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  1. Lms52 says:

    Completely agree Bobbi. However I did not make the post and bidens issue did not apply at all in my case but I do feel that the cases in the federal courts are good evidence for us in our individual cases and should be applied and strongly recognized in the local courts. I am in fl also and foreclosure mills like Albertelli are still going strong. I can’t believe how stupid they think we are or maybe they are the stupid ones

  2. Lms52 says:

    Yes Bobbi it maybe old and settled but let’s not forget about the basic criminal activity that started the landslide of bogus mortgages. I think we get too wrapped up with the other crap the banksters pulled on us too. This really fueled the fire and it seems to be to the wayside at the moment. Don’t forget what brought us all here in the first place like the courts want us to do.

    • BOBBI SWANN says:

      I’m not forgetting but if you’re going to present a solid case then you’ve got to use a solid defense in return. That includes giving reference to case(s) that have pertinence to your own discovery. This case that you mentioned has no backbone whatsoever. It was just a means on the part of Biden to get his foot on solid ground for politics! He was already planning on running for Gov. and he did just that for this coming election. Remember he’s not stupid (he is an attorney) and he’s got the political background (father). He’s out for #1 and that ain’t you or me! He used this case for his own political agenda and that’s why the settlement is sooooo lame!

  3. marilyn lane says:

    Trevor – how much money can I make from the Bank of Americas seventeen billion dollar settlement since B of A gave a mortgage to a Frances Turner for property she never owned but I HOLD THE TITLE TO.?

    • Trevor Hitchin says:

      1% or in this case $170 million.

      $250,000 for actual damages….
      $169,750,000 as a punitive souvenir. ..a reminder not to ever…EVER…cheat in MY Casino again…’coi-tons Bugsy…’
      (cracks ring laden knuckles…spits on Moynahan’s Mercedes…exits stage left)

  4. Trevor Hitchin says:

    My advice…..deliver the 1-2 knockout punch…and don’t flinch.
    Make a 2 hr investment into your local police department. …do not be scared…they work for you. Deliver a transcript of both calls and any/all relevant docs….this makes up your ‘DR#’…your criminal complaint. You then send a certified copy…signature required to your Opponent. ..w a cc to your State’s Atty General. CPB too if you have the coin.

    Then….once they received. ..read…and have digested your move…called ‘Check Mate’ in Chess…this warchess you are playing btw…yeah…so once they have it…you say on the next call you have…recorded of course. .”how do you want to proceed?”…listen for chirps and crickets….I am serious.

    Nothing in Warchess ‘just happens’…you are likely being attacked from many sides….name Names…in your criminal civil complaint. There is a name for what is affecting you….it’s called Fraud.

    If the discussions end ubruptly or commitments are not carried out….FILE A CIVIL SUIT…you/WE have plenty of cases to point to….to Sheppard the Judges to the light so to speak.

    Google: DBSI fraud 20 yrs CEO Boise

    Print a copy of that article. …sign a note at the bottom in purple ink…”Trev sends his love…”

    If were in their Allen Edmonds….I’d settle right quick with anyone willing to call ‘Check Mate”.
    No pun intended in the check….Keep us informed. 777

  5. Lms52 says:

    Angie. You should make them reverse all interest, fee,attny fees for slamming u into foreclosure erroneously. They will tack on so much on the back end of the loan that you will be in worse debt. If they slammed u in foreclosure and they are wrong, all fees and interest should be removed and you should counter due for all the stress and credit damages they have done to you. My understanding is once that throw u in foreclosure, you can’t pay them anyway until it is settled if it ever is. Why are you responsible for all those extra fees and interest
    When you were doing the good faith and they were acting in bad faith. Sue Sue Sue their pants off!!!!

  6. Lms52 says:

    Watch your local court. Banks attny will slam you in foreclosure and beat you to the punch if you let them and that’s what they are counting on. Let your local court know immediately what is going on and if u can’t do it pro se, find an attorney and hopefully not a corrupt one

  7. Angel says:

    Howdy y’all,my latest confusion from chase,I’ve involved my Attorney General’s Office & have a rep,from consumer protection division working with me on my complaint,Shannon from Executive Offices of chase has called a few x’s & the 1st call was my side of complaint,& call ended with ”promises” to get to the bottom of this,& also confirmed We have made every principal/interest pymt?reminder I have been saying/proving/fighting WRONGFUL FORECLOSURE since 8-2010..& the escrow shortage IS from flood policy’s placed by Lender,,,but I’m still in foreclosure process I asked she said YES?????????WTF!!!!! My question is 2 all y’all what does this mean?????& also still no deed/note,still never filed/recorded in my county, 2nd call……Ms.Shannon,chase rep,Good morning I’m pleased to tell you we are fixing the ”credit damage”????? But not all of it,up til 8-2010??THAT is the default claim date on my summons which started ALL THIS NIGHTMARE,,,so shouldn’t civil case against us just collapsed?????

    • Washington Community Action Network

      Making Democracy Work, One Person at a Time!

      Share YOUR Story

      The change we want to see in our society requires that we have one-on-one conversations with people in our families, communities, and workplace. Sharing your story will help us show our elected officials and other community members how everyday people are affected by injustice and inequality.When you share your story, you are not only helping personalize the issues we work on, but you also giving a voice to the hundreds of individuals in your community who find themselves in the same situation. For example:

      •Are you, or someone in your community struggling to pay your mortgage and/or facing foreclosure?
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      Subject: Share your story

      Your Letter:
      [Tell us your story.]housing
      from david f. black
      Vancouver wa
      blackvan@hotmail.com
      as a disabled veteran from the Vietnam era / cold war I have been fighting JPMorgan chase bank to keep my home from foreclosure.

      however in my case, I am fivie payments ahead and they refuse togive me credit for that 14,000 paid . they have also demanded that I pay my mortgage payments two and three times for the same month

      and it just gets worse from there.

      for example. I have a mortgage loan for which there is no paper work or application from me that I never applied for.

      CAN has asked me to speak at their events in the past but I was too sick to do so. I have improved and think I can speak if I am invited about my story which is really a story for many CAN members with mortgage servicing from JPMORGAN CHASE Bank

      regards
      David Black
      360 772 5617

      I spoke to Michelle at channel five news in seattle about her story about the disabled veteran that jp morgan chase bank just evicted from hishome after the mayor tried to stop it .this targeting of veterans by chase is happening to me but am not not in foreclosure not in bankruptcy not in modification. jp morgan chase has a track record of targeting veterans and active duty deployed military personnel for violating the SCRA for protecting active duty personnel and cheaingand defrauding veteransin their VA mortgage loans.chase has consented to this and has been fined for over $ 60 million dollarsbut they continue to do it.

      michelle of channel five news I nseattlerefusd to run my story which is really everyone ‘s story in washingtion state of being targeted for foreclosure if they have a sub prime loan orginated during the period 2002 thru 2009. this has been written about by FORBES magazine in New YORK and it is a fact .

      it is time we say no to chase and get statutory federal and state law to stop this and get enforcement by us hud under 49 usc 24 cfr aka Title VIII Fair HOusing ACt statutory federallaw and state of Washington consumer proection act for stoppong predatory lending and predatory mortgage servicing practices in the state of Washington.

      and I have confessions to these allegations from chase whistleblower employees in Columbus and Gahanna OHIO as to these allegations in writing on official chase documents.

      right now there are hundreds of foreclosures scheduled to occur and progrmmed into chase automated foreclosure system hooked up to corrupt legal reps to take our homes. the estimate nationally is three million loans including MET LIFE LOANs Bear Stearns LOAns and all WAMU Loans
      and yes I have filed over 50 complaints about this with us hud us doj and us cfpb and us federal reserve board all of which have been stonewalled. and with chase as well as a JPMorgan chase bank stockholder of record.

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    • hi Angel I HAVE TALKED T O THOSE CHASE JERKS TOO.
      THEY ARE NOT ANY EXEC OFFICE THEIR UNIT IS THE DEFAULT MANAGEMENT GROUP RUN BY MICHAEL zSARRO S.V. OF CHASE SINCE 1993 THAT HANDLES ALL FORCLOSURES THEIR OFFICE IS IN GAHANNA OHIO NOT COLUMBUS. OHIO. THE SUPERIVISOR ONE OF THEM IS TANYA SMITH. YOU MAY BE A VICTIM OF FRAUD BY CHASE SINCE THE NUMBER ONE METHOD THEY USE IS MANUFACTURING DEAULTS THRU MANIPULATION OF ESCROW ACCOUNTS AND PAYMENT MADE INCLUDING PUTTING THEMIN SUSPENSE ACCOUTS SO THEIR COMPUTER NEVER SEES THE PAYMENTS. THIS IS THE NUMBER ONE COMPLAINT AGAINST CHASE AT THE US CFPB. THEIR WHISTLEBLOWER EMPLOYEESS LIKE EJ REED AND OTHERS HAVE GIVEN ME INSIDE DOCUMNTS SHOWING THEIR FRAUD. SO FAR THEY HAVE TRIED TO MANUFACURE DEFAULTS ON ME AS A DISALBED VET ERAN BY PUTTING OVER 20000 DOLLAR S IN SUSPESNSE ACCOUNTS AND NO MORTGAGE PAYMENTS WHILE NOT APPLYING THE PAYMENTS AND HAVING THEIR ATTORNEY SEND ME DEFAULT LETTERS WHEN I AM FIVE PAYMENTS AHEAD WITH NO CREDIT FOR THEM. IN MY CASE I HAVE A LOAN I NEVER APPLIED FOR NO LOAN DOCS NO APPLICATON FROM ME THAT WAS FRAUDULENTLY ORIGINATED BY CHASE IN 2011.
      REGARDS
      dAVID

    • another source to send your complaints is the new York Attorney general in manhattan new York city who is currently suing chase for mortgage backed securities fraud on behalf of the investors and the people of new York . I have the case number if you want it. contact me at blackvan@yahoo.com and I can send it to you. also the new York department of banking supervision is on chase’s butt about these fraudulent practices .re commend you look them up at google and file your complaints with them as well with their director. chase is allegedly is running at you a n alleged racketeering PONZI BERNIE MADOFF PONZI SCHEM E TYING YOUR MORTGAGE TO DERVIATEIVE HEDGE BETS AGAINST YOU ON THEIR MORTGAGE SERVICING RIGHTS WHEN THEY FORECLOSE THEY MAKE UP TO 43X THE FACE VALUE OF YOUR MORTGAGE IN CASHE FROM THAT THE DERIVATE HEDGE BET. YO UWILL HAVE TO GOOGLE THAT TERM TO LEARN WHAT THEY ARE. NEIL GARFIELD BLOG HAS WRITTEN ABOUT THIS MANY TIMES AND I DOUBT YOUR AG KNOWS ANYTHING ABOUT DERIVATIVE HEDGE BETS. SO YOU WILL HAVE TO EDUCATE THEM
      REGARDS
      dAVID FRANKLN

  8. BOBBI SWANN says:

    I saw this posting online via facebook. If there is anybody out there in Michigan (near Beaverton) and knows of a foreclosure defense attorney that can help this family, please get in touch with her via the email that is posted here: https://www.facebook.com/jillm.onweller/posts/348734655289311
    It would appear that she is facing a corrupt Judge in a small town (so unusual, huh?) and she has an attorney that is well over her head in this realm. Much appreciated.

    • Jill onweller says:

      Thank you so much, any advice is helpful. I have learned so much about the law. I also have learned that some judges don’t up hold the law! I refuse to give up. This has been going on way to long, it had totally comsumed our lives,

  9. usedkarguy says:

    Rock, is that where you are? under a Rock? obviously you’re not experienced in any aspects of litigation for homeowners, or you would not ask such a foolish question.

    • BOBBI SWANN says:

      C’mon usedkaryguy give the guy a break. He’s probably just ‘new’ to the fraudclosure side even maybe to the point that he’s not even been foreclosed upon. He, just like everyone else here is trying to be helpful. Don’t be so harsh.

  10. Please will everyone who values our Constitutional right to due process read the Breitlings’ Motion to Vacate Void Judgment then phone the Dallas County 134th District Court and let them know what you think about Judge Tillery’s behavior. The phone numbers are available here: http://www.scribd.com/doc/237267078/LNV-vs-Breitlings-DC-14-04053-Dallas-Co-134th-Court-Breitlings-Motion-to-Vacate-Void-Judgment

  11. marilyn lane says:

    trevor
    we all have to really read up about up psycopaths had I known this before I know I could never have expected a normal response from them., as long as they get their way they dont care who they hurt, maim or destroy as long as they get their pleasure Our dogs were innocent victims.I was told by management i cant talk to anyone at my complex about what happened.
    thanks for reading Trevor and all – you don’t live here.

  12. marilyn lane says:

    all-
    i started to read about psychopaths and I think if you all spend a few minutes reading about them you will understand how easy it is for them to take part in fraudulent foreclosures and why we are not getting normal and responsive answers to all our communications with them.

    • david franklin says:

      Hi
      I worked for and with these pschopaths like during the
      Savings and loan federal bank meltdown in the eighties

      They are worse than that

      Regards
      David
      Chase is an evil death star

    • Trevor Hitchin says:

      You speak the truth ruth….pardon me.. Marilyn that is. In fact, one (psychopath) in TX was indicted today on two counts of abuse of power….lives in a mansion…had it all…had. Timber! And TX was the first State to go purple. ♡memy☆s…6s-2-7s. I call him a psychologically unstable bc as I understand the sitch…he thought he had a real shot at the White House….had.

      50/50 that he gets nailed on both charges…and if/when that happens. ..Gov Perry gets 7-99 yrs. The Good People of Texas have spoken…..and the walls came down. Did you hear the collective ‘oh shit’ by the other 40-49 ‘Govs’…it sounded like this ‘crickets….crickets….crickets’….I called ‘the Gov’ when my 1st home was being taken from me….slick Rick didn’t return any of my calls…he was really busy…..***teaching moment : IF you’re going to rob someone of their home.. know the WCS, consider the probability of THAT happening. …then roll the dice. Pistol packin’ Ricky obviously crapped out.

      P.s. Camilla got kicked out of England this week. Kicked out.
      Sometimes the game is won in the bottom of the 9th…it was a perfect day.
      Pivot to the Pinata. ….Gov Pinata…watch the Mexican-American kids with sticks make carne asada out of Mr. Perry’s Presidential dreams….turning, in his case…7s 2 6s….remember boys and girls, it’s the second mouse who gets ‘the cheese’. Have hope in the vault tonight….we got this. 777

  13. ldynps says:

    Please take a moment and watch the Attorney General from Delaware about the fraud!!! Perhaps our fights need to be through Delaware???? Check it out!
    http://activerain.trulia.com/blogsview/2576407/beau-biden-might-be-onto-something-in-delaware-

    • BOBBI SWANN says:

      Sorry ldynps – this was from October 2011 and it was settled July 2012 with no monetary payment and no real structure to correct anything. Beau Biden was/is a joke! See here:
      DELAWARE AG SETTLES CASE AGAINST ELECTRONIC MORTGAGE REGISTRY
      Posted on July 22nd, 2012 in Mortgages, State Issues By BuckleySandler
      On July 13, Delaware Attorney General Beau Biden announced a settlement of the state’s lawsuit against a national electronic mortgage registry. The state alleged that the registry system created inaccurate and unreliable records that undermined chain of title in that state. Under the agreement, the registry has agreed to (i) maintain a database that allows homeowners to clearly see who owns the mortgage and who services the loan, (ii) record assignments of mortgages with the county Recorder of Deeds Office before a foreclosure can proceed, (iii) not foreclose in its name for the next five years, (iv) audit its records for accuracy and report results to the Attorney General, and (v) increase oversight and training, including annual examinations of documents signed by employees of its 25 largest members to check the identity and authority of the person who signed the documents. These steps are consistent with those already taken by the registry nationally, and the agreement does not include any monetary payment.

  14. Rock says:

    Since every mortgage is a CONTRACT between two parties and since that contract is governed by Federal Laws… has anyone approached the Fraud issue in their loan docs by stating to the courts that since Fraud can been identified in their mortgage paperwork (IF It Can) and since UCC Law governs such issues like Fraud in CONTRACTS, I would venture to say that with Fraud identified in such a contracts… it would make it null and void. Both parties to a CONTRACT must come to the table with “Clean Hands” in the negotiations. Therefore do you think any judge, once the fraud has been identified and presented to the courts, would choose to become part of Aiding and Abeting in that Fraud which had been perpatrated by any Bank or supposed Service Provider? I am not an attorney just thinking out loud! Any thoughts are welcome.

    • ldynps says:

      Oh Rock, you must be new to this site as FRAUD is all it is about! The Banks are forging whatever documents are necessary to file into the Courts and then the Judges are allowing it to happen!! We are all well aware of this but no agency is helping the homeowners under attack by the banks!! These fraudulent foreclosures are without a doubt, THE LARGEST CRIME IN THE HISTORY OF THE UNITED STATES and it appears it will continue until AMERICA is a homeless society….Welcome to the group, however, please know that millions are under attack and there is not one agency helping us…All our laws created to protect us from fraudulent means doesn’t mean anything anymore…It’s like finding out that Santa Clause is not real…either is our Constitution or our Bill Of Rights!! It’s the end of the middle class Rock…and we are all feeling the crime…

  15. hammertime says:

    Respectfully, I’d say it’s a mistake to stop making complaints and engaging the CFPB, other agencies and elected officials. Good info so we don’t approach naively. With the information we’re getting and able to collaborate with each other will make any effort that much stronger. As I’ve learned from David, the Fed owns the OCC as well and prob runs the SEC etc. Where does it end? That’s the reality we have to deal with and show it’s against our country’s interest and denying us our rights or show which elected officials really are on the side of ordinary Americans.

  16. ldynps says:

    Oh my goodness…For all of us who have been feed more BS to file Complaints with the CFPB…don’t waste your time.as it is owned and operated by the Federal Reserve and the Stock Holders of the privately owned Federal Reserve are the BANKSTERS!!! I had no idea because I have been going more in the direction of filing a lawsuit…however, we need to stop wasting our time with them, it will go nowhere, fast!

    Who Owns The Federal Reserve?
    The Fed is privately owned. Its shareholders are private banks
    Agency overview
    Formed July 21, 2011
    (3 years, 21 days ago)

    Jurisdiction Federal Government of the United States

    Headquarters Washington, D.C.

    Employees 945 (2012)[1]

    Annual budget US$447.7 million (FY 2013)[2]

    Agency executives Richard Cordray, Director
    Steven Antonakes, Deputy Director
    Parent agency Federal Reserve System
    biggest Ponzi scheme in the history of the world, and if the American people truly understood how it really works, they would be screaming for it to be abolished immediately. The following are 25 fast facts about the Federal Reserve that everyone should know…
    #1 The greatest period of economic growth in U.S. history was when there was no central bank.
    #2 The United States never had a persistent, ongoing problem with inflation until the Federal Reserve was created. In the century before the Federal Reserve was created, the average annual rate of inflation was about half a percent. In the century since the Federal Reserve was created, the average annual rate of inflation has been about 3.5 percent, and it would be even higher than that if the inflation numbers were not being so grossly manipulated.
    #3 Even using the official numbers, the value of the U.S. dollar has declined by more than 95 percent since the Federal Reserve was created nearly 100 years ago.
    #4 The secret November 1910 gathering at Jekyll Island, Georgia during which the plan for the Federal Reserve was hatched was attended by U.S. Senator Nelson W. Aldrich, Assistant Secretary of the Treasury Department A.P. Andrews and a whole host of representatives from the upper crust of the Wall Street banking establishment.
    #5 In 1913, Congress was promised that if the Federal Reserve Act was passed that it would eliminate the business cycle.
    #6 The following comes directly from the Fed’s official mission statement: “To provide the nation with a safer, more flexible, and more stable monetary and financial system. Over the years, its role in banking and the economy has expanded.”
    #7 It was not an accident that a permanent income tax was also introduced the same year when the Federal Reserve system was established. The whole idea was to transfer wealth from our pockets to the federal government and from the federal government to the bankers.
    #8 Within 20 years of the creation of the Federal Reserve, the U.S. economy was plunged into the Great Depression.
    #9 If you can believe it, there have been 10 different economic recessions since 1950. The Federal Reserve created the “dotcom bubble”, the Federal Reserve created the “housing bubble” and now it has created the largest bond bubble in the history of the planet.
    #10 According to an official government report, the Federal Reserve made 16.1 trillion dollars in secret loans to the big banks during the last financial crisis. The following is a list of loan recipients that was taken directly from page 131 of the report…
    Citigroup – $2.513 trillion
    Morgan Stanley – $2.041 trillion
    Merrill Lynch – $1.949 trillion
    Bank of America – $1.344 trillion
    Barclays PLC – $868 billion
    Bear Sterns – $853 billion
    Goldman Sachs – $814 billion
    Royal Bank of Scotland – $541 billion
    JP Morgan Chase – $391 billion
    Deutsche Bank – $354 billion
    UBS – $287 billion
    Credit Suisse – $262 billion
    Lehman Brothers – $183 billion
    Bank of Scotland – $181 billion
    BNP Paribas – $175 billion
    Wells Fargo – $159 billion
    Dexia – $159 billion
    Wachovia – $142 billion
    Dresdner Bank – $135 billion
    Societe Generale – $124 billion
    “All Other Borrowers” – $2.639 trillion
    #11 The Federal Reserve also paid those big banks $659.4 million in fees to help “administer” those secret loans.
    #12 The Federal Reserve has created approximately 2.75 trillion dollars out of thin air and injected it into the financial system over the past five years. This has allowed the stock market to soar to unprecedented heights, but it has also caused our financial system to become extremely unstable.
    #13 We were told that the purpose of quantitative easing is to help “stimulate the economy”, but today the Federal Reserve is actually paying the big banks not to lend out 1.8 trillion dollars in “excess reserves” that they have parked at the Fed.
    #14 Quantitative easing overwhelming benefits those that own stocks and other financial investments. In other words, quantitative easing overwhelmingly favors the very wealthy. Even Barack Obama has admitted that 95 percent of the income gains since he has been president have gone to the top one percent of income earners.
    #15 The gap between the top one percent and the rest of the country is now the greatest that it has been since the 1920s.
    #16 The Federal Reserve has argued vehemently in federal court that it is “not an agency” of the federal government and therefore not subject to the Freedom of Information Act.
    #17 The Federal Reserve openly admits that the 12 regional Federal Reserve banks are organized “much like private corporations“.
    #18 The regional Federal Reserve banks issue shares of stock to the “member banks” that own them.
    #19 The Federal Reserve system greatly favors the biggest banks. Back in 1970, the five largest U.S. banks held 17 percent of all U.S. banking industry assets. Today, the five largest U.S. banks hold 52 percent of all U.S. banking industry assets.
    #20 The Federal Reserve is supposed to “regulate” the big banks, but it has done nothing to stop a 441 trillion dollar interest rate derivatives bubble from inflating which could absolutely devastate our entire financial system.
    #21 The Federal Reserve was designed to be a perpetual debt machine. The bankers that designed it intended to trap the U.S. government in a perpetual debt spiral from which it could never possibly escape. Since the Federal Reserve was established nearly 100 years ago, the U.S. national debt has gotten more than 5000 times larger.
    #22 The U.S. government will spend more than 400 billion dollars just on interest on the national debt this year.
    #23 If the average rate of interest on U.S. government debt rises to just 6 percent (and it has been much higher than that in the past), we will be paying out more than a trillion dollars a year just in interest on the national debt.
    #24 According to Article I, Section 8 of the U.S. Constitution, the U.S. Congress is the one that is supposed to have the authority to “coin Money, regulate the Value thereof, and of foreign Coin, and fix the Standard of Weights and Measures”. So exactly why is the Federal Reserve doing it?
    #25 There are plenty of possible alternative financial systems, but at this point all 187 nations that belong to the IMF have a central bank. Are we supposed to believe that this is just some sort of a bizarre coincidence

    Website consumerfinance.gov

    Former employees from Ameriquest, which was United States’ leading wholesale lender,[88] described a system in which they were pushed to falsify mortgage documents and then sell the mortgages to Wall Street banks eager to make fast profits.[88] There is growing evidence that such mortgage frauds may be a cause of the crisis.[88]
    The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that “the crisis was avoidable and was caused by: Widespread failures in financial regulation, including the Federal Reserve’s failure to stem the tide of toxic mortgages;

    3. Cease-and-Desist Order Procedures
    The Dodd-Frank Act establishes a special set of procedures for cease-and-desist proceedings brought by the CFPB.[177] In its notice of charges, the Bureau must set a time and place to hold a hearing to determine whether a cease-and-desist order should be issued against the covered person between thirty and sixty days after the notice of charges has been served. All administrative hearings regarding cease-and-desist orders are required to take place in the federal district court where the covered person has its principal place of business, unless the person consents to another location, and are to be conducted according to the APA. If a party consents by failing to appear at the hearing or the Bureau finds on the record that a violation has been established, the Bureau may issue an order to cease and desist from the violating practice, which will become effective thirty days after service. A party may petition for judicial review in the U.S. Court of Appeals of its principal place of business or the U.S. Court of Appeals for the D.C. Circuit within thirty days after the date the CFPB serves the order.

  17. james formanek says:

    GOOD DAY LADIES AND GENTLEMEN… I AM LOCATED IN MD AND I AM SEARCHING FOR AN ATTORNEY GROUP TO ASSIST ME IN THE PURSUIT OF JUSTICE REGARDING THE FRAUDULENT MORTGAGE DOCUMENTS ON MY HOME. NOTE WAS OWNED BY SALMON BROS NOW DEFUNCT… BOA/COUNTRYWIDE/NATIONSTAR ALL INVOLVED … LATEST DOCUMENT I RECEIVED FROM NATIONSTAR ADVISING ME THAT THEY CAN NOT FIND MY ORIGINAL LOAN DOCUMENTS. ITS PRETTY DEEP REGARDING FRAUD… SERVICER PAYS 8 MONTHS OF ARREARAGES PUT IT ON THE BACK END OF MY MORTGAGE DOES NOT GIVE ME THE TAX DEDUCTION AND WHO DID THEY PAY WHEN NOTE HOLDER IS CLOSED?? I BELIEVE THE NOTE HAS BEEN PAID OFF DUE TO SALOMON BROS CLOSING CAN’T FIND ANY DOCUMENTATION ON THAT PART. NONETHELESS YOUR SUGGESTIONS WOULD BE GREATLY APPRECIATED.

  18. BOBBI SWANN says:

    @Hammertime – I respectfully disagree with you that if you are a defendant in a Chase case and are NOT in one of the (5) states listed under the Chase RMBS settlement, that you can use it to support claims. I’ve already been told by my attorney that this settlement has no bearing on my case here in Florida as Florida was not part of the Chase RMBS settlement and the courts would not recognize the wrong-doing of Chase against other defendants in other states. Even when documents refer to substantiate a case law here in Florida it uses either only Florida state cases or Federal cases (Federal cases because they take precedence over state). If the court system in those other remaining states (maybe your state) does recognize out of state case law, then that’s a great leap toward victory. Here in Florida we are up against the biggest corrupted court system EVER!!!!

    • hammertime says:

      Bad wording but good info on the FL law snake pit. Not thinking in terms of legalese since it appears no reading of the law can get you a fair shake there. It’s coming down to rights and harm done in the general sense. You homeowners down there gotta start making noise on that basis or roll over. Like an alligator? Sorry that image just popped into my head!

      • BOBBI SWANN says:

        Ha-ha! You have the right thoughts on Florida except it’s the judges who are the alligators and eating us up ALIVE. The corruption down here is soooo massive on all levels not just in the court rooms. Police, child protection, welfare, food stamps, disability claims…all so corrupted! I vowed to elect no one but the ones running against the incumbents however, that list is just as full of cheats, liars and greedy sob’s…the sole purpose then is to just break that chain from where it is yet it doesn’t get rid of it! It is so frustrating dealing with a fraudulent foreclosure crisis for ALL of us and yet try at the same time to evolve our state from corruption. We have a lot of good people that could do a supreme job but money is what gets people elected. No matter how good you are, if you don’t succumb to the scum to fill the coffers you won’t make it. Sad, very very sad.

      • hammertime says:

        Here in CA the Repub governor candidate is running as the middle class hero and what does he want, no regulation!, what got us into this mess in the first place. While Gov Brown is being sued for diverting settlement funds. We’re all being played just from different parts of the deck. But the truth and precedence now is on our side. You’re right about the money but if we ask the obvious questions to whoever’s running and force them to answer they can’t hide.

  19. Lms52 says:

    True hammertime but there is a hush clause in the agreement but not sure if that applies to all plaintiffs or just the attorneys

    • hammertime says:

      Another class action trap

      • I agree with hammertime. the best option for us all is the political one and heavy heavy lobbying and have a sea state change nationally esp in florida. it is going to be a hard fight. the banks and their fed regulator friends and the federal reserve have run the show since 1930. that is how long this has been going on I blew the whistle about all this stuff in 1978 in d.c. before the senate banking committee and the sec of treasury Blumenthal . only thins happened was some people got fired like my boss the the OCC Director and a new piece of legislation called the Community Reinvestment Act.

        regards
        David

      • hammertime says:

        And now we have the internets! lol No excuses.
        What’s wrong w/ you David didn’t think they would sell out our whole country! ;)

  20. Lms52 says:

    You should have received notice if you are part of a class action settlement. Which settlement r u referring to?

    • BOBBI SWANN says:

      The Chase Mortgage Settlement. The settlement was NOT a class action. This is one that was brought on by the Dept of Justice. I don’t care about class-action settlements; they are only worth a pittance and all the money goes to the attorneys. I am referring to the settlement which John Smith is the monitor.

      • Lms52 says:

        Bobbi the chasemdlsettlement was a class action and a federal lawsuit. If you are a part of this. You should have received notice

    • hammertime says:

      Ones I’ve been referring to are RBMS settlement (http://www.rmbstrusteesettlement.com/) or National Mortgage Settlement.

      Looks like RBMS doesn’t apply to FL per Bobbi

    • karen says:

      I received a class action settlement, from BoA, countrywide on the double billing for forced hazard insurance during the foreclosure..( I had already noticed it,)
      Is it safe??? to apply for the settlement? they want last 4 of ss #
      we won our foreclosure per se. recently,.in Florida any advice?
      also looking for attorney, pr anyone who can help me file counterclaim for damages. I have a good start but need advice. I am new to their game. and won by common sense questions in the court room.

  21. David Franklin says:

    Translates to
    chase keeps all the money
    homeowners get nothing

    Chase n banks have their people in uscfpb

    To suppress complaints

    Thst was in the press when director was appointe d by Obama

    The other thing they do is ship our complaints to fed trade commission

    Complaint graveyard to cover it all up

    David

    • hammertime says:

      Betw this and the Annex guidelines Chase decides who gets the money as if the fraud, “crisis” never happened. Some get money for their PR campaigns and so politicians look good. Like the non-profit guy said they’re all pretending to do something.

  22. hammertime says:

    Another non answer from mortgageoversight people, Mr. Joseph Smith?

    So sounds like they can’t look into a $500,000 forgiveness offer and if there were any credits claimed by the “lender”? How many of these are there? $500k offers and oversight people we need to go on a hunt for?

    And got Chase rep to agree to recording so maybe there’s a change on that end. Documents what David is saying about categorizing our issues as “duplicates”. So are Chase and CFPB too much in sync here? A view into how they see the single point of contact as well or more misrepresentation on that front. If case is escalated to the “executive office” it seems the SPOC is out of the loop, no more SPOC?. Fits in with description that “executive” group is a delaying, misdirection tactic as David has said.

    And what ever happened to the task forces and the agency cooperation to get to the bottom of this fraud? Am I asking too many questions? From info@mortgageoversight.com, no word yet from ombudsman.

    “There are currently two settlements involving Chase. The first being the National Mortgage Settlement in which Chase has completed its requirements for consumer relief. The second is the Chase RMBS settlement. This was entered into in November 2013. The Monitor has a limited role in the Chase RMBS settlement dealing with consumer relief – he measures whether the relief has been granted. Chase has discretion in the granting of relief under the settlement and the Monitor has no oversight of the exercise of that discretion other than to measure the result. Unfortunately, our office is no able to get involved in individual borrower disputes with the servicer and we would not be able to review your case and provide assistance.

    Additionally, the Independent Foreclosure Review was separate from the National Mortgage Settlement and our office had nothing to do with it. I would encourage you to contact the OCC for concerns about the IFR. As for the City of Los Angeles, you would need to contact your state’s Attorney General to see if they are able to provide you with assistance.

    Thank you.

    Office of Mortgage Settlement Oversight

    P.O. Box 2091

    Raleigh, NC 27602

    (919)825-4748″

    • BOBBI SWANN says:

      Am I missing something here? From reading the settlement with Chase, it only mentions that it settled with 5 states (however, the state of NY was settled before the signing of this agreement). Those states were California, Mass., Illinois and Deleware. Anybody else in any of the other states have no bearing???? I see all these posts from people in places other than these 4 states thinking they have some resolve with this settlement and yet, it does not appear from what I read in the settlement that there is no relief for anyone else in these other states. I am in Florida and (wishing) that I had some stake in this settlement, but it does not appear so. Does anybody out there have more information that would lead me to believe otherwise?

      • hammertime says:

        Should be verified if applies to individual cases. Can be used to support claims, precedent. I’m hitting on the bigger theme that we aren’t getting relief so no matter what state complaints can be made questioning their process and where the money is going. If we all support each other’s causes and the main overall cause for foreclosure victims we could pop their bubble.

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