The Judges are forcing loan mediations with pretender lenders and forcing corrupt attorneys on all of us….This is an illegal and unconstitutional tyranny! I was reading a comment on you tube some blogger posted….It said that once they sell the note, you owe them nothing…..It said Google “original instrument”……I will look into it…First things first, these Judges are more out of control and are more criminal than the banksters and their attorneys……..! The Judges all should be arrested for aiding and abetting the financial terrorists….they are traitors…of their country and their countrymen! Is there a place you can report a Judge for unfair dealing?

  6. PJ says:

    That is true of JP Morgan Chase. The bank recently opened an office in a remote location in Charlotte NC that proposes to help homeowners with loan modifications — It’s a joke.. They have been in this location for about a month, but have not publicly announced nor advertised their recent move to Charlotte NC. Truth be told, they may as well not be here based on the less-than-stellar service being offered. There was no meaningful credit counseling at the meeting I attended. After I told the associate my story, the young man began to shoot emails back and forth with “my manager” for about five minutes as I watched the typing demonstration. Then the “counselor” only proceeded to give me a loan mod application. In other words, he was just a clerk at best and not a bonafide housing counselor. Although polite, the experience was a waste of my time. I believe Chase Bank’s presence here in Charlotte is purely a political move and is a dis-service to the tax payers residing in Mecklenburg County NC. Thank you very much.

    • talktotennessee says:

      The only reliable modification I know of was issued by GMAC (ALLY). It is a 5 year graduated set ARM with a low initial interest rate, increasing at 2 and 3 years reverting to original or market at 5 years. It wraps fees, past due interest into the back of the loan. It was set up by IMPAC through an ‘individual’ (live person)who represented IMPAC as the investor. Impact ‘owns’ the loan. They required front end payment. Bank of A/Countrywide, Chase/EMC, Wells/ASC modifications are paper shams set up with form letter responses that assume the individual applies or complies. The shell form letter AUTOMATICALLY REJECTS what it never received. Nothing was submitted. It is a form letter bogus paperwork shuffle with nothing behind it to modify squat! .

      • lvent says:

        talktotennessee, I consulted with the attorney from my original house closing recently….He told me, do not agree to or sign onto any loan mod., it is a set up to fail..this debt is unsustainable…..Did your read Nye Lavalle’s report “after the storm” where he talks about how many mortgages there are on each property? Up to ten…..Mr Lavalle reported there is 40 trillion in collateral fraud backed by 8 trillion in real estate.. I saw a documentary today on RT news that stated the true amount is around 140 trillion in collateral fraud….backed by 13 trillion in real estate….The world GDP is around 54 trillion……no amount of loan modifications or fraudclosures are ever going to fix this mess…That is all another scam and more fraud…..THEY ARE YET AGAIN JUST PLAIN OUT LYING AND STEALING FROM ALL OF US TO COVER UP ALL OF THEIR FRAUD……….people who are forced into this loan mod or new mortgage trap are going to lose their homes….that attorney told me these loans are going to have a bubble in them somewhere down the line that will cause you to default…The U.S. GOVERNMENT IS ALLOWING more wealth stealing and whoring by the same greedy criminals who caused this manufactured catastrophe…That great documentary that RT news aired today is on you tube…This documentary is the best one yet…better than Inside Job…..I will try to post the you tube video, if it does not post. You tube the title…..Plunder, a Wall Street Story……Forcing another fraudulently induced mortgage down the throats of the American people’s will mean another disaster down the road……If the people can pay the taxes and the maintenance on these underwater homes in this horriffic economy that is only predicted to get worse, they DESERVE CLEAR TITLE TO THESE HOMES IMMEDIATELY..Anything less is not only wrong considering the crimes that have taken place in the names of the American people by these financial criminals but it is just even more highly deceptive FRAUD than all of the mortgage fraud that has already been committed on the American people….DO THE MATH……WALL STREET IS WHO OWES THIS DEBT, NOT THE AMERICAN PEOPLE, WALL STREET CREATED THIS 140 TRILLION DOLLAR DEBT, NOT THE AMERICAN PEOPLE…..OUR HOMES ARE PAID FOR…TELL TIMOTHY GEITHNER AT THE U.S. TREASURY TO TELL THE AMERICAN PEOPLE THE TRUTH…..THE AMERICAN TAXPAYER FUNDED THIS WHOLE MORTGAGE FRAUD PONZI SCHEME AND OUR HOMES AND BUSINESSES ARE PAID FOR FREE AND CLEAR BECA– USE OF IT…….TELL WALL STREET TO PAY THEIR OWN BILLS, THEY CREATED THEM….NOT THE AMERICAN PEOPLE……..

      • lvent says:

        Loan mods meant to detonate at the front end, back end, just more tools for Wall Street to speculate on and get rich off of….This will lead to even more heartache and debt for the american people..and the loss of their homes…….This is just more Wall Street plunder….another plot to make more money off of the backs of the U.S. TAXPAYER for themselves and all of their criminal investor friends….. and then later, steal homes they do not own.THEY ARE STILL COMPLETELY UNREGULATED UP ON WALL STREET AND SO ARE THE GSE’s IN CASE YOU DID NOT KNOW THIS…….they also never lent us any money…..and none of them EVER owned our homes, only an interest in the mortgage payments…..no more than an ownership in an interest in a gamble that they created to fail….Wall Street has hijacked the free market system and this ongoing criminal enterprise must be stopped now……

      • lvent says:

        From Webster’s New Dictionary: plunder: to carry off the goods by force; to pillage.

      • lvent says:

        talktotennessee, there is no such thing as a reliable loan modification….that is a deceptive sham to tell people that..how could you say that we could rely on anything these unregulated criminals say?…..advice like that could cause millions of people to sign off their property rights and claims they may have for criminal fraud against these predatory lenders later down the road…Don’t you realize this is another attempt to keep this ponzi scheme rolling for the same criminals to get rich off of and this is more fraudulently induced debt creation????….This is another ponzi scheme which will allow the same crooks to make more money for themselves and all of their criminal friends around the globe and force all of us to throw our property rights in the trash can……

      • talktotennessee says:

        My posts don’t advise action. I urge people to get involved politically, use their voice, influence to fight corporate capitalism by which the financial and corporate entities are gaining control of our government. The modification mentioned was an example of a successful modification, not advice.

        You have to remember in Non-Judicial states, the foreclosure process is an automatic trustee sale on the courthouse steps. One does not enter the courthouse, see a judge or present his paperwork. No one ensues the foreclosing entity has legal standing or proves their paperwork is legal. This process works as designed with an eviction notice issued, sheriff served. The result is an unfortunate individual’s furniture is set on the front sidewalk. Signed, sealed and delivered. The homeowner has no voice in the matter unless he opts either for bankruptcy or hires an attorney to file suit. As you can see we have already lost control in favor of the banking industry in non-judicial states.

        What I see happening in this country is far more frightening than just banking fraud. Many are being persuaded to agree with the very tactics that are removing their freedoms or control of government without even realizing they are losing control. Some might call it a ‘new world order’ but it is far more subtle and more devastating than looking for the antichrist. There is not one godlike person who will waltz in and seize control of our government and our rights. What is happening NOW is the LOSS of our rights. We will wake up ‘after the fact’ and realize we lost our righs with no viable way to retrieve them.
        Examples:
        1. Decentralizing federal government in the name of states rights while powerful individuals seize control of state legislatures through redistricting to favor a small special interest controlling body.
        2. Remember, WE are federal government, we the people elect our government, Congress and through the electoral college and popular vote, the President. Reducing government reduces our footprint on it. Although I sometimes think we could do without Congress(smiles)
        3. States are moving to require photo IDs to limit the elderly, Hispanic and Black votes. This places limits on who has freedom to vote. Younger people tend to vote less. Manipulation of voting districts favor certain political advantages. The result is imbalance or lost voice in governing allowing one party to gain control.
        4. Tort Reform limits juries from making decisions by capping awards, in effect limiting access to legal remedy because individuals can’t justify expenditure in the courts against major companies deep pockets. Designed to provide a safe haven for manufacturers from legal responsibility for faulty products leaving victims at risk.
        5. Jobs have been shipped overseas and corporations headquarters moved there, reducing their taxes, forcing the middle class to shoulder imbalance in tax burden. Trade imbalance contributes to the imbalance.
        6. When government is paralyzed, as it is now, corporate interests prevail and control.
        7. Supreme Court has given corporations legal status to fund election campaigns. Individuals can’t compete with Wall Street funding campaigns.
        8. Reducing the middle class to poverty status changes the dynamic of those making decisions in government through their votes. You can see from the poor turn in the Wall Street protest that the middle and poverty classes are home watching ball games and $ movies. They have already zoned out. If the elderly lose SS and Medicare you will see unbridled poverty. Yet all GOP candidates vow to repeal healthcare, gut Medicare and limit SS, knowing it will result in death of children and elderly.
        9. Destruction of Unions and bargaining rights for individuals that favor corporations are allowing company benefits to be reduced, loss of healthcare, pensions, etc. discrimination due to age, etc.
        10.. When we lose value and intellect of our voting rights in this country through these limiting factors, we have given away control of government. A new world order will have evolved right under our simple-minded noses without so much as a whimper. We are helping it happen right now. When our voice in government, our vote, is gone there will be nothing we can do to regain control but embrace anarchy by rioting. We won’t be able to do anything to restore our rights. People throughout the world are fighting right now because of oppressive government and we are walking right into it voluntarily. Will we fight to control our government, seize our rights or will we sit on our couches and bitch!

        My two cents for the day. . . . .

    • talktotennessee……You explained that very well…..there is much more than just the banking fraud….it involves more than just our right to own property. I look at the whole picture…everything….everything that is in our everyday lives….what is wrong, what is right, how things sounds so complicated when it could be so simple….I heard what was happening in the Vietnam war…and the men fighting saw it after a few years into it…the men made plans under the brass…my brother was in with 30 years under his belt…he saw what it was all about…..one world government. That opened some eyes but not enough. If one expressed their opinion on anything that had to do with the government or corporations…all thru the 70’s, 80’s..90’s .you were complaining…some people just don’t get it. Now comes 2000….things start to happen…the air does not even smell the same…the vibes tell you something is wrong…voting is all messed up..especially in Florida…hand counting is screwed up….Bush get’s in but I am not sure by final count…it all goes down hill from there….it was like the massive evil was rushing to make up for lost time….9/11…Iraq war…Afganistan war…jobs all left America…frauds found in banking..ignored by DOJ…..start of massive fraudulent mortgages…still ignored….whole country in foreclosure….still ignored….we learn we have no government to speak off…we have no protection…we have no one to help us. In these foreclosures there are no rights…..the courts prove this in an arrogant manner…the laws we know are no longer the laws of the court…….. …otherwise no one would have lost their home. No one would be living in tents and sleeping in cars…we all would have jobs…. Are the foreclosures a wake up call..a warning….that our rights are being taken away….the start? Or are other rights been taken already we do not even realize yet. This is very devasting how deep this may go…much further than foreclosures…..and Rome.

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