Florida House passes foreclosure act
The Florida Fair Foreclosure Act, which aims to streamline foreclosures, passed the state House of Representatives today by a vote of 94-17.
Rep. Kathleen Passidomo, R-Naples, first introduced the bill and the measure, HB 213, took on several co-sponsors before reaching the House floor.
“What I do want to say is I wrestled for this with this issue for months, for years,” Passidomo told legislators just before the vote. The bill ended up extremely narrow in focus and “will do some great good for the State of Florida,” she said.
You can voice your disgust to the reps by sending emails to the list below.
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| – Abruzzo | Y Corcoran | Y Holder | Y Oliva | – Schwartz |
| Y Adkins | Y Costello | Y Hooper | N Pafford | N Slosberg |
| Y Ahern | Y Crisafulli | Y Horner | Y Passidomo | Y Smith |
| Y Albritton | N Cruz | Y Hudson | Y Patronis | Y Snyder |
| Y Artiles | Y Davis | Y Hukill | N Perman | N Soto |
| Y Aubuchon | Y Diaz | Y Ingram | Y Perry | N Stafford |
| Y Baxley | Y Dorworth | N Jenne | Y Pilon | Y Stargel |
| Y Bembry | Y Drake | N Jones | Y Plakon | Y Steube |
| N Berman | Y Eisnaugle | Y Julien | Y Porter | – Taylor |
| – Bernard | Y Ford | N Kiar | Y Porth | Y Thompson, G. |
| Y Bileca | Y Fresen | Y Kreegel | Y Precourt | N Thurston |
| Y Boyd | Y Frishe | N Kriseman | Y Proctor | Y Tobia |
| Y Brandes | Y Fullwood | Y Legg | – Randolph | Y Trujillo |
| Y Brodeur | Y Gaetz | Y Logan | Y Ray | Y Van Zant |
| Y Broxson | Y Garcia | Y Lopez-Cantera | Y Reed | – Waldman |
| N Bullard | Y Gibbons | Y Mayfield | Y Rehwinkel Vasilinda | N Watson |
| Y Burgin | Y Glorioso | Y McBurney | Y Renuart | Y Weatherford |
| Y Caldwell | Y Gonzalez | Y McKeel | Y Roberson, K. | Y Weinstein |
| Y Campbell | Y Goodson | Y Metz | Y Rogers | Y Williams, A. |
| Y Cannon | Y Grant | Y Moraitis | Y Rooney | Y Williams, T. |
| Y Chestnut | – Grimsley | Y Nehr | – Rouson | Y Wood |
| Y Clarke-Reed | Y Hager | Y Nelson | N Sands | Y Workman |
| N Clemens | Y Harrell | Y Nuñez | N Saunders | Y Young |
| Y Coley | Y Harrison | Y O’Toole | Y Schenck |
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What is the difference? Rob a gas station or, quit paying on a house ?
Both say I am taking your money and I am not paying you back.
IF YOU WOULD LIKE TO READ THE LEGAL DEFINITION OF MILITIAS THAT IS SET FORTH BY THE UNITED STATES CODE…GOOGLE SEARCH…AND READ IN ITS ENTIRETY…. SECTION 311 OF THE U.S TITLE CODE, ENTITLED, “MILITIA COMPOSITION AND CLASSES”.:…..MILITIAS ARE BOTH LEGAL AND NECESSARY..AND THAT IS WHY THESE NWO GLOBALISTS WISH TO DESTROY OUR U.S. CONSTITUTION BY DISMANTLING IT ..BY IMPOSING ONE SNEAKY, TREASONIST AMENDMENT AT A TIME…!!!! WAKE AMERICA…!! FORM MILITIAS NOW..! OCCUPY…! GUTS, GUNS…GOD…!
Here is the lame response that I received from my district rep. Fred Costello. Why is it that they think all they have to do is repeat what has already been said and somehow I will just go, ohhhh now I get it. Between that and my favorite which is ” Moving Forward ” like somehow everything that happened before will just go away. I hate these filthy lying greedy bastards.
Mr. Faulkner
We’re all aware of the foreclosure crisis facing our state, and I have co-sponsored 2 pieces of legislation that hope to address this important issue by expediting the foreclosure process. HB 213 by Rep. Passidomo will accomplish the following:
· Reduces the statute of limitations for deficiency judgments on a foreclosure action from five years to one year
· Amends the expedited foreclosure process to allow all lienholders to use the procedures, instead of just the mortgagee; reduces the number of hearings from 2 to 1; and prohibits service by publication when using the expedited process unless the property is abandoned.
· Requires the plaintiff in a foreclosure action to provide information to the court upon filing of the case regarding lost, destroyed or stolen promissory notes.
I support HB 213 by Rep. Passidomo because I do believe that banks are largely responsible for the foreclosure process, but they are not the only ones at fault. For that reason, I have also co-sponsored HB 319 by Rep. Moraitis. Florida is one of only a few states that requires banks to pay a portion of past due HOA assessments, known as “Safe Harbor”. HB 319 simply clarifies the current statute, providing that banks must pay 1% of the original mortgage value or 12 months in fee assessments. This clarification is necessary because some law firms are attempting to tack on additional fees to the lenders, beyond what is required by law, resulting in a delay of the resale of property.
Some constituents have perceived HB 319 as another “bank bailout” and have sent correspondence to that effect. The provisions of HB 319 are not intended to protect the banks, nor does it propose to increase or decrease the current assessment fee rates, but rather clarify what is already law.
At the request of CAN (Community Action Network), HB 319 also clarifies that third party purchasers at aunction must pay all assessment fees, interest, late fees, and legal fees.
I hope you find this information helpful.
Godspeed,
Fred Costello
vince faulkner…why waste our time negotiating with these evil criminal terrorists and extortionists..?.SCREW THEM..AND SCREW THAT…!!..WE THE PEOPLE MUST START FORMING COMMUNITY MILITIAS NOW…!!! AS THE FOUNDING FATHERS AND J.F. K. WARNED US TO BE ALWAYS AT THE READY AND ARMED TO DEFEND OUR FREEDOM, OUR LIBERTY . OUR INDEPENDENCE AND OUR COUNTRY…!! SEE THE LINK THAT EXPLAINS THE TRUTH ABOUT WHAT PROTECTING OUR FREEDOM AND OUR COUNTRY REALLY MEANS…
http://www.awrm.org/mission.htm
From what I have read. This bill is not yet LAW. Its still needs to go to the Senate. What concerns me is their has been so much support from our politicians especially the REPUBLICAN NEOCONS that it feels like its going to be a done deal. Everyone needs to file a bankruptcy and let a federal judge ask them for the note and proper assignment. Thats when they back down. Also bankruptcy judges will always give you the right to mediation.
So that quick summary judgment wont happen. I know bankruptcy is expensive and a lot folks are busy paying their foreclosure attorneys and some even pro se, but we need to be prepared to make these Neocons and Banksters show proper cause. Also the law would go retroactive. How this will affect the foreclosures already in the pipe line is a guess at best. It could even stall them. Once you are in litigation and you filed your answer and defenses the ball is rolling.
J. ALONZO…WTF..ARE YOU TALKING ABOUT..??? MEDIATE WHAT EXACTLY..??? YOU PREACH ABOUT THE NEOCONS AND YOU ARE SPREADING THEIR EVIL RHETORIC AND IN TURN YOU ARE DOING WHAT ALL OF THESE CRIMINAL POLITIIANS ARE THEMSELVES DOING…WHICH IS, TRYING TO HOODWINK THE AMERICAN PEOPLE….TAKE MY ADVICE, AND LAY OFF THE RON PAUL HOODWINKING FREEMASONRY FOR A WHILE…FREEMASON RHETORIC IS A POISON PILL.THEY TELL YOU WHAT YOU WANT TO HEAR AND THEN THEY TURN AROUND AND SCREW US..JUST LIKE WHAT OBAMA DID AND IS DOING……OBAMA IS A PRINCE HALL FREEMASON…FREEMASONS BELIEVING LYING IS HONORABLE IF IT ACCOMPLISHES THEIR EVIL GOALS OF GLOBAL TOTALITARIANISM….THE FREEMASONS ARE THE BANKERS AND THE LAWYERS AND THE COPS AND THE MILITARY AND THE MEDIA AND ARE HIDDEN ALL THROUGH THE GOVERMENT…AND THEY ARE THE WORLDS FIRST BANKERS….WHO WERE THE KNIGHTS TEMPLARS..AND FREEMASONRY AND ALL OTHER SECRET SOCIETIES AND CULTS ARE JUST A CONTINUATION OF THE KNIGHTS TEMPLARS…..DO YOUR HOMEWORK BEFORE YOU SPEAK..PLEASE..!!!.WE THE PEOPLE MUST FORM MILITIAS NOW AS THE FOUNDING FATHERS AND JFK TOLD US…THERE SHOULD ALWAYS BE MILITIAS AT THE READY AT ANY TIME TO PROTECT OUR FREEDOM FROM THE GOVERNMENT THAT HAS BECOME A COMPLETELY CORRUPT AND — USELESS TYRANNY AND IS OPPRESSING WE THE PEOPLE….!! OCCUPY…GUTS, GUNS…GOD..! DOES RON PAUL EVER TALK ABOUT MILITIAS..???…HELL NO…! ..WAKE UP AMERICA…THESE LOW LIFE GLOBALIST NWO SCUM ARE TRYING TO STEAL OUR COUNTRY…!!
Here is a copy of the letter that I sent today to my district rep. who voted yes on this bill. I encourage all Floridians to follow suit and not just one time but constant reminders to our elected officials that this cannot and will not be tolerated.
Mr. Costello
I am a resident of Ormond Beach and I am very concerned with the passing of HB 213 and your yes vote on that bill. For the past few years I have been researching documents filed in Volusia County Courts pertaining to foreclosures and in the course of that research I have discovered a large amount of what I will call improprieties which questions the validity of the documents. During this time I have met with several County officials including a meeting with Liz Whitaker the RMLO for the clerks office along with their general council. While reviewing and discussing the documents Ms. Whitaker and council told me that they were aware of some of the defects in the documents but they could not do anything about it due to a lack of authority. Since then I attended a County Council meeting at which I asked to speak in an attempt to find out who has the authority to address these issues and was told someone would get back with me. After waiting a month and a half with no response even after several e-mails I attended another County Council meeting at which I was told were sorry but there is nothing we can do. Now we are passing a bill which will expedite the foreclosure process without even knowing fully the damage that has already been done to our land records let alone what speeding the process up will do. It is my belief that you owe it to the people of your district to at least look into the problem that already exists and the potential problems that this bill will create. To expedite foreclosure is merely kicking the can down the road which eventually will lead us to a much bigger issue.
Sincerely
Vince Faulkner
Worth reading
http://www.nakedcapitalism.com/2012/02/yet-another-mortgage-scam-homeowners-not-getting-cancelled-notes-after-foreclosures-hit-by-later-claims.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+NakedCapitalism+%28naked+capitalism%29
I copied the email list and sent an email to all of them. My Representative Bill Hager voted for this monstrosity.
God.What a bunch of Roman Senators.IT fell…I am so sad for all who have endured these CRIMINALS.
Love to Florida from New York.
We will NOT fail.
Ivent…I understand about the desperation your son is experiencing,my heart to your Family,and smoke&Prayers…
The Creator will not long be mocked…
Hang in People,it will get worse before it gets better AND it will fall..the whole stinking cartel.
Moneylenders,Inc….there’s this real HOT Lake of Fire you may have heard of it….it’s waiting for you…
Thank You banksterslayer#301 for your kind thoughts and response about my son…I have faith that the truth and God will prevail…The evil one is really working hard at destroying our faith but I am keeping the faith…! God works in mysterious ways..! Like today when I was blogging about my belief in Gods plan..the light on my wall fixture started blinking off and on…and there are 2 separate bulbs in that fixture that I put in at different times, so it was not a bad bulb..and I dont believe that happened by coincidence..because nothing else flickered not my computer either so it was not the electric…and it has not happened before or since…I believe in signs and I believe in the grace of God.
the people need to scream in the faces of people like passidomo in public places…they need to be called out for the traitors they are , so others know what they have donen and made uncomfortable to live amongst us…….its well past time
Javagold, I see the signs and I believe that their day of reckoning is coming very soon..!!! They screwed way to many people and no one is going to protect any of them in the end..no matter what they think…and I wouldnt want to be any of them when that day comes..!
What a sad day this is for the good folks in Florida. I feel for you. The bad times truly expose all the corruption money can buy. Keep fighting the fight. This is a docket by docket fight so keep fighing your individual fight. Gear up and learn the laws and start swinging in court.
Just read about you from the stayinyourhome.com site. Between that site, foreclosurecourtroom.com and your site, I’m posting all this information all over my neighborhood. I live in LWR which is flooded with people underwater and banks moving in like sharks. Thanks, if no one said anything you are MUCH APPRECIATED.
When are we going to take our state and country back? I think it is time to start arresting people.
Rep. Kathleen Passidomo, R-Naples (Bankster employee)
These people are incredibly evil folks…they dont give a shit about any of us…this is a NWO GLOBALIST AGENDA..IT IS A GIANT SCAM..AND A FRAUD…AND THEY ARE ALL TRAITORS TO MANKIND…AND THEY ARE ALL IN ON IT….AND THEY DONT EVER INTEND TO CORRECT THESE PROBLEMS…
THE WORD FIX TO THEM MEANS… KEEPING THEIR EVIL HIDDEN FEDERAL RESERVE CRIME SYNDICATE ONGOING…AT ALL COSTS…
THESE SECRET SOCIETY MEMBERS LIKE THE FREEMASONS BELIEVE LYING IS HONORABLE..IN FACT THE MOST HONORABLE THING A SECRET SOCIETY MEMBER CAN DO SO THAT THEIR EVIL HIDDEN AGENDA AND ALL OF THEIR EVIL PLANS FOR MANKIND CAN BE BROUGHT TO FRUITION…THEY HAVE A NAME FOR THEIR EVIL LIES AND DECEPTIONS…IT IS APTLY NAMED…….HOODWINKED…AND ALL OF THE POLITICIANS HOODWINK THE AMERICAN PEOPLE…ALL OF THE TIME….
THEY ARE ALL HOODWINKERS IN ONE FORM OR ANOTHER….AND LIKE GEORGE CARLIN SAID..
.PEOPLE KEEP BELIEVING THEIR LIES…AND GOING ALONG WITH THEM…
AND KEEP ON VOTING FOR THE SAME RICH COCKSUCKERS WHO DONT GIVE A FUCK ABOUT YOU…!!!! THEY DONT GIVE A FUCK ABOUT YOU, THEY DONT GIVE A FUCK ABOUT YOU…….!!!
YOU PEOPLE F…..G DISCUST ME!!!!! YOU PEOPLE ARE THE F……G!!!!! POLITICIANS, WALL STREET, & BANKS!!!!!!! YOU ARE COMPLETE ASSHOLES!!!!!!!
THE BANKS JUST KEEP GETTING RICHER AND THE POLITICIANS WITH THEIR DIRTY FU…..KING HANDS ARE ALL IN ON THIS BEING GIVING MILLIONS OF DOLLARS FROM THE BANKS!!!!! ALL YOU F……G ATTORNEY GERERALS ARE ASSHOLES TOO!!!!!
ANY PERSON OR SMALL GROUP OF PEOPLE THAT WOULD STEAL MONEY, BILLIONS OF DOLLARS TO SUPPORT YOU F…..G POLITICIANS FROM THE BANKS…..WE WOULD BE PUT IN JAIL FOR, BASED ON THE LAWS IN EACH STATE, THEY ARE SENTANCED TO A “MINIMUM”!!!!!!!! OF 15YRS IN JAIL WITHOUT PAROLE NOR GOOD DEEDS DONE WHILE INCARSERATED!!!!!
AND THESE BANKS THAT HAVE FUCKED US UP THE ASSHOLE HAVE ILLEGALLY ILLEGALLY!!!!!! SECURITIZED MORTGAGES(NOTES) AND ILLEGALLY “ROBO-SIGNED” ALL MORTGAGES!!!!! AND ALSO TRIED TO — USE “MERS” YOU ARE ALL COMMITTING HUGE CRIMES LIKE YOU ARE THE F……G!!!!!!! MAFIA!!!!!!
AND THE BANKS HAVE ALREADY BEEN PAID THE “ENTIRE” AMOUNT OF MONEY BECA– USE OF SECURITIZATION NOT JUST ONCE, BUT 4-5 X!!!!!!! AND EACH BANK THE DOES THE INITIAL MORTGAGE, SELLS IT ALMOST IMMEDIATELY TO WITHIN 1YR…..AND WHEN THAT IS DONE, THEY HAVE BEEN PAID IN FULL!!!!! AND THEN THEY ISSUE ANOTHER MORTGAGE AND IT JUST CONTINUES OVER AND OVER AGAIN!!!!!!
THESE BANKS AND POLITICIANS(ESPECIALLY THE BIG BANKS) ARE MAKING BILLIONS OF DOLLARS EVERY SINGLE FUCKING QUARTER!!!!! I.E. BOFA , SAID THEY LOST MONEY THE PAST 4 QUARTERS WHICH WAS A TOTAL COMPLETE LIE!!!!! YOU THINK LAY-PEOPLE CAN’T FIGURE IT OUT ESPECIALLY IF THEY ARE TRADING STOCKS & OPTIONS!!!!! YES, BOFA LOST 52% ON THEIR STOCK LAST YEAR HOWEVER, EACH QUARTER THEY MADE “MADE!!!!!!!!” BILLIONS EVERY SINGLE QUARTER!!!! LAST QUARTER THEY MADE $28.8 BILLION BILLIONS!!!!!!! PRIOR QUARTER WAS $22.8 BILLIONS!!!! PREVIOUS QUARTER WAS $18.7 BILLIONS!!!!! AND LAST QUARTER FROM THAT QUARTER WAS $13.8 BILLIONS!!!!!!
WHERE IS THE MONEY BEING LOST!!!!???? THEY DON’T HAVE ANY LOSSES!!!!!!!! OTHER THAN ON THE STOCK ITSELF AND IT IS CURRENTLY GOING UP NOW AND BROKERS HAVE STATED ON NUMEROUS BUSINESS CHANNELS THAT ARE WATCHED ALL DAY FOR TRADERS, ARE GOING TO MAKE A LOT OF MONEY THIS YEAR, AS THEY SAY ITS A GOOD YEAR TO START BUYING BANKS NOW AND BOFA IS DEFINITELY ONE THEY HAVE SAID “BUY”!!!!!! THE OTHERS TOO!!!!!
SO LOOK AT HIS LINK AND I HAVE WAYYYYYYYYY MORE LINKS TO PROVE TO YOU ASSHOLES THAT THE GOVERNMENT HAS COMMITTED MAJOR CRIMES!!!!! THE BANKS DEFINITELY HAVE COMMITTED HUGE HUGE CRIMES PUNISHABLE BY MINIMUM OF 15YRS + AND NOBODY GOES TO JAIL!!!!!
http://www.nakedcapitalism.com/2012/02/yet-another-mortgage-scam-homeowners-not-getting-cancelled-notes-after-foreclosures-hit-by-later-claims.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+NakedCapitalism+%28naked+capitalism%29
WE WILL ALL HOPEFULLY WIN “IF” MORE PEOPLE START GOING TO MAKE HUGE HUGE ENORMOUS AMOUNT OF PEOPLE TO START GOING TO NOT JUST YOUR STATE, BUT GOING TO WASHINGTON, D.C. AND START A RALLY/RIOT ABOUT ALL THAT IS HAPPENING!!!!! IT WILL BE THE “ONLY” WAY THESE POLITICIANS WILL LISTEN TO US AND STOP GETTING THEIR MONEY FROM BIG BANKS & OTHERS TOO, BUT DEFINITELY BIG BANKS!!!!!! AND STOP SHOVING IT IN YOUR BUTT!!!!!
YOU POLITICIANS ARE ALL CORRUPT AND COMPLETE F…….G ASSHOLES!!!!!! AND THIS IS WHY WE NEED THE AVERAGE SMALL – MID- RANGE COMPOANY OWNERS TO START TO APPLY TO BECOME THE PRESIDENT OF THE U.S.A BECA– USE WE POOR TO MIDDLE CLASS ARE BEING SCREWED BY THEM UP OUR BUTTHOLESS AND WE ARE SICK OF THIS DISCUSTING ACT!!!!!!
ANYBODY WANT TO START A RALLY OR RIOT, IT WILL PROBABLY BE THE ONLY WAY WE CAN WIN!!!!! OUR HOMES BACK!!!!!!
CALL ME DURING THE DAY(EASTERN STANDARD TIME) C#302-245-8192. I HAVE NO PROBLEMS EVEN WITH MY DISABILITY, TO START A RALLY/&RIOT, BUT I NEED HUNDRED TO THOUSANDS OF PEOPLE TO JOIN ME AND IT NEEDS TO BE DONE ASAP!!!!! THAT NUMBER IS MY CELL# AND ITS DELAWARE BUT I LIVE IN SOUTHERN MARYLAND(– USE TO LIVE IN DE, BUT WHEN I MOVED, DIDN’T FEEL LIKE CHANGING DUE TO HAVING TO TELL FRIENDS NEW PHONE NUMBER)
COME ON PEOPLE, LETS GET THEIR ATTENTION…..OH SHIT, BY THE WAY, EVERY SINGLE ATTORNEY GENERAL ARE PAID BY THE GOVERNMENT AND THEY HAVE DONE NOTHING EXCEPT ACCEPTING HOW MANY BILLIONS, WAS IT $25.6 BILLION DOLLARS TO GO OUT TO EACH STATE’S AG, AND GET WHAT, ALL THAT MONEY IS “NOT” COMING FROM THE BANKS!!!! THE BANKS, I DON’T REMEMBER THE EXACT AMOUNT, BUT WAS AROUND $10 BILLION FROM THE BANKS, AND THE REST IS COMING FROM US TAX PAYERS!!!!!
MARY MARSEGLIA
We are the Sheeple. Through this whole mess the banksters have gotten away with doing what they want. The laws simply dont apply to them. Its terrible how they already get away with everything and we have these Republican and Democrats that are a bunch Neocons pushing a bill that helps out the banks even more. This bill still has to go a few more steps before it goes to the Governor, which you know will sign it.! We the sheeple just dont get it. We keep electing these neocons because of their religion and
gay and abortion views. What about picking a president that will bring them all down to their knees. Ron Paul.. 2012 Its to bad this county does not have the BALLS to do it. OH! Passidomo is a real bank loving
Neocon, who does not care about the people. Its about due process being taken away. I bet the supreme court will throw this bill out.
I’m sorry for you guys in FL and we all know how hard you worked to have it defeated. Things just have to turn in our favor as the “stink” from this huge “stinking” scheme continues to be exposed piece by piece. We will all stay strong; continue to fight and pray for God to keep us strong. There is power in pray so keep putting them out there to this wide universe.
AMEN! What has been hidden is coming to light. Pandora is out of the box and they can’t undo what has already and is continuing to be exposed. Sad what is going on in Florida. Prayer does work and this is so unjust. We have to continue to pray, fight, expose, write-we can’t be passive. This is the biggest crime in history-it is criminal and needs to be prosecuted as criminal. I have a direct line with DOJ CA and they are responding.
sam, we have to have faith and I know that it is hard but try and believe that God has a plan..! Funny, as I just typed those words…my light fixture on my wall…blinked on and off a few times..and it still is…God said that there would be signs for his true believers…!! Dont stop believing…!!
I have also seen proof in the power of group prayer and faith first hand…My grandfather was near death after his second open heart surgery and the outlook was grim…my Grandmothers sister in Seattle started a prayer chain and we all kept believing he would recover…and he did…and for years my Grandfathers open heart surgeon called him a miracle man and he lived for another 27 years after that….!! We just have to try really hard to have faith and dont stop believing….!
What is worse than me fighting 2 fraudclosures..? Trying to talk my 23 year old son out of joining the Marines right now…he is running out of hope…but I have to keep the faith that he will change his mind…and I am going to pray really hard..!
Wow! Our 2nd mediation is Friday, March 02, 2012 in Pensacola, Florida. Have been disputing Citi since 2005. Lots of money gone, still can lose our home of 18 years………….this is a very SAD day for us folks in Florida. !st Mediation in Feb. 2012, Citi did not provide one peice of documentation we requested aka……payoff, what are you charging us for, appraisal, assignment of mortgage…….they totally disregarded the law. They gave us 12 working days to provide info all the way back to 2008 and during the holidays. I am too numb to think right now. But I will post outcome of mediation……good or bad. God Bless us all.
Ok Folks, I stated I would update the status of our mediation on Friday, March 03, 2012. This was our second mediation and has been scheduled for a 3rd. CitiMortgage was not ready for us again. They did not provide NO requested docementation. But to make us feel better, they were going to run the numbers in the system to see if we qualify for the HAMP Modification. Mediation was to start at 12 Noon. It did not start until 12:50pm. The mediator left our notes on his dresser at his house so he was not prepared nor updated with the status of our claim. After 2 hours of nothing (even Citi attorney did not know anything about our case and left mediation to get a McDonalds hamburger). So Citi is plugging in numbers????????? What Numbers???????? Could these be the same numbers we have been requesting (like for payoff and all other charges)? Well Folks, Citi stated they had a problem and could not get us qualified and that our payment would be much higher. Well, I ASK……….WHAT NUMBERS ARE YOU PLUGGING IN? Response from Citi (now Citi had all the information since the 17th of Feb) $62,049.00 for original balance (we have been paying for 18 years), $29,000.00 for arrearages and additional funds for attorney and penalties. What a joke! It cost us over a $1,000.00 for this day. Scheduling the 3rd mediation, the mediator wanted to know if we were willing to pay his $350.00 for the day. We said NO but of course Citi was proud to pay. And during the scheduling of the 3rd mediation, the mediator ask if he could schedule our appointment on a day that he would have another mediation. Well he ended up with 3 cases on the same day. I am glad someone got some good out of it. It was totally stupid and a waste of time. Again, my husband lost his overtime for the week. These folks need to get it together. I will post out come of 3rd mediation. I just dont see any justice for us at all.
When you email them, send them this link too.
http://www.nakedcapitalism.com/2012/02/yet-another-mortgage-scam-homeowners-not-getting-cancelled-notes-after-foreclosures-hit-by-later-claims.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+NakedCapitalism+%28naked+capitalism%29