So last week I published

Foreclosure Fraud of the Week – Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase

Since then, I have went back to the file room to examine the case in more detail…

Guess what, it appears there are more “issues” than we originally reported on…

After reviewing the initial Complaint that was in the file, there was an Allonge attached to the Note that was attached to the complaint that is now nowhere to be found on the two “Original” Notes that are now in the file.


Mysterious Allonge

Looking further into the file, wouldn’t you know, there was an Affidavit as to Reasonable Attorneys Fees signed off by Lisa Cullaro as the expert and notarized by Erin Cullaro.

Now where do I know those names from? Oh yea, I remember!

It is from the post I did about Scandalous  Substantiated Allegations of Foreclosure Fraud That Implicates the Florida Attorney General’s Office and The Florida Default Law Group

Where  affidavits were executed on days other than those approved by the Office of the Attorney General and that travel records suggest that Erin Cullaro would have not been present in Florida on the date and time that an affidavit was notarized.

Focusing just on Erin Cullaro, the sampling of her alleged signatures below, demonstrate remarkable differences. And while, she proffers that she has abbreviated her signature over the years, the sampling reveals that more than one “abbreviated” signature has appeared over her signature line.

Here are the signatures to compare…

You see, up until the point Erin Cullaro joined the AG Office, she was the expert. Once employed by the AG Office she switched roles with her sister in law in where Erin became the Notary and Lisa became the witness.

When you have a government job like Assistant Attorney General, you can not have a duel employment role also executing Affidavits for a Foreclosure Mill. Instead she completed a “Request for Approval of Dual Employment” (From the Florida Attorney General’s Office) in which she certified that her secondary job notarizing documents “does not create a conflict of interest (as specified in Chapter 112, Part III, Florida Statutes) nor the appearance of impropriety…”

Oddly enough, her signature on the Affidavit as to Reasonable Attorneys Fees in this particular case with the duel notes appears to be a FORGERY

1st Affidavit as to Reasonable Attorneys Fees

So Who is Erin Cullaro?

An Assistant Attorney General? Florida Default Law Group Attorney? OR The Presiding Judge that Forecloses on Your Home?

Yes that is correct.

Ms. Erin Collins Cullaro was a candidate for the Thirteenth Judicial Circuit’s currently vacant position of county court judge in and for Hillsborough County!

From the Florida Bar

News Releases



December 21, 2009

CONTACT: Pedro F. Bajo, Jr., Chairman; ,
13th Circuit Judicial Nominating Commission
TELEPHONE: (813) 223-7333

The Thirteenth Judicial Circuit Judicial Nominating Commission is pleased to announce the following candidates will be interviewed for appointment to the currently vacant position of county court judge in and for Hillsborough County:

Lawrence Anzalone
Robert A. Bauman
Patrick Bowler Courtney
Erin Collins Cullaro
Helene L. Daniel
Jesse V. Dominguez…

Anyway, back to the file. As I was having the clerk print out the Affidavit as to Reasonable Attorneys Fees that appeared to be a forgery, the clerk accidentally printed the wrong Affidavit as to Reasonable Attorneys Fees.

Well, it was actually wrong. It was a NEW Affidavit as to Reasonable Attorneys Fees that was submitted to replace the original one that appeared to be a FORGERY.

My guess is they are replacing all of the Cullaros Affidavits since they are all now in question.

What shocked me on this accidental printout of the SECOND Affidavit as to Reasonable Attorneys Fees was who was now the Expert signing off on it.

2nd Affidavit as to Reasonable Attorneys Fees

Guess the Money is too Good to Pass Up – Introducing the Cullaros New Replacement – Expert Witness for Reasonable Attorneys Fees for FDLG Florida Default Law Group

John Cullaro?

That’s right…

After they, Lisa and Erin, were caught with their hands in the foreclosure cookie jar, they “promised” not to do it ever again…

“The Cullaros Promise Not to Provide Any More Expert or Notary Services…”

Next, the Cullaros promise this Court that they have ceased providing any expert witness or notary services to FDLG “and have no intention” to so in the future”.

Kind of like when a shoplifter gets caught walking out of the store with some merchandise, then trying to give it back promising never to do it again to avoid being prosecuted, right?

Well, to my surprise, it seems like they are living up to their promise, kind of…

It looks like Erin Cullaro and Lisa Cullaro are no longer providing Expert or Notary services to the FDLG.

Since they have been replaced by JOHN CULLARO, ERIN’S CULLARO’S HUSBAND!!!

Interestingly enough, John Cullaro is a DUI Defense Attorney who now is also an “Expert Witness” for Reasonable Attorney Fees for Foreclosure cases.

Go figure…

Guess the FDLG money is too great to pass up, even if it opens the door to potential depositions and other legal issues that may haunt John in the months to come…

Oh yea, and one more thing.



Motion to Dismiss Complaint, Motion to Vacate Clerks Default and in the Alternative Motion for Summary Judgment
[scribd id=30906829 key=key-1gf1cd821j25nap1txb8 mode=list]

Allonge to Note
[scribd id=30907297 key=key-13kj38g14zw1ns4gtjgl mode=list]

1st Affidavit as to Reasonable Attorneys Fees
[scribd id=30907160 key=key-b0w2weckosadez04o6 mode=list]

2nd Affidavit as to Reasonable Attorneys Fees
[scribd id=30907091 key=key-yhiyr1w5c4ai7dy4rdr mode=list]