Distressed Homeowners Ignore Bank of America’s Offer to Avoid Foreclosure (VIDEO)

“We’re concerned about customers who are just tired of the process and are giving up. And we would encourage them not to do that.” BofA

“To be honest, I’ve stopped looking at the mail since I stopped making payments. I’ve already given up” Homeowner in foreclosure.

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4closureFraud.org

Comments
14 Responses to “Distressed Homeowners Ignore Bank of America’s Offer to Avoid Foreclosure (VIDEO)”
  1. For one thing they know BOA does not own their loans and two the people know this is fraud and it is unethical to do business with a fraud and criminal. We have had enough!

  2. To: “Shelleystotalbodyworks Ann Erickson”
    Cc: “Facebook”
    Sent: Wednesday, July 4, 2012 12:15:21 PM
    Subject: SPREAD THE WORD!!!

    See below a template to send in a criminal report to the Sheriffs department to pursue felony charges against the banksters. This may be one of the most important powers you have as individuals to stop this crime against us all. Spread the word and cause massive reports to be sent to the sheriff in every county to push for criminal charges to be pursued. A massive public outcry is going to make a difference please pass this on. READ TO THE BOTTOM AND PRINT THE TEMPLATE TO DO THE REPORT!!!

    Those who REALLY fight, sometimes win; those who quit, give up and walk away, ALWAYS lose.
    FORGOT THE ARTICLE http://stopforeclosurefraud.com/2012/07/03/video-re-criminal-fraud-nh-sheriff-christopher-e-conley-announcing-formation-of-task-force-to-investigate-mortgage-fraud/

    ——————————————————————————–

    From: “Randolph Frodsham” foreclosure.ade@gmail.com

    http://www.nakedcapitalism.com/2012/07/the-moneysburg-address-2.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+NakedCapitalism+%28naked+capitalism%29&utm_content=Gmail

    The Moneysburg Address
    This post first appeared on July 11, 2011
    Remarks rumored to have been delivered by Justice Antonin Scalia at an Opus Dei gathering on July 4, 2011
    Eleven score and fifteen years ago our Incorporators brought forth on this continent, a new nation, conceived in free markets, and dedicated to the proposition that all corporate persons are created equal.
    Now we are engaged in a great financial and legal crisis, testing whether those markets, or any markets so conceived and so dedicated, can long remain totally free. We are met on an inflated balance sheet of that crisis. We have come to extend a mighty portion of assets, as a book value preserving holding place for corporate persons who finessed enormous fortunes through beggaring men and women so that those corporate persons might prosper. It is altogether fitting and proper that we, the free market acolytes of corporate persons, should do this.
    But, in a larger sense, we cannot hypothecate — we cannot market rate — we cannot estimate – these assets. The financially engineered persons, living free on the indebtedness and taxes of men and women, are the true heroes who innovated here. They have hypothecated and traded these derivatives far beyond our poor imaginations to do more than extend and pretend. The world will little note, nor long remember what we say here, but it can never forget what they did here. It is for us their nominal trustees, rather, to be dedicated to the unfinished work that they who morally hazarded and secreted away so much have thus far so nobly advanced. It is for us to be here dedicated to the great task remaining — that from these free and mighty and untaxed persons we take increased devotion to that cause for which every day they insist on the last full measure of Constitutional personhood — that we here highly resolve that these legal persons shall not have incorporated in multiple jurisdictions in vain — that our free markets, under Mammon, shall have a new birth of corporate freedoms — and that government of the persons, by the persons, for the persons shall not perish from the earth.

    Randy Frodsham

    951-286-4400
    Those who REALLY fight, sometimes win; those who quit, give up and walk away, ALWAYS lose.
    It is long overdue for homeowners to FIGHT BACK against the banks. In well over 90% of all foreclosures in California, I believe homeowners are victims of a felony perpetrated by the banks and trustees. You can get a FREE template, with instructions, to prepare a Felony Criminal Report that you take to the District Attorney for review and possible filing of a criminal complaint against the lender and trustee where the fin can be up to max $75,000.00. It is available for the asking by writing your request to foreclosure.ade@gmail.com. Do it NOW! Remember, it’s FREE.
    I can also help homeowners (both in distress and also those that are doing OK), to challenge the Deed of Trust recorded against a property. (It is the DOT that allows your property to be foreclosed non-judicially – no one goes to court.) Often, the Deed of Trust can be voided thereby removing non-judicial foreclosure as an available option to foreclose. If the party in interest MUST take you to court to foreclose, YOU can then FORCE them to prove they have the legal standing to be there and to take your property. (This is NOT required in the normal non-judicial foreclosure.)
    Other alternatives are also available that may avoid foreclosure AND bankruptcy, and help you get on with your life. If, as it occasionally occurs, it is not possible to save their current residence, by using an alternative to foreclosure, You will typically qualify for a new mortgage to purchase a new home more than a year sooner than would be possible otherwise.
    If you cannot afford an attorney, you can still fight, AND WIN. Under our Constitution, you have every right to represent yourself in a court of law. It is called “pro se.” It’s sad that a lot of people feel fearful when it’s so easy to do it yourself. The best system I’ve seen at any price (It’s downright cheap compared to attorney fees!) for this is found at: http://www.jurisdictionary.com?refercode=FR0006 . (Copy & paste to a new IE window, if necessary.)

  3. Another Homeowner says:

    I’VE APPLIED 12 TIMES AT LAST COUNT – TO BOTH CHASE AND BANK OF AMERICA (THE INVESTOR FROM “GETZVILLE, NEW YORK” ACCORDING TO THE MERS DATABASE)…. AND NO — I AM NOT APPLYING AGAIN. ***** THE BANKS ALREADY HAVE MY PAPERWORK — 12 TIMES… AND IF THEY WANTED TO “HELP” THEY WOULD HAVE GOTTEN OFF THEIR REAR ENDS BY NOW TO DO SO… JUST OPEN YOUR FILES AND LOOK AT ALL THE 12 APPLICATIONS I AND OTHER PEOPLE HAVE ALREADY SUBMITTED…. NO NEED TO APPLY AGAIN. FOR ANYTHING…. OH – AND BY THE WAY — I STOPPED READING MY MAIL BACK IN AUGUST 2009.

  4. Little Miss Sunshine says:

    People are tired of jumping through hoops just to be told no. Sorry too little too late.. Nobody trust’s them any longer.

  5. Bill McAuliffe says:

    When Recontrust (Bank of America) sent me “Mod” Documents, I did not respond, because by initiating dialogue with “Them” would be acknowledging their right to foreclose, and/or their position as “trustee”, “Beneficiary”, and all of the other terms that are used in negotiating these things. The condo I paid ,(in retrospect: foolishly) $156,000 with $30,000 down payment was “Sold” for $36, 900 approx. that is $6,900 more than my downpayment, not to mention over $40,000 in payments over a 4 year period. I’m still hoping to find a way to get it back, but I’m also waiting for BofA and Citi, and others to go under, and see what happens then. good luck to all, it’s going to get even more ugly.

    • B. Given says:

      I bought my house for 411k, made 312k in payments with a 65k down payment(total377k)—offered countrywide 200k to give me the deed (family loan) ..they came at Christmas did a appraisal for305k.. and guess what ? they won’t even answer the phone anymore…I just don’t understand anymore…

  6. Homeowners are smart now and know BOA does not own their loan. BOA is a fraud and it would be unethical to sign a new contract with a fraud. Homeowners are to smart for this scam. We would not want to give the bankster a signature on a loan against a title they do not own.

  7. goi says:

    The ‘offer’ is to make lower payments on a note they ‘can’t prove’ they own. Good Move on the Banks Part and a good option for people in WASHINGTON. .

    I’m in California and NO offer has been made (house prices are too high here). I took another route: I went to court and WON MY HO– USE FREE & CLEAR. Here’s the JUDGE SIGNED order:

    http://www.scribd.com/doc/90184879/I-Won-my-House-FREE-CLEAR-Here-s-HOW

    I also have received TWO PRELIMINARY INJUNCTIONS on other houses: meaning they can’t ‘take the house’ until the case(s) got to trial.

    • Leah Dean says:

      I did dispute the debt to the Credit Bureau. You think I didn’t hear back immediately from Bank of America.
      The letter stated that Bank of America takes these accusations seriously. What???? They don’t take anything seriously. What they do is try to dig up more deception and lies. This bank needs to be shut down and every single person that works for Bank of America who participates in stealing our homes should be without a job, a paycheck, and a home. You are as guilty as the bank for participating in notarizing, fabricating, and robo signing these documents. Bank of America has not sympathy for the homeowner and I certainly have no sympathy for a criminal who pre-meditates fraud, theft, lying, or any other sort of white collar crime.

      • I absolutly agree. It is not just BOA it is all the banks as many as perhaps 51. The Sheriff of NH stated 51 banks filed for bankruptcy protection in his county, WHY? Guilt written on the Wall? They know what they have done and are trying every attempt to get out of being accountable. Talk about dead beats!

  8. Ali says:

    Same here. All the same players. What the hell is wrong with these people. There is no mortgage, never was. I sure would like the money that was earned in my name though. I say bring it, I am ready. Note to all dispute credit report, they hate that!! Fight the good fight!

  9. Leah Dean says:

    Seriously, Bank of America and the OCC (HAMP) would post such a thing. Let’s understand that there was never a lender in the securitized trust. The promissory note that Bank of America is trying to collect on is a contract of lies and deception. In the Pooling and Service agreement of CWABS 2007-2 the trust cut off date is February 1, 2007 and the closing date was February 28, 2007. I closed on my home which apparently was already placed in the trust before I ever actually finalized the closing paperwork. My account number its right in the big middle of this pool. Why would I want a loan modification with this bank who will not even discuss the Securitized Mortgage, the Trust CWABS 2007-2 or the Pooling and Service Agreement because it goes above and beyond the purpose of the “Qualified Written Request”. Let me assure you, I want to know who is the note holder. I am tired of playing games with the OCC, Bank of America, Bank of New York, and MERS. They are all trying to take property they do not legally own. Oh and Recontrust, go to hell.

    • charley rice says:

      THERE IT IS GIRL! YOU’VE HIT THE NAIL RIGHT ON THE HEAD!! EVERYONE NEED TO WAKE UP TO THIS GAME THE BANKS ARE DEALING…

      THESE BANKS THINK THAT THEY ARE SLICK TO FORECLOSE ON DEAD TRUSTS, AND DEAD SUBPRIME LENDER BANKS OF THE SECURITIZATION BUBBLE BURST BY DOING THESE ROBO-SIGNING BECA– USE THEY KNOW IN THE EVENT OF A FORECLOSURE THAT THE FHA GOVERNMENT BACKS THE PROPERTY MORTGAGE INSURANCE WHICH IS 70%-80% OF THE PROPERTY THAT THEY WILL GET.

      THEY HAVE ALREADY BEEN BAILED OUT IN 2008 AND NOW THEY’RE DOUBLE & TRIPLE DIPPING!!! STOP WITH THE LIES!!!

      THAT’S WHY THERE’S NO REMOD, AND PEOPLE WHO GO FOR THESE REMODS ARE STARTING ALL OVER AGAIN BECA– USE YOUR ORIGINAL LENDER WAS THE ONLY ONE THAT CAN FORECLOSE AND THERE GONE FOREVER, AND THEY’RE NOT COMING BACK FOR YOU BECA– USE THEY GOT PAID WHEN THE SOLD YOUR MORTGAGE TO WALL STREET… GO TO THE SEC TRACK DOWN YOUR LENDER AND SEE THE YEAR YOU HAD YOUR LOAN AND IN THE TRUST YOU’LL SEE THE INITIALS 4 UR BANK.

      DON’T BE BLIND TO THAT GAME!!

      SINCE THE PROMISSORY NOTE WAS DESTROYED WHEN IT WAS CONVERTED TO STOCK WHICH MAKES IT IMPOSSIBLE TO FORECLOSE…

      ANYWAY THEY MANAGE TO DO IT THROUGH LIES AND DECEPTION AND PRESENTING FRAUD UPON THE COURTS BY ROBO-SIGNING THE DOCUMENTS.

      IF THE JUSTICE DEPARTMENT WILL NOT ARREST, THEN LAW ENFORCEMENT MUST STAND DOWN AND STOP SIDING WITH THE CORPORATIONS TO OBSTRUCT JUSTICE BY THROWING INNOCENT HOMEOWNERS OUT OF THEIR HOMES…

      A) LAW ENFORCEMENT TOOK AN OATH TO PROTECT THE PEOPLE…
      B) JUDGES TOOK AND OATH TO PROTECT THE CONSTITUTION…
      C) THEY ARE BREAKING THEIR OATHS!!!!

      IF THEY DON’T STAND DOWN THEN THE PEOPLE WILL RISE TO CALL THE MILITARY TO CONSTRAIN THE CORRUPTION AGAINST THE UNITED STATES CONSTITUTION AND THE AMERICA PEOPLE HAVE RIGHTS TO BE PROTECTED FROM ALL ENEMIES FOREIGN AND DOMESTIC. THIS IS A CONSPIRACY AGAINST THE CONSTITUTION AND PEOPLE…

      SPREAD THE WORD SO ALL THE PEOPLE CAN WAKE UP AND GIVE THEM NOTHING!!!!!!

      THEY STEAL FROM US, WE HAVE A RIGHT TO TAKE IT BACK.

      • charley rice says:

        THERE IT IS GIRL! YOU’VE HIT THE NAIL RIGHT ON THE HEAD!! EVERYONE NEED TO WAKE UP TO THIS GAME THE BANKS ARE DEALING…

        THESE BANKS THINK THAT THEY ARE SLICK TO FORECLOSE ON DEAD TRUSTS, AND DEAD SUBPRIME LENDER BANKS OF THE SECURITIZATION BUBBLE BURST BY DOING THESE ROBO-SIGNING BECA– USE THEY KNOW IN THE EVENT OF A 4CLOSURE THAT THE FHA GOVERNMENT BACKS THE PROPERTY MORTGAGE INSURANCE WHICH IS 70%-80% OF THE PROPERTY THAT THEY WILL GET.

        THEY’VE ALREADY BEEN BAILED OUT IN 2008 AND NOW THEY’RE DOUBLE & TRIPLE DIPPING!!! STOP WITH THE LIES!!!

        THAT’S WHY THERE’S NO REMOD, AND PEOPLE WHO GO FOR THESE REMODS ARE STARTING ALL OVER AGAIN BECA– USE YOUR ORIGINAL LENDER WAS THE ONLY ONE THAT CAN FORECLOSE AND THEY’RE GONE FOREVER, AND ARE NOT COMING BACK 4 U.

        BECA– USE THEY GOT PAID WHEN THEY SOLD YOUR MORTGAGE TO WALL STREET…

        GO TO THE SEC TRACK DOWN YOUR LENDER AND SEE THE YEAR YOU HAD YOUR LOAN AND IN THE TRUST YOU’LL SEE THE INITIALS 4 UR BANK.

        DON’T BE BLIND TO THAT GAME!!

        SINCE THE PROMISSORY NOTE WAS DESTROYED WHEN IT WAS CONVERTED TO STOCK MAKES IT IMPOSSIBLE TO 4CLOSE…

        ANYWAY THEY MANAGE TO DO IT THROUGH LIES AND DECEPTION AND PRESENTING FRAUD UPON THE COURTS BY ROBO-SIGNING THE DOCUMENTS.

        IF THE JUSTICE DEPARTMENT WILL NOT ARREST, THEN LAW ENFORCEMENT MUST STAND DOWN AND STOP SIDING WITH THE CORPORATIONS TO OBSTRUCT JUSTICE BY THROWING INNOCENT HOMEOWNERS OUT OF THEIR HOMES…

        A) LAW ENFORCEMENT TOOK AN OATH TO PROTECT THE PEOPLE…
        B) JUDGES TOOK AND OATH TO PROTECT THE CONSTITUTION…
        C) THEY ARE BREAKING THEIR OATHS!!!!

        IF THEY DON’T STAND DOWN THEN THE PEOPLE WILL RISE TO CALL THE MILITARY TO CONSTRAIN THE CORRUPTION AGAINST THE UNITED STATES CONSTITUTION AND THE AMERICA PEOPLE HAVE RIGHTS TO BE PROTECTED FROM ALL ENEMIES FOREIGN AND DOMESTIC. THIS IS A CONSPIRACY AGAINST THE CONSTITUTION AND PEOPLE…

        SPREAD THE WORD SO ALL THE PEOPLE CAN WAKE UP AND GIVE THEM NOTHING!!!!!!

        THEY — USED/STOLE FROM US, WE HAVE A RIGHT TO TAKE IT BACK. IT WAS NEVER THEIRS…

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