Man Fined By Arlington Over His Foreclosed Home
The truck driver used to live in Arlington, but two years ago his house was foreclosed. Englett hasn’t lived there since.
Last July when he tried to renew his license he found out he had outstanding warrants. “I don’t want to go to jail over nothing – never been to jail – don’t want to go to jail.”
The warrants were for operating an alarm without a permit, another for an old fence and one for the grass not being cut. “I didn’t live there, so why would I worry about it the bank foreclosed on it,” explained Englett “Even when I lived there we never activated the alarm.”
According to the City of Arlington, if the title hasn’t changed then you’re still the owner and responsible for everything on the property.
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You need to send him a copy of Mr Griffin’s “The Creature from Jekeyll Island. aybe he’ll recognize his reletives.
Bertha bought the house in 1979, had refinanced twice and never had any problems making payments
The last loan was to pay for unexpected medical costs
Original lender sold her loan — Bertha had had four different loan servicers in three years
Bertha insisted on a loan modification because payments were applied to interest and rate was about to vary
After Bertha pressed for months, bank rep suddenly pressured Bertha into signing a loan mod: bank told her she would not need to make payments for three months, faxed her only the final page, and gave her only 24 hours to return it signed and witnessed — Bertha didn’t get the full document until weeks later
As agreed, Bertha didn’t send June’s payment. On July 5 she received a letter from the bank saying she’d broken the loan mod agreement
She immediately sent payment, but the bank applied it to insurance and taxes, which she’d already paid. When shown proof, bank said they’d credit her account — they never did
The bank required an all-or-nothing lump sum of close to $7,000 in late fees plus the full mortgage payments
Bertha hired an agent to help her, but the agent purposefully made payment arrangements out of Bertha’s reach
Bertha filed complaints with the Office of the Comptroller of the Currency, her Congressman, and the California Department of Corporations, which delayed the sale
Bertha hired an attorney but they never filed anything in court, wanted an additional $1,500 a month, and told her, “The bank wants to know what it would take to get you out of the house — they want you out by Jan 8.” Bertha asked, “Whose side are you on?”
The bank claimed they served a “tall, slender woman” with papers for default — “I am 5 feet tall and I’m not slender,” Bertha explains, “I was never served.”
The Bank of New York Mellon foreclosed and auctioned the home — to themselves.
Coldwell Banker posted signs on the door for Bertha’s roommate: “This home is no longer owned by the person you’ve rented it from. Call us and we’ll provide you with $6,000 in moving fees.” Roommate’s son sees the note and calls Coldwell. Bertha intervenes.
On December 26th, with knock on the door, she was served notice of eviction — exactly when everyone would be on vacation
LA County Sheriffs evict Bertha with guns drawn on Jan 5.
More stories… of FRAUD !
http://www.huffingtonpost.com/suzanne-okeeffe/bertha-herrera-foreclosure_b_1309170.html?utm_source=Alert-blogger&utm_medium=email&utm_campaign=Email%2BNotifications
Why hasn’t the title changed two years after the foreclosure? In a decent society, all the former homeowner should have to do is show proof of the foreclosure. In turn, the city should go after the bank. But it is far easier to extract money from an individual than a bank. You can’t suspend the license of a corporation. You can’t throw a corporation in jail. The attorney in the video is absolutely correct. Cities are going after individuals unmercifully.
Where I live, most city and county patrol cars are fitted with high tech equipment that can scan hundreds if not thousands of car tags per minute. The police cruise the parking lots of grocery stores, libraries, Wal-Marts, etc. looking for any reason to follow you once you return to your car. They devote much of their time to this kind of enforcement. Have your car broken into in one of these parking lots and you will find it is very difficult to get the police to respond. In many instances, taxpayers are directed to a web site to fill out their own “incident report.”
I have a friend who was recently questioned by the police for walking her dog in the wee hours of the morning. She was in her own neighborhood and did not feel it necessary to carry ID. The cop questioned/hassled her for several minutes before allowing her to continue on her walk. Whether we like to admit it or not, we are fast approaching a police state in this country. Coming to a town near you – “Your papers please.”
How far-fetched is it to think that any default on a government-backed mortgage will result in serious consequences for the borrower? I’m not referring to the pursuit of a deficiency judgement but imprisonment. See those folks in the orange jumpsuits picking up trash along the highway? No, they weren’t charged with DUI, manslaughter, breaking and entering or any crime of that nature. They had the misfortune of losing their job and then their home. They are now working off their debt to the government. Think it can’t happen? If someone would have told you in 2007 this is where we would be in 5 years would you have believed it?
“If it is foreclosed on, IT IS HIS”, dumb jerk anylist!! Notice on the papers it was securitized and in a stupid trust. That man needs to reclaim his home free and clear, immediately!!!
Hmmm…think we will EVER see any banksters in jail due to these laws?
Its okay that an individual goes to jail, of course (sarcasm).
But wait…aren’t “corporations people too” now according to SCOTUS?