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  1. Ashley says:

    Some questions if anyone knows the answer, chime in! How do you find out what pool of mortgages your loan might have been grouped in? Also, were loans re-amortized, not sure if that is the word… When a HAMP modification is done? As in, did I go back to making mostly interest only payments? Sure seems like it. I’m fighting my foreclosure sale. I’m going to fight like hell but I don’t see much evidence that homeowners have been able to win.

    • mike marchetti says:

      did you get a complaint , who is the plaintiff, there is a lot of was to find the trust info ,

  2. Mick says:

    -News Flash- -News Flash-
    FLORIDA FC Victims
    I need each and every one of You to put out the word….Desperately NEED to hear from ALL or Any that You know who’ve received 1099’s after FC judgment & also rec’d notice of, had attempted, (or worst of all) actually executed Deficiency Judgment against them as well? Liens on other property? Even Better; Garnishment on their wages? Best. Have a mean thing working, need victims. Taking bull by the horns (& no prisoners when done).
    Ask them to please email me: Ask them to CALL ME 352.246.7483 anytime between 0800-2100 EDT

  3. Jennie in Ga says:

    Ready for the nightmare to end. Bought the house in 2005, I have been fighting Ocwen since 2013. I know that there are major issues with my paperwork and though I have Not made a payment in over 30 months and I have stopped foreclosure over 10 times I need to be able to get this done soon. I have self taught all the defense and ways to stop them in Ga. But I now found that the trust my mortgage is so-called in hadnt had activities since Jan 2006 when it was suspended by the SEC. But on EDGAR I found my trustname . Ocwen claims to have the original note yet no assignment to my file. They have even sent me copies of the note but iddly from 2 different workers and each note has different endorsement names and a allong. Please contact me if you have any way to help. I’m not able to get a fancy lawyer, but I have a great cas

  4. john b says:

    I am looking for a non attorney to research a satisfaction filed by Indymac Bank. The signatures and more look bogus. This was done in Florida.
    Please help.

  5. Trevor Hitchin says:

    “….if you cannot beeeeeeeeee….
    with the one you love…………
    then love the one you’re with……”

    I am diggin’ DT…..not for how he was…
    but how he is and will be….playing for
    redemption value. I have seen changes…@ dawn.

  6. lms53 says:

    trevor, yes at some point you have to weigh where u r at. The banks were and still are so messed up that you dont know really who u r paying and if the payments are being applied correctly. I filed BK because I didnt want the tax implications of short sale, but not sure what bk 13 does. I surrendered property so there should be none. the banks have raped us all. If you have to throw your money out the window so to speak, make sure it is worthwhile and in the hands of crooked lawyers and irresponsible banks would not be my first choice.

    • Trevor Hitchin says:

      if I could ever go back in time….ten years…i would have played my cars differently….my win yesterday was not so much a win per se….but less of a loss….95% ‘less loss’ is to me a HUGE win……like staying at the beach long enough to see the next tidal shifts……together…we are all putting light on the dark……and perhaps our rewards for never giving up are still to come…you never can tell…..but I am glad i mouthed off like I did……I am fortunate to havei understood the entire wheel….so if I am ever in charge…I will know what not to do……scars add value…and are very expensive. when good people do nothing/say nothing…..this is the fear. . . this the pledge I took while standing on the ahes of my ancestors in Germany….

      i am now thinking of this as the first year of my battle….not the last.
      fight for every inch…..stay till the luck turns. pce. Y

  7. Trevor Hitchin says:

    aH….BOARD….my port of sanctuary….again we meet….again on choppy waters we sail…but we are still above not below the horizon line… i have news to report…again. to recap i was early in this shell game of RICO and collusion….and bankrot…and greed…and boise judges who are brothers of Mayor who ruled in favor of the Banks even though 50 US Attys smelled rotten foreclosure fraud..2007..2008…2009….so today…literally after ten years of their daily bs ….Met Life Home Loans and others….making my life….my credit….my everything a living hell……including IRS Tax hassels…liens…garnishments….credit destroyed…..friends and family bailed…..TODAY…i received notice from the IRS that my $375,000 fraudulent tax bill from 2007 was adjusted back down to $8,000 and that I can refile for my refund if one is owed….i can also audit my Federal and State Returns for the past 10 years…..thus changing the tidal waters…….it was like winning the lottery……it set precedence……never let go…never give up…my next stop is Qui Tam Federal in the State of Idaho…..v. Met Life Bank….. Hell is freezing over. Idaho is about to be taught a valuable lesson.

    Shame on Met LIfe…Cudos to the IRS for seeing through their lies…abuse…and fraud and making the credits in my favor…finally….been a tough ten years….today was a miracle. The Met Life bastards stopped at nothing…now the 2 x 4 in Court. Never Again. @cfpb was worthless to me… as good as in on it.

    GBLS….keep fighting…..the truth is killing the matrix….the light is burning it up…veil lifting. Amen!

    Yeah….Today I felt like Charlie and the CC….my last piece of IRS hatemail….a HUGE WIN for the light….Forward.
    ten years…then / overnight….it all changes. peace on the earth. Trev

    • Trevor Hitchin says:

      obviously it shoud have read: ‘Charlie and the Chocolate Factory….’ the bankrot shitshow is still playing……the chocolate factory still broken….but the good guys won a big game today… for the little guy….but for me to have paid that 10 year fake bill would have taken me my whole life….after losing my life savings in 20 min to a compromised Judge….poetic justice. … never let go.

  8. T. Plott says:

    I am currently in the foreclosure process and the lis pendens was filed 2/22/2016. At the time the lis pendens was filed, they filed a copy of the mortgage and the note. The attorney had one of their own employees filed a “certification of possession of original note” as an original document specialist with the complaint, which was signed on Feb 4 2016, but a certification by a person with a fictitious title is not an affidavit and the person has no knowledge of the original documents, as they were not a party to the transaction or agreements. On March 28, 2016 they filed what they claim to be the original note and mortgage and this filing post dates the date of the date the complaint was filed. I have been fighting this pro se. I know fraud was committed. Mortgage electronic registration systems inc. has been the sole assignee of the mortgage and the note since 2005 and they are not a beneficiary, nominee, trustee etc. The mortgage assignment that was recorded literally states that Mortgage electronic registration systems inc purchased both the mortgage and the note for the sum of 10$. February 8 2013, Nationstar Mortgage removed the mortgage info from the mortgage electronic registration system and we believe it was done to hide information. There have been multiple servicers since the original loan in 1994 and there are only 3 assignments of mortgage recorded in the county records. Aurora Loan services inc had it in 2005 and then it went through multiple servicers then in 2010, Aurora loan services inc got it back and I know they did not have a license in Florida. The MERS system look up tool states the investor was lehman/fnma (Fannie Mae). Nationstar denies this but we have the min #. The fannie mae look up tool states they do not own the mortgage or the note but we know the note was securitized because they admitted it was in a REMIC trust and now they are denying it. The mortgage remained assigned to mortgage electronic registration systems inc. from 2005 until 2016 when Nationstar mortgage had their own employee assign the mortgage from mortgage electronic registration systems inc to Nationstar mortgage. There is no corporate seal, no witnesses and no corporate resolution recorded for the assignment from Mortgage electronic registration systems inc. The plaintiff Nationstar mortgage is relying on the holder rule. They claim to have the original note and the original mortgage, which I have viewed and I know it is a fabricated copy which was made by a laser ink printer. The color of the ink does not match any of the original documents that were signed and there is a twist as well because I personally signed the mortgage in a different color ink than the rest of the people. I signed the mortgage but not the note. My husband signed both. The blank endorsement is a copy of a signature, not a wet ink signature and not a stamp. The endorser signed as “attorney in fact” and there is no power of attorney recorded to prove the person even had the authority to endorse the note. The company that allegedly endorsed the note has been out of business since 2002. I live in the home with my two adult children, my 5 year old son and my 3 year old grandchild. My husband does not live in the home. I feel I am entitled to monetary damages and attorney fees. I do not want the money. I want to keep what is rightfully mine, which is the real property, my homestead and residence.
    I need help. We do not have adequate foreclosure defense in escambia county florida. Please help me

    • Paul Eggli says:

      T. Plott,
      Look at your original trust deed or mortgage deed. Does the wording on the deed state that the security instrument secures to the lender the repayment of the note? If so, who does the instrument state the “lender” is? Does the instrument make sole provision for the “lender” to be the loan origination company/ bank, or can the “lender” also be an assignee of the original lender?
      What i am getting at, is that when you took out the so-called loan, you conveyed legal title to the property to a trustee to hold as security for payment of the loan. You created a trust- as the grantor/ trustor/ or settlor of the trust. The trust res or rez, (the property put into the trust) was legal title to the real property. If the trust indenture- the security instrument/ deed indicates that the instrument secures payment of the loan to [only] the ‘lender’, then if that original lender is not owed any more money, (which it is not since the loan was sold off), then the deed is no longer valid for any purpose- because the trust has terminated! Once the purpose the trust was created for became extinguished, then the trust itself became legally terminated.
      HOWEVER, the alleged note holder will not wish to acknowledge that the mortgage deed- which implemented and governed the trust, has actually become an invalid instrument, and that the original trust has for all practical purposes terminated. Nationstar wishes to enforce the deed as if the deed protects Nationstar as the “lender”, but in reality Nationstar is not the lender, and the trust terminated when the original “lender” sold the loan years ago.
      Anyway, write back to me privately, and let me know what the scoop is.

  9. Spinner says:

    Is anybody here looking into the role being played by 501C3’s in foreclosures? We are being sued for foreclosure by a 501C3. The loan originator got merged with a Big Bank (BB), then the loan was “sold” to a 501C3. (Loan was non-performing (NPL).) We have a “pool” designation from 2015 that appears to designate both the 501C3 and the BB. HUD started auctioning non-performing loans in pools in 2010, FreddieMac followed suit in 2014 and Fannie Mae joined the fun in 2015, all auctioning off NPL pools and SAYING (hah!) that they really, really hoped that not-for-profits and minority/women-owned businesses would be the winning bidders. (Disgusting!) In reality most of these pools have been bought by various BB’s or investment houses, and the not-for-profits are complaining that they can’t get into the game because the BB’s outbid them. Goldman Sachs buys NFNMA NPL pools through a “subsidiary” (as partial fulfillment of their obligations under the mortgage settlement agreement). My question here: what if a BB creates a “subsidiary” that is a 501C3 and sells loans that the BB is already servicing into the 501C3? Do they get additional credit on their settlement obligations? Do they get additional tax write-off’s from foreclosures that are brought by the 501C3?

  10. Kellie Rider says:

    Need some help!!! In Texas they don’t recognize robo signing unless you have exact proof. I have docs that were signed by Judy Fabre. How do you find out if your loan was in the groups that she was caught and admired tadmitted where robo signed. Those should be fraudulent and null and void. I do I get this info for court ?

    Thanks !!

  11. lms53 says:

    dual tracking again after these banks and mortgage servicers ( which are generally the same) this is not going to end anytime soon. I dont understand why trump does not speak out on this. no wonder home ownership is down and prices are too high anyway. should go down with the rise of interest rates. sorry to hear this happen to you. the courts just issue a deed of their own fabrication, called certificate of deed or some fake name like that. they are just walking all over hard working americans, stealing our homes, part of the NWO. Wake up or they will rob you of everything you THINK you own. B******s

    • Mick says:

      1-Dual Tracking! Excellent! There’s grounds alone for their Complaint!
      2-While I love where we are vs. where we could have been (LOTS Closer to full blown socialism, w/HRC clearing out the shelves of the already exhausted FED like Russian wives in the ‘grocery’ on Americans depicting ‘shopping’ under Communism in the former USSR), Trump is keeping his word, on the issues addressed prior the election. His Sec. of Commerce is bad news and Sec.of Treasury is an absolute nightmare, who RAN a Mtg.Mod. Company and LIED about his company & all the mega-banks when giving testimony B4 Congressional Committees.
      3-He (Muninchyn or however You spell it) said “Banks DIDN’T WANT TO FORECLOSE, and modifications were far more cost effective to their bottom line” (I call BS, because they reigned down the FC’s in Florida INSTEAD of mods, and worse WHILE DOING THOSE MODS! They got their CAKE, ATE IT TOO, then turned around and re-sold the CRUMBS! I can only speak to FLORIDA, however I’ve read where it happened (and more importantly STILL IS HAPPENING) nationwide.They’re not only too big to fail, their too corrupt to jail (for fear they’ll educate all the small timers in adjacent cells!). & Now we get to use printed money with this LIAR’S name signed on it for the next 4-8 yrs.
      Not saying Geithner was a BIT Better, but we were voting to DRAIN the SWAMP, not stock it with LARGER gators.
      Trump coulda done a lot better, & then again, his sister’s a lifelong Goldman-Sacks Higher Up (yep, the same folks that underwrote & UNDERWRITE the Insurance, on the derivatives, for the Trusts, for their Trustees, for the Holders and Servicers of the Trusts Assets, all those MBS, which are founded on a failed concept from the outset….A:Real Estate always goes up, B:the stock market always goes up, C:people always pay their mortgages, and D: people NEVER, EVER REfinance those mortgages….any recent history contradicting those philosophies of biz? Ultimately, like before we’ll lose & they’ll win, even on the most STUPID WRONG Bets, because they Are…’the system’).

  12. Terry Gonzales says:

    I have a question I am hoping to find an answer to. After the death of my mother the mortgage servicer refused to recognize me as successor in interest and basically demanded the due on transfer clause on an exempt transfer. The property was underwater but after a long struggle we managed to get refinancing. The loan was in foreclosure and scheduled for trustee sale. A month and a half after the new loan closed we were notified that the trustee had auctioned the property anyway, four weeks after the new deed had been recorded. My question is, how could the trustee have auctioned a property without a deed? The property was sold to the mortgage company. It all got straightened out, as far as I know, but does anyone know if this is legally possible? I’d appreciate any information.

    • Mick says:

      Hi Terry,
      No it is not ‘legally possible’. It IS Highly ILLEGAL. It’s another in the millions of clouds on titles that has been caused by bank corruption and judicial collusion throughout the country. You have a case, depending on Your state there are laws against this, as well as Federal Laws covering every state. It really doesn’t MATTER whether the Mortgage “SERVICER” ‘chooses’ to do, it matters what the Mortgage SAYS, and whether even that section (or the entire mortgage document) was legal, in Your state? IF (and that’s a really big word) the OBLIGATION inures (passes on to) upon all heirs and/or assignees (which is usually the case for all debt instruments, on ALL Parties thereto), normally spelled out in the FIRST and Second and LAST Paragraphs of All Mortgage/Deed of Trust Instruments (& elsewhere therein as well), You were automatically ‘successor in interest’, unless either a state probate, or federal bankruptcy court determined OTHERWISE? The “Due on Sale” (You called it ‘transfer’ & it can be titled that way) Clause usually EXEMPTS Death, Mental or other Incapacitation, because 1 of the fundamental freedoms our country was FOUNDED ON, was the right to OWN Private Property/aka REAL Estate, and the ‘estate’ part of that term meant ‘in perpetuity’ which means For-Ever, which means it ‘inures’ NATURALLY to the Family, Decedents, Estate Administrators, HEIRS of the estate. To State otherwise IN A CONTRACT would violate every tenet of the fundamental foundation of the concept of OWNERSHIP, of REAL ESTATE, <-making same an 'oxymoron'?
      They Clouded Your title. Their TITLE SEARCHERS, 'didn't'. You can SUE THEM, You can SUE their Attorney/Title Company/Title Insurer. You will WIN, and every dollar and cent that You spent defending and refinancing is claimable as a damage, plus the full value of the property, ESPECIALLY if You wound up with a "Special Warranty Deed" from the former Lender? Here's the best part, and nearly all R/E & Litigation Atty's already know, ALL Costs and Atty FEES When (not if) You Prevail. Start shopping attorneys. Any who says "You have no damages" just doesn't want to take on the 'system'. Find a Good Litigator, they'll know better.
      Be glad You aren't in Florida. Nearly Our entire Judicial Branch all the way to our Supreme Court has been bought and paid for with either former bank lawyer Justices, or their pension plans are so heavily weighted with BANK Stocks, they don't DARE overturn the stone covering the corruption You have documented IN THE PUBLIC RECORDS, in Your complaint.
      (& I Am NOT a Lawyer, I'm NOT giving You legal advice, I'm recommending You Seek OUT a lawyer, because even Bill Handel of 'Handel on the Law' would tell You, "YOU HAVE A CASE!".

    • Paul Eggli says:

      The trustee did not know that the loan was paid off prior to it “selling” the property. You better be certain that the title to the property is clear of the old lien now.

  13. Carmen Caparelli-Wintworth says:

    Oh and my friends have called around. So far no attorney is available to take on the case. At least in its current status. Post judgment. But I so agree, what attorney wouldn’t want the free publicity that this case would give? They would get rich or more rich on just this case alone. The amount of clients they’d get would be unbelievable. So many people out there are using owner financing and they are getting screwed and probably don’t know about it.
    I think about those folks that lost their homes and couldn’t get a bank loan with a gun. They are all possible victims of fraud. The sellers inflate prices of homes to hide interest a lot. That is pretty obvious just from searching Craigslist for owner or seller financing. The house price is outrageous. Reminds me of those buy here pay here lots. Some say they offer 0% interest but the price of the car is 80% higher than it should be. Crazy!

    I think my friends have a call into Mr Sawyer. It would be nice if they could take it on a contingency basis. The seller is not poor and owns a lot of real estate. The case could be huge.
    But where are the law firms to take this to federal court? I guess they must be rich enough.
    If anyone thinks of another firm, please let me know. I am passing information onto my friends who are so down and out about all of this. How the judge could not listen to a word that was said. How it could have gotten this far is what blows me away.

    Has anyone ever threatened bankruptcy or a lawsuit to the opposing counsel? This is not something they have mentioned to me, but I am a bit more ruthless than they are.

    • patelsoltis says:

      Hello, Can you give more details about this case?

      • Mick says:

        Soltis, You’ll need to check further back in the thread, grab her gmail acct. & email her directly? I tried (3x) & she said It was going to spam, but still never replied offline. I’m hoping whoever her friends are didn’t get hooked up with a shylock, because they’ll spend thousands and likely still lose (since they’d already ‘lost’) & get an immediately scheduled sale date. I know folks both in the area & across the state, that, IF their Equity was sufficient (& it MUST have been for Seller who’d given them loan in the 1st place, to go to IMMEDIATE FC Proceedings), would LOAN them the funds, regardless of credit, as long as they had ability to pay back and again, that ‘sufficient equity’. That’d get them breathing room, & the dirtbag seller (& their dirtbag collections attorney) out of the picture, for-ever.

        she was a ‘1-hit-wonder’ who came, got her answer(s) & likely will never return (although I hope I’m wrong).

  14. Lms43 says:

    Hi Carmen. Thank you for the update. I know the lawyers mick mentioned are fairly decent. I actually spoke to bruce jacobs and ice legal Ice legal has alot of green attorneys. I really dont recommend them unless you get tom. And bj is going to be very expensive. He is in the high rent district of downtown miami. I really wish your friends the best and hope they kick their a$$.

  15. Kent says:

    Randy ackley west palm. He used to work for Ice Legal

  16. StillFighting says:

    So, say I get really lucky and get a Summary Judgement with attorney fees paid. With a CRAZY GOOD case, is there a Florida attorney who would then file a Wrongful Foreclosure Personal Injury type case on a contingency basis? All the big banksters, servicing companies who have paid heavy fines in other cases, and law firms who have been caught, are all involved in my case.

    I appreciate your thoughts!

    God bless all of you!!!

    • mick says:

      ALL of the ONE’s I named for Carmen, PLUS Morgan & Morgan & dozens of other ambulance chasing, class action filing big named types would SALIVATE at the opportunity to SUE YOUR FORMER LENDER for wrongful FC. We have a guy named Sawyer Smith here in Ft.Myers, who SUED BoA and WON over a fraudclosure filed by them against folks who’d PAID CASH! Not only did he get Summary Judgment, he Got a LIEN on BoA’s PROPERTY and pulled up with DEPUTIES and a MOVING TRUCK to remove and SEIZE their Assets at a BRANCH in Ft.Myers! When, after locking the doors, the branch manager realized the jig was up and the movers were going to be taking EVERYTHING out of the branch, because corporate still hadn’t paid settlement costs (including, of course ATTY FEES), he CUT a CHECK….point IS that it MADE the NEWS here and is STILL on YOUTUBE. Just Search it. And tell me what attorney DOESN’T Want to be FAMOUS?! ON Prime TIme Local Nightly News W/O having to PAY for the Commercial for same?

      Sooooo, stillfighting, HellYes! Like I said they’d be KNOCKING YOUR DOOR DOWN to represent You (and a bunch more, maybe like us?) and others wrongfully FC’ed by the Same Megabank(s).

      Point is, can You GET summary judgment? Can You PROVE Wrongful FC to these atty’s? If so, What in the Heck are You waiting for, old age? Jeez, Louise, I’d just love to read the filed complaint!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

      Happy Valentine’s Day & Here’s hoping You get motivated soon, because busting the FRAUD is about a DECADE past due?

      Most Respectfully,

      • Bobbi Swann says:

        LOL! Living here in Pinellas county I remember the news and the truck pulling up to the BofA branch. You’re right….that went on national news. And I can bet that attorney got a lot of business that came in from ‘free’ advertising for his process serving…!!

      • Carmen Caparelli-Wintworth says:

        HA! That put a big smile on my face, Mick. I agree with you guys. Pay off what the summary judgment is. Then sue the losers for fraud. I am going to call them right now.
        Oh my email address is wintworthllc at gmail (dot)com I am sorry about not including it. These people are my friends and I am so glad I found this website.

        I didn’t know Morgan & Morgan handled wrongful foreclosure cases. Just looked up Sawyer Smith. Giving them his number. I wonder if he would work on contingency?

        This lender owns a lot of property…. so there is a lot to be had!

        If any attorney is reading this and wants to jump on a money heavy case you got my email address now.


      • Carmen Caparelli-Wintworth says:

        Hey Michael! I got your email and it has disappeared. Very strange, it is no where in my Gmail account. Must be gnomes! hahah Can you send it to me again. I am at work and I am interested in the lenders you know. My internet at home is crap and not working properly.

      • mick says:

        Check Your inbox (then hit PRINT!, then have a pow-wow w/customer service 2gmail!)

    • Carmen Caparelli-Wintworth says:

      Hey guys all is good! They found an attorney who is just itching for this case. I don’t know the name, but they are finally smiling! Thanks to everyone, for your help.

  17. Hammertime says:

    Hi lms still rolling w the punches!

  18. lms53 says:

    Hi Hammertime, so true, hope all is well.

  19. Hammertime says:

    Just pawns in a billionaire civil war. We keep fighting not only for our homes but for our democracy at this point.

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