HA!
Check this out…
Not only is this the most comical case ever, it enlightens us all on the internal procedures and the secret contracts with the banks…
Many thanks to Foreclosure Hamlet for taking the time to go down to Broward county and pull these most anticipated case files…
SOVEREIGN BANK,
Plaintiff,
vs.
FLORIDA DEFAULT LAW GROUP, P.L., d/b/a ECHEVARRIA, CODILIS & STAWARSKI
Defendants
From the complaint…
The within action arises from legal services provided by Defendants to Plaintiff in Broward County, Florida.
On or about February 2, 2007, Plaintiff engaged Defendants to bid on a foreclosure sale in Broward County, Florida.
Specifically, Plaintiff was the holder of a second mortgage,/home equity line of credit…
On or about August 17, 2006 the Brandts were sued by the homeowners association…
Plaintiffs nominee, Mortgage Electronic Registration Systems, Inc., was named as a defendant…
The HOA lawsuit proceeded to final judgment in the County Court in Broward County, Florida, and the foreclosure sale was scheduled for February 9, 2007…
A copy of the final judgment in the amount of $4,294.68, is attached…
Pursuant to the February 2,2001 engagement letter, Composite Exhibit “B” the approved bid amount was $383,700, since Plaintiff at the time believed that in order to protect its interest it had to pay off the first mortgage on the Real Property in addition to the HOA judgment amount, and that the approved bid amount would be sufficient to pay off the first mortgage and the home owner’s judgment and acquire a first lien on the Real Property.
Thus, Defendants knew from the moment they received the facsimile transmission on February 2, 2007, that the amount of the Final Judgment was only $4,294.68 although the approved bid amount was $383,700.
Defendants failed to give Plaintiff proper legal advice that a bid amount of $383,700 was completely unnecessary to satisfy the HOA judgment and that all that had to be paid to obtain a certificate of sale and certificate of title, subject to the first mortgage, was $4,294.68
Additionally, apparently believing that $383,700 was an insufficient sum to satisfy a$4,294.68 judgment, on or about February 6, 2007, Defendants requested Plaintiff wire monies in the total amount of $392,148.90, or $8,448.90 additional, in order to bid at the February 9, 2007 sale and to pay for court costs and documentary stamps.
Although the Real Property could have been purchased at the February 9, 2007 foreclosure sale for $4,294.68, subject to the first mortgage, Defendants failed to advise Plaintiff of this fact and proceeded to bid and pay $392,148.90 at the sale on behalf of Plaintiff.
Since Defendants bid $392,148.9A at a foreclosure sale when the Final Judgment was $4,292.68, excess funds of $376,200.50 were placed into the court registry.
Defendants compounded their errors and failed to timely and properly advise Plaintiff of the steps to take to reclaim the excess funds
Instead, the Brandts, the parties in default, petitioned for and received the $376,200.50 in excess funds…
And you know what?
The homeowners took the money and ran…
Hahahahhahahhha
Thereafter, Plaintiff was named as a defendant and subordinate lienholder in a separate foreclosure action, styled U.S. Bank v. Erwin J. Brandt, et al., Case No. 07-I8075 after which Plaintiff will be left without the Real Property and without the $392,148.90 bid at the first foreclosure sale…
CLASSIC!!!
Check out the case files below…
This should get very interesting…
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4closureFraud.org
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One for the people !
20 something years ago, my family had to fend off comfed savings and loan, with their bogus paperwork, and I helped them, as well as some people I met going thru the same thing. I seen a decorated green beret veteran, who put his life on the line for all of us, be removed from his home, by a show of force by US marshalls.
here, now decades later, MERS, and countrywide, took advantage of my sick mother, and my DYING stepdad, forging my mothers name, and basically bullshitting my step dad, who just recieved a new liver 2 months pryor to the “signing” that his credit would cover it, you dont need your wifes. he passed on 12/2007. a few more banks later, and a few months after bill passed, the payments jumped, banks changed, interest went up, How many red flags you see so far? how many liver transplant patients you know make a full enough recovery to repay 340 grand? That poor guy was a blue collar, just like me, mortgage broker was a scumbag, talking his crap, bamboozled him, with talks of “god” and “Jesus” saving him, hes doing the right thing, and 30 40 minutes of allied mortgae, and countrywide propaganda. My mom said, NO BILLY, Im not signing that!! Funny, my mother, a perocial school girl, impeccable penmanship, very distinctive handwriting, I seen that paperwork, a few weeks ago, now that BOA is harrassing her, it looks like a 2 fingered blind person signed it, compared to her real one. I have a message for all the con artists, and scammers in the fraud world. My mom was diagnosed with lupus recently, if she loses her house, if her health slips any more, if I lose my mom,due to your harrasment, and undue stress you have put on her, IM coming for you…and I will bring HELL with me…be warned.
FLORIDA DEFAULT LAW GROUP needs to be in the Jail Cell next to their Pal David J. Scumbag, opps, I mean Stern. I think they are DBA Name is ” Boy, DO We, Cheat Um, and How.
Bunch of Cocaine snorting SCUMBAG THUGS.
“Fight The Good Fight”
That is too rich-I wonder how they like the receiving end?! I am a certified paralegal and wondered why none of the foreclosure mills were interested in me – I would only want to work for them to see exactly what they do-but in the depo of a Lerner Sampson Rothfuss class action suit from Cleveland, their paralegal only has a GED, no legal education or expertise and operates under the title of “paralegal.” I actually have an undergrad degree, and a year of ABA accredited Law School paralegal education. In other words, I would know that they are falsifying documents and submitting fraudulent affidavits to a court and would not do it. Her depo and the law firm defending the fraud mill law firm-they are both fraud mills-who defend each other.
Maybe they will lose their jobs at the law firm who screwed their client-sometimes they just don’t care who they are screwing-but this one will cost them some bucks and a client.
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Hey so what’s the latest?
Ashleigh Politano… where’d you go?? Anyone know if she has started to remove her filings from court records here in Florida?
[youtube=http://www.youtube.com/watch?v=O0lf_fE3HwA&fs=1&hl=en_US&color1=0x5d1719&color2=0xcd311b]
Ashleigh Politano: “Uhhh Mr. Echeviarra, I’m not gonna’ be able to make it in to work… my conscience is sick again today…”
This is too funny! I really needed a laugh today! Thanks….
that is too funny!!!! way to go Brandts!!!!
I did not know that FDLG was part of the infamous Codilis group. Now it’s all starting to make sense.
….psst, hey kid – come here (law school grad) – want to learn how to make some quick cash?
see these papers – go file em’ in court, oh – don’t bother reading em’ – just sign here, press hard
there ya’ go! you’re a real go getter, i can see you’ll be going places in this firm!
lol